Cost of Living Comparison Between Zonguldak and Ubud, Bali Cost of Living Comparison Between Zonguldak and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $938 in Zonguldak versus $1,438 in Ubud, Bali.

Estimated couple costs with rent: $1,497 in Zonguldak versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,055 in Zonguldak versus $3,732 in Ubud, Bali.

Living in Zonguldak costs roughly 35% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Zonguldak is 30% below, Ubud, Bali is 7% above.

Currency
🍽 Eating Out
Zonguldak
Ubud, Bali
Difference
Meal at Budget Restaurant
$3.85 ₺173
$3.57 Rp 61.6K
7.84%
Three-Course Dinner for Two, Mid-Range
$38.21 ₺1,723
$32.58 Rp 562.6K
17.28%
Fast Food Meal (McDonalds, etc)
$7.61 ₺343
$5.07 Rp 87.5K
50.10%
Cappuccino
$3.00 ₺135
$2.83 Rp 48.8K
6.01%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.74 ₺33.30
$1.34 Rp 23.1K
-44.78%
Water (0.33 liter bottle)
$0.24 ₺10.73
$0.69 Rp 12.0K
-65.22%
Local Beer (0.5 liter draught)
$1.96 ₺88.3
$2.99 Rp 51.6K
-34.45%
Imported Beer (0.33 liter bottle)
$2.00 ₺90.4
$3.85 Rp 66.4K
-48.05%
🛒 Groceries & Markets
Zonguldak
Ubud, Bali
Difference
Milk (1 liter)
$0.59 ₺26.69
$1.74 Rp 30.1K
-66.09%
White Bread (500g)
$0.37 ₺16.66
$2.54 Rp 43.8K
-85.43%
Rice (white) (1kg)
$2.40 ₺108
$1.19 Rp 20.6K
101.68%
Eggs
$2.29 ₺103
$2.43 Rp 41.9K
-5.76%
Local Cheese (1kg)
$9.65 ₺435
$14.66 Rp 253.2K
-34.17%
Chicken Fillets (1kg)
$5.82 ₺262
$4.18 Rp 72.1K
39.23%
Beef Round Steak (1kg)
$19.48 ₺878
$11.94 Rp 206.1K
63.15%
Apples (1kg)
$1.52 ₺68.6
$3.69 Rp 63.6K
-58.81%
Banana (1kg)
$2.27 ₺103
$1.61 Rp 27.7K
40.99%
Oranges (1kg)
$1.26 ₺56.6
$2.69 Rp 46.4K
-53.16%
Tomato (1kg)
$1.47 ₺66.1
$2.33 Rp 40.2K
-36.91%
Potato (1kg)
$0.73 ₺32.98
$1.91 Rp 32.9K
-61.78%
Onion (1kg)
$0.62 ₺27.78
$2.19 Rp 37.7K
-71.69%
Lettuce (1 head)
$1.12 ₺50.3
$1.06 Rp 18.3K
5.66%
Water (1.5 liter bottle)
$0.39 ₺17.57
$0.72 Rp 12.5K
-45.83%
Cigarettes 20 Pack (Marlboro, Camel)
$1.96 ₺88.5
$3.13 Rp 54.1K
-37.38%
Wine (Bottle)
$11.14 ₺502
$23.49 Rp 405.6K
-52.58%
Local Beer (0.5 liter bottle)
$2.02 ₺91.1
$2.74 Rp 47.3K
-26.28%
Imported Beer (0.33 liter bottle)
$2.09 ₺94.1
$2.88 Rp 49.7K
-27.43%
🚌 Getting Around
Zonguldak
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.66 ₺29.88
$0.29 Rp 5,010
127.59%
Public Transport Monthly Pass (Regular Price)
$30.21 ₺1,362
$8.17 Rp 141.0K
269.77%
Taxi Start (Normal Tariff)
$0.86 ₺38.65
$0.45 Rp 7,834
91.11%
Taxi (Normal Tariff) (1km)
$0.62 ₺27.79
$0.42 Rp 7,278
47.62%
Taxi 1hour Waiting (Normal Tariff)
$6.16 ₺278
$6.16 Rp 106.3K
-
Gasoline (1 liter)
$1.08 ₺48.76
$0.84 Rp 14.5K
28.57%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$42.5K ₺1.9M
$26.2K Rp 453.1M
62.03%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$42.8K ₺1.9M
$32.5K Rp 560.8M
31.87%
🧾 Monthly Utilities & Internet
Zonguldak
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$28.14 ₺1,269
$78.4 Rp 1.4M
-64.12%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$9.03 ₺407
$3.95 Rp 68.2K
128.61%
Internet (50+ Mbps, Unlimited Data)
$10.12 ₺456
$24.40 Rp 421.4K
-58.52%
🎉 Sport & Entertainment
Zonguldak
Ubud, Bali
Difference
Gym Membership (Monthly)
$42.79 ₺1,929
$96.5 Rp 1.7M
-55.68%
Tennis Court (1 Hour on Weekend)
-
$6.35 Rp 109.6K
-
Cinema Ticket
$3.25 ₺146
$4.04 Rp 69.7K
-19.55%
🧸 Childcare & Education
Zonguldak
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$613 ₺27.6K
$303 Rp 5.2M
102.46%
International Primary School, 1 Child (Yearly)
$13.6K ₺614.4K
$6,523 Rp 112.6M
108.91%
👕👟 Clothing & Footwear
Zonguldak
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$17.48 ₺788
$53.8 Rp 929.5K
-67.53%
Summer Dress (H&M, Zara, etc)
$44.34 ₺1,999
$37.98 Rp 655.8K
16.75%
Sport Shoes (Adidas, Nike)
$46.21 ₺2,084
$86.8 Rp 1.5M
-46.74%
Men's Leather Business Shoes
$99.0 ₺4,464
$78.9 Rp 1.4M
25.54%
🏠 Accommodation & Living
Zonguldak
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$523 ₺23.6K
$1,012 Rp 17.5M
-48.32%
1-bedroom Apartment, Outside City Center (Monthly)
$401 ₺18.1K
$674 Rp 11.6M
-40.61%
3-bedroom Apartment, City Center (Monthly)
$881 ₺39.7K
$3,390 Rp 58.5M
-74.02%
3-bedroom Apartment, Outside City Center (Monthly)
$716 ₺32.3K
$2,098 Rp 36.2M
-65.88%
Buy Apartment in City Center (m2)
$1,297 ₺58.5K
$2,985 Rp 51.5M
-56.55%
Buy Apartment Outside City Center (m2)
-
$2,339 Rp 40.4M
-
💵 Salaries & Financials
Zonguldak
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$948 ₺42.7K
$173 Rp 3.0M
447.54%
20-Year Fixed Mortgage Interest Rate (Annual %)
48.4
13.28
264.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zonguldak: April 27, 2026

Last update for Ubud, Bali: April 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $523 in Zonguldak and $1,012 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Zonguldak pays 448% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $38.00 in Zonguldak vs $33.00 in Ubud, Bali. Groceries flip the comparison at $228 vs $298, with Zonguldak cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Zonguldak vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Zonguldak or Ubud, Bali?
Zonguldak wins on cost – living expenses run 53% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zonguldak the obvious pick if budget is a priority.
Are salaries higher in Zonguldak or Ubud, Bali?
Zonguldak pays 448% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Zonguldak vs Ubud, Bali?
Rent for a central apartment: $523 in Zonguldak versus $1,012 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Zonguldak and Ubud, Bali?
Childcare runs $613 in Zonguldak versus $303 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Zonguldak or Ubud, Bali?
Supermarket bills run roughly 31% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Can you live on $2,000/month in Zonguldak or Ubud, Bali?
At $938 in Zonguldak versus $1,438 in Ubud, Bali, a $2,000 budget is realistic in Zonguldak but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zonguldak the clear choice for anyone on this budget.
Which city is better for digital nomads, Zonguldak or Ubud, Bali?
Both work as nomad bases, but Zonguldak delivers better value – similar infrastructure at $938 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zonguldak hard to pass up.
How safe is Zonguldak compared to Ubud, Bali?
Safety-wise, Zonguldak and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Zonguldak gentler on the wallet – expenses run 53% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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