Cost of Living Comparison Between Zonguldak and Ubud, Bali Cost of Living Comparison Between Zonguldak and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,080 in Zonguldak versus $1,368 in Ubud, Bali.

Estimated couple costs with rent: $1,615 in Zonguldak versus $2,348 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,151 in Zonguldak versus $3,327 in Ubud, Bali.

Living in Zonguldak costs roughly 21% less than in Ubud, Bali, driven mainly by Eating Out.

The two cities straddle the global median: Zonguldak is 21% below, Ubud, Bali is 0% above.

Currency
🍽 Eating Out
Zonguldak
Ubud, Bali
Difference
Meal at Budget Restaurant
$8.33 ₺406
$3.44 Rp 61.0K
142.15%
Three-Course Dinner for Two, Mid-Range
$22.78 ₺1,111
$36.31 Rp 644.0K
-37.26%
Fast Food Meal (McDonalds, etc)
$7.33 ₺357
$5.71 Rp 101.2K
28.37%
Cappuccino
$3.73 ₺182
$2.67 Rp 47.4K
39.70%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.51 ₺73.8
$1.75 Rp 31.0K
-13.71%
Water (0.33 liter bottle)
$0.40 ₺19.33
$0.87 Rp 15.5K
-54.02%
Local Beer (0.5 liter draught)
$4.23 ₺206
$2.95 Rp 52.4K
43.39%
Imported Beer (0.33 liter bottle)
$4.12 ₺201
$4.52 Rp 80.1K
-8.85%
🛒 Groceries & Markets
Zonguldak
Ubud, Bali
Difference
Milk (1 liter)
$0.92 ₺45.06
$1.62 Rp 28.7K
-43.21%
White Bread (500g)
$1.02 ₺49.51
$2.33 Rp 41.3K
-56.22%
Rice (white) (1kg)
$2.31 ₺113
$1.11 Rp 19.6K
108.11%
Eggs
$2.65 ₺129
$2.20 Rp 39.0K
20.45%
Local Cheese (1kg)
$10.38 ₺506
$17.69 Rp 313.8K
-41.32%
Chicken Fillets (1kg)
$5.42 ₺264
$4.10 Rp 72.7K
32.20%
Beef Round Steak (1kg)
$20.47 ₺998
$12.18 Rp 216.0K
68.06%
Apples (1kg)
$1.96 ₺95.7
$3.71 Rp 65.7K
-47.17%
Banana (1kg)
$2.26 ₺110
$1.59 Rp 28.2K
42.14%
Oranges (1kg)
$1.35 ₺65.8
$2.28 Rp 40.5K
-40.79%
Tomato (1kg)
$1.61 ₺78.4
$1.95 Rp 34.6K
-17.44%
Potato (1kg)
$0.61 ₺29.80
$1.91 Rp 33.8K
-68.06%
Onion (1kg)
$0.54 ₺26.37
$2.33 Rp 41.3K
-76.82%
Lettuce (1 head)
$0.99 ₺48.41
$1.01 Rp 17.9K
-1.98%
Water (1.5 liter bottle)
$0.65 ₺31.91
$0.55 Rp 9,788
18.18%
Cigarettes 20 Pack (Marlboro, Camel)
$2.02 ₺98.6
$2.23 Rp 39.6K
-9.42%
Wine (Bottle)
$12.68 ₺618
$23.07 Rp 409.2K
-45.04%
Local Beer (0.5 liter bottle)
$2.11 ₺103
$2.42 Rp 42.9K
-12.81%
Imported Beer (0.33 liter bottle)
$2.00 ₺97.6
$3.00 Rp 53.1K
-33.33%
🚌 Getting Around
Zonguldak
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$2.03 ₺98.8
$0.27 Rp 4,821
651.85%
Public Transport Monthly Pass (Regular Price)
-
$8.98 Rp 159.3K
-
Taxi Start (Normal Tariff)
$1.27 ₺61.8
$0.48 Rp 8,580
164.58%
Taxi (Normal Tariff) (1km)
$0.75 ₺36.80
$0.43 Rp 7,691
74.42%
Taxi 1hour Waiting (Normal Tariff)
$6.84 ₺334
$5.64 Rp 100.1K
21.28%
Gasoline (1 liter)
$1.24 ₺60.4
$0.80 Rp 14.2K
55.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$48.4K ₺2.4M
$24.9K Rp 442.4M
94.08%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$42.1K ₺2.1M
$31.7K Rp 562.4M
32.63%
🧾 Monthly Utilities & Internet
Zonguldak
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$66.0 ₺3,219
$81.5 Rp 1.4M
-18.95%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$11.02 ₺537
$6.49 Rp 115.2K
69.80%
Internet (50+ Mbps, Unlimited Data)
$16.94 ₺826
$18.77 Rp 332.9K
-9.75%
🎉 Sport & Entertainment
Zonguldak
Ubud, Bali
Difference
Gym Membership (Monthly)
$45.94 ₺2,240
$56.9 Rp 1.0M
-19.22%
Tennis Court (1 Hour on Weekend)
$51.8 ₺2,527
$18.73 Rp 332.2K
176.67%
Cinema Ticket
$5.76 ₺281
$4.54 Rp 80.5K
26.87%
🧸 Childcare & Education
Zonguldak
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,053 ₺51.3K
$481 Rp 8.5M
119.08%
International Primary School, 1 Child (Yearly)
$18.6K ₺905.6K
$5,711 Rp 101.3M
225.18%
👕👟 Clothing & Footwear
Zonguldak
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$48.23 ₺2,352
$45.52 Rp 807.3K
5.95%
Summer Dress (H&M, Zara, etc)
$49.05 ₺2,392
$35.88 Rp 636.4K
36.71%
Sport Shoes (Adidas, Nike)
$102 ₺4,980
$80.4 Rp 1.4M
27.06%
Men's Leather Business Shoes
$97.8 ₺4,769
$78.7 Rp 1.4M
24.32%
🏠 Accommodation & Living
Zonguldak
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$431 ₺21.0K
$1,115 Rp 19.8M
-61.36%
1-bedroom Apartment, Outside City Center (Monthly)
$376 ₺18.3K
$698 Rp 12.4M
-46.11%
3-bedroom Apartment, City Center (Monthly)
$444 ₺21.6K
$3,637 Rp 64.5M
-87.79%
3-bedroom Apartment, Outside City Center (Monthly)
$500 ₺24.4K
$1,737 Rp 30.8M
-71.25%
Buy Apartment in City Center (m2)
$1,196 ₺58.3K
$2,784 Rp 49.4M
-57.03%
Buy Apartment Outside City Center (m2)
-
$2,290 Rp 40.6M
-
💵 Salaries & Financials
Zonguldak
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$874 ₺42.6K
$168 Rp 3.0M
420.20%
20-Year Fixed Mortgage Interest Rate (Annual %)
43.33
13.78
214.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zonguldak: September 13, 2026

Last update for Ubud, Bali: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $431 in Zonguldak and $1,115 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Zonguldak pays 420% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $23.00 in Zonguldak vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $250 vs $295 per month, with Zonguldak cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Zonguldak vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Zonguldak or Ubud, Bali?
Zonguldak wins on cost – living expenses run 27% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zonguldak the obvious pick if budget is a priority.
Are salaries higher in Zonguldak or in Ubud, Bali?
Average pay runs 420% higher in Zonguldak, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Zonguldak compared to Ubud, Bali?
Rent for a central apartment: $431 in Zonguldak versus $1,115 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Zonguldak or in Ubud, Bali?
Supermarket bills run roughly 18% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
How much does it cost to live in Zonguldak compared to Ubud, Bali?
All in, you'll spend $1,080 per month in Zonguldak versus $1,368 in Ubud, Bali – a 27% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $2,000/month in Zonguldak or in Ubud, Bali?
At $1,080 in Zonguldak versus $1,368 in Ubud, Bali, a $2,000 budget is realistic in Zonguldak but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zonguldak the clear choice for anyone on this budget.
Which city is better for digital nomads, Zonguldak or Ubud, Bali?
Both work as nomad bases, but Zonguldak delivers better value – similar infrastructure at $1,080 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zonguldak hard to pass up.
How safe is Zonguldak compared to Ubud, Bali?
Safety-wise, Zonguldak and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Zonguldak gentler on the wallet – expenses run 27% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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