Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Zofingen

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $3,274 in Zofingen, rent and utilities included – about $23,300 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
156

Cost of Living Index in Zofingen
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Zofingen Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Zofingen

🇨🇭 Switzerland

$3,274

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Zofingen

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Zofingen actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $3,274 in Zofingen.

Ubud, Bali $1,331
Zofingen $3,274

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $4,896 in Zofingen.

Ubud, Bali $2,255
Zofingen $4,896

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $6,518 in Zofingen.

Ubud, Bali $3,180
Zofingen $6,518

Living in Ubud, Bali costs roughly 59% less than in Zofingen, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Ubud, Bali is 2% below, Zofingen is 142% above.

Meal at Budget Restaurant

$3.38 Rp 61.2K

$29.67 CHF 24.23

-88.61%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.6K

$122 CHF 99.8

-71.67%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.1K

$15.82 CHF 12.92

-64.79%

Cappuccino

$2.62 Rp 47.5K

$3.72 CHF 3.04

-29.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$3.00 CHF 2.45

-48.67%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$7.26 CHF 5.92

-91.18%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$4.33 CHF 3.54

-38.34%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.3K

$7.83 CHF 6.39

-45.59%

Milk (1 liter)

$1.46 Rp 26.5K

$2.07 CHF 1.69

-29.47%

White Bread (500g)

$2.29 Rp 41.6K

$2.95 CHF 2.41

-22.37%

Rice (white) (1kg)

$1.11 Rp 20.1K

$2.33 CHF 1.90

-52.36%

Eggs

$2.10 Rp 38.1K

$6.39 CHF 5.21

-67.14%

Local Cheese (1kg)

$15.94 Rp 289.2K

$24.51 CHF 20.01

-34.97%

Chicken Fillets (1kg)

$3.88 Rp 70.4K

$15.57 CHF 12.71

-75.08%

Beef Round Steak (1kg)

$11.40 Rp 206.8K

$26.86 CHF 21.93

-57.56%

Apples (1kg)

$3.55 Rp 64.4K

$3.84 CHF 3.13

-7.55%

Banana (1kg)

$1.54 Rp 27.9K

$1.99 CHF 1.63

-22.61%

Oranges (1kg)

$2.23 Rp 40.5K

$2.76 CHF 2.25

-19.20%

Tomato (1kg)

$1.97 Rp 35.8K

$3.88 CHF 3.17

-49.23%

Potato (1kg)

$1.86 Rp 33.7K

$1.67 CHF 1.36

11.38%

Onion (1kg)

$2.42 Rp 43.9K

$2.02 CHF 1.65

19.80%

Lettuce (1 head)

$1.02 Rp 18.6K

$2.16 CHF 1.76

-52.78%

Water (1.5 liter bottle)

$0.52 Rp 9,475

$1.31 CHF 1.07

-60.31%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$10.62 CHF 8.67

-79.28%

Wine (Bottle)

$21.79 Rp 395.2K

$12.27 CHF 10.02

77.59%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$2.23 CHF 1.82

4.48%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.47 CHF 2.02

20.24%

One-way Ticket (Public Transport)

$0.25 Rp 4,542

$5.90 CHF 4.82

-95.76%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.3K

$114 CHF 93.4

-92.86%

Taxi Start (Normal Tariff)

$0.44 Rp 7,941

$8.15 CHF 6.66

-94.60%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,489

$4.61 CHF 3.76

-89.80%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

$109 CHF 88.8

-94.85%

Gasoline (1 liter)

$0.83 Rp 15.0K

$2.20 CHF 1.79

-62.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.5M

$40.0K CHF 32.7K

-38.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.0M

$39.3K CHF 32.1K

-19.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$272 CHF 222

-71.56%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$27.75 CHF 22.65

-77.87%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.1K

$52.3 CHF 42.70

-63.82%

Gym Membership (Monthly)

$51.0 Rp 925.0K

$85.6 CHF 69.9

-40.45%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.0K

$40.45 CHF 33.03

-54.88%

Cinema Ticket

$4.38 Rp 79.5K

$25.30 CHF 20.66

-82.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$2,863 CHF 2,338

-82.80%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.7M

$35.6K CHF 29.0K

-65.64%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.2K

$80.0 CHF 65.3

-43.57%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 632.9K

$55.9 CHF 45.64

-37.58%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$128 CHF 105

-39.01%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$109 CHF 89.3

-28.79%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

$1,865 CHF 1,523

-42.22%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$1,587 CHF 1,296

-58.11%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$2,466 CHF 2,013

42.36%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$2,591 CHF 2,115

-35.51%

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

$15.0K CHF 12.2K

-84.35%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$8,712 CHF 7,112

-74.33%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$7,526 CHF 6,144

-97.79%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

1.53

800.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Zofingen: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Zofingen

$1.6K 48.5% 139% $922

Groceries & Markets

Ubud, Bali

$279 21%

Zofingen

$453 13.8% 61.9% $173

Clothing & Footwear

Ubud, Bali

$106 8%

Zofingen

$168 5.1% 58.2% $62

Eating Out

Ubud, Bali

$106 8%

Zofingen

$408 12.5% 286% $302

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Zofingen

$353 10.8% 244% $250

Sport & Entertainment

Ubud, Bali

$60 4.5%

Zofingen

$136 4.2% 128% $76

Getting Around

Ubud, Bali

$12 0.9%

Zofingen

$169 5.2% 1316% $157

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $1,865 in Zofingen. Housing cost is often the main lever when comparing two cities.

Zofingen pays about 45 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $35 in Ubud, Bali vs $122 in Zofingen for a mid-range dinner for two. Groceries echo the gap at $279 vs $453 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇨🇭 Zofingen

🕒 Local time

18:11 6:11 PM

11:11 11:11 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

11,543

💱 Currency

Indonesian Rupiah IDR Rp

Swiss Franc CHF Fr

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

1 CHF = 1.22 USD

1 CHF = 1.09 EUR

Exchange rates and currency converter

CHF, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,384 IDR (100,000 IDR = 4.91 EUR).

Swiss Franc exchange rates as of November 5, 2026: 1 USD = 0.816 CHF (1 CHF = 1.22 USD). 1 EUR = 0.917 CHF (1 CHF = 1.09 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Zofingen 12,000 km ≈ 16 h nonstop flight

From you

Ubud, Bali
Zofingen

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Zofingen: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 59% lower than in Zofingen. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 98% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,078 in Ubud, Bali versus $1,865 in Zofingen. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $492 in Ubud, Bali versus $2,863 in Zofingen. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 62% higher in Zofingen. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Zofingen are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 59% less than in Zofingen. Beyond cost, consider language, visa policies, and how big the international community is in each city.