Cost of Living Comparison Between Ubud, Bali and Zofingen Cost of Living Comparison Between Ubud, Bali and Zofingen

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $3,209 in Zofingen.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $4,684 in Zofingen.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $6,158 in Zofingen.

Living in Ubud, Bali costs roughly 55% less than in Zofingen, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 7% above, Zofingen 140% above.

Currency
🍽 Eating Out
Ubud, Bali
Zofingen
Difference
Meal at Budget Restaurant
$3.57 Rp 61.9K
$28.54 CHF 22.57
-87.49%
Three-Course Dinner for Two, Mid-Range
$32.58 Rp 564.7K
$108 CHF 85.4
-69.83%
Fast Food Meal (McDonalds, etc)
$5.07 Rp 87.8K
$17.48 CHF 13.83
-71.00%
Cappuccino
$2.83 Rp 49.0K
$3.60 CHF 2.85
-21.39%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.34 Rp 23.2K
$3.01 CHF 2.38
-55.48%
Water (0.33 liter bottle)
$0.69 Rp 12.0K
$4.77 CHF 3.77
-85.53%
Local Beer (0.5 liter draught)
$2.99 Rp 51.8K
$4.38 CHF 3.47
-31.74%
Imported Beer (0.33 liter bottle)
$3.85 Rp 66.7K
$6.24 CHF 4.94
-38.30%
🛒 Groceries & Markets
Ubud, Bali
Zofingen
Difference
Milk (1 liter)
$1.74 Rp 30.2K
$1.88 CHF 1.48
-7.45%
White Bread (500g)
$2.54 Rp 44.0K
$2.66 CHF 2.11
-4.51%
Rice (white) (1kg)
$1.19 Rp 20.6K
$2.25 CHF 1.78
-47.11%
Eggs
$2.43 Rp 42.0K
$4.80 CHF 3.79
-49.38%
Local Cheese (1kg)
$14.66 Rp 254.1K
$28.20 CHF 22.30
-48.01%
Chicken Fillets (1kg)
$4.18 Rp 72.4K
$12.28 CHF 9.72
-65.96%
Beef Round Steak (1kg)
$11.94 Rp 206.9K
$23.14 CHF 18.31
-48.40%
Apples (1kg)
$3.69 Rp 63.9K
$3.38 CHF 2.67
9.17%
Banana (1kg)
$1.61 Rp 27.8K
$2.16 CHF 1.71
-25.46%
Oranges (1kg)
$2.69 Rp 46.5K
$2.80 CHF 2.21
-3.93%
Tomato (1kg)
$2.33 Rp 40.4K
$3.62 CHF 2.86
-35.64%
Potato (1kg)
$1.91 Rp 33.0K
$2.25 CHF 1.78
-15.11%
Onion (1kg)
$2.19 Rp 37.9K
$2.22 CHF 1.76
-1.35%
Lettuce (1 head)
$1.06 Rp 18.3K
$2.47 CHF 1.95
-57.09%
Water (1.5 liter bottle)
$0.72 Rp 12.5K
$1.10 CHF 0.87
-34.55%
Cigarettes 20 Pack (Marlboro, Camel)
$3.13 Rp 54.3K
$11.48 CHF 9.08
-72.74%
Wine (Bottle)
$23.49 Rp 407.1K
$12.90 CHF 10.20
82.09%
Local Beer (0.5 liter bottle)
$2.74 Rp 47.5K
$1.91 CHF 1.51
43.46%
Imported Beer (0.33 liter bottle)
$2.88 Rp 49.9K
$2.25 CHF 1.78
28.00%
🚌 Getting Around
Ubud, Bali
Zofingen
Difference
One-way Ticket (Public Transport)
$0.29 Rp 5,029
$4.02 CHF 3.18
-92.79%
Public Transport Monthly Pass (Regular Price)
$8.17 Rp 141.6K
$99.1 CHF 78.4
-91.75%
Taxi Start (Normal Tariff)
$0.45 Rp 7,863
$7.96 CHF 6.30
-94.35%
Taxi (Normal Tariff) (1km)
$0.42 Rp 7,305
$4.42 CHF 3.49
-90.50%
Taxi 1hour Waiting (Normal Tariff)
$6.16 Rp 106.7K
$91.8 CHF 72.6
-93.29%
Gasoline (1 liter)
$0.84 Rp 14.6K
$2.17 CHF 1.72
-61.29%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.2K Rp 454.9M
$40.5K CHF 32.0K
-35.16%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.5K Rp 562.9M
$56.6K CHF 44.8K
-42.64%
🧾 Monthly Utilities & Internet
Ubud, Bali
Zofingen
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$78.4 Rp 1.4M
$373 CHF 295
-78.97%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.95 Rp 68.5K
$43.10 CHF 34.09
-90.84%
Internet (50+ Mbps, Unlimited Data)
$24.40 Rp 423.0K
$43.69 CHF 34.56
-44.15%
🎉 Sport & Entertainment
Ubud, Bali
Zofingen
Difference
Gym Membership (Monthly)
$96.5 Rp 1.7M
$89.5 CHF 70.8
7.87%
Tennis Court (1 Hour on Weekend)
$6.35 Rp 110.0K
-
-
Cinema Ticket
$4.04 Rp 70.0K
$24.87 CHF 19.67
-83.76%
🧸 Childcare & Education
Ubud, Bali
Zofingen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$303 Rp 5.2M
$2,670 CHF 2,112
-88.67%
International Primary School, 1 Child (Yearly)
$6,523 Rp 113.1M
$40.7K CHF 32.2K
-83.96%
👕👟 Clothing & Footwear
Ubud, Bali
Zofingen
Difference
Jeans (Levis 501 Or Similar)
$53.8 Rp 933.1K
$98.2 CHF 77.7
-45.16%
Summer Dress (H&M, Zara, etc)
$37.98 Rp 658.3K
$61.5 CHF 48.64
-38.23%
Sport Shoes (Adidas, Nike)
$86.8 Rp 1.5M
$99.5 CHF 78.7
-12.83%
Men's Leather Business Shoes
$78.9 Rp 1.4M
$146 CHF 116
-46.07%
🏠 Accommodation & Living
Ubud, Bali
Zofingen
Difference
1-bedroom Apartment, City Center (Monthly)
$1,012 Rp 17.5M
$1,716 CHF 1,357
-41.01%
1-bedroom Apartment, Outside City Center (Monthly)
$674 Rp 11.7M
$1,469 CHF 1,162
-54.09%
3-bedroom Apartment, City Center (Monthly)
$3,390 Rp 58.8M
$2,815 CHF 2,227
20.41%
3-bedroom Apartment, Outside City Center (Monthly)
$2,098 Rp 36.4M
$2,447 CHF 1,936
-14.27%
Buy Apartment in City Center (m2)
$2,985 Rp 51.7M
$14.0K CHF 11.1K
-78.64%
Buy Apartment Outside City Center (m2)
$2,339 Rp 40.5M
$10.6K CHF 8,387
-77.94%
💵 Salaries & Financials
Ubud, Bali
Zofingen
Difference
Average Monthly Net Salary (After Tax)
$173 Rp 3.0M
$7,704 CHF 6,094
-97.75%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
1.53
767.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Zofingen: April 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $1,716 in Zofingen. Housing cost is often the main lever when comparing two cities.

Zofingen pays 4350% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33.00 in Ubud, Bali vs $108 in Zofingen for a mid-range dinner for two. Groceries echo the gap at $298 vs $422 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Zofingen: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Zofingen?
Ubud, Bali wins on cost – living expenses run 123% lower than in Zofingen. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
Are salaries higher in Ubud, Bali or Zofingen?
On paper, Zofingen earns 4350% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Ubud, Bali vs Zofingen?
Rent for a central apartment: $1,012 in Ubud, Bali versus $1,716 in Zofingen. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Ubud, Bali and Zofingen?
Childcare runs $303 in Ubud, Bali versus $2,670 in Zofingen. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Ubud, Bali or Zofingen?
Supermarket bills run roughly 42% higher in Zofingen. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,000/month in Ubud, Bali or Zofingen?
At $1,438 in Ubud, Bali versus $3,209 in Zofingen, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Zofingen. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Zofingen?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,438 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Ubud, Bali compared to Zofingen?
Safety-wise, Ubud, Bali and Zofingen are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 123% less than in Zofingen. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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