Cost of Living Comparison Between Ubud, Bali and Zofingen Cost of Living Comparison Between Ubud, Bali and Zofingen

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $3,176 in Zofingen.

Estimated couple costs with rent: $2,557 in Ubud, Bali versus $4,776 in Zofingen.

Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $6,376 in Zofingen.

Living in Ubud, Bali costs roughly 56% less than in Zofingen, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 5% above, Zofingen 139% above.

Currency
🍽 Eating Out
Ubud, Bali
Zofingen
Difference
Meal at Budget Restaurant
$3.57 Rp 64.6K
$27.97 CHF 22.75
-87.24%
Three-Course Dinner for Two, Mid-Range
$32.32 Rp 584.4K
$106 CHF 86.6
-69.65%
Fast Food Meal (McDonalds, etc)
$5.01 Rp 90.5K
$17.43 CHF 14.17
-71.26%
Cappuccino
$2.82 Rp 51.1K
$3.61 CHF 2.93
-21.88%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.35 Rp 24.4K
$3.04 CHF 2.48
-55.59%
Water (0.33 liter bottle)
$0.73 Rp 13.2K
$4.63 CHF 3.77
-84.23%
Local Beer (0.5 liter draught)
$2.93 Rp 53.0K
$4.18 CHF 3.40
-29.90%
Imported Beer (0.33 liter bottle)
$3.94 Rp 71.2K
$6.11 CHF 4.97
-35.52%
🛒 Groceries & Markets
Ubud, Bali
Zofingen
Difference
Milk (1 liter)
$1.78 Rp 32.2K
$1.88 CHF 1.53
-5.32%
White Bread (500g)
$2.45 Rp 44.3K
$2.65 CHF 2.15
-7.55%
Rice (white) (1kg)
$1.15 Rp 20.8K
$2.23 CHF 1.82
-48.43%
Eggs
$2.41 Rp 43.7K
$4.66 CHF 3.79
-48.28%
Local Cheese (1kg)
$14.33 Rp 259.1K
$28.49 CHF 23.18
-49.70%
Chicken Fillets (1kg)
$4.19 Rp 75.7K
$12.39 CHF 10.08
-66.18%
Beef Round Steak (1kg)
$12.06 Rp 218.1K
$23.11 CHF 18.80
-47.81%
Apples (1kg)
$3.64 Rp 65.8K
$3.51 CHF 2.86
3.70%
Banana (1kg)
$1.57 Rp 28.3K
$2.17 CHF 1.76
-27.65%
Oranges (1kg)
$2.79 Rp 50.4K
$2.78 CHF 2.26
0.36%
Tomato (1kg)
$2.24 Rp 40.5K
$3.72 CHF 3.02
-39.78%
Potato (1kg)
$1.98 Rp 35.8K
$2.23 CHF 1.81
-11.21%
Onion (1kg)
$2.28 Rp 41.2K
$2.22 CHF 1.81
2.70%
Lettuce (1 head)
$1.05 Rp 19.1K
$2.40 CHF 1.95
-56.25%
Water (1.5 liter bottle)
$0.79 Rp 14.2K
$1.09 CHF 0.88
-27.52%
Cigarettes 20 Pack (Marlboro, Camel)
$3.19 Rp 57.7K
$11.41 CHF 9.28
-72.04%
Wine (Bottle)
$23.49 Rp 424.8K
$12.44 CHF 10.12
88.83%
Local Beer (0.5 liter bottle)
$2.90 Rp 52.4K
$1.96 CHF 1.59
47.96%
Imported Beer (0.33 liter bottle)
$2.76 Rp 49.8K
$2.36 CHF 1.92
16.95%
🚌 Getting Around
Ubud, Bali
Zofingen
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,821
$3.94 CHF 3.20
-93.15%
Public Transport Monthly Pass (Regular Price)
$8.37 Rp 151.3K
$97.7 CHF 79.5
-91.44%
Taxi Start (Normal Tariff)
$0.45 Rp 8,180
$8.17 CHF 6.65
-94.49%
Taxi (Normal Tariff) (1km)
$0.46 Rp 8,311
$4.44 CHF 3.61
-89.64%
Taxi 1hour Waiting (Normal Tariff)
$6.07 Rp 109.7K
$92.9 CHF 75.5
-93.46%
Gasoline (1 liter)
$0.86 Rp 15.6K
$2.07 CHF 1.69
-58.45%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6K Rp 480.7M
$39.6K CHF 32.2K
-32.91%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.5K Rp 588.6M
$58.0K CHF 47.2K
-43.90%
🧾 Monthly Utilities & Internet
Ubud, Bali
Zofingen
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.0 Rp 1.4M
$373 CHF 304
-78.82%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.09 Rp 74.0K
$42.58 CHF 34.63
-90.39%
Internet (50+ Mbps, Unlimited Data)
$23.85 Rp 431.2K
$42.26 CHF 34.37
-43.56%
🎉 Sport & Entertainment
Ubud, Bali
Zofingen
Difference
Gym Membership (Monthly)
$98.8 Rp 1.8M
$86.6 CHF 70.4
14.13%
Tennis Court (1 Hour on Weekend)
$6.35 Rp 114.9K
$52.2 CHF 42.44
-87.83%
Cinema Ticket
$4.01 Rp 72.5K
$25.06 CHF 20.39
-84.00%
🧸 Childcare & Education
Ubud, Bali
Zofingen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$297 Rp 5.4M
$2,697 CHF 2,194
-88.98%
International Primary School, 1 Child (Yearly)
$6,602 Rp 119.4M
$40.0K CHF 32.5K
-83.49%
👕👟 Clothing & Footwear
Ubud, Bali
Zofingen
Difference
Jeans (Levis 501 Or Similar)
$53.4 Rp 966.0K
$99.8 CHF 81.2
-46.45%
Summer Dress (H&M, Zara, etc)
$38.11 Rp 689.2K
$61.1 CHF 49.72
-37.66%
Sport Shoes (Adidas, Nike)
$88.7 Rp 1.6M
$97.8 CHF 79.6
-9.37%
Men's Leather Business Shoes
$76.6 Rp 1.4M
$148 CHF 121
-48.34%
🏠 Accommodation & Living
Ubud, Bali
Zofingen
Difference
1-bedroom Apartment, City Center (Monthly)
$1,020 Rp 18.4M
$1,729 CHF 1,407
-41.03%
1-bedroom Apartment, Outside City Center (Monthly)
$680 Rp 12.3M
$1,489 CHF 1,211
-54.31%
3-bedroom Apartment, City Center (Monthly)
$3,469 Rp 62.7M
$2,787 CHF 2,267
24.48%
3-bedroom Apartment, Outside City Center (Monthly)
$2,090 Rp 37.8M
$2,509 CHF 2,041
-16.69%
Buy Apartment in City Center (m2)
$2,729 Rp 49.3M
$14.9K CHF 12.1K
-81.68%
Buy Apartment Outside City Center (m2)
$2,295 Rp 41.5M
$8,755 CHF 7,121
-73.78%
💵 Salaries & Financials
Ubud, Bali
Zofingen
Difference
Average Monthly Net Salary (After Tax)
$164 Rp 3.0M
$7,530 CHF 6,125
-97.83%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
1.53
767.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Zofingen: July 25, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $1,729 in Zofingen. Housing cost is often the main lever when comparing two cities.

Zofingen pays 4500% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $32.00 in Ubud, Bali vs $106 in Zofingen for a mid-range dinner for two. Groceries echo the gap at $298 vs $423 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Zofingen: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Zofingen?
Ubud, Bali wins on cost – living expenses run 128% lower than in Zofingen. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
Are salaries higher in Ubud, Bali or in Zofingen?
On paper, salaries run 4500% lower in Zofingen. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Ubud, Bali compared to Zofingen?
Rent for a central apartment: $1,020 in Ubud, Bali versus $1,729 in Zofingen. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Ubud, Bali and in Zofingen?
Childcare runs $297 in Ubud, Bali versus $2,697 in Zofingen. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Ubud, Bali or in Zofingen?
Supermarket bills run roughly 42% higher in Zofingen. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,000/month in Ubud, Bali or in Zofingen?
At $1,392 in Ubud, Bali versus $3,176 in Zofingen, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Zofingen. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Zofingen?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,392 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Ubud, Bali compared to Zofingen?
Safety-wise, Ubud, Bali and Zofingen are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 128% less than in Zofingen. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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