😐Monthly costs for one person with rent: $3,180 in Zofingen versus $1,368 in Ubud, Bali.
😐Estimated couple costs with rent: $4,788 in Zofingen versus $2,348 in Ubud, Bali.
😐Monthly costs for a family of three with rent: $6,396 in Zofingen versus $3,327 in Ubud, Bali.
🌍Living in Zofingen is roughly 133% more expensive than in Ubud, Bali, driven mainly by Eating Out.
📊Both cities are pricier than the global median: Zofingen132% above, Ubud, Bali0% above.
Currency
🍽 Eating Out
Zofingen
Ubud, Bali
Difference
Meal at Budget Restaurant
$28.72CHF 23.60
$3.44Rp 61.0K
734.88%
Three-Course Dinner for Two, Mid-Range
$123CHF 101
$36.31Rp 644.0K
238.03%
Fast Food Meal(McDonalds, etc)
$16.07CHF 13.20
$5.71Rp 101.2K
181.44%
Cappuccino
$3.74CHF 3.07
$2.67Rp 47.4K
40.07%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.97CHF 2.44
$1.75Rp 31.0K
69.71%
Water(0.33 liter bottle)
$7.18CHF 5.90
$0.87Rp 15.5K
725.29%
Local Beer(0.5 liter draught)
$4.35CHF 3.58
$2.95Rp 52.4K
47.46%
Imported Beer(0.33 liter bottle)
$8.06CHF 6.62
$4.52Rp 80.1K
78.32%
🛒 Groceries & Markets
Zofingen
Ubud, Bali
Difference
Milk(1 liter)
$2.11CHF 1.73
$1.62Rp 28.7K
30.25%
White Bread(500g)
$2.95CHF 2.43
$2.33Rp 41.3K
26.61%
Rice(white)(1kg)
$2.37CHF 1.95
$1.11Rp 19.6K
113.51%
Eggs
$6.15CHF 5.05
$2.20Rp 39.0K
179.55%
Local Cheese(1kg)
$24.34CHF 20.00
$17.69Rp 313.8K
37.59%
Chicken Fillets(1kg)
$15.85CHF 13.03
$4.10Rp 72.7K
286.59%
Beef Round Steak(1kg)
$27.07CHF 22.25
$12.18Rp 216.0K
122.25%
Apples(1kg)
$4.03CHF 3.31
$3.71Rp 65.7K
8.63%
Banana(1kg)
$2.08CHF 1.71
$1.59Rp 28.2K
30.82%
Oranges(1kg)
$2.73CHF 2.25
$2.28Rp 40.5K
19.74%
Tomato(1kg)
$3.95CHF 3.25
$1.95Rp 34.6K
102.56%
Potato(1kg)
$1.69CHF 1.39
$1.91Rp 33.8K
-11.52%
Onion(1kg)
$1.99CHF 1.64
$2.33Rp 41.3K
-14.59%
Lettuce(1 head)
$2.19CHF 1.80
$1.01Rp 17.9K
116.83%
Water(1.5 liter bottle)
$1.36CHF 1.11
$0.55Rp 9,788
147.27%
Cigarettes 20 Pack(Marlboro, Camel)
$10.69CHF 8.78
$2.23Rp 39.6K
379.37%
Wine(Bottle)
$12.22CHF 10.05
$23.07Rp 409.2K
-47.03%
Local Beer(0.5 liter bottle)
$2.30CHF 1.89
$2.42Rp 42.9K
-4.96%
Imported Beer(0.33 liter bottle)
$2.40CHF 1.97
$3.00Rp 53.1K
-20.00%
🚌 Getting Around
Zofingen
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$5.87CHF 4.83
$0.27Rp 4,821
2074.07%
Public Transport Monthly Pass(Regular Price)
$110CHF 90.4
$8.98Rp 159.3K
1124.39%
Taxi Start(Normal Tariff)
$7.92CHF 6.51
$0.48Rp 8,580
1550.00%
Taxi(Normal Tariff)(1km)
$4.77CHF 3.92
$0.43Rp 7,691
1009.30%
Taxi 1hour Waiting(Normal Tariff)
$110CHF 90.5
$5.64Rp 100.1K
1851.60%
Gasoline(1 liter)
$2.20CHF 1.81
$0.80Rp 14.2K
175.00%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$42.5KCHF 34.9K
$24.9KRp 442.4M
70.34%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$39.7KCHF 32.6K
$31.7KRp 562.4M
25.05%
🧾 Monthly Utilities & Internet
Zofingen
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$281CHF 231
$81.5Rp 1.4M
245.16%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$28.73CHF 23.61
$6.49Rp 115.2K
342.68%
Internet(50+ Mbps, Unlimited Data)
$52.8CHF 43.40
$18.77Rp 332.9K
181.35%
🎉 Sport & Entertainment
Zofingen
Ubud, Bali
Difference
Gym Membership(Monthly)
$91.0CHF 74.8
$56.9Rp 1.0M
60.03%
Tennis Court(1 Hour on Weekend)
$48.24CHF 39.64
$18.73Rp 332.2K
157.55%
Cinema Ticket
$24.21CHF 19.90
$4.54Rp 80.5K
433.26%
🧸 Childcare & Education
Zofingen
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$2,818CHF 2,316
$481Rp 8.5M
486.24%
International Primary School, 1 Child(Yearly)
$31.5KCHF 25.9K
$5,711Rp 101.3M
450.91%
👕👟 Clothing & Footwear
Zofingen
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$80.0CHF 65.8
$45.52Rp 807.3K
75.83%
Summer Dress(H&M, Zara, etc)
$55.0CHF 45.22
$35.88Rp 636.4K
53.37%
Sport Shoes(Adidas, Nike)
$131CHF 107
$80.4Rp 1.4M
62.52%
Men's Leather Business Shoes
$112CHF 92.1
$78.7Rp 1.4M
42.40%
🏠 Accommodation & Living
Zofingen
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$1,734CHF 1,425
$1,115Rp 19.8M
55.56%
1-bedroom Apartment, Outside City Center(Monthly)
$1,447CHF 1,189
$698Rp 12.4M
107.37%
3-bedroom Apartment, City Center(Monthly)
$2,479CHF 2,037
$3,637Rp 64.5M
-31.83%
3-bedroom Apartment, Outside City Center(Monthly)
$2,536CHF 2,084
$1,737Rp 30.8M
45.98%
Buy Apartment in City Center(m2)
$16.3KCHF 13.4K
$2,784Rp 49.4M
486.84%
Buy Apartment Outside City Center(m2)
$8,938CHF 7,346
$2,290Rp 40.6M
290.37%
💵 Salaries & Financials
Zofingen
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$7,517CHF 6,177
$168Rp 3.0M
4374.11%
20-Year Fixed Mortgage Interest Rate(Annual %)
1.53
13.78
-88.90%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Zofingen: September 13, 2026
Last update for Ubud, Bali: September 14, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,734 in Zofingen and $1,115 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Zofingen pays 4374% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $123 in Zofingen vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $456 vs $295 per month, with Ubud, Bali cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Zofingen vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Zofingen or Ubud, Bali?
Ubud, Bali wins on cost – living expenses run 133% lower than in Zofingen. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
Are salaries higher in Zofingen or in Ubud, Bali?
Average pay runs 4374% higher in Zofingen, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Zofingen compared to Ubud, Bali?
Rent for a central apartment: $1,734 in Zofingen versus $1,115 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Zofingen and in Ubud, Bali?
Childcare runs $2,818 in Zofingen versus $481 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Zofingen or in Ubud, Bali?
Supermarket bills run roughly 55% higher in Zofingen. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,000/month in Zofingen or in Ubud, Bali?
At $1,368 in Ubud, Bali versus $3,180 in Zofingen, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Zofingen. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Zofingen or Ubud, Bali?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,368 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Zofingen compared to Ubud, Bali?
Safety-wise, Zofingen and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 133% less than in Zofingen. Beyond cost, consider language, visa policies, and how big the international community is in each city.