😐Monthly costs for one person with rent: $3,140 in Zofingen versus $1,404 in Ubud, Bali.
😐Estimated couple costs with rent: $4,680 in Zofingen versus $2,549 in Ubud, Bali.
😐Monthly costs for a family of three with rent: $6,219 in Zofingen versus $3,694 in Ubud, Bali.
😐Living in Zofingen is roughly 124% more expensive than Ubud, Bali, driven mainly by Eating Out.
📊Both cities are pricier than the global median: Zofingen134% above, Ubud, Bali4% above.
Currency
🍽 Eating Out
Zofingen
Ubud, Bali
Difference
Meal at Budget Restaurant
$28.38CHF 22.53
$3.57Rp 64.0K
694.96%
Three-Course Dinner for Two, Mid-Range
$110CHF 87.2
$32.50Rp 582.3K
237.78%
Fast Food Meal(McDonalds, etc)
$17.19CHF 13.65
$4.86Rp 87.1K
253.70%
Cappuccino
$3.76CHF 2.98
$2.75Rp 49.2K
36.73%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.99CHF 2.38
$1.32Rp 23.7K
126.52%
Water(0.33 liter bottle)
$4.60CHF 3.65
$0.70Rp 12.6K
557.14%
Local Beer(0.5 liter draught)
$4.29CHF 3.40
$2.91Rp 52.2K
47.42%
Imported Beer(0.33 liter bottle)
$6.07CHF 4.82
$3.79Rp 68.0K
60.16%
🛒 Groceries & Markets
Zofingen
Ubud, Bali
Difference
Milk(1 liter)
$1.83CHF 1.46
$1.71Rp 30.6K
7.02%
White Bread(500g)
$2.69CHF 2.13
$2.47Rp 44.3K
8.91%
Rice(white)(1kg)
$2.33CHF 1.85
$1.20Rp 21.5K
94.17%
Eggs
$4.64CHF 3.69
$2.44Rp 43.8K
90.16%
Local Cheese(1kg)
$28.19CHF 22.38
$14.38Rp 257.7K
96.04%
Chicken Fillets(1kg)
$12.23CHF 9.71
$4.31Rp 77.1K
183.76%
Beef Round Steak(1kg)
$22.87CHF 18.15
$12.21Rp 218.7K
87.31%
Apples(1kg)
$3.52CHF 2.79
$3.68Rp 66.0K
-4.35%
Banana(1kg)
$2.22CHF 1.76
$1.55Rp 27.8K
43.23%
Oranges(1kg)
$2.87CHF 2.28
$2.79Rp 49.9K
2.87%
Tomato(1kg)
$3.67CHF 2.91
$2.33Rp 41.8K
57.51%
Potato(1kg)
$2.25CHF 1.79
$1.97Rp 35.3K
14.21%
Onion(1kg)
$2.25CHF 1.79
$2.31Rp 41.4K
-2.60%
Lettuce(1 head)
$2.39CHF 1.90
$1.06Rp 19.1K
125.47%
Water(1.5 liter bottle)
$1.13CHF 0.90
$0.73Rp 13.1K
54.79%
Cigarettes 20 Pack(Marlboro, Camel)
$11.13CHF 8.83
$3.28Rp 58.8K
239.33%
Wine(Bottle)
$12.58CHF 9.99
$22.79Rp 408.4K
-44.80%
Local Beer(0.5 liter bottle)
$1.90CHF 1.51
$2.81Rp 50.3K
-32.38%
Imported Beer(0.33 liter bottle)
$2.35CHF 1.87
$2.78Rp 49.9K
-15.47%
🚌 Getting Around
Zofingen
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$3.98CHF 3.16
$0.29Rp 5,217
1272.41%
Public Transport Monthly Pass(Regular Price)
$97.8CHF 77.7
$8.06Rp 144.4K
1113.65%
Taxi Start(Normal Tariff)
$8.19CHF 6.50
$0.45Rp 8,047
1720.00%
Taxi(Normal Tariff)(1km)
$4.32CHF 3.43
$0.45Rp 8,094
860.00%
Taxi 1hour Waiting(Normal Tariff)
$92.7CHF 73.6
$6.24Rp 111.7K
1386.06%
Gasoline(1 liter)
$2.15CHF 1.71
$0.85Rp 15.2K
152.94%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$39.7KCHF 31.5K
$26.0KRp 465.4M
52.89%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$56.5KCHF 44.9K
$31.7KRp 567.2M
78.51%
🧾 Monthly Utilities & Internet
Zofingen
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$368CHF 292
$80.8Rp 1.4M
355.41%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$43.64CHF 34.64
$4.06Rp 72.7K
974.88%
Internet(50+ Mbps, Unlimited Data)
$42.83CHF 34.00
$24.42Rp 437.6K
75.39%
🎉 Sport & Entertainment
Zofingen
Ubud, Bali
Difference
Gym Membership(Monthly)
$86.5CHF 68.7
$97.7Rp 1.7M
-11.43%
Tennis Court(1 Hour on Weekend)
-
$6.45Rp 115.5K
-
Cinema Ticket
$24.62CHF 19.54
$4.04Rp 72.4K
509.41%
🧸 Childcare & Education
Zofingen
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$2,713CHF 2,154
$304Rp 5.4M
792.43%
International Primary School, 1 Child(Yearly)
$41.0KCHF 32.6K
$6,621Rp 118.6M
519.96%
👕👟 Clothing & Footwear
Zofingen
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$97.8CHF 77.7
$54.2Rp 971.7K
80.40%
Summer Dress(H&M, Zara, etc)
$61.7CHF 48.98
$38.78Rp 694.7K
59.08%
Sport Shoes(Adidas, Nike)
$97.5CHF 77.4
$86.1Rp 1.5M
13.13%
Men's Leather Business Shoes
$148CHF 118
$76.7Rp 1.4M
93.62%
🏠 Accommodation & Living
Zofingen
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$1,727CHF 1,371
$986Rp 17.7M
75.27%
1-bedroom Apartment, Outside City Center(Monthly)
$1,462CHF 1,160
$658Rp 11.8M
122.15%
3-bedroom Apartment, City Center(Monthly)
$2,851CHF 2,264
$3,369Rp 60.4M
-15.38%
3-bedroom Apartment, Outside City Center(Monthly)
$2,510CHF 1,993
$2,066Rp 37.0M
21.49%
Buy Apartment in City Center(m2)
$16.4KCHF 13.0K
$2,741Rp 49.1M
499.02%
Buy Apartment Outside City Center(m2)
$11.6KCHF 9,173
$2,228Rp 39.9M
418.68%
💵 Salaries & Financials
Zofingen
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$7,603CHF 6,036
$163Rp 2.9M
4552.38%
20-Year Fixed Mortgage Interest Rate(Annual %)
1.53
13.28
-88.48%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Zofingen: June 7, 2026
Last update for Ubud, Bali: June 9, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,727 in Zofingen and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Zofingen pays 4552% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $110 in Zofingen vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $422 vs $297 per month, with Ubud, Bali cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Zofingen vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Zofingen or Ubud, Bali?
Ubud, Bali wins on cost – living expenses run 124% lower than in Zofingen. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
Are salaries higher in Zofingen or Ubud, Bali?
Zofingen pays 4552% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Zofingen vs Ubud, Bali?
Rent for a central apartment: $1,727 in Zofingen versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Zofingen and Ubud, Bali?
Childcare runs $2,713 in Zofingen versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Zofingen or Ubud, Bali?
Supermarket bills run roughly 42% higher in Zofingen. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,000/month in Zofingen or Ubud, Bali?
At $1,404 in Ubud, Bali versus $3,140 in Zofingen, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Zofingen. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Zofingen or Ubud, Bali?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,404 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Zofingen compared to Ubud, Bali?
Safety-wise, Zofingen and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 124% less than in Zofingen. Beyond cost, consider language, visa policies, and how big the international community is in each city.