😐Monthly costs for one person with rent: $3,176 in Zofingen versus $1,392 in Ubud, Bali.
😐Estimated couple costs with rent: $4,776 in Zofingen versus $2,557 in Ubud, Bali.
😐Monthly costs for a family of three with rent: $6,376 in Zofingen versus $3,723 in Ubud, Bali.
🌍Living in Zofingen is roughly 128% more expensive than in Ubud, Bali, driven mainly by Eating Out.
📊Both cities are pricier than the global median: Zofingen139% above, Ubud, Bali5% above.
Currency
🍽 Eating Out
Zofingen
Ubud, Bali
Difference
Meal at Budget Restaurant
$27.97CHF 22.75
$3.57Rp 64.6K
683.47%
Three-Course Dinner for Two, Mid-Range
$106CHF 86.6
$32.32Rp 584.4K
229.46%
Fast Food Meal(McDonalds, etc)
$17.43CHF 14.17
$5.01Rp 90.5K
247.90%
Cappuccino
$3.61CHF 2.93
$2.82Rp 51.1K
28.01%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$3.04CHF 2.48
$1.35Rp 24.4K
125.19%
Water(0.33 liter bottle)
$4.63CHF 3.77
$0.73Rp 13.2K
534.25%
Local Beer(0.5 liter draught)
$4.18CHF 3.40
$2.93Rp 53.0K
42.66%
Imported Beer(0.33 liter bottle)
$6.11CHF 4.97
$3.94Rp 71.2K
55.08%
🛒 Groceries & Markets
Zofingen
Ubud, Bali
Difference
Milk(1 liter)
$1.88CHF 1.53
$1.78Rp 32.2K
5.62%
White Bread(500g)
$2.65CHF 2.15
$2.45Rp 44.3K
8.16%
Rice(white)(1kg)
$2.23CHF 1.82
$1.15Rp 20.8K
93.91%
Eggs
$4.66CHF 3.79
$2.41Rp 43.7K
93.36%
Local Cheese(1kg)
$28.49CHF 23.18
$14.33Rp 259.1K
98.81%
Chicken Fillets(1kg)
$12.39CHF 10.08
$4.19Rp 75.7K
195.70%
Beef Round Steak(1kg)
$23.11CHF 18.80
$12.06Rp 218.1K
91.63%
Apples(1kg)
$3.51CHF 2.86
$3.64Rp 65.8K
-3.57%
Banana(1kg)
$2.17CHF 1.76
$1.57Rp 28.3K
38.22%
Oranges(1kg)
$2.78CHF 2.26
$2.79Rp 50.4K
-0.36%
Tomato(1kg)
$3.72CHF 3.02
$2.24Rp 40.5K
66.07%
Potato(1kg)
$2.23CHF 1.81
$1.98Rp 35.8K
12.63%
Onion(1kg)
$2.22CHF 1.81
$2.28Rp 41.2K
-2.63%
Lettuce(1 head)
$2.40CHF 1.95
$1.05Rp 19.1K
128.57%
Water(1.5 liter bottle)
$1.09CHF 0.88
$0.79Rp 14.2K
37.97%
Cigarettes 20 Pack(Marlboro, Camel)
$11.41CHF 9.28
$3.19Rp 57.7K
257.68%
Wine(Bottle)
$12.44CHF 10.12
$23.49Rp 424.8K
-47.04%
Local Beer(0.5 liter bottle)
$1.96CHF 1.59
$2.90Rp 52.4K
-32.41%
Imported Beer(0.33 liter bottle)
$2.36CHF 1.92
$2.76Rp 49.8K
-14.49%
🚌 Getting Around
Zofingen
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$3.94CHF 3.20
$0.27Rp 4,821
1359.26%
Public Transport Monthly Pass(Regular Price)
$97.7CHF 79.5
$8.37Rp 151.3K
1067.62%
Taxi Start(Normal Tariff)
$8.17CHF 6.65
$0.45Rp 8,180
1715.56%
Taxi(Normal Tariff)(1km)
$4.44CHF 3.61
$0.46Rp 8,311
865.22%
Taxi 1hour Waiting(Normal Tariff)
$92.9CHF 75.5
$6.07Rp 109.7K
1429.82%
Gasoline(1 liter)
$2.07CHF 1.69
$0.86Rp 15.6K
140.70%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$39.6KCHF 32.2K
$26.6KRp 480.7M
49.05%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$58.0KCHF 47.2K
$32.5KRp 588.6M
78.25%
🧾 Monthly Utilities & Internet
Zofingen
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$373CHF 304
$79.0Rp 1.4M
372.20%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$42.58CHF 34.63
$4.09Rp 74.0K
941.08%
Internet(50+ Mbps, Unlimited Data)
$42.26CHF 34.37
$23.85Rp 431.2K
77.19%
🎉 Sport & Entertainment
Zofingen
Ubud, Bali
Difference
Gym Membership(Monthly)
$86.6CHF 70.4
$98.8Rp 1.8M
-12.38%
Tennis Court(1 Hour on Weekend)
$52.2CHF 42.44
$6.35Rp 114.9K
721.57%
Cinema Ticket
$25.06CHF 20.39
$4.01Rp 72.5K
524.94%
🧸 Childcare & Education
Zofingen
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$2,697CHF 2,194
$297Rp 5.4M
807.40%
International Primary School, 1 Child(Yearly)
$40.0KCHF 32.5K
$6,602Rp 119.4M
505.80%
👕👟 Clothing & Footwear
Zofingen
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$99.8CHF 81.2
$53.4Rp 966.0K
86.75%
Summer Dress(H&M, Zara, etc)
$61.1CHF 49.72
$38.11Rp 689.2K
60.40%
Sport Shoes(Adidas, Nike)
$97.8CHF 79.6
$88.7Rp 1.6M
10.33%
Men's Leather Business Shoes
$148CHF 121
$76.6Rp 1.4M
93.58%
🏠 Accommodation & Living
Zofingen
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$1,729CHF 1,407
$1,020Rp 18.4M
69.57%
1-bedroom Apartment, Outside City Center(Monthly)
$1,489CHF 1,211
$680Rp 12.3M
118.86%
3-bedroom Apartment, City Center(Monthly)
$2,787CHF 2,267
$3,469Rp 62.7M
-19.66%
3-bedroom Apartment, Outside City Center(Monthly)
$2,509CHF 2,041
$2,090Rp 37.8M
20.03%
Buy Apartment in City Center(m2)
$14.9KCHF 12.1K
$2,729Rp 49.3M
445.84%
Buy Apartment Outside City Center(m2)
$8,755CHF 7,121
$2,295Rp 41.5M
281.40%
💵 Salaries & Financials
Zofingen
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$7,530CHF 6,125
$164Rp 3.0M
4500.45%
20-Year Fixed Mortgage Interest Rate(Annual %)
1.53
13.28
-88.48%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Zofingen: July 25, 2026
Last update for Ubud, Bali: July 28, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,729 in Zofingen and $1,020 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Zofingen pays 4500% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $106 in Zofingen vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $423 vs $298 per month, with Ubud, Bali cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Zofingen vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Zofingen or Ubud, Bali?
Ubud, Bali wins on cost – living expenses run 128% lower than in Zofingen. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
Are salaries higher in Zofingen or in Ubud, Bali?
Average pay runs 4500% higher in Zofingen, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Zofingen compared to Ubud, Bali?
Rent for a central apartment: $1,729 in Zofingen versus $1,020 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Zofingen and in Ubud, Bali?
Childcare runs $2,697 in Zofingen versus $297 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Zofingen or in Ubud, Bali?
Supermarket bills run roughly 42% higher in Zofingen. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,000/month in Zofingen or in Ubud, Bali?
At $1,392 in Ubud, Bali versus $3,176 in Zofingen, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Zofingen. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Zofingen or Ubud, Bali?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,392 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Zofingen compared to Ubud, Bali?
Safety-wise, Zofingen and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 128% less than in Zofingen. Beyond cost, consider language, visa policies, and how big the international community is in each city.