😐Monthly costs for one person with rent: $3,209 in Zofingen versus $1,438 in Ubud, Bali.
😐Estimated couple costs with rent: $4,684 in Zofingen versus $2,585 in Ubud, Bali.
😐Monthly costs for a family of three with rent: $6,158 in Zofingen versus $3,732 in Ubud, Bali.
😐Living in Zofingen is roughly 123% more expensive than Ubud, Bali, driven mainly by Eating Out.
📊Both cities are pricier than the global median: Zofingen140% above, Ubud, Bali7% above.
Currency
🍽 Eating Out
Zofingen
Ubud, Bali
Difference
Meal at Budget Restaurant
$28.54CHF 22.55
$3.57Rp 61.6K
699.44%
Three-Course Dinner for Two, Mid-Range
$108CHF 85.3
$32.58Rp 562.6K
231.46%
Fast Food Meal(McDonalds, etc)
$17.48CHF 13.81
$5.07Rp 87.5K
244.77%
Cappuccino
$3.60CHF 2.84
$2.83Rp 48.8K
27.21%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$3.01CHF 2.38
$1.34Rp 23.1K
124.63%
Water(0.33 liter bottle)
$4.77CHF 3.77
$0.69Rp 12.0K
591.30%
Local Beer(0.5 liter draught)
$4.38CHF 3.46
$2.99Rp 51.6K
46.49%
Imported Beer(0.33 liter bottle)
$6.24CHF 4.93
$3.85Rp 66.4K
62.08%
🛒 Groceries & Markets
Zofingen
Ubud, Bali
Difference
Milk(1 liter)
$1.88CHF 1.48
$1.74Rp 30.1K
8.05%
White Bread(500g)
$2.66CHF 2.10
$2.54Rp 43.8K
4.72%
Rice(white)(1kg)
$2.25CHF 1.78
$1.19Rp 20.6K
89.08%
Eggs
$4.80CHF 3.79
$2.43Rp 41.9K
97.53%
Local Cheese(1kg)
$28.20CHF 22.28
$14.66Rp 253.2K
92.36%
Chicken Fillets(1kg)
$12.28CHF 9.70
$4.18Rp 72.1K
193.78%
Beef Round Steak(1kg)
$23.14CHF 18.28
$11.94Rp 206.1K
93.80%
Apples(1kg)
$3.38CHF 2.67
$3.69Rp 63.6K
-8.40%
Banana(1kg)
$2.16CHF 1.71
$1.61Rp 27.7K
34.16%
Oranges(1kg)
$2.80CHF 2.21
$2.69Rp 46.4K
4.09%
Tomato(1kg)
$3.62CHF 2.86
$2.33Rp 40.2K
55.36%
Potato(1kg)
$2.25CHF 1.77
$1.91Rp 32.9K
17.80%
Onion(1kg)
$2.22CHF 1.75
$2.19Rp 37.7K
1.37%
Lettuce(1 head)
$2.47CHF 1.95
$1.06Rp 18.3K
133.02%
Water(1.5 liter bottle)
$1.10CHF 0.87
$0.72Rp 12.5K
52.78%
Cigarettes 20 Pack(Marlboro, Camel)
$11.48CHF 9.07
$3.13Rp 54.1K
266.77%
Wine(Bottle)
$12.90CHF 10.19
$23.49Rp 405.6K
-45.08%
Local Beer(0.5 liter bottle)
$1.91CHF 1.51
$2.74Rp 47.3K
-30.29%
Imported Beer(0.33 liter bottle)
$2.25CHF 1.78
$2.88Rp 49.7K
-21.87%
🚌 Getting Around
Zofingen
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$4.02CHF 3.17
$0.29Rp 5,010
1286.21%
Public Transport Monthly Pass(Regular Price)
$99.1CHF 78.3
$8.17Rp 141.0K
1112.48%
Taxi Start(Normal Tariff)
$7.96CHF 6.29
$0.45Rp 7,834
1668.89%
Taxi(Normal Tariff)(1km)
$4.42CHF 3.49
$0.42Rp 7,278
952.38%
Taxi 1hour Waiting(Normal Tariff)
$91.8CHF 72.5
$6.16Rp 106.3K
1389.61%
Gasoline(1 liter)
$2.17CHF 1.71
$0.84Rp 14.5K
158.33%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$40.5KCHF 32.0K
$26.2KRp 453.1M
54.24%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$56.6KCHF 44.7K
$32.5KRp 560.8M
74.35%
🧾 Monthly Utilities & Internet
Zofingen
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$373CHF 295
$78.4Rp 1.4M
375.61%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$43.10CHF 34.05
$3.95Rp 68.2K
991.14%
Internet(50+ Mbps, Unlimited Data)
$43.69CHF 34.52
$24.40Rp 421.4K
79.06%
🎉 Sport & Entertainment
Zofingen
Ubud, Bali
Difference
Gym Membership(Monthly)
$89.5CHF 70.7
$96.5Rp 1.7M
-7.29%
Tennis Court(1 Hour on Weekend)
-
$6.35Rp 109.6K
-
Cinema Ticket
$24.87CHF 19.65
$4.04Rp 69.7K
515.59%
🧸 Childcare & Education
Zofingen
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$2,670CHF 2,110
$303Rp 5.2M
782.36%
International Primary School, 1 Child(Yearly)
$40.7KCHF 32.1K
$6,523Rp 112.6M
523.51%
👕👟 Clothing & Footwear
Zofingen
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$98.2CHF 77.6
$53.8Rp 929.5K
82.34%
Summer Dress(H&M, Zara, etc)
$61.5CHF 48.57
$37.98Rp 655.8K
61.90%
Sport Shoes(Adidas, Nike)
$99.5CHF 78.6
$86.8Rp 1.5M
14.72%
Men's Leather Business Shoes
$146CHF 116
$78.9Rp 1.4M
85.42%
🏠 Accommodation & Living
Zofingen
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$1,716CHF 1,355
$1,012Rp 17.5M
69.51%
1-bedroom Apartment, Outside City Center(Monthly)
$1,469CHF 1,161
$674Rp 11.6M
117.84%
3-bedroom Apartment, City Center(Monthly)
$2,815CHF 2,224
$3,390Rp 58.5M
-16.95%
3-bedroom Apartment, Outside City Center(Monthly)
$2,447CHF 1,933
$2,098Rp 36.2M
16.64%
Buy Apartment in City Center(m2)
$14.0KCHF 11.0K
$2,985Rp 51.5M
368.21%
Buy Apartment Outside City Center(m2)
$10.6KCHF 8,376
$2,339Rp 40.4M
353.26%
💵 Salaries & Financials
Zofingen
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$7,704CHF 6,086
$173Rp 3.0M
4349.86%
20-Year Fixed Mortgage Interest Rate(Annual %)
1.53
13.28
-88.48%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Zofingen: April 28, 2026
Last update for Ubud, Bali: April 28, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,716 in Zofingen and $1,012 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Zofingen pays 4350% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $108 in Zofingen vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $422 vs $298 per month, with Ubud, Bali cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Zofingen vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Zofingen or Ubud, Bali?
Ubud, Bali wins on cost – living expenses run 123% lower than in Zofingen. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
Are salaries higher in Zofingen or Ubud, Bali?
Zofingen pays 4350% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Zofingen vs Ubud, Bali?
Rent for a central apartment: $1,716 in Zofingen versus $1,012 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Zofingen and Ubud, Bali?
Childcare runs $2,670 in Zofingen versus $303 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Zofingen or Ubud, Bali?
Supermarket bills run roughly 42% higher in Zofingen. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,000/month in Zofingen or Ubud, Bali?
At $1,438 in Ubud, Bali versus $3,209 in Zofingen, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Zofingen. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Zofingen or Ubud, Bali?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,438 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Zofingen compared to Ubud, Bali?
Safety-wise, Zofingen and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 123% less than in Zofingen. Beyond cost, consider language, visa policies, and how big the international community is in each city.