Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Zlatoust

For one person, living is cheaper in Zlatoust: $1,137 a month against $1,331 in Ubud, Bali, rent and utilities included – about $2,300 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
54

Cost of Living Index in Zlatoust
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Zlatoust Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Zlatoust

🇷🇺 Russia

$1,137

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Zlatoust

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Zlatoust actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $1,137 in Zlatoust.

Ubud, Bali $1,331
Zlatoust $1,137

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $1,783 in Zlatoust.

Ubud, Bali $2,255
Zlatoust $1,783

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $2,429 in Zlatoust.

Ubud, Bali $3,180
Zlatoust $2,429

Living in Ubud, Bali is roughly 17% more expensive than in Zlatoust, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Ubud, Bali 2% lower, Zlatoust 16% lower.

Meal at Budget Restaurant

$3.38 Rp 60.9K

$12.07 ₽984

-72.00%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 625.4K

$42.08 ₽3,432

-17.66%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 100.6K

$6.47 ₽528

-13.91%

Cappuccino

$2.62 Rp 47.3K

$2.94 ₽240

-10.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.8K

$1.20 ₽97.6

28.33%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.57 ₽46.71

12.28%

Local Beer (0.5 liter draught)

$2.67 Rp 48.1K

$1.87 ₽152

42.78%

Imported Beer (0.33 liter bottle)

$4.26 Rp 76.9K

$3.06 ₽250

39.22%

Milk (1 liter)

$1.46 Rp 26.4K

$1.20 ₽97.7

21.67%

White Bread (500g)

$2.29 Rp 41.4K

$0.73 ₽59.7

213.70%

Rice (white) (1kg)

$1.11 Rp 20.0K

$1.39 ₽113

-20.14%

Eggs

$2.10 Rp 37.9K

$1.67 ₽136

25.75%

Local Cheese (1kg)

$15.94 Rp 287.7K

$12.07 ₽984

32.06%

Chicken Fillets (1kg)

$3.88 Rp 70.1K

$5.48 ₽447

-29.20%

Beef Round Steak (1kg)

$11.40 Rp 205.8K

$11.36 ₽926

0.35%

Apples (1kg)

$3.55 Rp 64.1K

$1.81 ₽148

96.13%

Banana (1kg)

$1.54 Rp 27.7K

$1.81 ₽148

-14.92%

Oranges (1kg)

$2.23 Rp 40.2K

$1.73 ₽141

28.90%

Tomato (1kg)

$1.97 Rp 35.6K

$3.35 ₽273

-41.19%

Potato (1kg)

$1.86 Rp 33.5K

$0.80 ₽65.0

132.50%

Onion (1kg)

$2.42 Rp 43.6K

$0.60 ₽48.97

303.33%

Lettuce (1 head)

$1.02 Rp 18.5K

$1.38 ₽113

-26.09%

Water (1.5 liter bottle)

$0.52 Rp 9,427

$0.73 ₽59.5

-28.77%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.7K

$3.02 ₽246

-27.15%

Wine (Bottle)

$21.79 Rp 393.2K

$8.48 ₽692

156.96%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.0K

$1.09 ₽89.0

113.76%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.6K

$2.12 ₽173

40.09%

One-way Ticket (Public Transport)

$0.25 Rp 4,519

$0.57 ₽46.38

-56.14%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 147.5K

$31.20 ₽2,545

-73.81%

Taxi Start (Normal Tariff)

$0.44 Rp 7,901

$2.26 ₽185

-80.53%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,446

$0.38 ₽30.71

23.68%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.1K

$5.85 ₽477

-4.27%

Gasoline (1 liter)

$0.83 Rp 14.9K

$0.81 ₽66.1

2.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 441.3M

$59.9K ₽4.9M

-59.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 572.1M

$45.7K ₽3.7M

-30.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$133 ₽10.9K

-41.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 110.9K

$6.69 ₽545

-8.22%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 341.4K

$8.47 ₽691

123.38%

Gym Membership (Monthly)

$51.0 Rp 920.4K

$33.31 ₽2,717

53.08%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 329.4K

$27.34 ₽2,230

-33.25%

Cinema Ticket

$4.38 Rp 79.1K

$6.61 ₽539

-33.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$407 ₽33.2K

21.07%

International Primary School, 1 Child (Yearly)

$12.2K Rp 220.6M

$6,679 ₽544.7K

82.99%

Jeans (Levis 501 Or Similar)

$45.16 Rp 815.1K

$98.6 ₽8,038

-54.18%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 629.7K

$50.8 ₽4,145

-31.35%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$157 ₽12.8K

-50.12%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$114 ₽9,318

-31.84%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.4M

$500 ₽40.8K

115.65%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.0M

$324 ₽26.4K

105.35%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.4M

$937 ₽76.4K

274.73%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.2M

$585 ₽47.7K

185.56%

Buy Apartment in City Center (m2)

$2,340 Rp 42.2M

$2,024 ₽165.1K

15.63%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.4M

$1,744 ₽142.3K

28.21%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$622 ₽50.7K

-73.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

21.33

-35.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Zlatoust: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Zlatoust

$324 28.5% 51.3% $341

Groceries & Markets

Ubud, Bali

$279 21%

Zlatoust

$217 19.1% 22.2% $62

Clothing & Footwear

Ubud, Bali

$106 8%

Zlatoust

$189 16.7% 78.1% $83

Eating Out

Ubud, Bali

$106 8%

Zlatoust

$174 15.3% 64.4% $68

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Zlatoust

$149 13.1% 44.8% $46

Sport & Entertainment

Ubud, Bali

$60 4.5%

Zlatoust

$47 4.1% 22.1% $13

Getting Around

Ubud, Bali

$12 0.9%

Zlatoust

$38 3.3% 215% $26

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $500 in Zlatoust. Housing cost is often the main lever when comparing two cities.

Zlatoust pays about 3.7 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35 in Ubud, Bali vs $42 in Zlatoust. Groceries flip the comparison at $279 vs $217, with Zlatoust cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇷🇺 Zlatoust

🕒 Local time

20:54 8:54 PM

17:54 5:54 PM

3 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

162,148

💱 Currency

Indonesian Rupiah IDR Rp

Russian Ruble RUB ₽

📈 Exchange rate

100,000 IDR = 5.54 USD

100,000 IDR = 4.93 EUR

100 RUB = 1.23 USD

100 RUB = 1.09 EUR

Exchange rates and currency converter

RUB, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,049 IDR (100,000 IDR = 5.54 USD). 1 EUR = 20,271 IDR (100,000 IDR = 4.93 EUR).

Russian Ruble exchange rates as of November 6, 2026: 1 USD = 81.56 RUB (100 RUB = 1.23 USD). 1 EUR = 91.6 RUB (100 RUB = 1.09 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Zlatoust 8,740 km ≈ 11 h nonstop flight

From you

Ubud, Bali
Zlatoust

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Zlatoust: Cost of Living - Frequently Asked Questions

Zlatoust wins on cost – living expenses run 15% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Zlatoust the obvious pick if budget is a priority.

On paper, salaries run 73% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,078 in Ubud, Bali versus $500 in Zlatoust. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $492 in Ubud, Bali versus $407 in Zlatoust. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 29% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Either city works on $2,000 a month, though Zlatoust gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.