Cost of Living Comparison Between Ubud, Bali and Zlatoust Cost of Living Comparison Between Ubud, Bali and Zlatoust

Monthly Cost of Living

Monthly costs for one person with rent: $1,378 in Ubud, Bali versus $674 in Zlatoust.

Estimated couple costs with rent: $2,327 in Ubud, Bali versus $952 in Zlatoust.

Monthly costs for a family of three with rent: $3,275 in Ubud, Bali versus $1,230 in Zlatoust.

Living in Ubud, Bali is roughly 104% more expensive than in Zlatoust, driven mainly by Clothing & Footwear.

The two cities straddle the global median: Ubud, Bali is 0% above, Zlatoust is 51% below.

Meal at Budget Restaurant

$3.33 Rp 58.3K

$5.26 ₽448

-36.69%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 626.9K

$29.35 ₽2,502

22.04%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 98.5K

$4.84 ₽412

16.32%

Cappuccino

$2.82 Rp 49.4K

$3.14 ₽268

-10.19%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.6K

$1.72 ₽146

1.74%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$1.17 ₽99.6

-31.62%

Local Beer (0.5 liter draught)

$3.04 Rp 53.3K

$2.25 ₽192

35.11%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.2K

$4.20 ₽358

2.38%

Milk (1 liter)

$1.61 Rp 28.2K

$1.09 ₽92.5

47.71%

White Bread (500g)

$2.27 Rp 39.7K

$0.71 ₽60.1

219.72%

Rice (white) (1kg)

$1.17 Rp 20.5K

$1.19 ₽101

-1.68%

Eggs

$2.17 Rp 38.0K

$1.53 ₽130

41.83%

Local Cheese (1kg)

$17.63 Rp 308.6K

$10.67 ₽910

65.23%

Chicken Fillets (1kg)

$4.05 Rp 70.9K

$4.97 ₽424

-18.51%

Beef Round Steak (1kg)

$12.18 Rp 213.2K

$9.70 ₽827

25.57%

Apples (1kg)

$3.62 Rp 63.3K

$1.71 ₽146

111.70%

Banana (1kg)

$1.64 Rp 28.6K

$1.77 ₽151

-7.34%

Oranges (1kg)

$2.31 Rp 40.3K

$1.70 ₽145

35.88%

Tomato (1kg)

$1.96 Rp 34.3K

$3.00 ₽256

-34.67%

Potato (1kg)

$1.84 Rp 32.3K

$0.72 ₽61.0

155.56%

Onion (1kg)

$2.37 Rp 41.5K

$0.72 ₽61.3

229.17%

Lettuce (1 head)

$1.05 Rp 18.4K

$1.53 ₽131

-31.37%

Water (1.5 liter bottle)

$0.54 Rp 9,502

$0.37 ₽31.15

45.95%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.3K

$2.68 ₽228

-14.18%

Wine (Bottle)

$23.08 Rp 403.9K

$4.85 ₽413

375.88%

Local Beer (0.5 liter bottle)

$2.34 Rp 40.9K

$0.72 ₽61.2

225.00%

Imported Beer (0.33 liter bottle)

$3.07 Rp 53.7K

$1.72 ₽146

78.49%

One-way Ticket (Public Transport)

$0.25 Rp 4,338

$0.42 ₽35.98

-40.48%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 164.9K

Taxi Start (Normal Tariff)

$0.49 Rp 8,579

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,299

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.1K

Gasoline (1 liter)

$0.81 Rp 14.1K

$0.78 ₽66.3

3.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 437.7M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 543.7M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.4M

$108 ₽9,206

-23.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 113.5K

$3.48 ₽297

86.49%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 328.8K

$7.15 ₽609

162.80%

Gym Membership (Monthly)

$55.2 Rp 966.8K

Tennis Court (1 Hour on Weekend)

$18.21 Rp 318.7K

Cinema Ticket

$4.30 Rp 75.2K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.6M

International Primary School, 1 Child (Yearly)

$5,917 Rp 103.6M

Jeans (Levis 501 Or Similar)

$46.28 Rp 809.9K

Summer Dress (H&M, Zara, etc)

$36.44 Rp 637.7K

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

Men's Leather Business Shoes

$78.8 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.5M

$285 ₽24.3K

290.36%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.1M

$233 ₽19.8K

197.88%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 63.7M

$353 ₽30.1K

931.00%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.0M

$287 ₽24.5K

496.89%

Buy Apartment in City Center (m2)

$2,761 Rp 48.3M

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.1M

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$584 ₽49.8K

-71.40%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Zlatoust: September 5, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,114 in Ubud, Bali and $285 in Zlatoust. Housing cost is often the main lever when comparing two cities.

Zlatoust pays 250% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36.00 in Ubud, Bali vs $29.00 in Zlatoust for a mid-range dinner for two. Groceries echo the gap at $294 vs $187 per month, with Zlatoust cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Zlatoust: Cost of Living - Frequently Asked Questions

Zlatoust wins on cost – living expenses run 104% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zlatoust the obvious pick if budget is a priority.

On paper, salaries run 250% lower in Zlatoust. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,114 in Ubud, Bali versus $285 in Zlatoust. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,378 per month in Ubud, Bali versus $674 in Zlatoust – a 104% gap that adds up to real savings over time for anyone picking the cheaper option.

Supermarket bills run roughly 57% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $674 in Zlatoust versus $1,378 in Ubud, Bali, a $2,000 budget is realistic in Zlatoust but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zlatoust the clear choice for anyone on this budget.

Both work as nomad bases, but Zlatoust delivers better value – similar infrastructure at $674 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zlatoust hard to pass up.

Safety-wise, Ubud, Bali and Zlatoust are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Zlatoust gentler on the wallet – expenses run 104% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.