Cost of Living Comparison Between Ubud, Bali and Zlatoust Cost of Living Comparison Between Ubud, Bali and Zlatoust

Monthly Cost of Living

Monthly costs for one person with rent: $1,397 in Ubud, Bali versus $934 in Zlatoust.

Estimated couple costs with rent: $2,588 in Ubud, Bali versus $1,445 in Zlatoust.

Monthly costs for a family of three with rent: $3,778 in Ubud, Bali versus $1,955 in Zlatoust.

Living in Ubud, Bali is roughly 50% more expensive than in Zlatoust, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Zlatoust is 30% below.

Meal at Budget Restaurant

$3.43 Rp 61.6K

$6.38 ₽495

-46.24%

Three-Course Dinner for Two, Mid-Range

$31.97 Rp 574.4K

$38.62 ₽2,998

-17.22%

Fast Food Meal (McDonalds, etc)

$5.05 Rp 90.8K

$5.55 ₽431

-9.01%

Cappuccino

$2.71 Rp 48.8K

$2.26 ₽175

19.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.39 Rp 25.0K

$1.13 ₽87.7

23.01%

Water (0.33 liter bottle)

$0.74 Rp 13.3K

$0.52 ₽40.31

42.31%

Local Beer (0.5 liter draught)

$2.89 Rp 52.0K

$1.37 ₽107

110.95%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.1K

$2.50 ₽194

51.60%

Milk (1 liter)

$1.79 Rp 32.2K

$1.11 ₽86.5

61.26%

White Bread (500g)

$2.51 Rp 45.0K

$0.70 ₽54.6

258.57%

Rice (white) (1kg)

$1.21 Rp 21.8K

$1.39 ₽108

-12.95%

Eggs

$2.37 Rp 42.5K

$1.76 ₽137

34.66%

Local Cheese (1kg)

$14.43 Rp 259.3K

$10.89 ₽845

32.51%

Chicken Fillets (1kg)

$4.15 Rp 74.6K

$4.80 ₽373

-13.54%

Beef Round Steak (1kg)

$12.11 Rp 217.7K

$8.63 ₽670

40.32%

Apples (1kg)

$3.77 Rp 67.7K

$1.73 ₽134

117.92%

Banana (1kg)

$1.63 Rp 29.2K

$1.90 ₽148

-14.21%

Oranges (1kg)

$2.71 Rp 48.6K

$1.92 ₽149

41.15%

Tomato (1kg)

$2.26 Rp 40.5K

$2.71 ₽211

-16.61%

Potato (1kg)

$1.93 Rp 34.6K

$0.85 ₽65.6

127.06%

Onion (1kg)

$2.19 Rp 39.4K

$0.70 ₽54.6

212.86%

Lettuce (1 head)

$1.02 Rp 18.3K

$1.41 ₽109

-27.66%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.68 ₽52.6

5.88%

Cigarettes 20 Pack (Marlboro, Camel)

$3.18 Rp 57.2K

$3.01 ₽234

5.65%

Wine (Bottle)

$23.84 Rp 428.3K

$5.49 ₽426

334.24%

Local Beer (0.5 liter bottle)

$2.77 Rp 49.8K

$0.93 ₽72.4

197.85%

Imported Beer (0.33 liter bottle)

$2.75 Rp 49.4K

$1.91 ₽148

43.98%

One-way Ticket (Public Transport)

$0.27 Rp 4,802

$0.50 ₽38.65

-46.00%

Public Transport Monthly Pass (Regular Price)

$8.20 Rp 147.3K

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$1.85 ₽143

-74.05%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,571

$0.35 ₽27.27

20.00%

Taxi 1hour Waiting (Normal Tariff)

$6.03 Rp 108.3K

$6.30 ₽489

-4.29%

Gasoline (1 liter)

$0.82 Rp 14.7K

$0.78 ₽60.5

5.13%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 477.3M

$33.7K ₽2.6M

-21.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.6M

$35.7K ₽2.8M

-9.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.3 Rp 1.4M

$110 ₽8,548

-28.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.91 Rp 70.3K

$5.99 ₽465

-34.72%

Internet (50+ Mbps, Unlimited Data)

$23.91 Rp 429.7K

$7.63 ₽593

213.37%

Gym Membership (Monthly)

$96.2 Rp 1.7M

$35.37 ₽2,746

171.93%

Tennis Court (1 Hour on Weekend)

$6.53 Rp 117.3K

Cinema Ticket

$4.01 Rp 72.1K

$5.06 ₽393

-20.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.4M

$320 ₽24.9K

-5.47%

International Primary School, 1 Child (Yearly)

$6,551 Rp 117.7M

$7,016 ₽544.8K

-6.64%

Jeans (Levis 501 Or Similar)

$55.3 Rp 993.9K

$71.2 ₽5,528

-22.31%

Summer Dress (H&M, Zara, etc)

$38.32 Rp 688.6K

$45.01 ₽3,495

-14.86%

Sport Shoes (Adidas, Nike)

$88.5 Rp 1.6M

$115 ₽8,913

-22.93%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$108 ₽8,363

-28.75%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$453 ₽35.2K

117.64%

1-bedroom Apartment, Outside City Center (Monthly)

$682 Rp 12.3M

$301 ₽23.3K

126.92%

3-bedroom Apartment, City Center (Monthly)

$3,420 Rp 61.5M

$763 ₽59.2K

348.50%

3-bedroom Apartment, Outside City Center (Monthly)

$2,075 Rp 37.3M

$513 ₽39.8K

304.78%

Buy Apartment in City Center (m2)

$2,762 Rp 49.6M

Buy Apartment Outside City Center (m2)

$2,243 Rp 40.3M

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

$635 ₽49.3K

-73.43%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

15.33

-13.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 22, 2026

Last update for Zlatoust: July 20, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $453 in Zlatoust. Housing cost is often the main lever when comparing two cities.

Zlatoust pays 276% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $39.00 in Zlatoust. Groceries flip the comparison at $298 vs $192, with Zlatoust cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Zlatoust: Cost of Living - Frequently Asked Questions

Zlatoust wins on cost – living expenses run 50% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zlatoust the obvious pick if budget is a priority.

On paper, salaries run 276% lower in Zlatoust. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $986 in Ubud, Bali versus $453 in Zlatoust. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 56% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,397 per month in Ubud, Bali versus $934 in Zlatoust – a 50% gap that adds up to real savings over time for anyone picking the cheaper option.

At $934 in Zlatoust versus $1,397 in Ubud, Bali, a $2,000 budget is realistic in Zlatoust but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zlatoust the clear choice for anyone on this budget.

Both work as nomad bases, but Zlatoust delivers better value – similar infrastructure at $934 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zlatoust hard to pass up.

Safety-wise, Ubud, Bali and Zlatoust are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Zlatoust gentler on the wallet – expenses run 50% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.