Cost of Living Comparison Between Ubud, Bali and Zlatoust Cost of Living Comparison Between Ubud, Bali and Zlatoust

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $921 in Zlatoust.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $1,444 in Zlatoust.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $1,967 in Zlatoust.

Living in Ubud, Bali is roughly 53% more expensive than Zlatoust, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 4% above, Zlatoust is 32% below.

Meal at Budget Restaurant

$3.57 Rp 64.7K

$6.17 ₽443

-42.14%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 589.5K

$38.08 ₽2,738

-14.65%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 88.2K

$5.88 ₽423

-17.35%

Cappuccino

$2.75 Rp 49.8K

$2.33 ₽168

18.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 24.0K

$1.12 ₽80.6

17.86%

Water (0.33 liter bottle)

$0.70 Rp 12.7K

$0.48 ₽34.85

45.83%

Local Beer (0.5 liter draught)

$2.91 Rp 52.8K

$1.42 ₽102

104.93%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.8K

$2.57 ₽185

47.47%

Milk (1 liter)

$1.71 Rp 31.0K

$1.15 ₽82.5

48.70%

White Bread (500g)

$2.47 Rp 44.9K

$0.66 ₽47.74

274.24%

Rice (white) (1kg)

$1.20 Rp 21.8K

$1.38 ₽99.2

-13.04%

Eggs

$2.44 Rp 44.3K

$1.73 ₽124

41.04%

Local Cheese (1kg)

$14.38 Rp 260.9K

$10.65 ₽766

35.02%

Chicken Fillets (1kg)

$4.31 Rp 78.1K

$4.97 ₽357

-13.28%

Beef Round Steak (1kg)

$12.21 Rp 221.4K

$8.82 ₽634

38.44%

Apples (1kg)

$3.68 Rp 66.8K

$1.74 ₽125

111.49%

Banana (1kg)

$1.55 Rp 28.1K

$1.83 ₽132

-15.30%

Oranges (1kg)

$2.79 Rp 50.5K

$1.92 ₽138

45.31%

Tomato (1kg)

$2.33 Rp 42.3K

$2.74 ₽197

-14.96%

Potato (1kg)

$1.97 Rp 35.7K

$0.84 ₽60.4

134.52%

Onion (1kg)

$2.31 Rp 41.9K

$0.67 ₽47.87

244.78%

Lettuce (1 head)

$1.06 Rp 19.3K

$1.41 ₽101

-24.82%

Water (1.5 liter bottle)

$0.73 Rp 13.2K

$0.67 ₽47.86

8.96%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 59.5K

$2.86 ₽206

14.69%

Wine (Bottle)

$22.79 Rp 413.4K

$5.86 ₽421

288.91%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.9K

$1.00 ₽72.2

181.00%

Imported Beer (0.33 liter bottle)

$2.78 Rp 50.5K

$1.89 ₽136

47.09%

One-way Ticket (Public Transport)

$0.29 Rp 5,281

$0.53 ₽37.95

-45.28%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 146.2K

Taxi Start (Normal Tariff)

$0.45 Rp 8,146

$1.87 ₽135

-75.94%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,193

$0.35 ₽25.26

28.57%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 113.1K

$6.29 ₽452

-0.79%

Gasoline (1 liter)

$0.85 Rp 15.4K

$0.77 ₽55.3

10.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 471.2M

$35.0K ₽2.5M

-25.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 574.1M

$35.8K ₽2.6M

-11.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.5M

$109 ₽7,852

-26.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 73.6K

$5.98 ₽430

-32.11%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 442.9K

$7.68 ₽552

217.97%

Gym Membership (Monthly)

$97.7 Rp 1.8M

$36.17 ₽2,601

170.03%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 116.9K

Cinema Ticket

$4.04 Rp 73.3K

$5.21 ₽375

-22.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.5M

$327 ₽23.5K

-7.07%

International Primary School, 1 Child (Yearly)

$6,621 Rp 120.1M

$6,957 ₽500.2K

-4.83%

Jeans (Levis 501 Or Similar)

$54.2 Rp 983.6K

$70.2 ₽5,048

-22.76%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 703.2K

$44.00 ₽3,164

-11.86%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.6M

$113 ₽8,134

-23.86%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$105 ₽7,564

-27.12%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.9M

$437 ₽31.4K

125.46%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.9M

$308 ₽22.2K

113.53%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 61.1M

$753 ₽54.1K

347.53%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.5M

$517 ₽37.2K

299.36%

Buy Apartment in City Center (m2)

$2,741 Rp 49.7M

Buy Apartment Outside City Center (m2)

$2,228 Rp 40.4M

Average Monthly Net Salary (After Tax)

$163 Rp 3.0M

$679 ₽48.8K

-75.92%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

15.33

-13.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Zlatoust: June 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $437 in Zlatoust. Housing cost is often the main lever when comparing two cities.

Zlatoust pays 315% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $38.00 in Zlatoust. Groceries flip the comparison at $297 vs $193, with Zlatoust cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Zlatoust: Cost of Living - Frequently Asked Questions

Zlatoust wins on cost – living expenses run 53% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zlatoust the obvious pick if budget is a priority.

On paper, Zlatoust earns 315% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $986 in Ubud, Bali versus $437 in Zlatoust. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 54% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,404 per month in Ubud, Bali versus $921 in Zlatoust – a 53% gap that adds up to real savings over time for anyone picking the cheaper option.

At $921 in Zlatoust versus $1,404 in Ubud, Bali, a $2,000 budget is realistic in Zlatoust but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zlatoust the clear choice for anyone on this budget.

Both work as nomad bases, but Zlatoust delivers better value – similar infrastructure at $921 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zlatoust hard to pass up.

Safety-wise, Ubud, Bali and Zlatoust are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Zlatoust gentler on the wallet – expenses run 53% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.