Last update: Nov 2026

Cost of Living Comparison Between Zlatoust and Ubud, Bali

For one person, living is cheaper in Zlatoust: $1,137 a month against $1,331 in Ubud, Bali, rent and utilities included – about $2,300 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

54

Cost of Living Index in Zlatoust
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Zlatoust Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Zlatoust

🇷🇺 Russia

$1,137

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Zlatoust and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Zlatoust and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,137 in Zlatoust versus $1,331 in Ubud, Bali.

Zlatoust $1,137
Ubud, Bali $1,331

Estimated couple costs with rent: $1,783 in Zlatoust versus $2,255 in Ubud, Bali.

Zlatoust $1,783
Ubud, Bali $2,255

Monthly costs for a family of three with rent: $2,429 in Zlatoust versus $3,180 in Ubud, Bali.

Zlatoust $2,429
Ubud, Bali $3,180

Living in Zlatoust costs roughly 15% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Zlatoust 16% lower, Ubud, Bali 2% lower.

Meal at Budget Restaurant

$12.07 ₽986

$3.38 Rp 61.0K

257.10%

Three-Course Dinner for Two, Mid-Range

$42.08 ₽3,436

$34.65 Rp 626.3K

21.44%

Fast Food Meal (McDonalds, etc)

$6.47 ₽529

$5.57 Rp 100.7K

16.16%

Cappuccino

$2.94 ₽240

$2.62 Rp 47.3K

12.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.20 ₽97.7

$1.54 Rp 27.8K

-22.08%

Water (0.33 liter bottle)

$0.57 ₽46.76

$0.64 Rp 11.6K

-10.94%

Local Beer (0.5 liter draught)

$1.87 ₽153

$2.67 Rp 48.2K

-29.96%

Imported Beer (0.33 liter bottle)

$3.06 ₽250

$4.26 Rp 77.1K

-28.17%

Milk (1 liter)

$1.20 ₽97.8

$1.46 Rp 26.4K

-17.81%

White Bread (500g)

$0.73 ₽59.8

$2.29 Rp 41.4K

-68.12%

Rice (white) (1kg)

$1.39 ₽113

$1.11 Rp 20.0K

25.23%

Eggs

$1.67 ₽136

$2.10 Rp 38.0K

-20.48%

Local Cheese (1kg)

$12.07 ₽986

$15.94 Rp 288.1K

-24.28%

Chicken Fillets (1kg)

$5.48 ₽448

$3.88 Rp 70.2K

41.24%

Beef Round Steak (1kg)

$11.36 ₽927

$11.40 Rp 206.1K

-0.35%

Apples (1kg)

$1.81 ₽148

$3.55 Rp 64.2K

-49.01%

Banana (1kg)

$1.81 ₽148

$1.54 Rp 27.8K

17.53%

Oranges (1kg)

$1.73 ₽141

$2.23 Rp 40.3K

-22.42%

Tomato (1kg)

$3.35 ₽274

$1.97 Rp 35.6K

70.05%

Potato (1kg)

$0.80 ₽65.0

$1.86 Rp 33.6K

-56.99%

Onion (1kg)

$0.60 ₽49.03

$2.42 Rp 43.7K

-75.21%

Lettuce (1 head)

$1.38 ₽113

$1.02 Rp 18.5K

35.29%

Water (1.5 liter bottle)

$0.73 ₽59.6

$0.52 Rp 9,441

40.38%

Cigarettes 20 Pack (Marlboro, Camel)

$3.02 ₽247

$2.20 Rp 39.7K

37.27%

Wine (Bottle)

$8.48 ₽693

$21.79 Rp 393.8K

-61.08%

Local Beer (0.5 liter bottle)

$1.09 ₽89.1

$2.33 Rp 42.0K

-53.22%

Imported Beer (0.33 liter bottle)

$2.12 ₽173

$2.97 Rp 53.7K

-28.62%

One-way Ticket (Public Transport)

$0.57 ₽46.43

$0.25 Rp 4,526

128.00%

Public Transport Monthly Pass (Regular Price)

$31.20 ₽2,548

$8.17 Rp 147.8K

281.88%

Taxi Start (Normal Tariff)

$2.26 ₽185

$0.44 Rp 7,912

413.64%

Taxi (Normal Tariff) (1km)

$0.38 ₽30.75

$0.47 Rp 8,458

-19.15%

Taxi 1hour Waiting (Normal Tariff)

$5.85 ₽478

$5.60 Rp 101.2K

4.46%

Gasoline (1 liter)

$0.81 ₽66.2

$0.83 Rp 15.0K

-2.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$59.9K ₽4.9M

$24.4K Rp 441.9M

144.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$45.7K ₽3.7M

$31.7K Rp 572.9M

44.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$133 ₽10.9K

$77.5 Rp 1.4M

72.11%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.69 ₽546

$6.14 Rp 111.1K

8.96%

Internet (50+ Mbps, Unlimited Data)

$8.47 ₽692

$18.92 Rp 341.9K

-55.23%

Gym Membership (Monthly)

$33.31 ₽2,720

$51.0 Rp 921.7K

-34.67%

Tennis Court (1 Hour on Weekend)

$27.34 ₽2,232

$18.25 Rp 329.8K

49.81%

Cinema Ticket

$6.61 ₽540

$4.38 Rp 79.2K

50.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$407 ₽33.2K

$492 Rp 8.9M

-17.40%

International Primary School, 1 Child (Yearly)

$6,679 ₽545.4K

$12.2K Rp 220.9M

-45.35%

Jeans (Levis 501 Or Similar)

$98.6 ₽8,048

$45.16 Rp 816.3K

118.22%

Summer Dress (H&M, Zara, etc)

$50.8 ₽4,150

$34.89 Rp 630.6K

45.66%

Sport Shoes (Adidas, Nike)

$157 ₽12.8K

$78.3 Rp 1.4M

100.50%

Men's Leather Business Shoes

$114 ₽9,329

$77.9 Rp 1.4M

46.71%

1-bedroom Apartment, City Center (Monthly)

$500 ₽40.8K

$1,078 Rp 19.5M

-53.63%

1-bedroom Apartment, Outside City Center (Monthly)

$324 ₽26.4K

$665 Rp 12.0M

-51.30%

3-bedroom Apartment, City Center (Monthly)

$937 ₽76.5K

$3,510 Rp 63.4M

-73.31%

3-bedroom Apartment, Outside City Center (Monthly)

$585 ₽47.8K

$1,671 Rp 30.2M

-64.98%

Buy Apartment in City Center (m2)

$2,024 ₽165.3K

$2,340 Rp 42.3M

-13.52%

Buy Apartment Outside City Center (m2)

$1,744 ₽142.4K

$2,236 Rp 40.4M

-22.00%

Average Monthly Net Salary (After Tax)

$622 ₽50.8K

$166 Rp 3.0M

273.77%

20-Year Fixed Mortgage Interest Rate (Annual %)

21.33

13.78

54.79%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zlatoust: November 3, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Zlatoust

$324 28.5%

Ubud, Bali

$665 50% 105% $341

Groceries & Markets

Zlatoust

$217 19.1%

Ubud, Bali

$279 21% 28.6% $62

Clothing & Footwear

Zlatoust

$189 16.7%

Ubud, Bali

$106 8% 43.8% $83

Eating Out

Zlatoust

$174 15.3%

Ubud, Bali

$106 8% 39.2% $68

Monthly Utilities & Internet

Zlatoust

$149 13.1%

Ubud, Bali

$103 7.7% 31% $46

Sport & Entertainment

Zlatoust

$47 4.1%

Ubud, Bali

$60 4.5% 28.4% $13

Getting Around

Zlatoust

$38 3.3%

Ubud, Bali

$12 0.9% 68.2% $26

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Zlatoust and $1,078 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Zlatoust pays about 3.7 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $42 in Zlatoust vs $35 in Ubud, Bali. Groceries flip the comparison at $217 vs $279, with Zlatoust cheaper for home cooking.

Good to know

🇷🇺 Zlatoust

🇮🇩 Ubud, Bali

🕒 Local time

09:19 9:19 AM

12:19 12:19 PM

3 h ahead of Zlatoust

🌤 Weather

👥 Population

162,148

74,800

💱 Currency

Russian Ruble RUB ₽

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 RUB = 1.22 USD

100 RUB = 1.09 EUR

100,000 IDR = 5.53 USD

100,000 IDR = 4.93 EUR

Exchange rates and currency converter

IDR, USD, EUR to RUB – Russian Ruble Converter

🇺🇸 United States Dollar ($)

🇷🇺 Russian Ruble (₽)

Russian Ruble exchange rates as of November 6, 2026: 1 USD = 81.66 RUB (100 RUB = 1.22 USD). 1 EUR = 91.67 RUB (100 RUB = 1.09 EUR).

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,075 IDR (100,000 IDR = 5.53 USD). 1 EUR = 20,291 IDR (100,000 IDR = 4.93 EUR).

USD to RUB in detail →

On the map

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Highest

Between locations

Zlatoust Ubud, Bali 8,740 km ≈ 11 h nonstop flight

From you

Zlatoust
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zlatoust vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Zlatoust wins on cost – living expenses run 15% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Zlatoust the obvious pick if budget is a priority.

Average pay in Zlatoust is about 3.7 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $500 in Zlatoust versus $1,078 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $407 in Zlatoust versus $492 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 29% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Either city works on $2,000 a month, though Zlatoust gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.