Cost of Living Comparison Between Ubud, Bali and Zhukovsky Cost of Living Comparison Between Ubud, Bali and Zhukovsky

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $1,013 in Zhukovsky.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $1,586 in Zhukovsky.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $2,160 in Zhukovsky.

Living in Ubud, Bali is roughly 40% more expensive than Zhukovsky, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 6% above, Zhukovsky is 24% below.

Meal at Budget Restaurant

$3.56 Rp 63.9K

$12.53 ₽924

-71.59%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 586.8K

$50.2 ₽3,705

-34.81%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.7K

$3.70 ₽273

33.78%

Cappuccino

$2.71 Rp 48.6K

$2.53 ₽187

7.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.1K

$0.80 ₽59.2

67.50%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.36 ₽26.68

94.44%

Local Beer (0.5 liter draught)

$2.92 Rp 52.3K

$1.87 ₽138

56.15%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.9K

$2.52 ₽186

57.14%

Milk (1 liter)

$1.81 Rp 32.4K

$0.87 ₽63.9

108.05%

White Bread (500g)

$2.52 Rp 45.1K

$0.73 ₽53.8

245.21%

Rice (white) (1kg)

$1.16 Rp 20.8K

$1.55 ₽114

-25.16%

Eggs

$2.46 Rp 44.1K

$1.55 ₽114

58.71%

Local Cheese (1kg)

$14.71 Rp 263.7K

$8.42 ₽621

74.70%

Chicken Fillets (1kg)

$4.32 Rp 77.4K

$4.93 ₽364

-12.37%

Beef Round Steak (1kg)

$12.14 Rp 217.5K

$9.76 ₽720

24.39%

Apples (1kg)

$3.84 Rp 68.8K

$1.50 ₽111

156.00%

Banana (1kg)

$1.56 Rp 27.9K

$1.24 ₽91.6

25.81%

Oranges (1kg)

$2.83 Rp 50.8K

$1.61 ₽119

75.78%

Tomato (1kg)

$2.33 Rp 41.7K

$1.66 ₽123

40.36%

Potato (1kg)

$1.91 Rp 34.3K

$0.37 ₽27.07

416.22%

Onion (1kg)

$2.20 Rp 39.5K

$0.55 ₽40.60

300.00%

Lettuce (1 head)

$1.01 Rp 18.2K

$0.24 ₽17.62

320.83%

Water (1.5 liter bottle)

$0.78 Rp 13.9K

$0.63 ₽46.37

23.81%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.4K

$1.98 ₽146

67.68%

Wine (Bottle)

$23.74 Rp 425.5K

$6.42 ₽473

269.78%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.0K

$1.13 ₽83.5

146.90%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.3K

$2.34 ₽173

22.22%

One-way Ticket (Public Transport)

$0.27 Rp 4,819

$0.52 ₽38.48

-48.08%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.9K

$15.31 ₽1,130

-47.55%

Taxi Start (Normal Tariff)

$0.46 Rp 8,181

$1.88 ₽139

-75.53%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,068

$0.48 ₽35.37

-6.25%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.3K

$8.26 ₽609

-26.15%

Gasoline (1 liter)

$0.79 Rp 14.2K

$0.67 ₽49.14

17.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 468.8M

$29.3K ₽2.2M

-10.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 575.8M

$36.7K ₽2.7M

-12.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$148 ₽10.9K

-45.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.9K

$6.37 ₽470

-36.26%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 421.6K

$5.00 ₽369

370.40%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$35.65 ₽2,630

176.86%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.8K

Cinema Ticket

$4.15 Rp 74.3K

$5.78 ₽426

-28.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$324 ₽23.9K

-6.27%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.5M

$6,940 ₽512.1K

-4.71%

Jeans (Levis 501 Or Similar)

$55.5 Rp 995.6K

$87.2 ₽6,435

-36.31%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 686.7K

$31.26 ₽2,307

22.55%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$108 ₽7,993

-18.21%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$90.6 ₽6,687

-14.07%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$446 ₽32.9K

125.91%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$299 ₽22.1K

125.63%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.7M

$750 ₽55.3K

358.94%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.6M

$501 ₽37.0K

307.00%

Buy Apartment in City Center (m2)

$2,841 Rp 50.9M

$2,455 ₽181.1K

15.75%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.6M

$1,831 ₽135.1K

23.62%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-11.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Zhukovsky: May 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $446 in Zhukovsky. Housing cost is often the main lever when comparing two cities.

Dining out: $33.00 in Ubud, Bali vs $50.0 in Zhukovsky. Groceries flip the comparison at $302 vs $171, with Zhukovsky cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Zhukovsky: Cost of Living - Frequently Asked Questions

Zhukovsky wins on cost – living expenses run 40% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zhukovsky the obvious pick if budget is a priority.

You'd need roughly $2,129 in Ubud, Bali and $1,519 in Zhukovsky to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,006 in Ubud, Bali versus $446 in Zhukovsky. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $304 in Ubud, Bali versus $324 in Zhukovsky. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 77% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,013 in Zhukovsky versus $1,419 in Ubud, Bali, a $1,500 budget is realistic in Zhukovsky but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zhukovsky the clear choice for anyone on this budget.

Both work as nomad bases, but Zhukovsky delivers better value – similar infrastructure at $1,013 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zhukovsky hard to pass up.

Safety-wise, Ubud, Bali and Zhukovsky are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Zhukovsky gentler on the wallet – expenses run 40% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.