Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Zhukovsky

For one person, living is cheaper in Zhukovsky: $1,023 a month against $1,331 in Ubud, Bali, rent and utilities included – about $3,700 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
49

Cost of Living Index in Zhukovsky
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Zhukovsky Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Zhukovsky

🇷🇺 Russia

$1,023

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Zhukovsky

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Zhukovsky actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $1,023 in Zhukovsky.

Ubud, Bali $1,331
Zhukovsky $1,023

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $1,570 in Zhukovsky.

Ubud, Bali $2,255
Zhukovsky $1,570

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $2,117 in Zhukovsky.

Ubud, Bali $3,180
Zhukovsky $2,117

Living in Ubud, Bali is roughly 30% more expensive than in Zhukovsky, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Ubud, Bali 2% lower, Zhukovsky 24% lower.

Meal at Budget Restaurant

$3.38 Rp 61.2K

$6.10 ₽499

-44.59%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.6K

$37.42 ₽3,063

-7.40%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.1K

$7.32 ₽599

-23.91%

Cappuccino

$2.62 Rp 47.5K

$2.98 ₽244

-12.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$1.09 ₽88.9

41.28%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.63 ₽51.9

1.59%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$0.89 ₽72.7

200.00%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.3K

$1.82 ₽149

134.07%

Milk (1 liter)

$1.46 Rp 26.5K

$1.09 ₽89.0

33.94%

White Bread (500g)

$2.29 Rp 41.6K

$1.03 ₽84.7

122.33%

Rice (white) (1kg)

$1.11 Rp 20.1K

$2.25 ₽184

-50.67%

Eggs

$2.10 Rp 38.1K

$1.63 ₽134

28.83%

Local Cheese (1kg)

$15.94 Rp 289.2K

$9.71 ₽795

64.16%

Chicken Fillets (1kg)

$3.88 Rp 70.4K

$6.82 ₽558

-43.11%

Beef Round Steak (1kg)

$11.40 Rp 206.8K

$11.91 ₽974

-4.28%

Apples (1kg)

$3.55 Rp 64.4K

$1.25 ₽102

184.00%

Banana (1kg)

$1.54 Rp 27.9K

$1.26 ₽103

22.22%

Oranges (1kg)

$2.23 Rp 40.5K

$1.32 ₽108

68.94%

Tomato (1kg)

$1.97 Rp 35.8K

$2.66 ₽217

-25.94%

Potato (1kg)

$1.86 Rp 33.7K

$1.04 ₽85.2

78.85%

Onion (1kg)

$2.42 Rp 43.9K

$0.38 ₽30.91

536.84%

Lettuce (1 head)

$1.02 Rp 18.6K

$0.60 ₽49.09

70.00%

Water (1.5 liter bottle)

$0.52 Rp 9,475

$0.57 ₽46.65

-8.77%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$2.70 ₽221

-18.52%

Wine (Bottle)

$21.79 Rp 395.2K

$6.12 ₽501

256.05%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$0.88 ₽72.0

164.77%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.86 ₽152

59.68%

One-way Ticket (Public Transport)

$0.25 Rp 4,542

$0.62 ₽50.7

-59.68%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.3K

$31.00 ₽2,537

-73.65%

Taxi Start (Normal Tariff)

$0.44 Rp 7,941

$4.26 ₽349

-89.67%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,489

$0.29 ₽24.11

62.07%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

$4.93 ₽404

13.59%

Gasoline (1 liter)

$0.83 Rp 15.0K

$0.83 ₽67.5

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.5M

$52.7K ₽4.3M

-53.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.0M

$43.8K ₽3.6M

-27.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$110 ₽9,003

-29.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$4.88 ₽400

25.82%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.1K

$5.76 ₽472

228.47%

Gym Membership (Monthly)

$51.0 Rp 925.0K

$35.05 ₽2,868

45.48%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.0K

$23.48 ₽1,921

-22.27%

Cinema Ticket

$4.38 Rp 79.5K

$6.66 ₽545

-34.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$214 ₽17.5K

129.72%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.7M

$3,733 ₽305.5K

227.35%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.2K

$52.2 ₽4,275

-13.54%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 632.9K

$30.55 ₽2,500

14.21%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$137 ₽11.2K

-42.75%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$152 ₽12.4K

-48.80%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

$435 ₽35.6K

147.93%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$325 ₽26.6K

104.75%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$960 ₽78.6K

265.46%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$520 ₽42.6K

221.09%

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

$2,545 ₽208.3K

-8.05%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$1,412 ₽115.6K

58.35%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-27.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Zhukovsky: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Zhukovsky

$325 31.7% 51.2% $340

Groceries & Markets

Ubud, Bali

$279 21%

Zhukovsky

$202 19.7% 27.9% $78

Clothing & Footwear

Ubud, Bali

$106 8%

Zhukovsky

$167 16.3% 57.3% $61

Eating Out

Ubud, Bali

$106 8%

Zhukovsky

$122 11.9% 14.9% $16

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Zhukovsky

$121 11.8% 17.7% $18

Sport & Entertainment

Ubud, Bali

$60 4.5%

Zhukovsky

$48 4.7% 19% $11

Getting Around

Ubud, Bali

$12 0.9%

Zhukovsky

$39 3.8% 228% $27

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $435 in Zhukovsky. Housing cost is often the main lever when comparing two cities.

Dining out: $35 in Ubud, Bali vs $37 in Zhukovsky. Groceries flip the comparison at $279 vs $202, with Zhukovsky cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇷🇺 Zhukovsky

🕒 Local time

11:58 11:58 AM

06:58 6:58 AM

5 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

107,558

💱 Currency

Indonesian Rupiah IDR Rp

Russian Ruble RUB ₽

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.9 EUR

100 RUB = 1.22 USD

100 RUB = 1.09 EUR

Exchange rates and currency converter

RUB, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,421 IDR (100,000 IDR = 4.9 EUR).

Russian Ruble exchange rates as of November 5, 2026: 1 USD = 81.84 RUB (100 RUB = 1.22 USD). 1 EUR = 92.13 RUB (100 RUB = 1.09 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Zhukovsky 9,990 km ≈ 13 h nonstop flight

From you

Ubud, Bali
Zhukovsky

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Zhukovsky: Cost of Living - Frequently Asked Questions

Zhukovsky wins on cost – living expenses run 23% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Zhukovsky the obvious pick if budget is a priority.

You’d need roughly $1,996 in Ubud, Bali and $1,535 in Zhukovsky to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,078 in Ubud, Bali versus $435 in Zhukovsky. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $492 in Ubud, Bali versus $214 in Zhukovsky. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 39% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Either city works on $1,500 a month, though Zhukovsky gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.