Cost of Living Comparison Between Ubud, Bali and Zhukovsky Cost of Living Comparison Between Ubud, Bali and Zhukovsky

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $1,023 in Zhukovsky.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,562 in Zhukovsky.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $2,102 in Zhukovsky.

Living in Ubud, Bali is roughly 38% more expensive than in Zhukovsky, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Zhukovsky is 23% below.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$12.75 ₽1,002

-72.94%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$51.4 ₽4,041

-37.13%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$3.74 ₽294

29.41%

Cappuccino

$2.75 Rp 49.4K

$2.53 ₽198

8.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$0.80 ₽62.7

72.50%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.36 ₽28.65

108.33%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$1.87 ₽147

59.89%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$2.47 ₽194

55.87%

Milk (1 liter)

$1.74 Rp 31.2K

$0.87 ₽68.3

100.00%

White Bread (500g)

$2.46 Rp 44.2K

$0.73 ₽57.5

236.99%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.56 ₽122

-25.00%

Eggs

$2.43 Rp 43.7K

$1.48 ₽116

64.19%

Local Cheese (1kg)

$14.50 Rp 260.6K

$8.51 ₽669

70.39%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$4.95 ₽389

-12.12%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$9.77 ₽767

22.62%

Apples (1kg)

$3.72 Rp 66.8K

$1.49 ₽117

149.66%

Banana (1kg)

$1.63 Rp 29.2K

$1.31 ₽103

24.43%

Oranges (1kg)

$2.74 Rp 49.3K

$1.60 ₽126

71.25%

Tomato (1kg)

$2.24 Rp 40.3K

$1.60 ₽126

40.00%

Potato (1kg)

$1.92 Rp 34.5K

$0.39 ₽30.83

392.31%

Onion (1kg)

$2.28 Rp 40.9K

$0.56 ₽43.85

307.14%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.26 ₽20.49

307.69%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.63 ₽49.49

14.29%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$2.02 ₽159

62.87%

Wine (Bottle)

$23.19 Rp 416.8K

$10.56 ₽830

119.60%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$1.09 ₽85.6

155.05%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$2.37 ₽186

15.19%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$0.49 ₽38.59

-44.90%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$15.13 ₽1,189

-46.40%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$1.87 ₽147

-74.33%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$0.47 ₽37.05

-10.64%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$8.34 ₽655

-25.42%

Gasoline (1 liter)

$0.81 Rp 14.6K

$0.67 ₽52.4

20.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$29.5K ₽2.3M

-9.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$36.2K ₽2.8M

-10.98%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$148 ₽11.6K

-46.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$6.43 ₽505

-36.70%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$5.16 ₽406

371.51%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$35.59 ₽2,796

177.07%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

Cinema Ticket

$3.99 Rp 71.6K

$5.68 ₽446

-29.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$321 ₽25.2K

-4.87%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$6,884 ₽540.8K

-3.51%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$89.0 ₽6,995

-39.20%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$31.14 ₽2,446

21.42%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$110 ₽8,649

-21.12%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$88.5 ₽6,952

-13.72%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$437 ₽34.3K

127.11%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$305 ₽24.0K

120.60%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$765 ₽60.1K

340.94%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$512 ₽40.2K

300.67%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$2,031 ₽159.5K

38.10%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$1,669 ₽131.1K

33.40%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-11.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Zhukovsky: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $437 in Zhukovsky. Housing cost is often the main lever when comparing two cities.

Dining out: $32.00 in Ubud, Bali vs $51.0 in Zhukovsky. Groceries flip the comparison at $297 vs $180, with Zhukovsky cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Zhukovsky: Cost of Living - Frequently Asked Questions

Zhukovsky wins on cost – living expenses run 38% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zhukovsky the obvious pick if budget is a priority.

You'd need roughly $2,112 in Ubud, Bali and $1,534 in Zhukovsky to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $992 in Ubud, Bali versus $437 in Zhukovsky. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $305 in Ubud, Bali versus $321 in Zhukovsky. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 65% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,023 in Zhukovsky versus $1,408 in Ubud, Bali, a $1,500 budget is realistic in Zhukovsky but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zhukovsky the clear choice for anyone on this budget.

Both work as nomad bases, but Zhukovsky delivers better value – similar infrastructure at $1,023 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zhukovsky hard to pass up.

Safety-wise, Ubud, Bali and Zhukovsky are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Zhukovsky gentler on the wallet – expenses run 38% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.