Cost of Living Comparison Between Ubud, Bali and Zhukovsky Cost of Living Comparison Between Ubud, Bali and Zhukovsky

Monthly Cost of Living

Monthly costs for one person with rent: $1,396 in Ubud, Bali versus $979 in Zhukovsky.

Estimated couple costs with rent: $2,334 in Ubud, Bali versus $1,528 in Zhukovsky.

Monthly costs for a family of three with rent: $3,273 in Ubud, Bali versus $2,077 in Zhukovsky.

Living in Ubud, Bali is roughly 43% more expensive than in Zhukovsky, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 2% above, Zhukovsky is 29% below.

Meal at Budget Restaurant

$3.37 Rp 59.5K

$6.12 ₽526

-44.93%

Three-Course Dinner for Two, Mid-Range

$38.59 Rp 680.3K

$35.63 ₽3,058

8.31%

Fast Food Meal (McDonalds, etc)

$5.52 Rp 97.3K

$4.81 ₽413

14.76%

Cappuccino

$2.64 Rp 46.6K

$2.63 ₽226

0.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.67 Rp 29.5K

$0.95 ₽81.2

75.79%

Water (0.33 liter bottle)

$0.77 Rp 13.6K

$0.56 ₽48.35

37.50%

Local Beer (0.5 liter draught)

$2.63 Rp 46.4K

$0.99 ₽85.4

165.66%

Imported Beer (0.33 liter bottle)

$4.28 Rp 75.5K

$1.74 ₽149

145.98%

Milk (1 liter)

$1.55 Rp 27.3K

$1.19 ₽102

30.25%

White Bread (500g)

$2.22 Rp 39.2K

$0.91 ₽78.3

143.96%

Rice (white) (1kg)

$1.13 Rp 19.8K

$1.97 ₽169

-42.64%

Eggs

$2.09 Rp 36.8K

$2.05 ₽176

1.95%

Local Cheese (1kg)

$17.39 Rp 306.6K

$11.91 ₽1,022

46.01%

Chicken Fillets (1kg)

$3.87 Rp 68.2K

$5.66 ₽486

-31.63%

Beef Round Steak (1kg)

$12.55 Rp 221.2K

$12.19 ₽1,046

2.95%

Apples (1kg)

$3.62 Rp 63.8K

$1.77 ₽152

104.52%

Banana (1kg)

$1.56 Rp 27.5K

$1.72 ₽148

-9.30%

Oranges (1kg)

$2.35 Rp 41.5K

$1.83 ₽157

28.42%

Tomato (1kg)

$2.06 Rp 36.2K

$3.14 ₽269

-34.39%

Potato (1kg)

$1.90 Rp 33.5K

$0.94 ₽80.4

102.13%

Onion (1kg)

$2.34 Rp 41.2K

$0.49 ₽42.17

377.55%

Lettuce (1 head)

$1.03 Rp 18.2K

$1.23 ₽105

-16.26%

Water (1.5 liter bottle)

$0.55 Rp 9,779

$0.74 ₽63.1

-25.68%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 39.7K

$3.01 ₽258

-25.25%

Wine (Bottle)

$23.81 Rp 419.7K

$8.52 ₽731

179.46%

Local Beer (0.5 liter bottle)

$2.31 Rp 40.8K

$1.42 ₽122

62.68%

Imported Beer (0.33 liter bottle)

$2.80 Rp 49.4K

$2.73 ₽235

2.56%

One-way Ticket (Public Transport)

$0.27 Rp 4,802

$0.47 ₽40.57

-42.55%

Public Transport Monthly Pass (Regular Price)

$8.66 Rp 152.7K

$21.41 ₽1,838

-59.55%

Taxi Start (Normal Tariff)

$0.48 Rp 8,489

$2.30 ₽198

-79.13%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,863

$0.35 ₽29.79

28.57%

Taxi 1hour Waiting (Normal Tariff)

$5.72 Rp 100.8K

$6.36 ₽546

-10.06%

Gasoline (1 liter)

$0.76 Rp 13.4K

$0.79 ₽68.0

-3.80%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K Rp 431.6M

$48.9K ₽4.2M

-49.92%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 566.3M

$24.0K ₽2.1M

33.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.6 Rp 1.5M

$106 ₽9,115

-21.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.46 Rp 113.8K

$6.66 ₽571

-3.00%

Internet (50+ Mbps, Unlimited Data)

$18.99 Rp 334.8K

$7.98 ₽685

137.97%

Gym Membership (Monthly)

$56.0 Rp 986.8K

$34.60 ₽2,970

61.76%

Tennis Court (1 Hour on Weekend)

$18.62 Rp 328.2K

Cinema Ticket

$4.28 Rp 75.5K

$5.25 ₽450

-18.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$487 Rp 8.6M

$328 ₽28.2K

48.18%

International Primary School, 1 Child (Yearly)

$5,856 Rp 103.2M

$6,737 ₽578.1K

-13.08%

Jeans (Levis 501 Or Similar)

$45.56 Rp 803.2K

$60.1 ₽5,161

-24.24%

Summer Dress (H&M, Zara, etc)

$36.38 Rp 641.4K

$36.28 ₽3,114

0.28%

Sport Shoes (Adidas, Nike)

$82.0 Rp 1.4M

$142 ₽12.2K

-42.38%

Men's Leather Business Shoes

$80.4 Rp 1.4M

$83.9 ₽7,200

-4.16%

1-bedroom Apartment, City Center (Monthly)

$1,117 Rp 19.7M

$437 ₽37.5K

155.34%

1-bedroom Apartment, Outside City Center (Monthly)

$701 Rp 12.4M

$310 ₽26.6K

125.90%

3-bedroom Apartment, City Center (Monthly)

$3,537 Rp 62.4M

$755 ₽64.8K

368.36%

3-bedroom Apartment, Outside City Center (Monthly)

$1,762 Rp 31.1M

$539 ₽46.2K

227.14%

Buy Apartment in City Center (m2)

$2,826 Rp 49.8M

$2,113 ₽181.4K

33.73%

Buy Apartment Outside City Center (m2)

$2,292 Rp 40.4M

$1,415 ₽121.5K

61.93%

Average Monthly Net Salary (After Tax)

$170 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

23.12

-40.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 31, 2026

Last update for Zhukovsky: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,117 in Ubud, Bali and $437 in Zhukovsky. Housing cost is often the main lever when comparing two cities.

Dining out: $39.00 in Ubud, Bali vs $36.00 in Zhukovsky for a mid-range dinner for two. Groceries echo the gap at $293 vs $227 per month, with Zhukovsky cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Zhukovsky: Cost of Living - Frequently Asked Questions

Zhukovsky wins on cost – living expenses run 43% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zhukovsky the obvious pick if budget is a priority.

You'd need roughly $2,095 in Ubud, Bali and $1,469 in Zhukovsky to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,117 in Ubud, Bali versus $437 in Zhukovsky. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $487 in Ubud, Bali versus $328 in Zhukovsky. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 29% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $979 in Zhukovsky versus $1,396 in Ubud, Bali, a $1,500 budget is realistic in Zhukovsky but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zhukovsky the clear choice for anyone on this budget.

Both work as nomad bases, but Zhukovsky delivers better value – similar infrastructure at $979 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zhukovsky hard to pass up.

Safety-wise, Ubud, Bali and Zhukovsky are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Zhukovsky gentler on the wallet – expenses run 43% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.