Last update: Nov 2026

Cost of Living Comparison Between Zhukovsky and Ubud, Bali

For one person, living is cheaper in Zhukovsky: $1,023 a month against $1,331 in Ubud, Bali, rent and utilities included – about $3,700 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

49

Cost of Living Index in Zhukovsky
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Zhukovsky Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Zhukovsky

🇷🇺 Russia

$1,023

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Zhukovsky and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Zhukovsky and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,023 in Zhukovsky versus $1,331 in Ubud, Bali.

Zhukovsky $1,023
Ubud, Bali $1,331

Estimated couple costs with rent: $1,570 in Zhukovsky versus $2,255 in Ubud, Bali.

Zhukovsky $1,570
Ubud, Bali $2,255

Monthly costs for a family of three with rent: $2,117 in Zhukovsky versus $3,180 in Ubud, Bali.

Zhukovsky $2,117
Ubud, Bali $3,180

Living in Zhukovsky costs roughly 23% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Zhukovsky 24% lower, Ubud, Bali 2% lower.

Meal at Budget Restaurant

$6.10 ₽499

$3.38 Rp 61.2K

80.47%

Three-Course Dinner for Two, Mid-Range

$37.42 ₽3,063

$34.65 Rp 628.6K

7.99%

Fast Food Meal (McDonalds, etc)

$7.32 ₽599

$5.57 Rp 101.1K

31.42%

Cappuccino

$2.98 ₽244

$2.62 Rp 47.5K

13.74%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.09 ₽88.9

$1.54 Rp 27.9K

-29.22%

Water (0.33 liter bottle)

$0.63 ₽51.9

$0.64 Rp 11.6K

-1.56%

Local Beer (0.5 liter draught)

$0.89 ₽72.7

$2.67 Rp 48.4K

-66.67%

Imported Beer (0.33 liter bottle)

$1.82 ₽149

$4.26 Rp 77.3K

-57.28%

Milk (1 liter)

$1.09 ₽89.0

$1.46 Rp 26.5K

-25.34%

White Bread (500g)

$1.03 ₽84.7

$2.29 Rp 41.6K

-55.02%

Rice (white) (1kg)

$2.25 ₽184

$1.11 Rp 20.1K

102.70%

Eggs

$1.63 ₽134

$2.10 Rp 38.1K

-22.38%

Local Cheese (1kg)

$9.71 ₽795

$15.94 Rp 289.2K

-39.08%

Chicken Fillets (1kg)

$6.82 ₽558

$3.88 Rp 70.4K

75.77%

Beef Round Steak (1kg)

$11.91 ₽974

$11.40 Rp 206.8K

4.47%

Apples (1kg)

$1.25 ₽102

$3.55 Rp 64.4K

-64.79%

Banana (1kg)

$1.26 ₽103

$1.54 Rp 27.9K

-18.18%

Oranges (1kg)

$1.32 ₽108

$2.23 Rp 40.5K

-40.81%

Tomato (1kg)

$2.66 ₽217

$1.97 Rp 35.8K

35.03%

Potato (1kg)

$1.04 ₽85.2

$1.86 Rp 33.7K

-44.09%

Onion (1kg)

$0.38 ₽30.91

$2.42 Rp 43.9K

-84.30%

Lettuce (1 head)

$0.60 ₽49.09

$1.02 Rp 18.6K

-41.18%

Water (1.5 liter bottle)

$0.57 ₽46.65

$0.52 Rp 9,475

9.62%

Cigarettes 20 Pack (Marlboro, Camel)

$2.70 ₽221

$2.20 Rp 39.9K

22.73%

Wine (Bottle)

$6.12 ₽501

$21.79 Rp 395.2K

-71.91%

Local Beer (0.5 liter bottle)

$0.88 ₽72.0

$2.33 Rp 42.2K

-62.23%

Imported Beer (0.33 liter bottle)

$1.86 ₽152

$2.97 Rp 53.9K

-37.37%

One-way Ticket (Public Transport)

$0.62 ₽50.7

$0.25 Rp 4,542

148.00%

Public Transport Monthly Pass (Regular Price)

$31.00 ₽2,537

$8.17 Rp 148.3K

279.44%

Taxi Start (Normal Tariff)

$4.26 ₽349

$0.44 Rp 7,941

868.18%

Taxi (Normal Tariff) (1km)

$0.29 ₽24.11

$0.47 Rp 8,489

-38.30%

Taxi 1hour Waiting (Normal Tariff)

$4.93 ₽404

$5.60 Rp 101.6K

-11.96%

Gasoline (1 liter)

$0.83 ₽67.5

$0.83 Rp 15.0K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$52.7K ₽4.3M

$24.4K Rp 443.5M

115.61%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$43.8K ₽3.6M

$31.7K Rp 575.0M

38.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$110 ₽9,003

$77.5 Rp 1.4M

41.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.88 ₽400

$6.14 Rp 111.5K

-20.52%

Internet (50+ Mbps, Unlimited Data)

$5.76 ₽472

$18.92 Rp 343.1K

-69.56%

Gym Membership (Monthly)

$35.05 ₽2,868

$51.0 Rp 925.0K

-31.26%

Tennis Court (1 Hour on Weekend)

$23.48 ₽1,921

$18.25 Rp 331.0K

28.66%

Cinema Ticket

$6.66 ₽545

$4.38 Rp 79.5K

52.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$214 ₽17.5K

$492 Rp 8.9M

-56.47%

International Primary School, 1 Child (Yearly)

$3,733 ₽305.5K

$12.2K Rp 221.7M

-69.45%

Jeans (Levis 501 Or Similar)

$52.2 ₽4,275

$45.16 Rp 819.2K

15.66%

Summer Dress (H&M, Zara, etc)

$30.55 ₽2,500

$34.89 Rp 632.9K

-12.44%

Sport Shoes (Adidas, Nike)

$137 ₽11.2K

$78.3 Rp 1.4M

74.68%

Men's Leather Business Shoes

$152 ₽12.4K

$77.9 Rp 1.4M

95.30%

1-bedroom Apartment, City Center (Monthly)

$435 ₽35.6K

$1,078 Rp 19.5M

-59.67%

1-bedroom Apartment, Outside City Center (Monthly)

$325 ₽26.6K

$665 Rp 12.1M

-51.16%

3-bedroom Apartment, City Center (Monthly)

$960 ₽78.6K

$3,510 Rp 63.7M

-72.64%

3-bedroom Apartment, Outside City Center (Monthly)

$520 ₽42.6K

$1,671 Rp 30.3M

-68.86%

Buy Apartment in City Center (m2)

$2,545 ₽208.3K

$2,340 Rp 42.4M

8.76%

Buy Apartment Outside City Center (m2)

$1,412 ₽115.6K

$2,236 Rp 40.6M

-36.85%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

37.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zhukovsky: November 1, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Zhukovsky

$325 31.7%

Ubud, Bali

$665 50% 105% $340

Groceries & Markets

Zhukovsky

$202 19.7%

Ubud, Bali

$279 21% 38.6% $78

Clothing & Footwear

Zhukovsky

$167 16.3%

Ubud, Bali

$106 8% 36.4% $61

Eating Out

Zhukovsky

$122 11.9%

Ubud, Bali

$106 8% 13% $16

Monthly Utilities & Internet

Zhukovsky

$121 11.8%

Ubud, Bali

$103 7.7% 15% $18

Sport & Entertainment

Zhukovsky

$48 4.7%

Ubud, Bali

$60 4.5% 23.5% $11

Getting Around

Zhukovsky

$39 3.8%

Ubud, Bali

$12 0.9% 69.5% $27

Cost Breakdown

A one-bedroom apartment in the center runs $435 in Zhukovsky and $1,078 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $37 in Zhukovsky vs $35 in Ubud, Bali. Groceries flip the comparison at $202 vs $279, with Zhukovsky cheaper for home cooking.

Good to know

🇷🇺 Zhukovsky

🇮🇩 Ubud, Bali

🕒 Local time

06:43 6:43 AM

11:43 11:43 AM

5 h ahead of Zhukovsky

🌤 Weather

👥 Population

107,558

74,800

💱 Currency

Russian Ruble RUB ₽

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 RUB = 1.22 USD

100 RUB = 1.09 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.9 EUR

Exchange rates and currency converter

IDR, USD, EUR to RUB – Russian Ruble Converter

🇺🇸 United States Dollar ($)

🇷🇺 Russian Ruble (₽)

Russian Ruble exchange rates as of November 5, 2026: 1 USD = 81.84 RUB (100 RUB = 1.22 USD). 1 EUR = 92.13 RUB (100 RUB = 1.09 EUR).

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,421 IDR (100,000 IDR = 4.9 EUR).

USD to RUB in detail →

On the map

Lowest

Highest

Between locations

Zhukovsky Ubud, Bali 9,990 km ≈ 13 h nonstop flight

From you

Zhukovsky
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zhukovsky vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Zhukovsky wins on cost – living expenses run 23% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Zhukovsky the obvious pick if budget is a priority.

You’d need roughly $1,535 in Zhukovsky and $1,996 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $435 in Zhukovsky versus $1,078 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $214 in Zhukovsky versus $492 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 39% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Either city works on $1,500 a month, though Zhukovsky gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.