Cost of Living Comparison Between Ubud, Bali and Zhuhai Cost of Living Comparison Between Ubud, Bali and Zhuhai

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $780 in Zhuhai.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $1,266 in Zhuhai.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $1,753 in Zhuhai.

Living in Ubud, Bali is roughly 80% more expensive than Zhuhai, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 4% above, Zhuhai is 42% below.

Currency
🍽 Eating Out
Ubud, Bali
Zhuhai
Difference
Meal at Budget Restaurant
$3.57 Rp 64.0K
$2.71 ¥18.31
31.73%
Three-Course Dinner for Two, Mid-Range
$32.50 Rp 582.3K
$27.39 ¥185
18.66%
Fast Food Meal (McDonalds, etc)
$4.86 Rp 87.1K
$4.93 ¥33.32
-1.42%
Cappuccino
$2.75 Rp 49.2K
$2.82 ¥19.09
-2.48%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.32 Rp 23.7K
$0.46 ¥3.10
186.96%
Water (0.33 liter bottle)
$0.70 Rp 12.6K
$0.30 ¥2.03
133.33%
Local Beer (0.5 liter draught)
$2.91 Rp 52.2K
$1.10 ¥7.43
164.55%
Imported Beer (0.33 liter bottle)
$3.79 Rp 68.0K
$2.62 ¥17.69
44.66%
🛒 Groceries & Markets
Ubud, Bali
Zhuhai
Difference
Milk (1 liter)
$1.71 Rp 30.6K
$1.74 ¥11.79
-1.72%
White Bread (500g)
$2.47 Rp 44.3K
$1.68 ¥11.39
47.02%
Rice (white) (1kg)
$1.20 Rp 21.5K
$0.92 ¥6.20
30.43%
Eggs
$2.44 Rp 43.8K
$1.42 ¥9.61
71.83%
Local Cheese (1kg)
$14.38 Rp 257.7K
$8.25 ¥55.8
74.30%
Chicken Fillets (1kg)
$4.31 Rp 77.1K
$3.86 ¥26.09
11.66%
Beef Round Steak (1kg)
$12.21 Rp 218.7K
$9.16 ¥62.0
33.30%
Apples (1kg)
$3.68 Rp 66.0K
$1.36 ¥9.20
170.59%
Banana (1kg)
$1.55 Rp 27.8K
$1.19 ¥8.06
30.25%
Oranges (1kg)
$2.79 Rp 49.9K
$0.93 ¥6.31
200.00%
Tomato (1kg)
$2.33 Rp 41.8K
$0.91 ¥6.14
156.04%
Potato (1kg)
$1.97 Rp 35.3K
$0.80 ¥5.42
146.25%
Onion (1kg)
$2.31 Rp 41.4K
$1.22 ¥8.28
89.34%
Lettuce (1 head)
$1.06 Rp 19.1K
$0.49 ¥3.30
116.33%
Water (1.5 liter bottle)
$0.73 Rp 13.1K
$0.61 ¥4.16
19.67%
Cigarettes 20 Pack (Marlboro, Camel)
$3.28 Rp 58.8K
$2.72 ¥18.41
20.59%
Wine (Bottle)
$22.79 Rp 408.4K
$10.81 ¥73.1
110.82%
Local Beer (0.5 liter bottle)
$2.81 Rp 50.3K
$0.95 ¥6.45
195.79%
Imported Beer (0.33 liter bottle)
$2.78 Rp 49.9K
$1.91 ¥12.88
45.55%
🚌 Getting Around
Ubud, Bali
Zhuhai
Difference
One-way Ticket (Public Transport)
$0.29 Rp 5,217
$0.15 ¥0.99
93.33%
Public Transport Monthly Pass (Regular Price)
$8.06 Rp 144.4K
$8.16 ¥55.2
-1.23%
Taxi Start (Normal Tariff)
$0.45 Rp 8,047
$1.36 ¥9.20
-66.91%
Taxi (Normal Tariff) (1km)
$0.45 Rp 8,094
$0.37 ¥2.52
21.62%
Taxi 1hour Waiting (Normal Tariff)
$6.24 Rp 111.7K
$4.26 ¥28.81
46.48%
Gasoline (1 liter)
$0.85 Rp 15.2K
$1.17 ¥7.90
-27.35%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.0K Rp 465.4M
$16.5K ¥111.9K
57.01%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 567.2M
$16.5K ¥111.7K
91.70%
🧾 Monthly Utilities & Internet
Ubud, Bali
Zhuhai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.8 Rp 1.4M
$60.9 ¥411
32.70%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.06 Rp 72.7K
$8.30 ¥56.1
-51.08%
Internet (50+ Mbps, Unlimited Data)
$24.42 Rp 437.6K
$12.93 ¥87.4
88.86%
🎉 Sport & Entertainment
Ubud, Bali
Zhuhai
Difference
Gym Membership (Monthly)
$97.7 Rp 1.7M
$41.09 ¥278
137.70%
Tennis Court (1 Hour on Weekend)
$6.45 Rp 115.5K
$16.47 ¥111
-60.84%
Cinema Ticket
$4.04 Rp 72.4K
$5.64 ¥38.15
-28.37%
🧸 Childcare & Education
Ubud, Bali
Zhuhai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$304 Rp 5.4M
$354 ¥2,396
-14.18%
International Primary School, 1 Child (Yearly)
$6,621 Rp 118.6M
$8,218 ¥55.6K
-19.43%
👕👟 Clothing & Footwear
Ubud, Bali
Zhuhai
Difference
Jeans (Levis 501 Or Similar)
$54.2 Rp 971.7K
$37.86 ¥256
43.24%
Summer Dress (H&M, Zara, etc)
$38.78 Rp 694.7K
$21.19 ¥143
83.01%
Sport Shoes (Adidas, Nike)
$86.1 Rp 1.5M
$70.8 ¥478
21.75%
Men's Leather Business Shoes
$76.7 Rp 1.4M
$75.0 ¥507
2.17%
🏠 Accommodation & Living
Ubud, Bali
Zhuhai
Difference
1-bedroom Apartment, City Center (Monthly)
$986 Rp 17.7M
$399 ¥2,695
147.27%
1-bedroom Apartment, Outside City Center (Monthly)
$658 Rp 11.8M
$264 ¥1,786
149.16%
3-bedroom Apartment, City Center (Monthly)
$3,369 Rp 60.4M
$843 ¥5,702
299.61%
3-bedroom Apartment, Outside City Center (Monthly)
$2,066 Rp 37.0M
$610 ¥4,125
238.68%
Buy Apartment in City Center (m2)
$2,741 Rp 49.1M
$4,445 ¥30.1K
-38.33%
Buy Apartment Outside City Center (m2)
$2,228 Rp 39.9M
$3,136 ¥21.2K
-28.97%
💵 Salaries & Financials
Ubud, Bali
Zhuhai
Difference
Average Monthly Net Salary (After Tax)
$163 Rp 2.9M
$1,066 ¥7,210
-84.67%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
4.04
228.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Zhuhai: June 8, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $399 in Zhuhai. Housing cost is often the main lever when comparing two cities.

Zhuhai pays 552% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $27.00 in Zhuhai for a mid-range dinner for two. Groceries echo the gap at $297 vs $182 per month, with Zhuhai cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Zhuhai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Zhuhai?
Zhuhai wins on cost – living expenses run 80% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zhuhai the obvious pick if budget is a priority.
Are salaries higher in Ubud, Bali or Zhuhai?
On paper, Zhuhai earns 552% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Ubud, Bali vs Zhuhai?
Rent for a central apartment: $986 in Ubud, Bali versus $399 in Zhuhai. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Ubud, Bali and Zhuhai?
Childcare runs $304 in Ubud, Bali versus $354 in Zhuhai. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Ubud, Bali or Zhuhai?
Supermarket bills run roughly 63% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,000/month in Ubud, Bali or Zhuhai?
At $780 in Zhuhai versus $1,404 in Ubud, Bali, a $1,000 budget is realistic in Zhuhai but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zhuhai the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Zhuhai?
Both work as nomad bases, but Zhuhai delivers better value – similar infrastructure at $780 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zhuhai hard to pass up.
How safe is Ubud, Bali compared to Zhuhai?
Safety-wise, Ubud, Bali and Zhuhai are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Zhuhai gentler on the wallet – expenses run 80% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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