Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Zhuhai

For one person, living is cheaper in Zhuhai: $787 a month against $1,331 in Ubud, Bali, rent and utilities included – about $6,500 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
38

Cost of Living Index in Zhuhai
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Zhuhai Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Zhuhai

🇨🇳 China

$787

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Zhuhai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Zhuhai actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $787 in Zhuhai.

Ubud, Bali $1,331
Zhuhai $787

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $1,308 in Zhuhai.

Ubud, Bali $2,255
Zhuhai $1,308

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $1,828 in Zhuhai.

Ubud, Bali $3,180
Zhuhai $1,828

Living in Ubud, Bali is roughly 69% more expensive than in Zhuhai, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Ubud, Bali 2% lower, Zhuhai 42% lower.

Meal at Budget Restaurant

$3.38 Rp 61.1K

$2.74 ¥18.27

23.36%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 627.3K

$30.04 ¥200

15.35%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 100.9K

$5.23 ¥34.82

6.50%

Cappuccino

$2.62 Rp 47.4K

$3.19 ¥21.22

-17.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$0.50 ¥3.34

208.00%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.32 ¥2.16

100.00%

Local Beer (0.5 liter draught)

$2.67 Rp 48.3K

$1.23 ¥8.16

117.07%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.2K

$2.16 ¥14.39

97.22%

Milk (1 liter)

$1.46 Rp 26.5K

$1.58 ¥10.49

-7.59%

White Bread (500g)

$2.29 Rp 41.5K

$1.31 ¥8.70

74.81%

Rice (white) (1kg)

$1.11 Rp 20.0K

$1.14 ¥7.60

-2.63%

Eggs

$2.10 Rp 38.0K

$1.64 ¥10.89

28.05%

Local Cheese (1kg)

$15.94 Rp 288.6K

$4.30 ¥28.62

270.70%

Chicken Fillets (1kg)

$3.88 Rp 70.3K

$2.29 ¥15.23

69.43%

Beef Round Steak (1kg)

$11.40 Rp 206.4K

$3.87 ¥25.77

194.57%

Apples (1kg)

$3.55 Rp 64.3K

$1.31 ¥8.70

170.99%

Banana (1kg)

$1.54 Rp 27.8K

$0.58 ¥3.83

165.52%

Oranges (1kg)

$2.23 Rp 40.4K

$0.44 ¥2.91

406.82%

Tomato (1kg)

$1.97 Rp 35.7K

$1.47 ¥9.78

34.01%

Potato (1kg)

$1.86 Rp 33.6K

$0.73 ¥4.88

154.79%

Onion (1kg)

$2.42 Rp 43.8K

$0.47 ¥3.11

414.89%

Lettuce (1 head)

$1.02 Rp 18.6K

$0.29 ¥1.91

251.72%

Water (1.5 liter bottle)

$0.52 Rp 9,456

$0.44 ¥2.93

18.18%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.8K

$2.95 ¥19.64

-25.42%

Wine (Bottle)

$21.79 Rp 394.4K

$3.72 ¥24.81

485.75%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.1K

$0.58 ¥3.88

301.72%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

$1.78 ¥11.86

66.85%

One-way Ticket (Public Transport)

$0.25 Rp 4,533

$0.15 ¥0.98

66.67%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.0K

$9.11 ¥60.7

-10.32%

Taxi Start (Normal Tariff)

$0.44 Rp 7,925

$1.47 ¥9.79

-70.07%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,472

$0.38 ¥2.51

23.68%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.4K

$7.24 ¥48.22

-22.65%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.25 ¥8.32

-33.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 442.6M

$15.5K ¥103.2K

57.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 573.8M

$13.6K ¥90.8K

132.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$57.0 ¥380

35.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.2K

$9.84 ¥65.5

-37.60%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 342.4K

$16.64 ¥111

13.70%

Gym Membership (Monthly)

$51.0 Rp 923.1K

$82.8 ¥551

-38.40%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 330.4K

$32.05 ¥213

-43.06%

Cinema Ticket

$4.38 Rp 79.3K

$7.63 ¥50.8

-42.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$525 ¥3,494

-6.13%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.2M

$40.3K ¥268.4K

-69.67%

Jeans (Levis 501 Or Similar)

$45.16 Rp 817.6K

$29.72 ¥198

51.95%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 631.6K

$40.26 ¥268

-13.34%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$73.5 ¥489

6.60%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$82.6 ¥550

-5.77%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

$438 ¥2,918

145.95%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.0M

$283 ¥1,882

135.30%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.5M

$905 ¥6,026

287.95%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.2M

$655 ¥4,359

155.29%

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

$4,619 ¥30.8K

-49.34%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.5M

$2,911 ¥19.4K

-23.19%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$1,072 ¥7,136

-84.48%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.36

310.12%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Zhuhai: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Zhuhai

$283 35.9% 57.5% $382

Groceries & Markets

Ubud, Bali

$279 21%

Zhuhai

$118 15.1% 57.6% $161

Clothing & Footwear

Ubud, Bali

$106 8%

Zhuhai

$102 12.9% 4.3% $4.6

Eating Out

Ubud, Bali

$106 8%

Zhuhai

$90 11.4% 15.2% $16

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Zhuhai

$83 10.6% 18.6% $19

Sport & Entertainment

Ubud, Bali

$60 4.5%

Zhuhai

$98 12.5% 64.1% $38

Getting Around

Ubud, Bali

$12 0.9%

Zhuhai

$13 1.7% 9.3% $1.1

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $438 in Zhuhai. Housing cost is often the main lever when comparing two cities.

Zhuhai pays about 6.4 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35 in Ubud, Bali vs $30 in Zhuhai for a mid-range dinner for two. Groceries echo the gap at $279 vs $118 per month, with Zhuhai cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇨🇳 Zhuhai

🕒 Local time

00:50 12:50 AM

Same time as Ubud, Bali

🌤 Weather

👥 Population

74,800

2,207,090

💱 Currency

Indonesian Rupiah IDR Rp

Chinese Yuan CNY ¥

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.92 EUR

1 CNY = 0.15 USD

1 CNY = 0.134 EUR

Exchange rates and currency converter

CNY, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,103 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,331 IDR (100,000 IDR = 4.92 EUR).

Chinese Yuan exchange rates as of November 6, 2026: 1 USD = 6.66 CNY (1 CNY = 0.15 USD). 1 EUR = 7.48 CNY (1 CNY = 0.134 EUR).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Zhuhai 3,430 km ≈ 4 h 45 min nonstop flight

From you

Ubud, Bali
Zhuhai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Zhuhai: Cost of Living - Frequently Asked Questions

Zhuhai wins on cost – living expenses run 41% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Zhuhai the obvious pick if budget is a priority.

On paper, salaries run 84% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,078 in Ubud, Bali versus $438 in Zhuhai. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $492 in Ubud, Bali versus $525 in Zhuhai. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 136% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.