😐Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $767 in Zhuhai.
😐Estimated couple costs with rent: $2,557 in Ubud, Bali versus $1,252 in Zhuhai.
😐Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $1,737 in Zhuhai.
🌍Living in Ubud, Bali is roughly 81% more expensive than in Zhuhai, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Ubud, Bali is 5% above, Zhuhai is 42% below.
Currency
🍽 Eating Out
Ubud, Bali
Zhuhai
Difference
Meal at Budget Restaurant
$3.57Rp 64.6K
$2.73¥18.43
30.77%
Three-Course Dinner for Two, Mid-Range
$32.32Rp 584.1K
$27.39¥185
18.00%
Fast Food Meal(McDonalds, etc)
$5.01Rp 90.5K
$4.75¥32.02
5.47%
Cappuccino
$2.82Rp 51.0K
$2.69¥18.11
4.83%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.35Rp 24.4K
$0.45¥3.06
200.00%
Water(0.33 liter bottle)
$0.73Rp 13.2K
$0.28¥1.88
160.71%
Local Beer(0.5 liter draught)
$2.93Rp 53.0K
$1.13¥7.63
159.29%
Imported Beer(0.33 liter bottle)
$3.94Rp 71.1K
$2.58¥17.39
52.71%
🛒 Groceries & Markets
Ubud, Bali
Zhuhai
Difference
Milk(1 liter)
$1.78Rp 32.1K
$1.82¥12.30
-2.20%
White Bread(500g)
$2.45Rp 44.3K
$1.65¥11.11
48.48%
Rice(white)(1kg)
$1.15Rp 20.8K
$0.97¥6.51
18.56%
Eggs
$2.41Rp 43.6K
$1.46¥9.86
65.07%
Local Cheese(1kg)
$14.33Rp 259.0K
$8.49¥57.3
68.79%
Chicken Fillets(1kg)
$4.19Rp 75.7K
$4.06¥27.39
3.20%
Beef Round Steak(1kg)
$12.06Rp 217.9K
$8.97¥60.5
34.45%
Apples(1kg)
$3.64Rp 65.7K
$1.42¥9.54
156.34%
Banana(1kg)
$1.57Rp 28.3K
$1.14¥7.68
37.72%
Oranges(1kg)
$2.79Rp 50.4K
$0.93¥6.24
200.00%
Tomato(1kg)
$2.24Rp 40.5K
$0.95¥6.38
135.79%
Potato(1kg)
$1.98Rp 35.8K
$0.82¥5.54
141.46%
Onion(1kg)
$2.28Rp 41.1K
$1.29¥8.66
76.74%
Lettuce(1 head)
$1.05Rp 19.0K
$0.53¥3.59
98.11%
Water(1.5 liter bottle)
$0.79Rp 14.2K
$0.57¥3.81
38.60%
Cigarettes 20 Pack(Marlboro, Camel)
$3.19Rp 57.6K
$2.75¥18.51
16.00%
Wine(Bottle)
$23.49Rp 424.6K
$10.83¥73.0
116.90%
Local Beer(0.5 liter bottle)
$2.90Rp 52.3K
$0.88¥5.94
229.55%
Imported Beer(0.33 liter bottle)
$2.76Rp 49.8K
$1.83¥12.37
50.82%
🚌 Getting Around
Ubud, Bali
Zhuhai
Difference
One-way Ticket(Public Transport)
$0.27Rp 4,819
$0.14¥0.97
92.86%
Public Transport Monthly Pass(Regular Price)
$8.37Rp 151.2K
$8.47¥57.1
-1.18%
Taxi Start(Normal Tariff)
$0.45Rp 8,176
$1.35¥9.10
-66.67%
Taxi(Normal Tariff)(1km)
$0.46Rp 8,307
$0.35¥2.36
31.43%
Taxi 1hour Waiting(Normal Tariff)
$6.07Rp 109.7K
$4.11¥27.73
47.69%
Gasoline(1 liter)
$0.86Rp 15.6K
$1.17¥7.89
-26.50%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6KRp 480.5M
$16.4K¥110.4K
62.27%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.5KRp 588.3M
$17.0K¥114.5K
91.60%
🧾 Monthly Utilities & Internet
Ubud, Bali
Zhuhai
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$79.0Rp 1.4M
$62.7¥423
26.01%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.09Rp 73.9K
$8.30¥55.9
-50.72%
Internet(50+ Mbps, Unlimited Data)
$23.85Rp 431.0K
$12.96¥87.3
84.03%
🎉 Sport & Entertainment
Ubud, Bali
Zhuhai
Difference
Gym Membership(Monthly)
$98.8Rp 1.8M
$42.40¥286
132.97%
Tennis Court(1 Hour on Weekend)
$6.35Rp 114.8K
$16.81¥113
-62.22%
Cinema Ticket
$4.01Rp 72.4K
$5.65¥38.11
-29.03%
🧸 Childcare & Education
Ubud, Bali
Zhuhai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$297Rp 5.4M
$352¥2,375
-15.64%
International Primary School, 1 Child(Yearly)
$6,602Rp 119.3M
$8,470¥57.1K
-22.05%
👕👟 Clothing & Footwear
Ubud, Bali
Zhuhai
Difference
Jeans(Levis 501 Or Similar)
$53.4Rp 965.6K
$36.62¥247
45.90%
Summer Dress(H&M, Zara, etc)
$38.11Rp 688.8K
$20.97¥141
81.74%
Sport Shoes(Adidas, Nike)
$88.7Rp 1.6M
$68.8¥463
28.95%
Men's Leather Business Shoes
$76.6Rp 1.4M
$74.8¥504
2.46%
🏠 Accommodation & Living
Ubud, Bali
Zhuhai
Difference
1-bedroom Apartment, City Center(Monthly)
$1,020Rp 18.4M
$401¥2,701
154.47%
1-bedroom Apartment, Outside City Center(Monthly)
$680Rp 12.3M
$270¥1,817
152.31%
3-bedroom Apartment, City Center(Monthly)
$3,469Rp 62.7M
$860¥5,796
303.43%
3-bedroom Apartment, Outside City Center(Monthly)
$2,090Rp 37.8M
$607¥4,092
244.27%
Buy Apartment in City Center(m2)
$2,729Rp 49.3M
$4,382¥29.5K
-37.72%
Buy Apartment Outside City Center(m2)
$2,295Rp 41.5M
$3,163¥21.3K
-27.43%
💵 Salaries & Financials
Ubud, Bali
Zhuhai
Difference
Average Monthly Net Salary(After Tax)
$164Rp 3.0M
$1,041¥7,018
-84.28%
20-Year Fixed Mortgage Interest Rate(Annual %)
13.28
4.04
228.71%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: July 28, 2026
Last update for Zhuhai: July 26, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $401 in Zhuhai. Housing cost is often the main lever when comparing two cities.
💰Zhuhai pays 536% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $32.00 in Ubud, Bali vs $27.00 in Zhuhai for a mid-range dinner for two. Groceries echo the gap at $298 vs $183 per month, with Zhuhai cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Zhuhai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Zhuhai?
Zhuhai wins on cost – living expenses run 81% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zhuhai the obvious pick if budget is a priority.
Are salaries higher in Ubud, Bali or in Zhuhai?
On paper, salaries run 536% lower in Zhuhai. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Ubud, Bali compared to Zhuhai?
Rent for a central apartment: $1,020 in Ubud, Bali versus $401 in Zhuhai. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Ubud, Bali and in Zhuhai?
Childcare runs $297 in Ubud, Bali versus $352 in Zhuhai. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Ubud, Bali or in Zhuhai?
Supermarket bills run roughly 63% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,000/month in Ubud, Bali or in Zhuhai?
At $767 in Zhuhai versus $1,392 in Ubud, Bali, a $1,000 budget is realistic in Zhuhai but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zhuhai the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Zhuhai?
Both work as nomad bases, but Zhuhai delivers better value – similar infrastructure at $767 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zhuhai hard to pass up.
How safe is Ubud, Bali compared to Zhuhai?
Safety-wise, Ubud, Bali and Zhuhai are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Zhuhai gentler on the wallet – expenses run 81% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ubud, Bali vs other spots: cost of living compared