Cost of Living Comparison Between Zhuhai and Ubud, Bali Cost of Living Comparison Between Zhuhai and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $753 in Zhuhai versus $1,438 in Ubud, Bali.

Estimated couple costs with rent: $1,249 in Zhuhai versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,746 in Zhuhai versus $3,732 in Ubud, Bali.

Living in Zhuhai costs roughly 48% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Zhuhai is 44% below, Ubud, Bali is 7% above.

Currency
🍽 Eating Out
Zhuhai
Ubud, Bali
Difference
Meal at Budget Restaurant
$2.84 ¥19.43
$3.57 Rp 61.9K
-20.45%
Three-Course Dinner for Two, Mid-Range
$28.05 ¥192
$32.58 Rp 564.7K
-13.90%
Fast Food Meal (McDonalds, etc)
$4.98 ¥34.12
$5.07 Rp 87.8K
-1.78%
Cappuccino
$2.79 ¥19.10
$2.83 Rp 49.0K
-1.41%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.42 ¥2.90
$1.34 Rp 23.2K
-68.66%
Water (0.33 liter bottle)
$0.30 ¥2.09
$0.69 Rp 12.0K
-56.52%
Local Beer (0.5 liter draught)
$1.13 ¥7.72
$2.99 Rp 51.8K
-62.21%
Imported Beer (0.33 liter bottle)
$2.71 ¥18.56
$3.85 Rp 66.7K
-29.61%
🛒 Groceries & Markets
Zhuhai
Ubud, Bali
Difference
Milk (1 liter)
$1.80 ¥12.31
$1.74 Rp 30.2K
3.45%
White Bread (500g)
$1.72 ¥11.77
$2.54 Rp 44.0K
-32.28%
Rice (white) (1kg)
$0.96 ¥6.60
$1.19 Rp 20.6K
-19.33%
Eggs
$1.42 ¥9.72
$2.43 Rp 42.0K
-41.56%
Local Cheese (1kg)
$8.12 ¥55.6
$14.66 Rp 254.1K
-44.61%
Chicken Fillets (1kg)
$3.90 ¥26.73
$4.18 Rp 72.4K
-6.70%
Beef Round Steak (1kg)
$9.10 ¥62.3
$11.94 Rp 206.9K
-23.79%
Apples (1kg)
$1.37 ¥9.35
$3.69 Rp 63.9K
-62.87%
Banana (1kg)
$1.14 ¥7.79
$1.61 Rp 27.8K
-29.19%
Oranges (1kg)
$0.98 ¥6.74
$2.69 Rp 46.5K
-63.57%
Tomato (1kg)
$0.96 ¥6.61
$2.33 Rp 40.4K
-58.80%
Potato (1kg)
$0.81 ¥5.58
$1.91 Rp 33.0K
-57.59%
Onion (1kg)
$1.24 ¥8.48
$2.19 Rp 37.9K
-43.38%
Lettuce (1 head)
$0.52 ¥3.58
$1.06 Rp 18.3K
-50.94%
Water (1.5 liter bottle)
$0.61 ¥4.19
$0.72 Rp 12.5K
-15.28%
Cigarettes 20 Pack (Marlboro, Camel)
$2.78 ¥19.04
$3.13 Rp 54.3K
-11.18%
Wine (Bottle)
$8.97 ¥61.4
$23.49 Rp 407.1K
-61.81%
Local Beer (0.5 liter bottle)
$0.87 ¥5.96
$2.74 Rp 47.5K
-68.25%
Imported Beer (0.33 liter bottle)
$1.91 ¥13.07
$2.88 Rp 49.9K
-33.68%
🚌 Getting Around
Zhuhai
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.15 ¥1.02
$0.29 Rp 5,029
-48.28%
Public Transport Monthly Pass (Regular Price)
$8.29 ¥56.8
$8.17 Rp 141.6K
1.47%
Taxi Start (Normal Tariff)
$1.42 ¥9.71
$0.45 Rp 7,863
215.56%
Taxi (Normal Tariff) (1km)
$0.37 ¥2.56
$0.42 Rp 7,305
-11.90%
Taxi 1hour Waiting (Normal Tariff)
$4.08 ¥27.92
$6.16 Rp 106.7K
-33.77%
Gasoline (1 liter)
$1.12 ¥7.69
$0.84 Rp 14.6K
33.33%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$16.7K ¥114.5K
$26.2K Rp 454.9M
-36.32%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$17.0K ¥116.3K
$32.5K Rp 562.9M
-47.73%
🧾 Monthly Utilities & Internet
Zhuhai
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$60.4 ¥414
$78.4 Rp 1.4M
-22.94%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$8.13 ¥55.7
$3.95 Rp 68.5K
105.82%
Internet (50+ Mbps, Unlimited Data)
$12.98 ¥88.9
$24.40 Rp 423.0K
-46.80%
🎉 Sport & Entertainment
Zhuhai
Ubud, Bali
Difference
Gym Membership (Monthly)
$41.67 ¥285
$96.5 Rp 1.7M
-56.84%
Tennis Court (1 Hour on Weekend)
$17.03 ¥117
$6.35 Rp 110.0K
168.19%
Cinema Ticket
$5.53 ¥37.86
$4.04 Rp 70.0K
36.88%
🧸 Childcare & Education
Zhuhai
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$349 ¥2,391
$303 Rp 5.2M
15.35%
International Primary School, 1 Child (Yearly)
$8,453 ¥57.9K
$6,523 Rp 113.1M
29.60%
👕👟 Clothing & Footwear
Zhuhai
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$36.49 ¥250
$53.8 Rp 933.1K
-32.23%
Summer Dress (H&M, Zara, etc)
$20.58 ¥141
$37.98 Rp 658.3K
-45.81%
Sport Shoes (Adidas, Nike)
$69.5 ¥476
$86.8 Rp 1.5M
-19.95%
Men's Leather Business Shoes
$74.1 ¥507
$78.9 Rp 1.4M
-6.07%
🏠 Accommodation & Living
Zhuhai
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$403 ¥2,758
$1,012 Rp 17.5M
-60.23%
1-bedroom Apartment, Outside City Center (Monthly)
$269 ¥1,842
$674 Rp 11.7M
-60.13%
3-bedroom Apartment, City Center (Monthly)
$835 ¥5,718
$3,390 Rp 58.8M
-75.37%
3-bedroom Apartment, Outside City Center (Monthly)
$599 ¥4,104
$2,098 Rp 36.4M
-71.44%
Buy Apartment in City Center (m2)
$4,414 ¥30.2K
$2,985 Rp 51.7M
47.89%
Buy Apartment Outside City Center (m2)
$3,274 ¥22.4K
$2,339 Rp 40.5M
39.96%
💵 Salaries & Financials
Zhuhai
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$1,060 ¥7,261
$173 Rp 3.0M
512.26%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.04
13.28
-69.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zhuhai: April 25, 2026

Last update for Ubud, Bali: April 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $403 in Zhuhai and $1,012 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Zhuhai pays 512% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $28.00 in Zhuhai vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $179 vs $298 per month, with Zhuhai cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Zhuhai vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Zhuhai or Ubud, Bali?
Zhuhai wins on cost – living expenses run 91% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zhuhai the obvious pick if budget is a priority.
Are salaries higher in Zhuhai or Ubud, Bali?
Zhuhai pays 512% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Zhuhai vs Ubud, Bali?
Rent for a central apartment: $403 in Zhuhai versus $1,012 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Zhuhai and Ubud, Bali?
Childcare runs $349 in Zhuhai versus $303 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Zhuhai or Ubud, Bali?
Supermarket bills run roughly 67% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,000/month in Zhuhai or Ubud, Bali?
At $753 in Zhuhai versus $1,438 in Ubud, Bali, a $1,000 budget is realistic in Zhuhai but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zhuhai the clear choice for anyone on this budget.
Which city is better for digital nomads, Zhuhai or Ubud, Bali?
Both work as nomad bases, but Zhuhai delivers better value – similar infrastructure at $753 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zhuhai hard to pass up.
How safe is Zhuhai compared to Ubud, Bali?
Safety-wise, Zhuhai and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Zhuhai gentler on the wallet – expenses run 91% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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