Last update: Nov 2026

Cost of Living Comparison Between Zhuhai and Ubud, Bali

For one person, living is cheaper in Zhuhai: $787 a month against $1,331 in Ubud, Bali, rent and utilities included – about $6,500 less a year. Rent and utilities account for most of the difference.

38

Cost of Living Index in Zhuhai
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Zhuhai Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Zhuhai

🇨🇳 China

$787

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Zhuhai and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Zhuhai and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $787 in Zhuhai versus $1,331 in Ubud, Bali.

Zhuhai $787
Ubud, Bali $1,331

Estimated couple costs with rent: $1,308 in Zhuhai versus $2,255 in Ubud, Bali.

Zhuhai $1,308
Ubud, Bali $2,255

Monthly costs for a family of three with rent: $1,828 in Zhuhai versus $3,180 in Ubud, Bali.

Zhuhai $1,828
Ubud, Bali $3,180

Living in Zhuhai costs roughly 41% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Zhuhai 42% lower, Ubud, Bali 2% lower.

Meal at Budget Restaurant

$2.74 ¥18.27

$3.38 Rp 60.9K

-18.93%

Three-Course Dinner for Two, Mid-Range

$30.04 ¥200

$34.65 Rp 625.4K

-13.30%

Fast Food Meal (McDonalds, etc)

$5.23 ¥34.82

$5.57 Rp 100.6K

-6.10%

Cappuccino

$3.19 ¥21.22

$2.62 Rp 47.3K

21.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.50 ¥3.34

$1.54 Rp 27.8K

-67.53%

Water (0.33 liter bottle)

$0.32 ¥2.16

$0.64 Rp 11.6K

-50.00%

Local Beer (0.5 liter draught)

$1.23 ¥8.16

$2.67 Rp 48.1K

-53.93%

Imported Beer (0.33 liter bottle)

$2.16 ¥14.38

$4.26 Rp 76.9K

-49.30%

Milk (1 liter)

$1.58 ¥10.49

$1.46 Rp 26.4K

8.22%

White Bread (500g)

$1.31 ¥8.69

$2.29 Rp 41.4K

-42.79%

Rice (white) (1kg)

$1.14 ¥7.60

$1.11 Rp 20.0K

2.70%

Eggs

$1.64 ¥10.89

$2.10 Rp 37.9K

-21.90%

Local Cheese (1kg)

$4.30 ¥28.61

$15.94 Rp 287.7K

-73.02%

Chicken Fillets (1kg)

$2.29 ¥15.22

$3.88 Rp 70.1K

-40.98%

Beef Round Steak (1kg)

$3.87 ¥25.76

$11.40 Rp 205.8K

-66.05%

Apples (1kg)

$1.31 ¥8.69

$3.55 Rp 64.1K

-63.10%

Banana (1kg)

$0.58 ¥3.83

$1.54 Rp 27.7K

-62.34%

Oranges (1kg)

$0.44 ¥2.91

$2.23 Rp 40.2K

-80.27%

Tomato (1kg)

$1.47 ¥9.78

$1.97 Rp 35.6K

-25.38%

Potato (1kg)

$0.73 ¥4.88

$1.86 Rp 33.5K

-60.75%

Onion (1kg)

$0.47 ¥3.11

$2.42 Rp 43.6K

-80.58%

Lettuce (1 head)

$0.29 ¥1.91

$1.02 Rp 18.5K

-71.57%

Water (1.5 liter bottle)

$0.44 ¥2.93

$0.52 Rp 9,427

-15.38%

Cigarettes 20 Pack (Marlboro, Camel)

$2.95 ¥19.63

$2.20 Rp 39.7K

34.09%

Wine (Bottle)

$3.72 ¥24.80

$21.79 Rp 393.2K

-82.93%

Local Beer (0.5 liter bottle)

$0.58 ¥3.88

$2.33 Rp 42.0K

-75.11%

Imported Beer (0.33 liter bottle)

$1.78 ¥11.86

$2.97 Rp 53.6K

-40.07%

One-way Ticket (Public Transport)

$0.15 ¥0.98

$0.25 Rp 4,519

-40.00%

Public Transport Monthly Pass (Regular Price)

$9.11 ¥60.7

$8.17 Rp 147.5K

11.51%

Taxi Start (Normal Tariff)

$1.47 ¥9.79

$0.44 Rp 7,901

234.09%

Taxi (Normal Tariff) (1km)

$0.38 ¥2.51

$0.47 Rp 8,446

-19.15%

Taxi 1hour Waiting (Normal Tariff)

$7.24 ¥48.21

$5.60 Rp 101.1K

29.29%

Gasoline (1 liter)

$1.25 ¥8.32

$0.83 Rp 14.9K

50.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$15.5K ¥103.2K

$24.4K Rp 441.3M

-36.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$13.6K ¥90.7K

$31.7K Rp 572.1M

-57.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$57.0 ¥380

$77.5 Rp 1.4M

-26.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.84 ¥65.5

$6.14 Rp 110.9K

60.26%

Internet (50+ Mbps, Unlimited Data)

$16.64 ¥111

$18.92 Rp 341.4K

-12.05%

Gym Membership (Monthly)

$82.8 ¥551

$51.0 Rp 920.4K

62.35%

Tennis Court (1 Hour on Weekend)

$32.05 ¥213

$18.25 Rp 329.4K

75.62%

Cinema Ticket

$7.63 ¥50.8

$4.38 Rp 79.1K

74.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$525 ¥3,493

$492 Rp 8.9M

6.53%

International Primary School, 1 Child (Yearly)

$40.3K ¥268.3K

$12.2K Rp 220.6M

229.70%

Jeans (Levis 501 Or Similar)

$29.72 ¥198

$45.16 Rp 815.1K

-34.19%

Summer Dress (H&M, Zara, etc)

$40.26 ¥268

$34.89 Rp 629.7K

15.39%

Sport Shoes (Adidas, Nike)

$73.5 ¥489

$78.3 Rp 1.4M

-6.19%

Men's Leather Business Shoes

$82.6 ¥550

$77.9 Rp 1.4M

6.13%

1-bedroom Apartment, City Center (Monthly)

$438 ¥2,917

$1,078 Rp 19.4M

-59.34%

1-bedroom Apartment, Outside City Center (Monthly)

$283 ¥1,881

$665 Rp 12.0M

-57.50%

3-bedroom Apartment, City Center (Monthly)

$905 ¥6,024

$3,510 Rp 63.4M

-74.22%

3-bedroom Apartment, Outside City Center (Monthly)

$655 ¥4,358

$1,671 Rp 30.2M

-60.83%

Buy Apartment in City Center (m2)

$4,619 ¥30.8K

$2,340 Rp 42.2M

97.41%

Buy Apartment Outside City Center (m2)

$2,911 ¥19.4K

$2,236 Rp 40.4M

30.19%

Average Monthly Net Salary (After Tax)

$1,072 ¥7,135

$166 Rp 3.0M

544.18%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.36

13.78

-75.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zhuhai: November 2, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Zhuhai

$283 35.9%

Ubud, Bali

$665 50% 135% $382

Groceries & Markets

Zhuhai

$118 15.1%

Ubud, Bali

$279 21% 136% $161

Clothing & Footwear

Zhuhai

$102 12.9%

Ubud, Bali

$106 8% 4.5% $4.6

Sport & Entertainment

Zhuhai

$98 12.5%

Ubud, Bali

$60 4.5% 39.1% $38

Eating Out

Zhuhai

$90 11.4%

Ubud, Bali

$106 8% 18% $16

Monthly Utilities & Internet

Zhuhai

$83 10.6%

Ubud, Bali

$103 7.7% 22.8% $19

Getting Around

Zhuhai

$13 1.7%

Ubud, Bali

$12 0.9% 8.5% $1.1

Cost Breakdown

A one-bedroom apartment in the center runs $438 in Zhuhai and $1,078 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Zhuhai pays about 6.4 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $30 in Zhuhai vs $35 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $118 vs $279 per month, with Zhuhai cheaper across the board.

Good to know

🇨🇳 Zhuhai

🇮🇩 Ubud, Bali

🕒 Local time

12:44 12:44 PM

Same time as Zhuhai

🌤 Weather

👥 Population

2,207,090

74,800

💱 Currency

Chinese Yuan CNY ¥

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 CNY = 0.15 USD

1 CNY = 0.134 EUR

100,000 IDR = 5.54 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to CNY – Chinese Yuan Converter

🇺🇸 United States Dollar ($)

🇨🇳 Chinese Yuan (¥)

Chinese Yuan exchange rates as of November 6, 2026: 1 USD = 6.66 CNY (1 CNY = 0.15 USD). 1 EUR = 7.47 CNY (1 CNY = 0.134 EUR).

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,049 IDR (100,000 IDR = 5.54 USD). 1 EUR = 20,262 IDR (100,000 IDR = 4.94 EUR).

USD to CNY in detail →

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Between locations

Zhuhai Ubud, Bali 3,430 km ≈ 4 h 45 min nonstop flight

From you

Zhuhai
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zhuhai vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Zhuhai wins on cost – living expenses run 41% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Zhuhai the obvious pick if budget is a priority.

Average pay in Zhuhai is about 6.4 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $438 in Zhuhai versus $1,078 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $525 in Zhuhai versus $492 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 136% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.