Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Yamuna Nagar

For one person, living is cheaper in Yamuna Nagar: $323 a month against $1,368 in Ubud, Bali, rent and utilities included – about $12,500 less a year. Rent and utilities account for most of the difference.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
16

Cost of Living Index in Yamuna Nagar
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Yamuna Nagar Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Yamuna Nagar

🇮🇳 India

$323

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Yamuna Nagar

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Yamuna Nagar actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $323 in Yamuna Nagar.

Ubud, Bali $1,368
Yamuna Nagar $323

Estimated couple costs with rent: $2,314 in Ubud, Bali versus $518 in Yamuna Nagar.

Ubud, Bali $2,314
Yamuna Nagar $518

Monthly costs for a family of three with rent: $3,260 in Ubud, Bali versus $713 in Yamuna Nagar.

Ubud, Bali $3,260
Yamuna Nagar $713

Living in Ubud, Bali is roughly 324% more expensive than in Yamuna Nagar, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ubud, Bali is 1% above, Yamuna Nagar is 76% below.

Meal at Budget Restaurant

$3.33 Rp 59.8K

$1.38 ₹131

141.30%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 631.2K

$10.34 ₹982

240.23%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.1K

$3.22 ₹306

80.12%

Cappuccino

$2.73 Rp 49.0K

$1.12 ₹106

143.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.4K

$0.36 ₹34.50

355.56%

Water (0.33 liter bottle)

$0.83 Rp 14.9K

$0.16 ₹15.54

418.75%

Local Beer (0.5 liter draught)

$2.70 Rp 48.4K

$2.14 ₹203

26.17%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.1K

$2.35 ₹223

82.98%

Milk (1 liter)

$1.50 Rp 27.0K

$0.62 ₹58.8

141.94%

White Bread (500g)

$2.30 Rp 41.2K

$0.45 ₹42.81

411.11%

Rice (white) (1kg)

$1.18 Rp 21.1K

$0.70 ₹66.5

68.57%

Eggs

$2.14 Rp 38.5K

$0.83 ₹79.0

157.83%

Local Cheese (1kg)

$17.48 Rp 313.6K

$3.56 ₹338

391.01%

Chicken Fillets (1kg)

$4.03 Rp 72.3K

$2.80 ₹266

43.93%

Beef Round Steak (1kg)

$12.23 Rp 219.4K

Apples (1kg)

$3.55 Rp 63.7K

$1.87 ₹178

89.84%

Banana (1kg)

$1.57 Rp 28.2K

$0.69 ₹65.9

127.54%

Oranges (1kg)

$2.24 Rp 40.1K

$0.96 ₹90.8

133.33%

Tomato (1kg)

$1.93 Rp 34.6K

$0.38 ₹36.53

407.89%

Potato (1kg)

$1.88 Rp 33.8K

$0.27 ₹25.84

596.30%

Onion (1kg)

$2.29 Rp 41.1K

$0.28 ₹26.32

717.86%

Lettuce (1 head)

$0.99 Rp 17.8K

$0.63 ₹59.6

57.14%

Water (1.5 liter bottle)

$0.53 Rp 9,445

$0.32 ₹30.50

65.63%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.0K

$2.42 ₹230

-5.79%

Wine (Bottle)

$23.01 Rp 412.9K

$4.99 ₹474

361.12%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.0K

$1.63 ₹155

43.56%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.2K

$2.34 ₹222

24.36%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$3.72 ₹353

One-way Ticket (Public Transport)

$0.24 Rp 4,301

$0.25 ₹23.60

-4.00%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.2K

$7.67 ₹728

14.99%

Taxi Start (Normal Tariff)

$0.48 Rp 8,657

$0.25 ₹23.47

92.00%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,207

$0.15 ₹14.34

206.67%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 97.9K

$2.13 ₹202

155.87%

Gasoline (1 liter)

$0.88 Rp 15.9K

$0.96 ₹91.1

-8.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 440.8M

$8,213 ₹779.8K

199.13%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 559.6M

$16.5K ₹1.6M

88.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$31.25 ₹2,967

165.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 115.7K

$4.06 ₹385

58.87%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 333.1K

$5.96 ₹566

211.58%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$14.05 ₹1,334

297.30%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 324.9K

$6.71 ₹637

169.90%

Cinema Ticket

$4.38 Rp 78.6K

$2.47 ₹235

77.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.8M

$51.8 ₹4,918

851.72%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.2M

$1,704 ₹161.8K

237.58%

Jeans (Levis 501 Or Similar)

$46.19 Rp 828.8K

$19.91 ₹1,890

131.99%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 634.0K

$20.98 ₹1,992

68.40%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$31.22 ₹2,965

153.33%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$10.55 ₹1,002

643.03%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.5M

$123 ₹11.7K

825.72%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.1M

$72.8 ₹6,909

828.60%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 62.9M

$262 ₹24.9K

1238.39%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.5M

$173 ₹16.5K

880.12%

Buy Apartment in City Center (m2)

$2,784 Rp 50.0M

$922 ₹87.5K

202.08%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.2M

$519 ₹49.3K

331.46%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$189 ₹18.0K

-13.05%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

53.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Yamuna Nagar: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Yamuna Nagar

$73 22.5% 89.2% $603

Groceries & Markets

Ubud, Bali

$290 21.2%

Yamuna Nagar

$91 28.3% 68.6% $199

Eating Out

Ubud, Bali

$109 8%

Yamuna Nagar

$52 16% 52.6% $57

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Yamuna Nagar

$41 12.8% 61.8% $67

Clothing & Footwear

Ubud, Bali

$108 7.9%

Yamuna Nagar

$37 11.5% 65.4% $70

Sport & Entertainment

Ubud, Bali

$65 4.7%

Yamuna Nagar

$19 5.9% 70.6% $46

Getting Around

Ubud, Bali

$13 0.9%

Yamuna Nagar

$9.7 3% 23% $2.9

Cost Breakdown

A one-bedroom apartment in the center runs $1,142 in Ubud, Bali and $123 in Yamuna Nagar. Housing cost is often the main lever when comparing two cities.

Yamuna Nagar pays 15% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35.00 in Ubud, Bali vs $10.00 in Yamuna Nagar for a mid-range dinner for two. Groceries echo the gap at $290 vs $91.0 per month, with Yamuna Nagar cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇮🇳 Yamuna Nagar

🕒 Local time

22:31 10:31 PM

20:01 8:01 PM

2 h 30 min behind Ubud, Bali

🌤 Weather

👥 Population

74,800

217,071

💱 Currency

Indonesian Rupiah IDR Rp

Indian Rupee INR ₹

📈 Exchange rate

100,000 IDR = 5.57 USD

100,000 IDR = 4.96 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 17, 2026: 1 USD = 17,943 IDR (100,000 IDR = 5.57 USD). 1 EUR = 20,174 IDR (100,000 IDR = 4.96 EUR).

Indian Rupee exchange rates as of October 17, 2026: 1 USD = 94.95 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Yamuna Nagar 5,910 km ≈ 8 h nonstop flight

From you

Ubud, Bali
Yamuna Nagar

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Yamuna Nagar: Cost of Living - Frequently Asked Questions

Yamuna Nagar wins on cost – living expenses run 324% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Yamuna Nagar the obvious pick if budget is a priority.

On paper, salaries run 15% lower in Yamuna Nagar. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,142 in Ubud, Bali versus $123 in Yamuna Nagar. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $493 in Ubud, Bali versus $51.8 in Yamuna Nagar. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 218% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $323 in Yamuna Nagar versus $1,368 in Ubud, Bali, a $2,000 budget is realistic in Yamuna Nagar but tight or insufficient in Ubud, Bali. The gap between the two cities makes Yamuna Nagar the clear choice for anyone on this budget.

Both work as nomad bases, but Yamuna Nagar delivers better value – similar infrastructure at $323 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Yamuna Nagar hard to pass up.

Safety-wise, Ubud, Bali and Yamuna Nagar are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Yamuna Nagar gentler on the wallet – expenses run 324% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.