Cost of Living Comparison Between Ubud, Bali and Yamuna Nagar Cost of Living Comparison Between Ubud, Bali and Yamuna Nagar

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $385 in Yamuna Nagar.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $615 in Yamuna Nagar.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $845 in Yamuna Nagar.

Living in Ubud, Bali is roughly 265% more expensive than Yamuna Nagar, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 4% above, Yamuna Nagar is 71% below.

Currency
🍽 Eating Out
Ubud, Bali
Yamuna Nagar
Difference
Meal at Budget Restaurant
$3.57 Rp 64.0K
$2.34 ₹223
52.56%
Three-Course Dinner for Two, Mid-Range
$32.50 Rp 582.3K
$10.30 ₹979
215.53%
Fast Food Meal (McDonalds, etc)
$4.86 Rp 87.1K
$3.68 ₹350
32.07%
Cappuccino
$2.75 Rp 49.2K
$1.55 ₹147
77.42%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.32 Rp 23.7K
$0.38 ₹35.81
247.37%
Water (0.33 liter bottle)
$0.70 Rp 12.6K
$0.16 ₹15.68
337.50%
Local Beer (0.5 liter draught)
$2.91 Rp 52.2K
$1.76 ₹168
65.34%
Imported Beer (0.33 liter bottle)
$3.79 Rp 68.0K
$3.11 ₹295
21.86%
🛒 Groceries & Markets
Ubud, Bali
Yamuna Nagar
Difference
Milk (1 liter)
$1.71 Rp 30.6K
$0.65 ₹62.3
163.08%
White Bread (500g)
$2.47 Rp 44.3K
$0.49 ₹46.83
404.08%
Rice (white) (1kg)
$1.20 Rp 21.5K
$0.70 ₹66.7
71.43%
Eggs
$2.44 Rp 43.8K
$0.96 ₹91.3
154.17%
Local Cheese (1kg)
$14.38 Rp 257.7K
$5.06 ₹481
184.19%
Chicken Fillets (1kg)
$4.31 Rp 77.1K
$3.08 ₹293
39.94%
Beef Round Steak (1kg)
$12.21 Rp 218.7K
-
-
Apples (1kg)
$3.68 Rp 66.0K
$2.00 ₹190
84.00%
Banana (1kg)
$1.55 Rp 27.8K
$0.72 ₹68.0
115.28%
Oranges (1kg)
$2.79 Rp 49.9K
$0.95 ₹90.0
193.68%
Tomato (1kg)
$2.33 Rp 41.8K
$0.50 ₹47.73
366.00%
Potato (1kg)
$1.97 Rp 35.3K
$0.38 ₹36.17
418.42%
Onion (1kg)
$2.31 Rp 41.4K
$0.41 ₹39.02
463.41%
Lettuce (1 head)
$1.06 Rp 19.1K
$0.48 ₹45.93
120.83%
Water (1.5 liter bottle)
$0.73 Rp 13.1K
$0.34 ₹32.43
114.71%
Cigarettes 20 Pack (Marlboro, Camel)
$3.28 Rp 58.8K
$4.03 ₹383
-18.61%
Wine (Bottle)
$22.79 Rp 408.4K
$5.01 ₹476
354.89%
Local Beer (0.5 liter bottle)
$2.81 Rp 50.3K
$1.75 ₹166
60.57%
Imported Beer (0.33 liter bottle)
$2.78 Rp 49.9K
$2.86 ₹272
-2.80%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
-
$5.19 ₹494
-
🚌 Getting Around
Ubud, Bali
Yamuna Nagar
Difference
One-way Ticket (Public Transport)
$0.29 Rp 5,217
$0.30 ₹28.59
-3.33%
Public Transport Monthly Pass (Regular Price)
$8.06 Rp 144.4K
$8.91 ₹848
-9.54%
Taxi Start (Normal Tariff)
$0.45 Rp 8,047
$0.83 ₹79.0
-45.78%
Taxi (Normal Tariff) (1km)
$0.45 Rp 8,094
$0.26 ₹24.92
73.08%
Taxi 1hour Waiting (Normal Tariff)
$6.24 Rp 111.7K
$1.43 ₹136
336.36%
Gasoline (1 liter)
$0.85 Rp 15.2K
$1.21 ₹115
-29.75%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.0K Rp 465.4M
$14.2K ₹1.3M
83.42%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 567.2M
$21.8K ₹2.1M
45.45%
🧾 Monthly Utilities & Internet
Ubud, Bali
Yamuna Nagar
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.8 Rp 1.4M
$38.86 ₹3,696
107.80%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.06 Rp 72.7K
$3.58 ₹340
13.41%
Internet (50+ Mbps, Unlimited Data)
$24.42 Rp 437.6K
$7.58 ₹721
222.16%
🎉 Sport & Entertainment
Ubud, Bali
Yamuna Nagar
Difference
Gym Membership (Monthly)
$97.7 Rp 1.7M
$15.61 ₹1,485
525.69%
Tennis Court (1 Hour on Weekend)
$6.45 Rp 115.5K
$6.82 ₹648
-5.43%
Cinema Ticket
$4.04 Rp 72.4K
$2.88 ₹274
40.28%
🧸 Childcare & Education
Ubud, Bali
Yamuna Nagar
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$304 Rp 5.4M
$51.7 ₹4,914
488.41%
International Primary School, 1 Child (Yearly)
$6,621 Rp 118.6M
$1,534 ₹145.9K
331.67%
👕👟 Clothing & Footwear
Ubud, Bali
Yamuna Nagar
Difference
Jeans (Levis 501 Or Similar)
$54.2 Rp 971.7K
$24.54 ₹2,333
120.99%
Summer Dress (H&M, Zara, etc)
$38.78 Rp 694.7K
$24.75 ₹2,354
56.69%
Sport Shoes (Adidas, Nike)
$86.1 Rp 1.5M
$42.89 ₹4,079
100.84%
Men's Leather Business Shoes
$76.7 Rp 1.4M
$31.37 ₹2,983
144.41%
🏠 Accommodation & Living
Ubud, Bali
Yamuna Nagar
Difference
1-bedroom Apartment, City Center (Monthly)
$986 Rp 17.7M
$126 ₹11.9K
685.21%
1-bedroom Apartment, Outside City Center (Monthly)
$658 Rp 11.8M
$77.6 ₹7,379
747.98%
3-bedroom Apartment, City Center (Monthly)
$3,369 Rp 60.4M
$278 ₹26.5K
1110.08%
3-bedroom Apartment, Outside City Center (Monthly)
$2,066 Rp 37.0M
$180 ₹17.2K
1045.21%
Buy Apartment in City Center (m2)
$2,741 Rp 49.1M
$1,075 ₹102.2K
155.08%
Buy Apartment Outside City Center (m2)
$2,228 Rp 39.9M
$468 ₹44.5K
376.13%
💵 Salaries & Financials
Ubud, Bali
Yamuna Nagar
Difference
Average Monthly Net Salary (After Tax)
$163 Rp 2.9M
$193 ₹18.3K
-15.25%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
8.67
53.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Yamuna Nagar: June 8, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $126 in Yamuna Nagar. Housing cost is often the main lever when comparing two cities.

Yamuna Nagar pays 18% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $10.00 in Yamuna Nagar for a mid-range dinner for two. Groceries echo the gap at $297 vs $102 per month, with Yamuna Nagar cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Yamuna Nagar: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Yamuna Nagar?
Yamuna Nagar wins on cost – living expenses run 265% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Yamuna Nagar the obvious pick if budget is a priority.
Are salaries higher in Ubud, Bali or Yamuna Nagar?
On paper, Yamuna Nagar earns 18% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Ubud, Bali vs Yamuna Nagar?
Rent for a central apartment: $986 in Ubud, Bali versus $126 in Yamuna Nagar. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Ubud, Bali and Yamuna Nagar?
Childcare runs $304 in Ubud, Bali versus $51.7 in Yamuna Nagar. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Ubud, Bali or Yamuna Nagar?
Supermarket bills run roughly 192% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Can you live on $2,000/month in Ubud, Bali or Yamuna Nagar?
At $385 in Yamuna Nagar versus $1,404 in Ubud, Bali, a $2,000 budget is realistic in Yamuna Nagar but tight or insufficient in Ubud, Bali. The gap between the two cities makes Yamuna Nagar the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Yamuna Nagar?
Both work as nomad bases, but Yamuna Nagar delivers better value – similar infrastructure at $385 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Yamuna Nagar hard to pass up.
How safe is Ubud, Bali compared to Yamuna Nagar?
Safety-wise, Ubud, Bali and Yamuna Nagar are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Yamuna Nagar gentler on the wallet – expenses run 265% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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