Cost of Living Comparison Between Ubud, Bali and Yamuna Nagar Cost of Living Comparison Between Ubud, Bali and Yamuna Nagar

Monthly Cost of Living

Monthly costs for one person with rent: $1,379 in Ubud, Bali versus $328 in Yamuna Nagar.

Estimated couple costs with rent: $2,363 in Ubud, Bali versus $518 in Yamuna Nagar.

Monthly costs for a family of three with rent: $3,347 in Ubud, Bali versus $707 in Yamuna Nagar.

Living in Ubud, Bali is roughly 320% more expensive than in Yamuna Nagar, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 1% above, Yamuna Nagar is 76% below.

Currency
🍽 Eating Out
Ubud, Bali
Yamuna Nagar
Difference
Meal at Budget Restaurant
$3.31 Rp 58.9K
$1.34 ₹128
147.01%
Three-Course Dinner for Two, Mid-Range
$39.08 Rp 694.5K
$10.63 ₹1,017
267.64%
Fast Food Meal (McDonalds, etc)
$5.62 Rp 99.8K
$2.28 ₹218
146.49%
Cappuccino
$2.64 Rp 46.9K
$1.08 ₹104
144.44%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.58 Rp 28.2K
$0.37 ₹35.02
327.03%
Water (0.33 liter bottle)
$0.71 Rp 12.6K
$0.15 ₹13.98
373.33%
Local Beer (0.5 liter draught)
$2.73 Rp 48.5K
$1.86 ₹178
46.77%
Imported Beer (0.33 liter bottle)
$4.32 Rp 76.8K
$2.41 ₹231
79.25%
🛒 Groceries & Markets
Ubud, Bali
Yamuna Nagar
Difference
Milk (1 liter)
$1.54 Rp 27.4K
$0.64 ₹61.0
140.63%
White Bread (500g)
$2.30 Rp 40.8K
$0.43 ₹41.14
434.88%
Rice (white) (1kg)
$1.03 Rp 18.3K
$0.67 ₹63.8
53.73%
Eggs
$2.12 Rp 37.7K
$0.98 ₹93.7
116.33%
Local Cheese (1kg)
$17.30 Rp 307.5K
$4.17 ₹399
314.87%
Chicken Fillets (1kg)
$4.03 Rp 71.6K
$2.65 ₹254
52.08%
Beef Round Steak (1kg)
$12.42 Rp 220.8K
-
-
Apples (1kg)
$3.70 Rp 65.7K
$2.03 ₹195
82.27%
Banana (1kg)
$1.62 Rp 28.7K
$0.66 ₹62.8
145.45%
Oranges (1kg)
$2.27 Rp 40.3K
$0.92 ₹87.6
146.74%
Tomato (1kg)
$1.99 Rp 35.4K
$0.39 ₹36.85
410.26%
Potato (1kg)
$1.83 Rp 32.5K
$0.27 ₹26.05
577.78%
Onion (1kg)
$2.25 Rp 40.1K
$0.28 ₹26.66
703.57%
Lettuce (1 head)
$1.04 Rp 18.6K
$0.63 ₹60.4
65.08%
Water (1.5 liter bottle)
$0.56 Rp 10.0K
$0.32 ₹30.68
75.00%
Cigarettes 20 Pack (Marlboro, Camel)
$2.22 Rp 39.5K
$2.34 ₹224
-5.13%
Wine (Bottle)
$23.22 Rp 412.7K
$4.89 ₹468
374.85%
Local Beer (0.5 liter bottle)
$2.39 Rp 42.5K
$1.61 ₹154
48.45%
Imported Beer (0.33 liter bottle)
$2.87 Rp 51.1K
$2.31 ₹221
24.24%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
-
$3.71 ₹355
-
🚌 Getting Around
Ubud, Bali
Yamuna Nagar
Difference
One-way Ticket (Public Transport)
$0.25 Rp 4,416
$0.25 ₹23.79
-
Public Transport Monthly Pass (Regular Price)
$7.17 Rp 127.4K
$7.22 ₹691
-0.69%
Taxi Start (Normal Tariff)
$0.46 Rp 8,163
$0.25 ₹23.81
84.00%
Taxi (Normal Tariff) (1km)
$0.46 Rp 8,235
$0.13 ₹12.82
253.85%
Taxi 1hour Waiting (Normal Tariff)
$5.70 Rp 101.2K
$2.12 ₹203
168.87%
Gasoline (1 liter)
$0.76 Rp 13.6K
$1.03 ₹98.5
-26.21%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.6K Rp 436.7M
$8,243 ₹788.8K
198.08%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.0K Rp 551.5M
$16.5K ₹1.6M
88.34%
🧾 Monthly Utilities & Internet
Ubud, Bali
Yamuna Nagar
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$82.2 Rp 1.5M
$31.59 ₹3,023
160.11%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.33 Rp 112.5K
$4.23 ₹405
49.65%
Internet (50+ Mbps, Unlimited Data)
$18.54 Rp 329.6K
$6.17 ₹591
200.49%
🎉 Sport & Entertainment
Ubud, Bali
Yamuna Nagar
Difference
Gym Membership (Monthly)
$56.1 Rp 996.2K
$13.76 ₹1,317
307.34%
Tennis Court (1 Hour on Weekend)
$18.41 Rp 327.2K
$6.76 ₹647
172.34%
Cinema Ticket
$4.26 Rp 75.8K
$2.44 ₹233
74.59%
🧸 Childcare & Education
Ubud, Bali
Yamuna Nagar
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$489 Rp 8.7M
$52.4 ₹5,010
834.59%
International Primary School, 1 Child (Yearly)
$5,793 Rp 103.0M
$1,555 ₹148.8K
272.43%
👕👟 Clothing & Footwear
Ubud, Bali
Yamuna Nagar
Difference
Jeans (Levis 501 Or Similar)
$45.98 Rp 817.3K
$24.65 ₹2,359
86.53%
Summer Dress (H&M, Zara, etc)
$35.86 Rp 637.4K
$20.99 ₹2,009
70.84%
Sport Shoes (Adidas, Nike)
$79.5 Rp 1.4M
$31.00 ₹2,966
156.52%
Men's Leather Business Shoes
$80.9 Rp 1.4M
$10.47 ₹1,002
672.97%
🏠 Accommodation & Living
Ubud, Bali
Yamuna Nagar
Difference
1-bedroom Apartment, City Center (Monthly)
$1,144 Rp 20.3M
$122 ₹11.7K
834.48%
1-bedroom Apartment, Outside City Center (Monthly)
$692 Rp 12.3M
$74.6 ₹7,138
827.71%
3-bedroom Apartment, City Center (Monthly)
$3,532 Rp 62.8M
$260 ₹24.9K
1257.36%
3-bedroom Apartment, Outside City Center (Monthly)
$1,709 Rp 30.4M
$174 ₹16.7K
880.34%
Buy Apartment in City Center (m2)
$2,785 Rp 49.5M
$1,006 ₹96.3K
176.71%
Buy Apartment Outside City Center (m2)
$2,261 Rp 40.2M
$528 ₹50.5K
328.59%
💵 Salaries & Financials
Ubud, Bali
Yamuna Nagar
Difference
Average Monthly Net Salary (After Tax)
$169 Rp 3.0M
$189 ₹18.1K
-10.43%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
9
53.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 15, 2026

Last update for Yamuna Nagar: August 16, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,144 in Ubud, Bali and $122 in Yamuna Nagar. Housing cost is often the main lever when comparing two cities.

Yamuna Nagar pays 12% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $39.00 in Ubud, Bali vs $11.00 in Yamuna Nagar for a mid-range dinner for two. Groceries echo the gap at $293 vs $93.0 per month, with Yamuna Nagar cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Yamuna Nagar: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Yamuna Nagar?
Yamuna Nagar wins on cost – living expenses run 320% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Yamuna Nagar the obvious pick if budget is a priority.
Are salaries higher in Ubud, Bali or in Yamuna Nagar?
On paper, salaries run 12% lower in Yamuna Nagar. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Ubud, Bali compared to Yamuna Nagar?
Rent for a central apartment: $1,144 in Ubud, Bali versus $122 in Yamuna Nagar. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Ubud, Bali and in Yamuna Nagar?
Childcare runs $489 in Ubud, Bali versus $52.4 in Yamuna Nagar. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Ubud, Bali or in Yamuna Nagar?
Supermarket bills run roughly 215% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Can you live on $2,000/month in Ubud, Bali or in Yamuna Nagar?
At $328 in Yamuna Nagar versus $1,379 in Ubud, Bali, a $2,000 budget is realistic in Yamuna Nagar but tight or insufficient in Ubud, Bali. The gap between the two cities makes Yamuna Nagar the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Yamuna Nagar?
Both work as nomad bases, but Yamuna Nagar delivers better value – similar infrastructure at $328 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Yamuna Nagar hard to pass up.
How safe is Ubud, Bali compared to Yamuna Nagar?
Safety-wise, Ubud, Bali and Yamuna Nagar are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Yamuna Nagar gentler on the wallet – expenses run 320% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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