Cost of Living Comparison Between Ubud, Bali and Wloclawek Cost of Living Comparison Between Ubud, Bali and Wloclawek

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $1,266 in Wloclawek.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $1,695 in Wloclawek.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $2,125 in Wloclawek.

Living in Ubud, Bali is roughly 8% more expensive than in Wloclawek, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Wloclawek is 7% below.

Meal at Budget Restaurant

$3.44 Rp 61.0K

$6.84 zł 25.95

-49.71%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 644.2K

$36.43 zł 138

-0.33%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.2K

$6.73 zł 25.54

-15.16%

Cappuccino

$2.67 Rp 47.4K

$2.85 zł 10.82

-6.32%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$0.81 zł 3.09

116.05%

Water (0.33 liter bottle)

$0.87 Rp 15.5K

$0.82 zł 3.10

6.10%

Local Beer (0.5 liter draught)

$2.95 Rp 52.4K

$2.43 zł 9.23

21.40%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.2K

$2.36 zł 8.97

91.53%

Milk (1 liter)

$1.62 Rp 28.7K

$0.84 zł 3.20

92.86%

White Bread (500g)

$2.33 Rp 41.3K

$1.15 zł 4.38

102.61%

Rice (white) (1kg)

$1.11 Rp 19.6K

$1.30 zł 4.94

-14.62%

Eggs

$2.20 Rp 39.0K

$2.93 zł 11.12

-24.91%

Local Cheese (1kg)

$17.69 Rp 313.9K

$8.15 zł 30.94

117.06%

Chicken Fillets (1kg)

$4.10 Rp 72.7K

$5.14 zł 19.52

-20.23%

Beef Round Steak (1kg)

$12.18 Rp 216.0K

$14.03 zł 53.3

-13.19%

Apples (1kg)

$3.71 Rp 65.8K

$0.77 zł 2.93

381.82%

Banana (1kg)

$1.59 Rp 28.2K

$1.72 zł 6.54

-7.56%

Oranges (1kg)

$2.28 Rp 40.5K

$1.76 zł 6.70

29.55%

Tomato (1kg)

$1.95 Rp 34.7K

$2.61 zł 9.90

-25.29%

Potato (1kg)

$1.91 Rp 33.8K

$0.79 zł 3.01

141.77%

Onion (1kg)

$2.33 Rp 41.4K

$0.50 zł 1.91

366.00%

Lettuce (1 head)

$1.01 Rp 17.9K

$0.98 zł 3.71

3.06%

Water (1.5 liter bottle)

$0.55 Rp 9,791

$0.58 zł 2.21

-5.17%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.6K

$4.84 zł 18.38

-53.93%

Wine (Bottle)

$23.07 Rp 409.3K

$8.10 zł 30.76

184.81%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.9K

$0.96 zł 3.64

152.08%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.2K

$1.04 zł 3.94

188.46%

One-way Ticket (Public Transport)

$0.27 Rp 4,823

$0.91 zł 3.47

-70.33%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.4K

$22.37 zł 84.9

-59.86%

Taxi Start (Normal Tariff)

$0.48 Rp 8,582

$1.55 zł 5.90

-69.03%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,693

$1.08 zł 4.10

-60.19%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 100.1K

$13.21 zł 50.1

-57.31%

Gasoline (1 liter)

$0.80 Rp 14.3K

$1.62 zł 6.16

-50.62%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 442.5M

$19.9K zł 75.6K

25.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 562.6M

$26.1K zł 99.1K

21.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$303 zł 1,150

-73.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.2K

$8.38 zł 31.82

-22.55%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 333.0K

$10.21 zł 38.75

83.84%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$33.59 zł 128

69.31%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 332.3K

$13.57 zł 51.5

38.03%

Cinema Ticket

$4.54 Rp 80.5K

$5.21 zł 19.79

-12.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$217 zł 823

121.61%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.3M

$3,949 zł 15.0K

44.63%

Jeans (Levis 501 Or Similar)

$45.52 Rp 807.5K

$52.8 zł 200

-13.79%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 636.6K

$13.55 zł 51.4

164.80%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$79.5 zł 302

1.18%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$79.3 zł 301

-0.77%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.8M

$602 zł 2,284

85.28%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$419 zł 1,592

66.36%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.5M

$810 zł 3,075

348.93%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$510 zł 1,934

240.92%

Buy Apartment in City Center (m2)

$2,784 Rp 49.4M

$1,628 zł 6,179

71.06%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.6M

$1,323 zł 5,024

73.03%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$1,084 zł 4,116

-84.50%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.63

107.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Wloclawek: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $602 in Wloclawek. Housing cost is often the main lever when comparing two cities.

Wloclawek pays 545% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36.00 in Ubud, Bali vs $36.00 in Wloclawek. Groceries flip the comparison at $295 vs $201, with Wloclawek cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Wloclawek: Cost of Living - Frequently Asked Questions

Wloclawek wins on cost – living expenses run 8% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Wloclawek the obvious pick if budget is a priority.

On paper, salaries run 545% lower in Wloclawek. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,115 in Ubud, Bali versus $602 in Wloclawek. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $481 in Ubud, Bali versus $217 in Wloclawek. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 47% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,266 in Wloclawek versus $1,368 in Ubud, Bali, a $2,000 budget is realistic in Wloclawek but tight or insufficient in Ubud, Bali. The gap between the two cities makes Wloclawek the clear choice for anyone on this budget.

Both work as nomad bases, but Wloclawek delivers better value – similar infrastructure at $1,266 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Wloclawek hard to pass up.

Safety-wise, Ubud, Bali and Wloclawek are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Wloclawek gentler on the wallet – expenses run 8% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.