Cost of Living Comparison Between Ubud, Bali and Wloclawek Cost of Living Comparison Between Ubud, Bali and Wloclawek

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $1,596 in Wloclawek.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $2,344 in Wloclawek.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $3,092 in Wloclawek.

Living in Ubud, Bali costs roughly 12% less than in Wloclawek, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 5% above, Wloclawek 19% above.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$10.87 zł 41.24

-68.26%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$57.7 zł 219

-43.91%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$9.27 zł 35.18

-47.79%

Cappuccino

$2.75 Rp 49.4K

$4.19 zł 15.89

-34.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$2.15 zł 8.14

-35.81%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$1.82 zł 6.92

-58.79%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$4.57 zł 17.33

-34.57%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$4.72 zł 17.89

-18.43%

Milk (1 liter)

$1.74 Rp 31.2K

$1.20 zł 4.56

45.00%

White Bread (500g)

$2.46 Rp 44.2K

$1.40 zł 5.32

75.71%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.82 zł 6.92

-35.71%

Eggs

$2.43 Rp 43.7K

$3.54 zł 13.42

-31.36%

Local Cheese (1kg)

$14.50 Rp 260.6K

$10.06 zł 38.18

44.14%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$6.91 zł 26.21

-37.05%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$14.40 zł 54.6

-16.81%

Apples (1kg)

$3.72 Rp 66.8K

$1.25 zł 4.73

197.60%

Banana (1kg)

$1.63 Rp 29.2K

$1.85 zł 7.03

-11.89%

Oranges (1kg)

$2.74 Rp 49.3K

$2.02 zł 7.67

35.64%

Tomato (1kg)

$2.24 Rp 40.3K

$3.71 zł 14.07

-39.62%

Potato (1kg)

$1.92 Rp 34.5K

$1.04 zł 3.96

84.62%

Onion (1kg)

$2.28 Rp 40.9K

$1.24 zł 4.71

83.87%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.45 zł 5.50

-26.90%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.69 zł 2.62

4.35%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$5.53 zł 20.98

-40.51%

Wine (Bottle)

$23.19 Rp 416.8K

$7.81 zł 29.63

196.93%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$1.38 zł 5.25

101.45%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$1.87 zł 7.10

45.99%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$1.08 zł 4.08

-75.00%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$32.73 zł 124

-75.22%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$2.68 zł 10.16

-82.09%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$0.99 zł 3.75

-57.58%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$13.43 zł 51.0

-53.69%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.76 zł 6.69

-53.98%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$33.0K zł 125.3K

-19.41%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$32.4K zł 123.0K

-0.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$354 zł 1,342

-77.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$9.91 zł 37.58

-58.93%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$17.11 zł 64.9

42.20%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$36.22 zł 137

172.25%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$19.94 zł 75.7

-68.20%

Cinema Ticket

$3.99 Rp 71.6K

$9.40 zł 35.67

-57.55%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$584 zł 2,217

-47.80%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$15.4K zł 58.4K

-56.87%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$101 zł 381

-46.13%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$47.89 zł 182

-21.05%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$93.1 zł 353

-6.72%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$110 zł 419

-30.82%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$652 zł 2,473

52.18%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$504 zł 1,914

33.38%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$980 zł 3,717

244.53%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$803 zł 3,048

155.17%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$1,569 zł 5,951

78.80%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$1,327 zł 5,036

67.78%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$1,050 zł 3,985

-84.10%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

7.55

75.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Wloclawek: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $652 in Wloclawek. Housing cost is often the main lever when comparing two cities.

Wloclawek pays 529% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $32.00 in Ubud, Bali vs $58.0 in Wloclawek. Groceries flip the comparison at $297 vs $245, with Wloclawek cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Wloclawek: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 13% lower than in Wloclawek. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 529% lower in Wloclawek. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $992 in Ubud, Bali versus $652 in Wloclawek. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $305 in Ubud, Bali versus $584 in Wloclawek. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Wloclawek pay roughly 21% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,408 in Ubud, Bali versus $1,596 in Wloclawek, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Wloclawek. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,408 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Wloclawek are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 13% less than in Wloclawek. Beyond cost, consider language, visa policies, and how big the international community is in each city.