Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Wloclawek

For one person, living is cheaper in Wloclawek: $1,197 a month against $1,331 in Ubud, Bali, rent and utilities included – about $1,600 less a year. Other living expenses account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
57

Cost of Living Index in Wloclawek
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Wloclawek Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Wloclawek

🇵🇱 Poland

$1,197

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Wloclawek

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Wloclawek actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $1,197 in Wloclawek.

Ubud, Bali $1,331
Wloclawek $1,197

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $1,623 in Wloclawek.

Ubud, Bali $2,255
Wloclawek $1,623

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $2,048 in Wloclawek.

Ubud, Bali $3,180
Wloclawek $2,048

Living in Ubud, Bali is roughly 11% more expensive than in Wloclawek, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Ubud, Bali 2% lower, Wloclawek 11% lower.

Meal at Budget Restaurant

$3.38 Rp 61.2K

$6.23 zł 24.30

-45.75%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.6K

$34.45 zł 134

0.58%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.1K

$6.61 zł 25.81

-15.73%

Cappuccino

$2.62 Rp 47.5K

$2.75 zł 10.74

-4.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$0.78 zł 3.06

97.44%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.79 zł 3.10

-18.99%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$2.30 zł 8.99

16.09%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.3K

$2.33 zł 9.08

82.83%

Milk (1 liter)

$1.46 Rp 26.5K

$0.80 zł 3.14

82.50%

White Bread (500g)

$2.29 Rp 41.6K

$1.07 zł 4.17

114.02%

Rice (white) (1kg)

$1.11 Rp 20.1K

$1.29 zł 5.03

-13.95%

Eggs

$2.10 Rp 38.1K

$2.78 zł 10.85

-24.46%

Local Cheese (1kg)

$15.94 Rp 289.2K

$7.62 zł 29.74

109.19%

Chicken Fillets (1kg)

$3.88 Rp 70.4K

$5.02 zł 19.57

-22.71%

Beef Round Steak (1kg)

$11.40 Rp 206.8K

$12.90 zł 50.4

-11.63%

Apples (1kg)

$3.55 Rp 64.4K

$0.78 zł 3.04

355.13%

Banana (1kg)

$1.54 Rp 27.9K

$1.58 zł 6.18

-2.53%

Oranges (1kg)

$2.23 Rp 40.5K

$1.56 zł 6.11

42.95%

Tomato (1kg)

$1.97 Rp 35.8K

$2.40 zł 9.38

-17.92%

Potato (1kg)

$1.86 Rp 33.7K

$0.72 zł 2.81

158.33%

Onion (1kg)

$2.42 Rp 43.9K

$0.49 zł 1.90

393.88%

Lettuce (1 head)

$1.02 Rp 18.6K

$0.93 zł 3.61

9.68%

Water (1.5 liter bottle)

$0.52 Rp 9,475

$0.55 zł 2.14

-5.45%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$4.43 zł 17.28

-50.34%

Wine (Bottle)

$21.79 Rp 395.2K

$7.48 zł 29.17

191.31%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$0.93 zł 3.62

150.54%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$0.99 zł 3.85

200.00%

One-way Ticket (Public Transport)

$0.25 Rp 4,542

$0.87 zł 3.38

-71.26%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.3K

$21.72 zł 84.7

-62.38%

Taxi Start (Normal Tariff)

$0.44 Rp 7,941

$1.49 zł 5.83

-70.47%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,489

$0.98 zł 3.83

-52.04%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

$12.82 zł 50.0

-56.32%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.54 zł 6.02

-46.10%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.5M

$19.0K zł 74.2K

28.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.0M

$24.3K zł 94.9K

30.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$284 zł 1,106

-72.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$7.99 zł 31.18

-23.15%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.1K

$9.76 zł 38.07

93.85%

Gym Membership (Monthly)

$51.0 Rp 925.0K

$31.17 zł 122

63.59%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.0K

$21.56 zł 84.1

-15.35%

Cinema Ticket

$4.38 Rp 79.5K

$5.00 zł 19.50

-12.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$201 zł 786

144.40%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.7M

$3,821 zł 14.9K

219.83%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.2K

$51.4 zł 200

-12.11%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 632.9K

$12.85 zł 50.1

171.52%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$76.0 zł 296

3.12%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$76.7 zł 299

1.51%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

$573 zł 2,236

88.04%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$412 zł 1,606

61.49%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$778 zł 3,036

351.08%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$491 zł 1,914

240.54%

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

$2,872 zł 11.2K

-18.52%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$2,188 zł 8,536

2.21%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$1,003 zł 3,914

-83.42%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.63

107.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Wloclawek: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Wloclawek

$412 34.4% 38.1% $253

Groceries & Markets

Ubud, Bali

$279 21%

Wloclawek

$188 15.7% 32.6% $91

Clothing & Footwear

Ubud, Bali

$106 8%

Wloclawek

$98 8.2% 8.2% $8.7

Eating Out

Ubud, Bali

$106 8%

Wloclawek

$125 10.5% 18.4% $19

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Wloclawek

$301 25.2% 194% $199

Sport & Entertainment

Ubud, Bali

$60 4.5%

Wloclawek

$41 3.4% 31.1% $19

Getting Around

Ubud, Bali

$12 0.9%

Wloclawek

$32 2.6% 164% $20

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $573 in Wloclawek. Housing cost is often the main lever when comparing two cities.

Wloclawek pays about 6 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35 in Ubud, Bali vs $34 in Wloclawek for a mid-range dinner for two. Groceries echo the gap at $279 vs $188 per month, with Wloclawek cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇵🇱 Wloclawek

🕒 Local time

08:49 8:49 AM

01:49 1:49 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

120,339

💱 Currency

Indonesian Rupiah IDR Rp

Polish Złoty PLN zł

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.9 EUR

1 PLN = 0.256 USD

1 PLN = 0.228 EUR

Exchange rates and currency converter

PLN, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,421 IDR (100,000 IDR = 4.9 EUR).

Polish Złoty exchange rates as of November 5, 2026: 1 USD = 3.9 PLN (1 PLN = 0.256 USD). 1 EUR = 4.39 PLN (1 PLN = 0.228 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Wloclawek 11,170 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Wloclawek

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Wloclawek: Cost of Living - Frequently Asked Questions

Wloclawek wins on cost – living expenses run 10% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Wloclawek the obvious pick if budget is a priority.

On paper, salaries run 83% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,078 in Ubud, Bali versus $573 in Wloclawek. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $492 in Ubud, Bali versus $201 in Wloclawek. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 48% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Either city works on $2,000 a month, though Wloclawek gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Wloclawek are both considered safe, so it’s unlikely to be the deciding factor between them.