Cost of Living Comparison Between Ubud, Bali and Wloclawek Cost of Living Comparison Between Ubud, Bali and Wloclawek

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $1,577 in Wloclawek.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $2,297 in Wloclawek.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $3,016 in Wloclawek.

Living in Ubud, Bali costs roughly 10% less than in Wloclawek, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 6% above, Wloclawek 18% above.

Meal at Budget Restaurant

$3.56 Rp 64.3K

$11.00 zł 40.12

-67.64%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 590.3K

$57.5 zł 210

-43.06%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 89.2K

$9.74 zł 35.51

-49.18%

Cappuccino

$2.71 Rp 48.9K

$4.26 zł 15.53

-36.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.2K

$2.07 zł 7.55

-35.27%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$1.85 zł 6.73

-62.16%

Local Beer (0.5 liter draught)

$2.92 Rp 52.7K

$4.60 zł 16.77

-36.52%

Imported Beer (0.33 liter bottle)

$3.96 Rp 71.4K

$4.51 zł 16.43

-12.20%

Milk (1 liter)

$1.81 Rp 32.6K

$1.19 zł 4.33

52.10%

White Bread (500g)

$2.52 Rp 45.4K

$1.35 zł 4.93

86.67%

Rice (white) (1kg)

$1.16 Rp 20.9K

$1.78 zł 6.48

-34.83%

Eggs

$2.46 Rp 44.4K

$3.48 zł 12.69

-29.31%

Local Cheese (1kg)

$14.71 Rp 265.3K

$10.08 zł 36.76

45.93%

Chicken Fillets (1kg)

$4.32 Rp 77.9K

$7.01 zł 25.56

-38.37%

Beef Round Steak (1kg)

$12.14 Rp 218.9K

$14.56 zł 53.1

-16.62%

Apples (1kg)

$3.84 Rp 69.3K

$1.27 zł 4.62

202.36%

Banana (1kg)

$1.56 Rp 28.1K

$1.79 zł 6.53

-12.85%

Oranges (1kg)

$2.83 Rp 51.1K

$1.99 zł 7.26

42.21%

Tomato (1kg)

$2.33 Rp 41.9K

$3.63 zł 13.22

-35.81%

Potato (1kg)

$1.91 Rp 34.5K

$1.08 zł 3.94

76.85%

Onion (1kg)

$2.20 Rp 39.7K

$1.18 zł 4.31

86.44%

Lettuce (1 head)

$1.01 Rp 18.3K

$1.47 zł 5.35

-31.29%

Water (1.5 liter bottle)

$0.78 Rp 14.0K

$0.68 zł 2.48

14.71%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.8K

$5.47 zł 19.96

-39.31%

Wine (Bottle)

$23.74 Rp 428.0K

$8.11 zł 29.57

192.73%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.3K

$1.37 zł 4.98

103.65%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.6K

$1.95 zł 7.11

46.67%

One-way Ticket (Public Transport)

$0.27 Rp 4,848

$1.11 zł 4.04

-75.68%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 144.8K

$32.41 zł 118

-75.22%

Taxi Start (Normal Tariff)

$0.46 Rp 8,230

$2.63 zł 9.61

-82.51%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,116

$1.02 zł 3.72

-55.88%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.9K

$13.45 zł 49.03

-54.65%

Gasoline (1 liter)

$0.79 Rp 14.3K

$1.70 zł 6.21

-53.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 471.6M

$33.1K zł 120.8K

-21.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 579.2M

$33.5K zł 122.1K

-4.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$361 zł 1,317

-77.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 73.3K

$10.19 zł 37.17

-60.16%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 424.1K

$17.02 zł 62.1

38.19%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$36.95 zł 135

167.12%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 119.6K

$19.24 zł 70.2

-65.54%

Cinema Ticket

$4.15 Rp 74.8K

$9.47 zł 34.52

-56.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.5M

$586 zł 2,138

-48.15%

International Primary School, 1 Child (Yearly)

$6,613 Rp 119.3M

$15.6K zł 56.9K

-57.61%

Jeans (Levis 501 Or Similar)

$55.5 Rp 1.0M

$101 zł 369

-45.08%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 690.9K

$46.36 zł 169

-17.36%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$95.3 zł 348

-7.07%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$109 zł 398

-28.70%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.1M

$643 zł 2,346

56.44%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.2M

$505 zł 1,840

33.85%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 62.1M

$957 zł 3,491

259.49%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.8M

$807 zł 2,944

152.59%

Buy Apartment in City Center (m2)

$2,841 Rp 51.2M

$1,670 zł 6,088

70.16%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.8M

$1,352 zł 4,928

67.50%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$1,113 zł 4,060

-85.16%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

7.55

75.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Wloclawek: May 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $643 in Wloclawek. Housing cost is often the main lever when comparing two cities.

Wloclawek pays 574% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33.00 in Ubud, Bali vs $57.0 in Wloclawek. Groceries flip the comparison at $302 vs $245, with Wloclawek cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Wloclawek: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 11% lower than in Wloclawek. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, Wloclawek earns 574% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,006 in Ubud, Bali versus $643 in Wloclawek. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $304 in Ubud, Bali versus $586 in Wloclawek. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Wloclawek pay roughly 23% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,419 in Ubud, Bali versus $1,577 in Wloclawek, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Wloclawek. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,419 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Wloclawek are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 11% less than in Wloclawek. Beyond cost, consider language, visa policies, and how big the international community is in each city.