Last update: Oct 2026

Cost of Living Comparison Between Wloclawek and Ubud, Bali

For one person, living is cheaper in Wloclawek: $1,197 a month against $1,331 in Ubud, Bali, rent and utilities included – about $1,600 less a year. Other living expenses account for most of the difference.

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Cost of Living Index in Wloclawek
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Wloclawek Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Wloclawek

🇵🇱 Poland

$1,197

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Wloclawek and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Wloclawek and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,197 in Wloclawek versus $1,331 in Ubud, Bali.

Wloclawek $1,197
Ubud, Bali $1,331

Estimated couple costs with rent: $1,623 in Wloclawek versus $2,255 in Ubud, Bali.

Wloclawek $1,623
Ubud, Bali $2,255

Monthly costs for a family of three with rent: $2,048 in Wloclawek versus $3,180 in Ubud, Bali.

Wloclawek $2,048
Ubud, Bali $3,180

Living in Wloclawek costs roughly 10% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Wloclawek 11% lower, Ubud, Bali 2% lower.

Meal at Budget Restaurant

$6.23 zł 24.30

$3.38 Rp 61.2K

84.32%

Three-Course Dinner for Two, Mid-Range

$34.45 zł 134

$34.65 Rp 628.6K

-0.58%

Fast Food Meal (McDonalds, etc)

$6.61 zł 25.81

$5.57 Rp 101.1K

18.67%

Cappuccino

$2.75 zł 10.74

$2.62 Rp 47.5K

4.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.78 zł 3.06

$1.54 Rp 27.9K

-49.35%

Water (0.33 liter bottle)

$0.79 zł 3.10

$0.64 Rp 11.6K

23.44%

Local Beer (0.5 liter draught)

$2.30 zł 8.99

$2.67 Rp 48.4K

-13.86%

Imported Beer (0.33 liter bottle)

$2.33 zł 9.08

$4.26 Rp 77.3K

-45.31%

Milk (1 liter)

$0.80 zł 3.14

$1.46 Rp 26.5K

-45.21%

White Bread (500g)

$1.07 zł 4.17

$2.29 Rp 41.6K

-53.28%

Rice (white) (1kg)

$1.29 zł 5.03

$1.11 Rp 20.1K

16.22%

Eggs

$2.78 zł 10.85

$2.10 Rp 38.1K

32.38%

Local Cheese (1kg)

$7.62 zł 29.74

$15.94 Rp 289.2K

-52.20%

Chicken Fillets (1kg)

$5.02 zł 19.57

$3.88 Rp 70.4K

29.38%

Beef Round Steak (1kg)

$12.90 zł 50.4

$11.40 Rp 206.8K

13.16%

Apples (1kg)

$0.78 zł 3.04

$3.55 Rp 64.4K

-78.03%

Banana (1kg)

$1.58 zł 6.18

$1.54 Rp 27.9K

2.60%

Oranges (1kg)

$1.56 zł 6.11

$2.23 Rp 40.5K

-30.04%

Tomato (1kg)

$2.40 zł 9.38

$1.97 Rp 35.8K

21.83%

Potato (1kg)

$0.72 zł 2.81

$1.86 Rp 33.7K

-61.29%

Onion (1kg)

$0.49 zł 1.90

$2.42 Rp 43.9K

-79.75%

Lettuce (1 head)

$0.93 zł 3.61

$1.02 Rp 18.6K

-8.82%

Water (1.5 liter bottle)

$0.55 zł 2.14

$0.52 Rp 9,475

5.77%

Cigarettes 20 Pack (Marlboro, Camel)

$4.43 zł 17.28

$2.20 Rp 39.9K

101.36%

Wine (Bottle)

$7.48 zł 29.17

$21.79 Rp 395.2K

-65.67%

Local Beer (0.5 liter bottle)

$0.93 zł 3.62

$2.33 Rp 42.2K

-60.09%

Imported Beer (0.33 liter bottle)

$0.99 zł 3.85

$2.97 Rp 53.9K

-66.67%

One-way Ticket (Public Transport)

$0.87 zł 3.38

$0.25 Rp 4,542

248.00%

Public Transport Monthly Pass (Regular Price)

$21.72 zł 84.7

$8.17 Rp 148.3K

165.85%

Taxi Start (Normal Tariff)

$1.49 zł 5.83

$0.44 Rp 7,941

238.64%

Taxi (Normal Tariff) (1km)

$0.98 zł 3.83

$0.47 Rp 8,489

108.51%

Taxi 1hour Waiting (Normal Tariff)

$12.82 zł 50.0

$5.60 Rp 101.6K

128.93%

Gasoline (1 liter)

$1.54 zł 6.02

$0.83 Rp 15.0K

85.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.0K zł 74.2K

$24.4K Rp 443.5M

-22.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.3K zł 94.9K

$31.7K Rp 575.0M

-23.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$284 zł 1,106

$77.5 Rp 1.4M

266.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.99 zł 31.18

$6.14 Rp 111.5K

30.13%

Internet (50+ Mbps, Unlimited Data)

$9.76 zł 38.07

$18.92 Rp 343.1K

-48.41%

Gym Membership (Monthly)

$31.17 zł 122

$51.0 Rp 925.0K

-38.87%

Tennis Court (1 Hour on Weekend)

$21.56 zł 84.1

$18.25 Rp 331.0K

18.14%

Cinema Ticket

$5.00 zł 19.50

$4.38 Rp 79.5K

14.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$201 zł 786

$492 Rp 8.9M

-59.08%

International Primary School, 1 Child (Yearly)

$3,821 zł 14.9K

$12.2K Rp 221.7M

-68.73%

Jeans (Levis 501 Or Similar)

$51.4 zł 200

$45.16 Rp 819.2K

13.77%

Summer Dress (H&M, Zara, etc)

$12.85 zł 50.1

$34.89 Rp 632.9K

-63.17%

Sport Shoes (Adidas, Nike)

$76.0 zł 296

$78.3 Rp 1.4M

-3.03%

Men's Leather Business Shoes

$76.7 zł 299

$77.9 Rp 1.4M

-1.49%

1-bedroom Apartment, City Center (Monthly)

$573 zł 2,236

$1,078 Rp 19.5M

-46.82%

1-bedroom Apartment, Outside City Center (Monthly)

$412 zł 1,606

$665 Rp 12.1M

-38.08%

3-bedroom Apartment, City Center (Monthly)

$778 zł 3,036

$3,510 Rp 63.7M

-77.83%

3-bedroom Apartment, Outside City Center (Monthly)

$491 zł 1,914

$1,671 Rp 30.3M

-70.63%

Buy Apartment in City Center (m2)

$2,872 zł 11.2K

$2,340 Rp 42.4M

22.73%

Buy Apartment Outside City Center (m2)

$2,188 zł 8,536

$2,236 Rp 40.6M

-2.16%

Average Monthly Net Salary (After Tax)

$1,003 zł 3,914

$166 Rp 3.0M

503.10%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.63

13.78

-51.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Wloclawek: October 31, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Wloclawek

$412 34.4%

Ubud, Bali

$665 50% 61.5% $253

Monthly Utilities & Internet

Wloclawek

$301 25.2%

Ubud, Bali

$103 7.7% 66% $199

Groceries & Markets

Wloclawek

$188 15.7%

Ubud, Bali

$279 21% 48.4% $91

Eating Out

Wloclawek

$125 10.5%

Ubud, Bali

$106 8% 15.5% $19

Clothing & Footwear

Wloclawek

$98 8.2%

Ubud, Bali

$106 8% 8.9% $8.7

Sport & Entertainment

Wloclawek

$41 3.4%

Ubud, Bali

$60 4.5% 45.2% $19

Getting Around

Wloclawek

$32 2.6%

Ubud, Bali

$12 0.9% 62.2% $20

Cost Breakdown

A one-bedroom apartment in the center runs $573 in Wloclawek and $1,078 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Wloclawek pays about 6 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $34 in Wloclawek vs $35 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $188 vs $279 per month, with Wloclawek cheaper across the board.

Good to know

🇵🇱 Wloclawek

🇮🇩 Ubud, Bali

🕒 Local time

01:36 1:36 AM

08:36 8:36 AM

7 h ahead of Wloclawek

🌤 Weather

👥 Population

120,339

74,800

💱 Currency

Polish Złoty PLN zł

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 PLN = 0.256 USD

1 PLN = 0.228 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.9 EUR

Exchange rates and currency converter

IDR, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of November 5, 2026: 1 USD = 3.9 PLN (1 PLN = 0.256 USD). 1 EUR = 4.39 PLN (1 PLN = 0.228 EUR).

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,421 IDR (100,000 IDR = 4.9 EUR).

USD to PLN in detail →

On the map

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Highest

Between locations

Wloclawek Ubud, Bali 11,170 km ≈ 14 h nonstop flight

From you

Wloclawek
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Wloclawek vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Wloclawek wins on cost – living expenses run 10% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Wloclawek the obvious pick if budget is a priority.

Average pay in Wloclawek is about 6 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $573 in Wloclawek versus $1,078 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $201 in Wloclawek versus $492 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 48% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Either city works on $2,000 a month, though Wloclawek gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Wloclawek and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.