🙂Monthly costs for one person with rent: $1,266 in Wloclawek versus $1,368 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,695 in Wloclawek versus $2,348 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $2,125 in Wloclawek versus $3,327 in Ubud, Bali.
🌍Living in Wloclawek costs roughly 7% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Wloclawek is 7% below, Ubud, Bali is 0% above.
Currency
🍽 Eating Out
Wloclawek
Ubud, Bali
Difference
Meal at Budget Restaurant
$6.84zł 25.95
$3.44Rp 61.0K
98.84%
Three-Course Dinner for Two, Mid-Range
$36.43zł 138
$36.31Rp 644.2K
0.33%
Fast Food Meal(McDonalds, etc)
$6.73zł 25.54
$5.71Rp 101.2K
17.86%
Cappuccino
$2.85zł 10.82
$2.67Rp 47.4K
6.74%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.81zł 3.09
$1.75Rp 31.0K
-53.71%
Water(0.33 liter bottle)
$0.82zł 3.10
$0.87Rp 15.5K
-5.75%
Local Beer(0.5 liter draught)
$2.43zł 9.23
$2.95Rp 52.4K
-17.63%
Imported Beer(0.33 liter bottle)
$2.36zł 8.97
$4.52Rp 80.2K
-47.79%
🛒 Groceries & Markets
Wloclawek
Ubud, Bali
Difference
Milk(1 liter)
$0.84zł 3.20
$1.62Rp 28.7K
-48.15%
White Bread(500g)
$1.15zł 4.38
$2.33Rp 41.3K
-50.64%
Rice(white)(1kg)
$1.30zł 4.94
$1.11Rp 19.6K
17.12%
Eggs
$2.93zł 11.12
$2.20Rp 39.0K
33.18%
Local Cheese(1kg)
$8.15zł 30.94
$17.69Rp 313.9K
-53.93%
Chicken Fillets(1kg)
$5.14zł 19.52
$4.10Rp 72.7K
25.37%
Beef Round Steak(1kg)
$14.03zł 53.3
$12.18Rp 216.0K
15.19%
Apples(1kg)
$0.77zł 2.93
$3.71Rp 65.8K
-79.25%
Banana(1kg)
$1.72zł 6.54
$1.59Rp 28.2K
8.18%
Oranges(1kg)
$1.76zł 6.70
$2.28Rp 40.5K
-22.81%
Tomato(1kg)
$2.61zł 9.90
$1.95Rp 34.7K
33.85%
Potato(1kg)
$0.79zł 3.01
$1.91Rp 33.8K
-58.64%
Onion(1kg)
$0.50zł 1.91
$2.33Rp 41.4K
-78.54%
Lettuce(1 head)
$0.98zł 3.71
$1.01Rp 17.9K
-2.97%
Water(1.5 liter bottle)
$0.58zł 2.21
$0.55Rp 9,791
5.45%
Cigarettes 20 Pack(Marlboro, Camel)
$4.84zł 18.38
$2.23Rp 39.6K
117.04%
Wine(Bottle)
$8.10zł 30.76
$23.07Rp 409.3K
-64.89%
Local Beer(0.5 liter bottle)
$0.96zł 3.64
$2.42Rp 42.9K
-60.33%
Imported Beer(0.33 liter bottle)
$1.04zł 3.94
$3.00Rp 53.2K
-65.33%
🚌 Getting Around
Wloclawek
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.91zł 3.47
$0.27Rp 4,823
237.04%
Public Transport Monthly Pass(Regular Price)
$22.37zł 84.9
$8.98Rp 159.4K
149.11%
Taxi Start(Normal Tariff)
$1.55zł 5.90
$0.48Rp 8,582
222.92%
Taxi(Normal Tariff)(1km)
$1.08zł 4.10
$0.43Rp 7,693
151.16%
Taxi 1hour Waiting(Normal Tariff)
$13.21zł 50.1
$5.64Rp 100.1K
134.22%
Gasoline(1 liter)
$1.62zł 6.16
$0.80Rp 14.3K
102.50%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.9Kzł 75.6K
$24.9KRp 442.5M
-20.22%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.1Kzł 99.1K
$31.7KRp 562.6M
-17.68%
🧾 Monthly Utilities & Internet
Wloclawek
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$303zł 1,150
$81.5Rp 1.4M
271.80%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$8.38zł 31.82
$6.49Rp 115.2K
29.12%
Internet(50+ Mbps, Unlimited Data)
$10.21zł 38.75
$18.77Rp 333.0K
-45.60%
🎉 Sport & Entertainment
Wloclawek
Ubud, Bali
Difference
Gym Membership(Monthly)
$33.59zł 128
$56.9Rp 1.0M
-40.94%
Tennis Court(1 Hour on Weekend)
$13.57zł 51.5
$18.73Rp 332.3K
-27.55%
Cinema Ticket
$5.21zł 19.79
$4.54Rp 80.5K
14.76%
🧸 Childcare & Education
Wloclawek
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$217zł 823
$481Rp 8.5M
-54.88%
International Primary School, 1 Child(Yearly)
$3,949zł 15.0K
$5,711Rp 101.3M
-30.86%
👕👟 Clothing & Footwear
Wloclawek
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$52.8zł 200
$45.52Rp 807.5K
15.99%
Summer Dress(H&M, Zara, etc)
$13.55zł 51.4
$35.88Rp 636.6K
-62.24%
Sport Shoes(Adidas, Nike)
$79.5zł 302
$80.4Rp 1.4M
-1.17%
Men's Leather Business Shoes
$79.3zł 301
$78.7Rp 1.4M
0.78%
🏠 Accommodation & Living
Wloclawek
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$602zł 2,284
$1,115Rp 19.8M
-46.03%
1-bedroom Apartment, Outside City Center(Monthly)
$419zł 1,592
$698Rp 12.4M
-39.89%
3-bedroom Apartment, City Center(Monthly)
$810zł 3,075
$3,637Rp 64.5M
-77.72%
3-bedroom Apartment, Outside City Center(Monthly)
$510zł 1,934
$1,737Rp 30.8M
-70.67%
Buy Apartment in City Center(m2)
$1,628zł 6,179
$2,784Rp 49.4M
-41.54%
Buy Apartment Outside City Center(m2)
$1,323zł 5,024
$2,290Rp 40.6M
-42.21%
💵 Salaries & Financials
Wloclawek
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$1,084zł 4,116
$168Rp 3.0M
545.27%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.63
13.78
-51.89%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Wloclawek: September 14, 2026
Last update for Ubud, Bali: September 14, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $602 in Wloclawek and $1,115 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Wloclawek pays 545% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $36.00 in Wloclawek vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $201 vs $295 per month, with Wloclawek cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Wloclawek vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Wloclawek or Ubud, Bali?
Wloclawek wins on cost – living expenses run 8% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Wloclawek the obvious pick if budget is a priority.
Are salaries higher in Wloclawek or in Ubud, Bali?
Average pay runs 545% higher in Wloclawek, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Wloclawek compared to Ubud, Bali?
Rent for a central apartment: $602 in Wloclawek versus $1,115 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Wloclawek and in Ubud, Bali?
Childcare runs $217 in Wloclawek versus $481 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Wloclawek or in Ubud, Bali?
Supermarket bills run roughly 47% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Can you live on $2,000/month in Wloclawek or in Ubud, Bali?
At $1,266 in Wloclawek versus $1,368 in Ubud, Bali, a $2,000 budget is realistic in Wloclawek but tight or insufficient in Ubud, Bali. The gap between the two cities makes Wloclawek the clear choice for anyone on this budget.
Which city is better for digital nomads, Wloclawek or Ubud, Bali?
Both work as nomad bases, but Wloclawek delivers better value – similar infrastructure at $1,266 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Wloclawek hard to pass up.
How safe is Wloclawek compared to Ubud, Bali?
Safety-wise, Wloclawek and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Wloclawek gentler on the wallet – expenses run 8% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.