Cost of Living Comparison Between Ubud, Bali and Winterthur Cost of Living Comparison Between Ubud, Bali and Winterthur

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $4,149 in Winterthur.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $5,902 in Winterthur.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $7,655 in Winterthur.

Living in Ubud, Bali costs roughly 67% less than in Winterthur, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Ubud, Bali 0% above, Winterthur 203% above.

Meal at Budget Restaurant

$3.44 Rp 61.0K

$30.34 CHF 25.03

-88.66%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 644.5K

$123 CHF 101

-70.41%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.3K

$18.71 CHF 15.43

-69.48%

Cappuccino

$2.67 Rp 47.4K

$6.00 CHF 4.95

-55.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.1K

$5.48 CHF 4.52

-68.07%

Water (0.33 liter bottle)

$0.87 Rp 15.5K

$4.77 CHF 3.93

-81.76%

Local Beer (0.5 liter draught)

$2.95 Rp 52.4K

$8.55 CHF 7.06

-65.50%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.2K

$6.59 CHF 5.43

-31.41%

Milk (1 liter)

$1.62 Rp 28.7K

$2.26 CHF 1.87

-28.32%

White Bread (500g)

$2.33 Rp 41.4K

$3.97 CHF 3.27

-41.31%

Rice (white) (1kg)

$1.11 Rp 19.7K

$4.61 CHF 3.81

-75.92%

Eggs

$2.20 Rp 39.1K

$7.64 CHF 6.30

-71.20%

Local Cheese (1kg)

$17.69 Rp 314.0K

$32.28 CHF 26.63

-45.20%

Chicken Fillets (1kg)

$4.10 Rp 72.7K

$29.45 CHF 24.29

-86.08%

Beef Round Steak (1kg)

$12.18 Rp 216.1K

$42.95 CHF 35.43

-71.64%

Apples (1kg)

$3.71 Rp 65.8K

$4.18 CHF 3.45

-11.24%

Banana (1kg)

$1.59 Rp 28.2K

$2.25 CHF 1.86

-29.33%

Oranges (1kg)

$2.28 Rp 40.5K

$3.29 CHF 2.71

-30.70%

Tomato (1kg)

$1.95 Rp 34.7K

$6.87 CHF 5.67

-71.62%

Potato (1kg)

$1.91 Rp 33.8K

$2.44 CHF 2.01

-21.72%

Onion (1kg)

$2.33 Rp 41.4K

$2.56 CHF 2.11

-8.98%

Lettuce (1 head)

$1.01 Rp 17.9K

$2.57 CHF 2.12

-60.70%

Water (1.5 liter bottle)

$0.55 Rp 9,795

$1.18 CHF 0.97

-53.39%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.6K

$10.96 CHF 9.04

-79.65%

Wine (Bottle)

$23.07 Rp 409.5K

$13.45 CHF 11.09

71.52%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.9K

$3.26 CHF 2.69

-25.77%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.2K

$4.01 CHF 3.31

-25.19%

One-way Ticket (Public Transport)

$0.27 Rp 4,825

$5.38 CHF 4.44

-94.98%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.4K

$96.4 CHF 79.5

-90.68%

Taxi Start (Normal Tariff)

$0.48 Rp 8,586

$5.63 CHF 4.64

-91.47%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,697

$3.45 CHF 2.84

-87.54%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 100.1K

$62.3 CHF 51.4

-90.94%

Gasoline (1 liter)

$0.80 Rp 14.3K

$2.18 CHF 1.80

-63.30%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 442.7M

$44.0K CHF 36.3K

-43.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 562.8M

$39.2K CHF 32.4K

-19.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$430 CHF 355

-81.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.2K

$31.27 CHF 25.80

-79.25%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 333.1K

$78.2 CHF 64.5

-76.00%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$81.2 CHF 67.0

-29.95%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 332.4K

$34.02 CHF 28.06

-44.94%

Cinema Ticket

$4.54 Rp 80.5K

$27.88 CHF 23.00

-83.72%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$1,833 CHF 1,512

-73.77%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.4M

$32.9K CHF 27.1K

-82.62%

Jeans (Levis 501 Or Similar)

$45.52 Rp 807.9K

$185 CHF 153

-75.42%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 636.9K

$143 CHF 118

-74.92%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$204 CHF 168

-60.54%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$450 CHF 371

-82.53%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.8M

$2,355 CHF 1,943

-52.68%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$1,682 CHF 1,387

-58.52%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.5M

$3,758 CHF 3,101

-3.24%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$2,463 CHF 2,032

-29.47%

Buy Apartment in City Center (m2)

$2,784 Rp 49.4M

$23.0K CHF 19.0K

-87.88%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.6M

$17.2K CHF 14.2K

-86.66%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$6,356 CHF 5,244

-97.36%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

2.48

455.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Winterthur: September 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $2,355 in Winterthur. Housing cost is often the main lever when comparing two cities.

Winterthur pays 3683% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $36.00 in Ubud, Bali vs $123 in Winterthur for a mid-range dinner for two. Groceries echo the gap at $295 vs $654 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Winterthur: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 203% lower than in Winterthur. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 3683% lower in Winterthur. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,115 in Ubud, Bali versus $2,355 in Winterthur. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $481 in Ubud, Bali versus $1,833 in Winterthur. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 122% higher in Winterthur. For households that cook at home regularly, that difference adds up over a month.

At $1,368 in Ubud, Bali versus $4,149 in Winterthur, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Winterthur. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,368 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Winterthur are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 203% less than in Winterthur. Beyond cost, consider language, visa policies, and how big the international community is in each city.