Cost of Living Comparison Between Ubud, Bali and Winterthur Cost of Living Comparison Between Ubud, Bali and Winterthur

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $4,118 in Winterthur.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $6,096 in Winterthur.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $8,074 in Winterthur.

Living in Ubud, Bali costs roughly 66% less than in Winterthur, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 4% above, Winterthur 206% above.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$38.70 CHF 30.73

-90.78%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$129 CHF 103

-74.88%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$19.78 CHF 15.70

-75.43%

Cappuccino

$2.75 Rp 49.2K

$6.43 CHF 5.10

-57.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$4.82 CHF 3.83

-72.61%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$4.58 CHF 3.64

-84.72%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$8.39 CHF 6.66

-65.32%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$6.02 CHF 4.78

-37.04%

Milk (1 liter)

$1.71 Rp 30.6K

$2.21 CHF 1.76

-22.62%

White Bread (500g)

$2.47 Rp 44.3K

$4.48 CHF 3.56

-44.87%

Rice (white) (1kg)

$1.20 Rp 21.5K

$4.71 CHF 3.74

-74.52%

Eggs

$2.44 Rp 43.8K

$7.58 CHF 6.02

-67.81%

Local Cheese (1kg)

$14.38 Rp 257.7K

$31.35 CHF 24.89

-54.13%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$32.97 CHF 26.17

-86.93%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$46.90 CHF 37.23

-73.97%

Apples (1kg)

$3.68 Rp 66.0K

$3.29 CHF 2.61

11.85%

Banana (1kg)

$1.55 Rp 27.8K

$2.13 CHF 1.69

-27.23%

Oranges (1kg)

$2.79 Rp 49.9K

$3.08 CHF 2.45

-9.42%

Tomato (1kg)

$2.33 Rp 41.8K

$7.81 CHF 6.20

-70.17%

Potato (1kg)

$1.97 Rp 35.3K

$2.41 CHF 1.92

-18.26%

Onion (1kg)

$2.31 Rp 41.4K

$2.23 CHF 1.77

3.59%

Lettuce (1 head)

$1.06 Rp 19.1K

$2.46 CHF 1.95

-56.91%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$1.03 CHF 0.82

-29.13%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$11.18 CHF 8.88

-70.66%

Wine (Bottle)

$22.79 Rp 408.4K

$15.19 CHF 12.06

50.03%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$2.01 CHF 1.60

39.80%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$3.27 CHF 2.60

-14.98%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$4.05 CHF 3.22

-92.84%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

$121 CHF 96.0

-93.34%

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$8.66 CHF 6.87

-94.80%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$5.05 CHF 4.01

-91.09%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$87.9 CHF 69.8

-92.90%

Gasoline (1 liter)

$0.85 Rp 15.2K

$2.22 CHF 1.77

-61.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$39.9K CHF 31.7K

-34.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$46.8K CHF 37.1K

-32.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$257 CHF 204

-68.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$65.4 CHF 51.9

-93.79%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$58.9 CHF 46.73

-58.51%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$113 CHF 89.6

-13.48%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

$42.61 CHF 33.83

-84.86%

Cinema Ticket

$4.04 Rp 72.4K

$27.83 CHF 22.10

-85.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$2,705 CHF 2,147

-88.76%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$21.4K CHF 17.0K

-68.99%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$221 CHF 176

-75.50%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$143 CHF 114

-72.93%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$224 CHF 178

-61.60%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$431 CHF 342

-82.22%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$2,299 CHF 1,826

-57.14%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$1,678 CHF 1,332

-60.80%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$3,544 CHF 2,813

-4.91%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$2,564 CHF 2,035

-19.42%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

$26.4K CHF 20.9K

-89.61%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

$19.6K CHF 15.5K

-88.61%

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$6,608 CHF 5,246

-97.53%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

2.5

431.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Winterthur: June 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $2,299 in Winterthur. Housing cost is often the main lever when comparing two cities.

Winterthur pays 3944% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33.00 in Ubud, Bali vs $129 in Winterthur for a mid-range dinner for two. Groceries echo the gap at $297 vs $677 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Winterthur: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 193% lower than in Winterthur. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, Winterthur earns 3944% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $986 in Ubud, Bali versus $2,299 in Winterthur. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $304 in Ubud, Bali versus $2,705 in Winterthur. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 128% higher in Winterthur. For households that cook at home regularly, that difference adds up over a month.

At $1,404 in Ubud, Bali versus $4,118 in Winterthur, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Winterthur. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,404 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Winterthur are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 193% less than in Winterthur. Beyond cost, consider language, visa policies, and how big the international community is in each city.