Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Winterthur

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $3,759 in Winterthur, rent and utilities included – about $28,900 less a year. Rent and utilities account for about half of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
182

Cost of Living Index in Winterthur
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Winterthur Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Winterthur

🇨🇭 Switzerland

$3,759

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Winterthur

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Winterthur actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $3,759 in Winterthur.

Ubud, Bali $1,349
Winterthur $3,759

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $5,534 in Winterthur.

Ubud, Bali $2,305
Winterthur $5,534

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $7,309 in Winterthur.

Ubud, Bali $3,261
Winterthur $7,309

Living in Ubud, Bali costs roughly 64% less than in Winterthur, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$29.70 CHF 24.37

-88.82%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.7K

$121 CHF 99.4

-70.58%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$17.77 CHF 14.58

-68.88%

Cappuccino

$2.72 Rp 49.3K

$5.75 CHF 4.71

-52.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$5.35 CHF 4.39

-68.22%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$4.81 CHF 3.94

-84.20%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$8.70 CHF 7.14

-69.54%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$6.74 CHF 5.53

-35.01%

Milk (1 liter)

$1.49 Rp 27.1K

$2.25 CHF 1.84

-33.78%

White Bread (500g)

$2.28 Rp 41.3K

$3.65 CHF 3.00

-37.53%

Rice (white) (1kg)

$1.19 Rp 21.6K

$4.35 CHF 3.57

-72.64%

Eggs

$2.04 Rp 36.9K

$7.05 CHF 5.79

-71.06%

Local Cheese (1kg)

$17.70 Rp 321.2K

$30.76 CHF 25.24

-42.46%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$29.27 CHF 24.01

-86.47%

Beef Round Steak (1kg)

$12.19 Rp 221.2K

$42.10 CHF 34.54

-71.05%

Apples (1kg)

$3.66 Rp 66.3K

$4.05 CHF 3.32

-9.63%

Banana (1kg)

$1.52 Rp 27.5K

$2.08 CHF 1.71

-26.92%

Oranges (1kg)

$2.23 Rp 40.4K

$3.02 CHF 2.48

-26.16%

Tomato (1kg)

$1.97 Rp 35.8K

$6.61 CHF 5.42

-70.20%

Potato (1kg)

$1.85 Rp 33.5K

$2.33 CHF 1.91

-20.60%

Onion (1kg)

$2.42 Rp 44.0K

$2.51 CHF 2.06

-3.59%

Lettuce (1 head)

$0.99 Rp 18.0K

$2.29 CHF 1.87

-56.77%

Water (1.5 liter bottle)

$0.51 Rp 9,316

$1.11 CHF 0.91

-54.05%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$10.68 CHF 8.76

-79.21%

Wine (Bottle)

$22.24 Rp 403.6K

$12.15 CHF 9.97

83.05%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$2.78 CHF 2.28

-18.71%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$3.56 CHF 2.92

-16.57%

One-way Ticket (Public Transport)

$0.25 Rp 4,555

$5.24 CHF 4.30

-95.23%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.0K

$83.1 CHF 68.2

-90.59%

Taxi Start (Normal Tariff)

$0.44 Rp 7,975

$4.42 CHF 3.63

-90.05%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,804

$2.96 CHF 2.43

-85.47%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.2K

$61.3 CHF 50.3

-91.17%

Gasoline (1 liter)

$0.82 Rp 15.0K

$2.28 CHF 1.87

-64.04%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.6M

$38.6K CHF 31.7K

-38.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 576.1M

$38.6K CHF 31.7K

-17.78%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$417 CHF 342

-81.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.0K

$28.64 CHF 23.50

-77.48%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.1K

$66.3 CHF 54.4

-71.97%

Gym Membership (Monthly)

$49.48 Rp 897.9K

$71.5 CHF 58.6

-30.76%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.2K

$26.10 CHF 21.41

-32.38%

Cinema Ticket

$4.27 Rp 77.6K

$21.50 CHF 17.64

-80.14%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$1,495 CHF 1,227

-67.19%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.0M

$24.7K CHF 20.3K

-77.06%

Jeans (Levis 501 Or Similar)

$44.64 Rp 810.0K

$181 CHF 148

-75.27%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.2K

$125 CHF 102

-71.97%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$173 CHF 142

-53.85%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$325 CHF 267

-75.58%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$2,166 CHF 1,777

-48.07%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$1,563 CHF 1,282

-57.03%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$3,461 CHF 2,839

2.99%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$2,436 CHF 1,998

-29.26%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$21.3K CHF 17.5K

-87.20%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$15.2K CHF 12.5K

-84.98%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$6,646 CHF 5,452

-97.53%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

2.41

471.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Winterthur: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Winterthur

$1.6K 41.6% 133% $891

Groceries & Markets

Ubud, Bali

$288 21.4%

Winterthur

$627 16.7% 117% $339

Eating Out

Ubud, Bali

$108 8%

Winterthur

$458 12.2% 325% $350

Clothing & Footwear

Ubud, Bali

$108 8%

Winterthur

$362 9.6% 236% $254

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Winterthur

$512 13.6% 392% $408

Sport & Entertainment

Ubud, Bali

$58 4.3%

Winterthur

$114 3.1% 97.2% $56

Getting Around

Ubud, Bali

$11 0.9%

Winterthur

$123 3.3% 980% $112

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $2,166 in Winterthur. Housing cost is often the main lever when comparing two cities.

Winterthur pays about 41 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36 in Ubud, Bali vs $121 in Winterthur for a mid-range dinner for two. Groceries echo the gap at $288 vs $627 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇨🇭 Winterthur

🕒 Local time

06:00 6:00 AM

23:00 11:00 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

108,044

💱 Currency

Indonesian Rupiah IDR Rp

Swiss Franc CHF Fr

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

1 CHF = 1.22 USD

1 CHF = 1.09 EUR

Exchange rates and currency converter

CHF, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,337 IDR (100,000 IDR = 4.92 EUR).

Swiss Franc exchange rates as of November 2, 2026: 1 USD = 0.82 CHF (1 CHF = 1.22 USD). 1 EUR = 0.919 CHF (1 CHF = 1.09 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Winterthur 11,940 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Winterthur

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Winterthur: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 64% lower than in Winterthur. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 98% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $2,166 in Winterthur. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $491 in Ubud, Bali versus $1,495 in Winterthur. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 117% higher in Winterthur. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both work as nomad bases, but Ubud, Bali delivers better value at $1,349 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Winterthur are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 64% less than in Winterthur. Beyond cost, consider language, visa policies, and how big the international community is in each city.