Cost of Living Comparison Between Winterthur and Ubud, Bali Cost of Living Comparison Between Winterthur and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $4,110 in Winterthur versus $1,438 in Ubud, Bali.

Estimated couple costs with rent: $6,156 in Winterthur versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $8,202 in Winterthur versus $3,732 in Ubud, Bali.

Living in Winterthur is roughly 186% more expensive than Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Winterthur 207% above, Ubud, Bali 7% above.

Meal at Budget Restaurant

$39.59 CHF 31.32

$3.57 Rp 61.9K

1008.96%

Three-Course Dinner for Two, Mid-Range

$130 CHF 103

$32.58 Rp 564.7K

300.09%

Fast Food Meal (McDonalds, etc)

$19.34 CHF 15.30

$5.07 Rp 87.8K

281.46%

Cappuccino

$6.44 CHF 5.09

$2.83 Rp 49.0K

127.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.84 CHF 3.83

$1.34 Rp 23.2K

261.19%

Water (0.33 liter bottle)

$4.45 CHF 3.52

$0.69 Rp 12.0K

544.93%

Local Beer (0.5 liter draught)

$8.47 CHF 6.70

$2.99 Rp 51.8K

183.28%

Imported Beer (0.33 liter bottle)

$6.13 CHF 4.85

$3.85 Rp 66.7K

59.22%

Milk (1 liter)

$2.28 CHF 1.80

$1.74 Rp 30.2K

31.03%

White Bread (500g)

$4.59 CHF 3.63

$2.54 Rp 44.0K

80.71%

Rice (white) (1kg)

$4.67 CHF 3.69

$1.19 Rp 20.6K

292.44%

Eggs

$7.50 CHF 5.94

$2.43 Rp 42.0K

208.64%

Local Cheese (1kg)

$32.09 CHF 25.38

$14.66 Rp 254.1K

118.89%

Chicken Fillets (1kg)

$33.38 CHF 26.41

$4.18 Rp 72.4K

698.56%

Beef Round Steak (1kg)

$45.67 CHF 36.13

$11.94 Rp 206.9K

282.50%

Apples (1kg)

$3.40 CHF 2.69

$3.69 Rp 63.9K

-7.86%

Banana (1kg)

$2.12 CHF 1.68

$1.61 Rp 27.8K

31.68%

Oranges (1kg)

$3.13 CHF 2.48

$2.69 Rp 46.5K

16.36%

Tomato (1kg)

$7.75 CHF 6.13

$2.33 Rp 40.4K

232.62%

Potato (1kg)

$2.45 CHF 1.94

$1.91 Rp 33.0K

28.27%

Onion (1kg)

$2.23 CHF 1.76

$2.19 Rp 37.9K

1.83%

Lettuce (1 head)

$2.49 CHF 1.97

$1.06 Rp 18.3K

134.91%

Water (1.5 liter bottle)

$1.00 CHF 0.79

$0.72 Rp 12.5K

38.89%

Cigarettes 20 Pack (Marlboro, Camel)

$11.31 CHF 8.95

$3.13 Rp 54.3K

261.34%

Wine (Bottle)

$15.39 CHF 12.17

$23.49 Rp 407.1K

-34.48%

Local Beer (0.5 liter bottle)

$2.11 CHF 1.67

$2.74 Rp 47.5K

-22.99%

Imported Beer (0.33 liter bottle)

$3.30 CHF 2.61

$2.88 Rp 49.9K

14.58%

One-way Ticket (Public Transport)

$4.02 CHF 3.18

$0.29 Rp 5,029

1286.21%

Public Transport Monthly Pass (Regular Price)

$125 CHF 98.9

$8.17 Rp 141.6K

1430.11%

Taxi Start (Normal Tariff)

$8.82 CHF 6.98

$0.45 Rp 7,863

1860.00%

Taxi (Normal Tariff) (1km)

$5.10 CHF 4.04

$0.42 Rp 7,305

1114.29%

Taxi 1hour Waiting (Normal Tariff)

$87.7 CHF 69.4

$6.16 Rp 106.7K

1323.54%

Gasoline (1 liter)

$2.16 CHF 1.71

$0.84 Rp 14.6K

157.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$40.2K CHF 31.8K

$26.2K Rp 454.9M

53.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$46.6K CHF 36.8K

$32.5K Rp 562.9M

43.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$257 CHF 203

$78.4 Rp 1.4M

227.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$66.8 CHF 52.8

$3.95 Rp 68.5K

1590.38%

Internet (50+ Mbps, Unlimited Data)

$60.0 CHF 47.45

$24.40 Rp 423.0K

145.86%

Gym Membership (Monthly)

$114 CHF 90.4

$96.5 Rp 1.7M

18.36%

Tennis Court (1 Hour on Weekend)

$43.49 CHF 34.40

$6.35 Rp 110.0K

584.88%

Cinema Ticket

$27.92 CHF 22.08

$4.04 Rp 70.0K

591.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,695 CHF 2,132

$303 Rp 5.2M

790.61%

International Primary School, 1 Child (Yearly)

$20.7K CHF 16.4K

$6,523 Rp 113.1M

217.07%

Jeans (Levis 501 Or Similar)

$220 CHF 174

$53.8 Rp 933.1K

308.66%

Summer Dress (H&M, Zara, etc)

$145 CHF 115

$37.98 Rp 658.3K

281.99%

Sport Shoes (Adidas, Nike)

$220 CHF 174

$86.8 Rp 1.5M

153.52%

Men's Leather Business Shoes

$424 CHF 336

$78.9 Rp 1.4M

438.05%

1-bedroom Apartment, City Center (Monthly)

$2,263 CHF 1,790

$1,012 Rp 17.5M

123.52%

1-bedroom Apartment, Outside City Center (Monthly)

$1,695 CHF 1,341

$674 Rp 11.7M

151.28%

3-bedroom Apartment, City Center (Monthly)

$3,598 CHF 2,846

$3,390 Rp 58.8M

6.13%

3-bedroom Apartment, Outside City Center (Monthly)

$2,583 CHF 2,043

$2,098 Rp 36.4M

23.13%

Buy Apartment in City Center (m2)

$23.5K CHF 18.6K

$2,985 Rp 51.7M

687.56%

Buy Apartment Outside City Center (m2)

$17.6K CHF 13.9K

$2,339 Rp 40.5M

652.61%

Average Monthly Net Salary (After Tax)

$6,823 CHF 5,397

$173 Rp 3.0M

3841.22%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.5

13.28

-81.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Winterthur: April 28, 2026

Last update for Ubud, Bali: April 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,263 in Winterthur and $1,012 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Winterthur pays 3841% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $130 in Winterthur vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $680 vs $298 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Winterthur vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 186% lower than in Winterthur. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Winterthur pays 3841% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,263 in Winterthur versus $1,012 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $2,695 in Winterthur versus $303 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 128% higher in Winterthur. For households that cook at home regularly, that difference adds up over a month.

At $1,438 in Ubud, Bali versus $4,110 in Winterthur, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Winterthur. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,438 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Winterthur and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 186% less than in Winterthur. Beyond cost, consider language, visa policies, and how big the international community is in each city.