Cost of Living Comparison Between Winterthur and Ubud, Bali Cost of Living Comparison Between Winterthur and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $4,001 in Winterthur versus $1,392 in Ubud, Bali.

Estimated couple costs with rent: $6,088 in Winterthur versus $2,557 in Ubud, Bali.

Monthly costs for a family of three with rent: $8,176 in Winterthur versus $3,723 in Ubud, Bali.

Living in Winterthur is roughly 187% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Winterthur 201% above, Ubud, Bali 5% above.

Meal at Budget Restaurant

$40.11 CHF 32.32

$3.57 Rp 64.6K

1023.53%

Three-Course Dinner for Two, Mid-Range

$132 CHF 106

$32.32 Rp 584.1K

307.52%

Fast Food Meal (McDonalds, etc)

$19.85 CHF 15.99

$5.01 Rp 90.5K

296.21%

Cappuccino

$6.40 CHF 5.16

$2.82 Rp 51.0K

126.95%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.84 CHF 3.90

$1.35 Rp 24.4K

258.52%

Water (0.33 liter bottle)

$4.58 CHF 3.69

$0.73 Rp 13.2K

527.40%

Local Beer (0.5 liter draught)

$8.88 CHF 7.15

$2.93 Rp 53.0K

203.07%

Imported Beer (0.33 liter bottle)

$6.15 CHF 4.95

$3.94 Rp 71.1K

56.09%

Milk (1 liter)

$2.21 CHF 1.78

$1.78 Rp 32.1K

24.16%

White Bread (500g)

$4.47 CHF 3.60

$2.45 Rp 44.3K

82.45%

Rice (white) (1kg)

$4.87 CHF 3.92

$1.15 Rp 20.8K

323.48%

Eggs

$7.42 CHF 5.98

$2.41 Rp 43.6K

207.88%

Local Cheese (1kg)

$31.64 CHF 25.50

$14.33 Rp 259.0K

120.80%

Chicken Fillets (1kg)

$33.63 CHF 27.10

$4.19 Rp 75.7K

702.63%

Beef Round Steak (1kg)

$47.26 CHF 38.08

$12.06 Rp 217.9K

291.87%

Apples (1kg)

$3.32 CHF 2.68

$3.64 Rp 65.7K

-8.79%

Banana (1kg)

$2.05 CHF 1.65

$1.57 Rp 28.3K

30.57%

Oranges (1kg)

$3.02 CHF 2.43

$2.79 Rp 50.4K

8.24%

Tomato (1kg)

$7.71 CHF 6.21

$2.24 Rp 40.5K

244.20%

Potato (1kg)

$2.45 CHF 1.98

$1.98 Rp 35.8K

23.74%

Onion (1kg)

$2.35 CHF 1.90

$2.28 Rp 41.1K

3.07%

Lettuce (1 head)

$2.60 CHF 2.10

$1.05 Rp 19.0K

147.62%

Water (1.5 liter bottle)

$1.04 CHF 0.84

$0.79 Rp 14.2K

31.65%

Cigarettes 20 Pack (Marlboro, Camel)

$11.21 CHF 9.03

$3.19 Rp 57.6K

251.41%

Wine (Bottle)

$13.00 CHF 10.47

$23.49 Rp 424.6K

-44.66%

Local Beer (0.5 liter bottle)

$2.10 CHF 1.69

$2.90 Rp 52.3K

-27.59%

Imported Beer (0.33 liter bottle)

$3.27 CHF 2.64

$2.76 Rp 49.8K

18.48%

One-way Ticket (Public Transport)

$4.01 CHF 3.23

$0.27 Rp 4,819

1385.19%

Public Transport Monthly Pass (Regular Price)

$125 CHF 100

$8.37 Rp 151.2K

1387.46%

Taxi Start (Normal Tariff)

$8.75 CHF 7.05

$0.45 Rp 8,176

1844.44%

Taxi (Normal Tariff) (1km)

$4.95 CHF 3.99

$0.46 Rp 8,307

976.09%

Taxi 1hour Waiting (Normal Tariff)

$87.8 CHF 70.8

$6.07 Rp 109.7K

1346.46%

Gasoline (1 liter)

$2.17 CHF 1.75

$0.86 Rp 15.6K

152.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$40.0K CHF 32.2K

$26.6K Rp 480.5M

50.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$47.3K CHF 38.1K

$32.5K Rp 588.3M

45.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$254 CHF 204

$79.0 Rp 1.4M

220.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$65.2 CHF 52.5

$4.09 Rp 73.9K

1494.13%

Internet (50+ Mbps, Unlimited Data)

$59.0 CHF 47.51

$23.85 Rp 431.0K

147.25%

Gym Membership (Monthly)

$116 CHF 93.2

$98.8 Rp 1.8M

17.09%

Tennis Court (1 Hour on Weekend)

$42.98 CHF 34.63

$6.35 Rp 114.8K

576.85%

Cinema Ticket

$28.05 CHF 22.60

$4.01 Rp 72.4K

599.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,684 CHF 2,163

$297 Rp 5.4M

802.95%

International Primary School, 1 Child (Yearly)

$20.7K CHF 16.7K

$6,602 Rp 119.3M

213.15%

Jeans (Levis 501 Or Similar)

$213 CHF 172

$53.4 Rp 965.6K

298.63%

Summer Dress (H&M, Zara, etc)

$141 CHF 114

$38.11 Rp 688.8K

270.95%

Sport Shoes (Adidas, Nike)

$225 CHF 182

$88.7 Rp 1.6M

154.28%

Men's Leather Business Shoes

$432 CHF 348

$76.6 Rp 1.4M

464.19%

1-bedroom Apartment, City Center (Monthly)

$2,266 CHF 1,826

$1,020 Rp 18.4M

122.25%

1-bedroom Apartment, Outside City Center (Monthly)

$1,655 CHF 1,333

$680 Rp 12.3M

143.25%

3-bedroom Apartment, City Center (Monthly)

$3,518 CHF 2,835

$3,469 Rp 62.7M

1.41%

3-bedroom Apartment, Outside City Center (Monthly)

$2,574 CHF 2,075

$2,090 Rp 37.8M

23.18%

Buy Apartment in City Center (m2)

$22.9K CHF 18.4K

$2,729 Rp 49.3M

738.42%

Buy Apartment Outside City Center (m2)

$16.7K CHF 13.4K

$2,295 Rp 41.5M

625.71%

Average Monthly Net Salary (After Tax)

$6,535 CHF 5,266

$164 Rp 3.0M

3892.34%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.5

13.28

-81.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Winterthur: July 26, 2026

Last update for Ubud, Bali: July 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,266 in Winterthur and $1,020 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Winterthur pays 3892% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $132 in Winterthur vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $678 vs $298 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Winterthur vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 187% lower than in Winterthur. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay runs 3892% higher in Winterthur, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,266 in Winterthur versus $1,020 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $2,684 in Winterthur versus $297 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 128% higher in Winterthur. For households that cook at home regularly, that difference adds up over a month.

At $1,392 in Ubud, Bali versus $4,001 in Winterthur, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Winterthur. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,392 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Winterthur and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 187% less than in Winterthur. Beyond cost, consider language, visa policies, and how big the international community is in each city.