Cost of Living Comparison Between Winterthur and Ubud, Bali Cost of Living Comparison Between Winterthur and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $4,118 in Winterthur versus $1,404 in Ubud, Bali.

Estimated couple costs with rent: $6,096 in Winterthur versus $2,549 in Ubud, Bali.

Monthly costs for a family of three with rent: $8,074 in Winterthur versus $3,694 in Ubud, Bali.

Living in Winterthur is roughly 193% more expensive than Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Winterthur 206% above, Ubud, Bali 4% above.

Meal at Budget Restaurant

$38.70 CHF 30.73

$3.57 Rp 64.0K

984.03%

Three-Course Dinner for Two, Mid-Range

$129 CHF 103

$32.50 Rp 582.3K

298.06%

Fast Food Meal (McDonalds, etc)

$19.78 CHF 15.70

$4.86 Rp 87.1K

307.00%

Cappuccino

$6.43 CHF 5.10

$2.75 Rp 49.2K

133.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.82 CHF 3.83

$1.32 Rp 23.7K

265.15%

Water (0.33 liter bottle)

$4.58 CHF 3.64

$0.70 Rp 12.6K

554.29%

Local Beer (0.5 liter draught)

$8.39 CHF 6.66

$2.91 Rp 52.2K

188.32%

Imported Beer (0.33 liter bottle)

$6.02 CHF 4.78

$3.79 Rp 68.0K

58.84%

Milk (1 liter)

$2.21 CHF 1.76

$1.71 Rp 30.6K

29.24%

White Bread (500g)

$4.48 CHF 3.56

$2.47 Rp 44.3K

81.38%

Rice (white) (1kg)

$4.71 CHF 3.74

$1.20 Rp 21.5K

292.50%

Eggs

$7.58 CHF 6.02

$2.44 Rp 43.8K

210.66%

Local Cheese (1kg)

$31.35 CHF 24.89

$14.38 Rp 257.7K

118.01%

Chicken Fillets (1kg)

$32.97 CHF 26.17

$4.31 Rp 77.1K

664.97%

Beef Round Steak (1kg)

$46.90 CHF 37.23

$12.21 Rp 218.7K

284.11%

Apples (1kg)

$3.29 CHF 2.61

$3.68 Rp 66.0K

-10.60%

Banana (1kg)

$2.13 CHF 1.69

$1.55 Rp 27.8K

37.42%

Oranges (1kg)

$3.08 CHF 2.45

$2.79 Rp 49.9K

10.39%

Tomato (1kg)

$7.81 CHF 6.20

$2.33 Rp 41.8K

235.19%

Potato (1kg)

$2.41 CHF 1.92

$1.97 Rp 35.3K

22.34%

Onion (1kg)

$2.23 CHF 1.77

$2.31 Rp 41.4K

-3.46%

Lettuce (1 head)

$2.46 CHF 1.95

$1.06 Rp 19.1K

132.08%

Water (1.5 liter bottle)

$1.03 CHF 0.82

$0.73 Rp 13.1K

41.10%

Cigarettes 20 Pack (Marlboro, Camel)

$11.18 CHF 8.88

$3.28 Rp 58.8K

240.85%

Wine (Bottle)

$15.19 CHF 12.06

$22.79 Rp 408.4K

-33.35%

Local Beer (0.5 liter bottle)

$2.01 CHF 1.60

$2.81 Rp 50.3K

-28.47%

Imported Beer (0.33 liter bottle)

$3.27 CHF 2.60

$2.78 Rp 49.9K

17.63%

One-way Ticket (Public Transport)

$4.05 CHF 3.22

$0.29 Rp 5,217

1296.55%

Public Transport Monthly Pass (Regular Price)

$121 CHF 96.0

$8.06 Rp 144.4K

1400.50%

Taxi Start (Normal Tariff)

$8.66 CHF 6.87

$0.45 Rp 8,047

1824.44%

Taxi (Normal Tariff) (1km)

$5.05 CHF 4.01

$0.45 Rp 8,094

1022.22%

Taxi 1hour Waiting (Normal Tariff)

$87.9 CHF 69.8

$6.24 Rp 111.7K

1308.97%

Gasoline (1 liter)

$2.22 CHF 1.77

$0.85 Rp 15.2K

161.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.9K CHF 31.7K

$26.0K Rp 465.4M

53.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$46.8K CHF 37.1K

$31.7K Rp 567.2M

47.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$257 CHF 204

$80.8 Rp 1.4M

218.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$65.4 CHF 51.9

$4.06 Rp 72.7K

1510.59%

Internet (50+ Mbps, Unlimited Data)

$58.9 CHF 46.73

$24.42 Rp 437.6K

141.03%

Gym Membership (Monthly)

$113 CHF 89.6

$97.7 Rp 1.7M

15.58%

Tennis Court (1 Hour on Weekend)

$42.61 CHF 33.83

$6.45 Rp 115.5K

560.62%

Cinema Ticket

$27.83 CHF 22.10

$4.04 Rp 72.4K

588.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,705 CHF 2,147

$304 Rp 5.4M

789.61%

International Primary School, 1 Child (Yearly)

$21.4K CHF 17.0K

$6,621 Rp 118.6M

222.49%

Jeans (Levis 501 Or Similar)

$221 CHF 176

$54.2 Rp 971.7K

308.11%

Summer Dress (H&M, Zara, etc)

$143 CHF 114

$38.78 Rp 694.7K

269.37%

Sport Shoes (Adidas, Nike)

$224 CHF 178

$86.1 Rp 1.5M

160.39%

Men's Leather Business Shoes

$431 CHF 342

$76.7 Rp 1.4M

462.40%

1-bedroom Apartment, City Center (Monthly)

$2,299 CHF 1,826

$986 Rp 17.7M

133.31%

1-bedroom Apartment, Outside City Center (Monthly)

$1,678 CHF 1,332

$658 Rp 11.8M

155.10%

3-bedroom Apartment, City Center (Monthly)

$3,544 CHF 2,813

$3,369 Rp 60.4M

5.17%

3-bedroom Apartment, Outside City Center (Monthly)

$2,564 CHF 2,035

$2,066 Rp 37.0M

24.10%

Buy Apartment in City Center (m2)

$26.4K CHF 20.9K

$2,741 Rp 49.1M

862.28%

Buy Apartment Outside City Center (m2)

$19.6K CHF 15.5K

$2,228 Rp 39.9M

778.23%

Average Monthly Net Salary (After Tax)

$6,608 CHF 5,246

$163 Rp 2.9M

3943.57%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.5

13.28

-81.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Winterthur: June 7, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,299 in Winterthur and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Winterthur pays 3944% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $129 in Winterthur vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $677 vs $297 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Winterthur vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 193% lower than in Winterthur. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Winterthur pays 3944% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,299 in Winterthur versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $2,705 in Winterthur versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 128% higher in Winterthur. For households that cook at home regularly, that difference adds up over a month.

At $1,404 in Ubud, Bali versus $4,118 in Winterthur, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Winterthur. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,404 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Winterthur and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 193% less than in Winterthur. Beyond cost, consider language, visa policies, and how big the international community is in each city.