Cost of Living Comparison Between Winterthur and Ubud, Bali Cost of Living Comparison Between Winterthur and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $4,149 in Winterthur versus $1,368 in Ubud, Bali.

Estimated couple costs with rent: $5,902 in Winterthur versus $2,348 in Ubud, Bali.

Monthly costs for a family of three with rent: $7,655 in Winterthur versus $3,327 in Ubud, Bali.

Living in Winterthur is roughly 203% more expensive than in Ubud, Bali, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Winterthur 203% above, Ubud, Bali 0% above.

Meal at Budget Restaurant

$30.34 CHF 25.04

$3.44 Rp 60.9K

781.98%

Three-Course Dinner for Two, Mid-Range

$123 CHF 101

$36.31 Rp 643.0K

238.01%

Fast Food Meal (McDonalds, etc)

$18.71 CHF 15.44

$5.71 Rp 101.0K

227.67%

Cappuccino

$6.00 CHF 4.95

$2.67 Rp 47.3K

124.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.48 CHF 4.52

$1.75 Rp 31.0K

213.14%

Water (0.33 liter bottle)

$4.77 CHF 3.93

$0.87 Rp 15.4K

448.28%

Local Beer (0.5 liter draught)

$8.55 CHF 7.06

$2.95 Rp 52.3K

189.83%

Imported Beer (0.33 liter bottle)

$6.59 CHF 5.44

$4.52 Rp 80.0K

45.80%

Milk (1 liter)

$2.26 CHF 1.87

$1.62 Rp 28.7K

39.51%

White Bread (500g)

$3.97 CHF 3.28

$2.33 Rp 41.3K

70.39%

Rice (white) (1kg)

$4.61 CHF 3.81

$1.11 Rp 19.6K

315.32%

Eggs

$7.64 CHF 6.31

$2.20 Rp 39.0K

247.27%

Local Cheese (1kg)

$32.28 CHF 26.64

$17.69 Rp 313.3K

82.48%

Chicken Fillets (1kg)

$29.45 CHF 24.31

$4.10 Rp 72.5K

618.29%

Beef Round Steak (1kg)

$42.95 CHF 35.45

$12.18 Rp 215.6K

252.63%

Apples (1kg)

$4.18 CHF 3.45

$3.71 Rp 65.6K

12.67%

Banana (1kg)

$2.25 CHF 1.86

$1.59 Rp 28.1K

41.51%

Oranges (1kg)

$3.29 CHF 2.71

$2.28 Rp 40.4K

44.30%

Tomato (1kg)

$6.87 CHF 5.67

$1.95 Rp 34.6K

252.31%

Potato (1kg)

$2.44 CHF 2.01

$1.91 Rp 33.7K

27.75%

Onion (1kg)

$2.56 CHF 2.11

$2.33 Rp 41.3K

9.87%

Lettuce (1 head)

$2.57 CHF 2.12

$1.01 Rp 17.8K

154.46%

Water (1.5 liter bottle)

$1.18 CHF 0.97

$0.55 Rp 9,773

114.55%

Cigarettes 20 Pack (Marlboro, Camel)

$10.96 CHF 9.04

$2.23 Rp 39.5K

391.48%

Wine (Bottle)

$13.45 CHF 11.10

$23.07 Rp 408.6K

-41.70%

Local Beer (0.5 liter bottle)

$3.26 CHF 2.69

$2.42 Rp 42.8K

34.71%

Imported Beer (0.33 liter bottle)

$4.01 CHF 3.31

$3.00 Rp 53.1K

33.67%

One-way Ticket (Public Transport)

$5.38 CHF 4.44

$0.27 Rp 4,814

1892.59%

Public Transport Monthly Pass (Regular Price)

$96.4 CHF 79.6

$8.98 Rp 159.1K

973.27%

Taxi Start (Normal Tariff)

$5.63 CHF 4.65

$0.48 Rp 8,566

1072.92%

Taxi (Normal Tariff) (1km)

$3.45 CHF 2.85

$0.43 Rp 7,679

702.33%

Taxi 1hour Waiting (Normal Tariff)

$62.3 CHF 51.4

$5.64 Rp 99.9K

1003.72%

Gasoline (1 liter)

$2.18 CHF 1.80

$0.80 Rp 14.2K

172.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$44.0K CHF 36.4K

$24.9K Rp 441.7M

76.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.2K CHF 32.4K

$31.7K Rp 561.5M

23.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$430 CHF 355

$81.5 Rp 1.4M

428.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$31.27 CHF 25.81

$6.49 Rp 115.0K

381.82%

Internet (50+ Mbps, Unlimited Data)

$78.2 CHF 64.6

$18.77 Rp 332.4K

316.73%

Gym Membership (Monthly)

$81.2 CHF 67.0

$56.9 Rp 1.0M

42.75%

Tennis Court (1 Hour on Weekend)

$34.02 CHF 28.08

$18.73 Rp 331.7K

81.63%

Cinema Ticket

$27.88 CHF 23.01

$4.54 Rp 80.4K

514.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,833 CHF 1,513

$481 Rp 8.5M

281.26%

International Primary School, 1 Child (Yearly)

$32.9K CHF 27.1K

$5,711 Rp 101.1M

475.23%

Jeans (Levis 501 Or Similar)

$185 CHF 153

$45.52 Rp 806.0K

306.81%

Summer Dress (H&M, Zara, etc)

$143 CHF 118

$35.88 Rp 635.4K

298.69%

Sport Shoes (Adidas, Nike)

$204 CHF 168

$80.4 Rp 1.4M

153.40%

Men's Leather Business Shoes

$450 CHF 372

$78.7 Rp 1.4M

472.37%

1-bedroom Apartment, City Center (Monthly)

$2,355 CHF 1,944

$1,115 Rp 19.7M

111.33%

1-bedroom Apartment, Outside City Center (Monthly)

$1,682 CHF 1,388

$698 Rp 12.4M

141.06%

3-bedroom Apartment, City Center (Monthly)

$3,758 CHF 3,102

$3,637 Rp 64.4M

3.35%

3-bedroom Apartment, Outside City Center (Monthly)

$2,463 CHF 2,033

$1,737 Rp 30.8M

41.78%

Buy Apartment in City Center (m2)

$23.0K CHF 19.0K

$2,784 Rp 49.3M

725.42%

Buy Apartment Outside City Center (m2)

$17.2K CHF 14.2K

$2,290 Rp 40.5M

649.64%

Average Monthly Net Salary (After Tax)

$6,356 CHF 5,246

$168 Rp 3.0M

3683.29%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.48

13.78

-82.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Winterthur: September 13, 2026

Last update for Ubud, Bali: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,355 in Winterthur and $1,115 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Winterthur pays 3683% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $123 in Winterthur vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $654 vs $295 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Winterthur vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 203% lower than in Winterthur. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay runs 3683% higher in Winterthur, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,355 in Winterthur versus $1,115 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,833 in Winterthur versus $481 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 122% higher in Winterthur. For households that cook at home regularly, that difference adds up over a month.

At $1,368 in Ubud, Bali versus $4,149 in Winterthur, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Winterthur. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,368 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Winterthur and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 203% less than in Winterthur. Beyond cost, consider language, visa policies, and how big the international community is in each city.