Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Waikiki, HI

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $3,148 in Waikiki, HI, rent and utilities included – about $21,800 less a year. Rent and utilities account for about half of the difference.

Ubud, Bali, Indonesia
Waikiki, HI, United States
Ubud, Bali
🇮🇩 Indonesia
$1,331
/mo nomad
Waikiki, HI
🇺🇸 United States
$3,148
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Waikiki, HI

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Waikiki, HI actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $3,148 in Waikiki, HI.

  • Ubud, Bali $1,331
  • Waikiki, HI $3,148

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $4,580 in Waikiki, HI.

  • Ubud, Bali $2,255
  • Waikiki, HI $4,580

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $6,011 in Waikiki, HI.

  • Ubud, Bali $3,180
  • Waikiki, HI $6,011

Living in Ubud, Bali costs roughly 58% less than in Waikiki, HI, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Ubud, Bali is 2% below, Waikiki, HI is 133% above.

Currency
🍽 Eating Out
Ubud, Bali
Waikiki, HI
Difference
Meal at Budget Restaurant
$3.38 Rp 61.1K
$25.12 $25.12
-86.54%
Three-Course Dinner for Two, Mid-Range
$34.65 Rp 627.3K
$140 $140
-75.23%
Fast Food Meal (McDonalds, etc)
$5.57 Rp 100.9K
$15.23 $15.23
-63.43%
Cappuccino
$2.62 Rp 47.4K
$5.94 $5.94
-55.89%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.54 Rp 27.9K
$5.06 $5.06
-69.57%
Water (0.33 liter bottle)
$0.64 Rp 11.6K
$3.63 $3.63
-82.37%
Local Beer (0.5 liter draught)
$2.67 Rp 48.3K
$10.44 $10.44
-74.43%
Imported Beer (0.33 liter bottle)
$4.26 Rp 77.2K
$11.37 $11.37
-62.53%
🛒 Groceries & Markets
Ubud, Bali
Waikiki, HI
Difference
Milk (1 liter)
$1.46 Rp 26.5K
$1.02 $1.02
43.14%
White Bread (500g)
$2.29 Rp 41.5K
$3.52 $3.52
-34.94%
Rice (white) (1kg)
$1.11 Rp 20.0K
$10.14 $10.14
-89.05%
Eggs
$2.10 Rp 38.0K
$8.84 $8.84
-76.24%
Local Cheese (1kg)
$15.94 Rp 288.6K
$12.51 $12.51
27.42%
Chicken Fillets (1kg)
$3.88 Rp 70.3K
$20.34 $20.34
-80.92%
Beef Round Steak (1kg)
$11.40 Rp 206.4K
$21.60 $21.60
-47.22%
Apples (1kg)
$3.55 Rp 64.3K
$8.26 $8.26
-57.02%
Banana (1kg)
$1.54 Rp 27.8K
$1.67 $1.67
-7.78%
Oranges (1kg)
$2.23 Rp 40.4K
$6.93 $6.93
-67.82%
Tomato (1kg)
$1.97 Rp 35.7K
$9.32 $9.32
-78.86%
Potato (1kg)
$1.86 Rp 33.6K
$4.86 $4.86
-61.73%
Onion (1kg)
$2.42 Rp 43.8K
$4.88 $4.88
-50.41%
Lettuce (1 head)
$1.02 Rp 18.6K
$5.30 $5.30
-80.75%
Water (1.5 liter bottle)
$0.52 Rp 9,456
$3.04 $3.04
-82.89%
Cigarettes 20 Pack (Marlboro, Camel)
$2.20 Rp 39.8K
$12.88 $12.88
-82.92%
Wine (Bottle)
$21.79 Rp 394.4K
$18.20 $18.20
19.73%
Local Beer (0.5 liter bottle)
$2.33 Rp 42.1K
$2.69 $2.69
-13.38%
Imported Beer (0.33 liter bottle)
$2.97 Rp 53.8K
$5.68 $5.68
-47.71%
🚌 Getting Around
Ubud, Bali
Waikiki, HI
Difference
One-way Ticket (Public Transport)
$0.25 Rp 4,533
$2.25 $2.25
-88.89%
Public Transport Monthly Pass (Regular Price)
$8.17 Rp 148.0K
$59.9 $59.9
-86.36%
Taxi Start (Normal Tariff)
$0.44 Rp 7,925
$3.59 $3.59
-87.74%
Taxi (Normal Tariff) (1km)
$0.47 Rp 8,472
$2.64 $2.64
-82.20%
Taxi 1hour Waiting (Normal Tariff)
$5.60 Rp 101.4K
$45.63 $45.63
-87.73%
Gasoline (1 liter)
$0.83 Rp 15.0K
$1.50 $1.50
-44.67%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.4K Rp 442.6M
$36.1K $36.1K
-32.23%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 573.8M
$26.6K $26.6K
19.12%
🧾 Monthly Utilities & Internet
Ubud, Bali
Waikiki, HI
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$77.5 Rp 1.4M
$250 $250
-69.04%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.14 Rp 111.2K
$65.4 $65.4
-90.61%
Internet (50+ Mbps, Unlimited Data)
$18.92 Rp 342.4K
$64.5 $64.5
-70.68%
🎉 Sport & Entertainment
Ubud, Bali
Waikiki, HI
Difference
Gym Membership (Monthly)
$51.0 Rp 923.1K
$41.02 $41.02
24.31%
Tennis Court (1 Hour on Weekend)
$18.25 Rp 330.4K
-
-
Cinema Ticket
$4.38 Rp 79.3K
$19.78 $19.78
-77.86%
🧸 Childcare & Education
Ubud, Bali
Waikiki, HI
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$492 Rp 8.9M
$2,118 $2,118
-76.75%
International Primary School, 1 Child (Yearly)
$12.2K Rp 221.2M
$28.2K $28.2K
-56.68%
👕👟 Clothing & Footwear
Ubud, Bali
Waikiki, HI
Difference
Jeans (Levis 501 Or Similar)
$45.16 Rp 817.6K
$63.7 $63.7
-29.14%
Summer Dress (H&M, Zara, etc)
$34.89 Rp 631.6K
$47.25 $47.25
-26.16%
Sport Shoes (Adidas, Nike)
$78.3 Rp 1.4M
$103 $103
-23.66%
Men's Leather Business Shoes
$77.9 Rp 1.4M
$133 $133
-41.46%
🏠 Accommodation & Living
Ubud, Bali
Waikiki, HI
Difference
1-bedroom Apartment, City Center (Monthly)
$1,078 Rp 19.5M
$1,612 $1,612
-33.17%
1-bedroom Apartment, Outside City Center (Monthly)
$665 Rp 12.0M
$1,424 $1,424
-53.31%
3-bedroom Apartment, City Center (Monthly)
$3,510 Rp 63.5M
$2,612 $2,612
34.36%
3-bedroom Apartment, Outside City Center (Monthly)
$1,671 Rp 30.2M
$1,965 $1,965
-14.97%
Buy Apartment in City Center (m2)
$2,340 Rp 42.4M
$2,676 $2,676
-12.54%
Buy Apartment Outside City Center (m2)
$2,236 Rp 40.5M
$2,422 $2,422
-7.68%
💵 Salaries & Financials
Ubud, Bali
Waikiki, HI
Difference
Average Monthly Net Salary (After Tax)
$166 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
6.79
102.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Waikiki, HI: November 2, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$665
Waikiki, HI
$1.4K 114% $759
Groceries & Markets
Ubud, Bali
$279
Waikiki, HI
$594 113% $315
Clothing & Footwear
Ubud, Bali
$106
Waikiki, HI
$156 46.7% $50
Eating Out
Ubud, Bali
$106
Waikiki, HI
$428 304% $322
Monthly Utilities & Internet
Ubud, Bali
$103
Waikiki, HI
$380 271% $278
Sport & Entertainment
Ubud, Bali
$60
Waikiki, HI
$81 34.8% $21
Getting Around
Ubud, Bali
$12
Waikiki, HI
$86 617% $74

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $1,612 in Waikiki, HI. Housing cost is often the main lever when comparing two cities.

Dining out: $35 in Ubud, Bali vs $140 in Waikiki, HI for a mid-range dinner for two. Groceries echo the gap at $279 vs $594 per month, with Ubud, Bali cheaper across the board.

Good to know
🇮🇩 Ubud, Bali
🇺🇸 Waikiki, HI
🕒 Local time
02:11 2:11 AM
08:11 8:11 AM
18 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
19,862
Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,103 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,331 IDR (100,000 IDR = 4.92 EUR).

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • Ubud, Bali Waikiki, HI 10,030 km ≈ 13 h nonstop flight
From you
  • Ubud, Bali
  • Waikiki, HI

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Waikiki, HI: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Waikiki, HI?
Ubud, Bali wins on cost – living expenses run 58% lower than in Waikiki, HI. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Ubud, Bali and in Waikiki, HI?
You’d need roughly $1,996 in Ubud, Bali and $4,722 in Waikiki, HI to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Ubud, Bali compared to Waikiki, HI?
Rent for a central apartment: $1,078 in Ubud, Bali versus $1,612 in Waikiki, HI. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Ubud, Bali and in Waikiki, HI?
Childcare runs $492 in Ubud, Bali versus $2,118 in Waikiki, HI. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Ubud, Bali or in Waikiki, HI?
Supermarket bills run roughly 113% higher in Waikiki, HI. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,000/month in Ubud, Bali or in Waikiki, HI?
Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.
Which city is better for families?
For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Waikiki, HI, and the savings on those two alone free up budget for education, activities, and family trips.
How safe is Ubud, Bali compared to Waikiki, HI?
Safety-wise, Ubud, Bali and Waikiki, HI are both considered safe, so it’s unlikely to be the deciding factor between them.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 58% less than in Waikiki, HI. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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