Last update: Nov 2026

Cost of Living Comparison Between Waikiki, HI and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $3,148 in Waikiki, HI, rent and utilities included – about $21,800 less a year. Rent and utilities account for about half of the difference.

143

Cost of Living Index in Waikiki, HI
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Waikiki, HI Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Waikiki, HI

🇺🇸 United States

$3,148

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Waikiki, HI and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Waikiki, HI and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,148 in Waikiki, HI versus $1,331 in Ubud, Bali.

Waikiki, HI $3,148
Ubud, Bali $1,331

Estimated couple costs with rent: $4,580 in Waikiki, HI versus $2,255 in Ubud, Bali.

Waikiki, HI $4,580
Ubud, Bali $2,255

Monthly costs for a family of three with rent: $6,011 in Waikiki, HI versus $3,180 in Ubud, Bali.

Waikiki, HI $6,011
Ubud, Bali $3,180

Living in Waikiki, HI is roughly 137% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Waikiki, HI is 133% above, Ubud, Bali is 2% below.

Meal at Budget Restaurant

$25.12 $25.12

$3.38 Rp 61.0K

643.20%

Three-Course Dinner for Two, Mid-Range

$140 $140

$34.65 Rp 626.3K

303.69%

Fast Food Meal (McDonalds, etc)

$15.23 $15.23

$5.57 Rp 100.7K

173.43%

Cappuccino

$5.94 $5.94

$2.62 Rp 47.3K

126.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.06 $5.06

$1.54 Rp 27.8K

228.57%

Water (0.33 liter bottle)

$3.63 $3.63

$0.64 Rp 11.6K

467.19%

Local Beer (0.5 liter draught)

$10.44 $10.44

$2.67 Rp 48.2K

291.01%

Imported Beer (0.33 liter bottle)

$11.37 $11.37

$4.26 Rp 77.1K

166.90%

Milk (1 liter)

$1.02 $1.02

$1.46 Rp 26.4K

-30.14%

White Bread (500g)

$3.52 $3.52

$2.29 Rp 41.4K

53.71%

Rice (white) (1kg)

$10.14 $10.14

$1.11 Rp 20.0K

813.51%

Eggs

$8.84 $8.84

$2.10 Rp 38.0K

320.95%

Local Cheese (1kg)

$12.51 $12.51

$15.94 Rp 288.1K

-21.52%

Chicken Fillets (1kg)

$20.34 $20.34

$3.88 Rp 70.2K

424.23%

Beef Round Steak (1kg)

$21.60 $21.60

$11.40 Rp 206.1K

89.47%

Apples (1kg)

$8.26 $8.26

$3.55 Rp 64.2K

132.68%

Banana (1kg)

$1.67 $1.67

$1.54 Rp 27.8K

8.44%

Oranges (1kg)

$6.93 $6.93

$2.23 Rp 40.3K

210.76%

Tomato (1kg)

$9.32 $9.32

$1.97 Rp 35.6K

373.10%

Potato (1kg)

$4.86 $4.86

$1.86 Rp 33.6K

161.29%

Onion (1kg)

$4.88 $4.88

$2.42 Rp 43.7K

101.65%

Lettuce (1 head)

$5.30 $5.30

$1.02 Rp 18.5K

419.61%

Water (1.5 liter bottle)

$3.04 $3.04

$0.52 Rp 9,441

484.62%

Cigarettes 20 Pack (Marlboro, Camel)

$12.88 $12.88

$2.20 Rp 39.7K

485.45%

Wine (Bottle)

$18.20 $18.20

$21.79 Rp 393.8K

-16.48%

Local Beer (0.5 liter bottle)

$2.69 $2.69

$2.33 Rp 42.0K

15.45%

Imported Beer (0.33 liter bottle)

$5.68 $5.68

$2.97 Rp 53.7K

91.25%

One-way Ticket (Public Transport)

$2.25 $2.25

$0.25 Rp 4,526

800.00%

Public Transport Monthly Pass (Regular Price)

$59.9 $59.9

$8.17 Rp 147.8K

633.17%

Taxi Start (Normal Tariff)

$3.59 $3.59

$0.44 Rp 7,912

715.91%

Taxi (Normal Tariff) (1km)

$2.64 $2.64

$0.47 Rp 8,458

461.70%

Taxi 1hour Waiting (Normal Tariff)

$45.63 $45.63

$5.60 Rp 101.2K

714.82%

Gasoline (1 liter)

$1.50 $1.50

$0.83 Rp 15.0K

80.72%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.1K $36.1K

$24.4K Rp 441.9M

47.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.6K $26.6K

$31.7K Rp 572.9M

-16.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$250 $250

$77.5 Rp 1.4M

222.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$65.4 $65.4

$6.14 Rp 111.1K

964.98%

Internet (50+ Mbps, Unlimited Data)

$64.5 $64.5

$18.92 Rp 341.9K

241.07%

Gym Membership (Monthly)

$41.02 $41.02

$51.0 Rp 921.7K

-19.55%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 329.8K

Cinema Ticket

$19.78 $19.78

$4.38 Rp 79.2K

351.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,118 $2,118

$492 Rp 8.9M

330.11%

International Primary School, 1 Child (Yearly)

$28.2K $28.2K

$12.2K Rp 220.9M

130.85%

Jeans (Levis 501 Or Similar)

$63.7 $63.7

$45.16 Rp 816.3K

41.12%

Summer Dress (H&M, Zara, etc)

$47.25 $47.25

$34.89 Rp 630.6K

35.43%

Sport Shoes (Adidas, Nike)

$103 $103

$78.3 Rp 1.4M

30.99%

Men's Leather Business Shoes

$133 $133

$77.9 Rp 1.4M

70.84%

1-bedroom Apartment, City Center (Monthly)

$1,612 $1,612

$1,078 Rp 19.5M

49.62%

1-bedroom Apartment, Outside City Center (Monthly)

$1,424 $1,424

$665 Rp 12.0M

114.19%

3-bedroom Apartment, City Center (Monthly)

$2,612 $2,612

$3,510 Rp 63.4M

-25.58%

3-bedroom Apartment, Outside City Center (Monthly)

$1,965 $1,965

$1,671 Rp 30.2M

17.60%

Buy Apartment in City Center (m2)

$2,676 $2,676

$2,340 Rp 42.3M

14.34%

Buy Apartment Outside City Center (m2)

$2,422 $2,422

$2,236 Rp 40.4M

8.32%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

13.78

-50.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Waikiki, HI: November 2, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Waikiki, HI

$1.4K 45.2%

Ubud, Bali

$665 50% 53.3% $759

Groceries & Markets

Waikiki, HI

$594 18.9%

Ubud, Bali

$279 21% 53% $315

Eating Out

Waikiki, HI

$428 13.6%

Ubud, Bali

$106 8% 75.3% $322

Monthly Utilities & Internet

Waikiki, HI

$380 12.1%

Ubud, Bali

$103 7.7% 73% $278

Clothing & Footwear

Waikiki, HI

$156 5%

Ubud, Bali

$106 8% 31.8% $50

Getting Around

Waikiki, HI

$86 2.7%

Ubud, Bali

$12 0.9% 86.1% $74

Sport & Entertainment

Waikiki, HI

$81 2.6%

Ubud, Bali

$60 4.5% 25.8% $21

Cost Breakdown

A one-bedroom apartment in the center runs $1,612 in Waikiki, HI and $1,078 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $140 in Waikiki, HI vs $35 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $594 vs $279 per month, with Ubud, Bali cheaper across the board.

Good to know

🇺🇸 Waikiki, HI

🇮🇩 Ubud, Bali

🕒 Local time

16:55 4:55 PM

10:55 10:55 AM

18 h ahead of Waikiki, HI

🌤 Weather

👥 Population

19,862

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.891 EUR

100,000 IDR = 5.53 USD

100,000 IDR = 4.93 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.891 EUR).

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,075 IDR (100,000 IDR = 5.53 USD). 1 EUR = 20,291 IDR (100,000 IDR = 4.93 EUR).

IDR to USD in detail →

On the map

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Between locations

Waikiki, HI Ubud, Bali 10,030 km ≈ 13 h nonstop flight

From you

Waikiki, HI
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Waikiki, HI vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 58% lower than in Waikiki, HI. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

You’d need roughly $4,722 in Waikiki, HI and $1,996 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,612 in Waikiki, HI versus $1,078 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $2,118 in Waikiki, HI versus $492 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 113% higher in Waikiki, HI. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Waikiki, HI, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Waikiki, HI and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 58% less than in Waikiki, HI. Beyond cost, consider language, visa policies, and how big the international community is in each city.