Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Wagga Wagga

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,906 in Wagga Wagga, rent and utilities included – about $6,700 less a year. Other living expenses account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
91

Cost of Living Index in Wagga Wagga
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Wagga Wagga Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Wagga Wagga

🇦🇺 Australia

$1,906

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Wagga Wagga

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Wagga Wagga actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,906 in Wagga Wagga.

Ubud, Bali $1,349
Wagga Wagga $1,906

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $2,885 in Wagga Wagga.

Ubud, Bali $2,305
Wagga Wagga $2,885

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $3,865 in Wagga Wagga.

Ubud, Bali $3,261
Wagga Wagga $3,865

Living in Ubud, Bali costs roughly 29% less than in Wagga Wagga, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$13.65 A$19.48

-75.68%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.7K

$90.4 A$129

-60.55%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$10.32 A$14.73

-46.41%

Cappuccino

$2.72 Rp 49.3K

$4.02 A$5.74

-32.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$3.12 A$4.46

-45.51%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$2.51 A$3.58

-69.72%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$8.64 A$12.33

-69.33%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$10.01 A$14.28

-56.24%

Milk (1 liter)

$1.49 Rp 27.1K

$1.49 A$2.13

White Bread (500g)

$2.28 Rp 41.3K

$3.21 A$4.59

-28.97%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.60 A$3.72

-54.23%

Eggs

$2.04 Rp 36.9K

$5.32 A$7.59

-61.65%

Local Cheese (1kg)

$17.70 Rp 321.2K

$12.97 A$18.51

36.47%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$9.90 A$14.14

-60.00%

Beef Round Steak (1kg)

$12.19 Rp 221.2K

$15.47 A$22.08

-21.20%

Apples (1kg)

$3.66 Rp 66.3K

$4.02 A$5.74

-8.96%

Banana (1kg)

$1.52 Rp 27.5K

$3.13 A$4.47

-51.44%

Oranges (1kg)

$2.23 Rp 40.4K

$3.46 A$4.94

-35.55%

Tomato (1kg)

$1.97 Rp 35.8K

$5.20 A$7.42

-62.12%

Potato (1kg)

$1.85 Rp 33.5K

$3.09 A$4.42

-40.13%

Onion (1kg)

$2.42 Rp 44.0K

$2.72 A$3.88

-11.03%

Lettuce (1 head)

$0.99 Rp 18.0K

$2.46 A$3.51

-59.76%

Water (1.5 liter bottle)

$0.51 Rp 9,316

$1.40 A$2.00

-63.57%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$45.05 A$64.3

-95.07%

Wine (Bottle)

$22.24 Rp 403.6K

$13.91 A$19.85

59.88%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$4.65 A$6.64

-51.40%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$5.46 A$7.79

-45.60%

One-way Ticket (Public Transport)

$0.25 Rp 4,555

$3.18 A$4.54

-92.14%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.0K

Taxi Start (Normal Tariff)

$0.44 Rp 7,975

$4.14 A$5.91

-89.37%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,804

$1.57 A$2.24

-72.61%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.2K

$42.56 A$60.7

-87.29%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.31 A$1.87

-37.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.6M

$28.4K A$40.5K

-16.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 576.1M

$26.8K A$38.3K

18.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$186 A$265

-57.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.0K

$27.04 A$38.59

-76.15%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.1K

$56.3 A$80.3

-66.99%

Gym Membership (Monthly)

$49.48 Rp 897.9K

$28.02 A$39.99

76.59%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.2K

Cinema Ticket

$4.27 Rp 77.6K

$15.87 A$22.65

-73.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$2,202 A$3,143

-77.72%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.0M

$20.5K A$29.3K

-72.32%

Jeans (Levis 501 Or Similar)

$44.64 Rp 810.0K

$77.3 A$110

-42.28%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.2K

$56.3 A$80.4

-37.92%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$109 A$155

-26.64%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$131 A$187

-39.39%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$907 A$1,294

24.06%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$714 A$1,019

-5.97%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$1,526 A$2,179

133.51%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$1,128 A$1,610

52.73%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$3,463 A$4,942

-21.11%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$2,408 A$3,436

-5.13%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.95

131.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Wagga Wagga: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Wagga Wagga

$714 37.5% 6.3% $43

Groceries & Markets

Ubud, Bali

$288 21.4%

Wagga Wagga

$396 20.8% 37.2% $107

Eating Out

Ubud, Bali

$108 8%

Wagga Wagga

$274 14.4% 155% $167

Clothing & Footwear

Ubud, Bali

$108 8%

Wagga Wagga

$168 8.8% 56.4% $61

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Wagga Wagga

$269 14.1% 159% $165

Sport & Entertainment

Ubud, Bali

$58 4.3%

Wagga Wagga

$60 3.1% 3% $1.7

Getting Around

Ubud, Bali

$11 0.9%

Wagga Wagga

$25 * 1.3% 117% $13

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $907 in Wagga Wagga. Housing cost is often the main lever when comparing two cities.

Dining out: $36 in Ubud, Bali vs $90 in Wagga Wagga for a mid-range dinner for two. Groceries echo the gap at $288 vs $396 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇦🇺 Wagga Wagga

🕒 Local time

03:12 3:12 AM

06:12 6:12 AM

3 h ahead of Ubud, Bali

🌤 Weather

👥 Population

74,800

49,686

💱 Currency

Indonesian Rupiah IDR Rp

Australian Dollar AUD $

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1 AUD = 0.701 USD

1 AUD = 0.628 EUR

Exchange rates and currency converter

AUD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,249 IDR (100,000 IDR = 4.94 EUR).

Australian Dollar exchange rates as of November 2, 2026: 1 USD = 1.43 AUD (1 AUD = 0.701 USD). 1 EUR = 1.59 AUD (1 AUD = 0.628 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Wagga Wagga 4,400 km ≈ 6 h nonstop flight

From you

Ubud, Bali
Wagga Wagga

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Wagga Wagga: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 29% lower than in Wagga Wagga. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

You’d need roughly $2,023 in Ubud, Bali and $2,859 in Wagga Wagga to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,125 in Ubud, Bali versus $907 in Wagga Wagga. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 37% higher in Wagga Wagga. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $1,906 in Wagga Wagga – Ubud, Bali is about 29% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Wagga Wagga are both considered safe, so it’s unlikely to be the deciding factor between them.