😐Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $961 in Vrsac.
😐Estimated couple costs with rent: $2,557 in Ubud, Bali versus $1,405 in Vrsac.
😐Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $1,849 in Vrsac.
🌍Living in Ubud, Bali is roughly 45% more expensive than in Vrsac, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Ubud, Bali is 5% above, Vrsac is 28% below.
Currency
🍽 Eating Out
Ubud, Bali
Vrsac
Difference
Meal at Budget Restaurant
$3.57Rp 64.5K
$7.99RSD 813
-55.32%
Three-Course Dinner for Two, Mid-Range
$32.32Rp 583.4K
$29.53RSD 3,003
9.45%
Fast Food Meal(McDonalds, etc)
$5.01Rp 90.4K
$8.60RSD 874
-41.74%
Cappuccino
$2.82Rp 51.0K
$1.46RSD 149
93.15%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.35Rp 24.4K
$1.61RSD 164
-16.15%
Water(0.33 liter bottle)
$0.73Rp 13.2K
$1.51RSD 154
-51.66%
Local Beer(0.5 liter draught)
$2.93Rp 53.0K
$1.64RSD 167
78.66%
Imported Beer(0.33 liter bottle)
$3.94Rp 71.1K
$1.98RSD 202
98.99%
🛒 Groceries & Markets
Ubud, Bali
Vrsac
Difference
Milk(1 liter)
$1.78Rp 32.1K
$1.01RSD 103
76.24%
White Bread(500g)
$2.45Rp 44.2K
$0.60RSD 60.7
308.33%
Rice(white)(1kg)
$1.15Rp 20.7K
$2.33RSD 237
-50.64%
Eggs
$2.41Rp 43.6K
$2.30RSD 234
4.78%
Local Cheese(1kg)
$14.33Rp 258.7K
$8.64RSD 879
65.86%
Chicken Fillets(1kg)
$4.19Rp 75.6K
$4.26RSD 433
-1.64%
Beef Round Steak(1kg)
$12.06Rp 217.7K
$10.35RSD 1,053
16.52%
Apples(1kg)
$3.64Rp 65.7K
$0.93RSD 95.0
291.40%
Banana(1kg)
$1.57Rp 28.3K
$1.31RSD 133
19.85%
Oranges(1kg)
$2.79Rp 50.3K
$1.40RSD 142
99.29%
Tomato(1kg)
$2.24Rp 40.5K
$2.23RSD 227
0.45%
Potato(1kg)
$1.98Rp 35.7K
$0.75RSD 76.7
164.00%
Onion(1kg)
$2.28Rp 41.1K
$0.67RSD 67.8
240.30%
Lettuce(1 head)
$1.05Rp 19.0K
$0.62RSD 62.6
69.35%
Water(1.5 liter bottle)
$0.79Rp 14.2K
$0.70RSD 71.5
12.86%
Cigarettes 20 Pack(Marlboro, Camel)
$3.19Rp 57.6K
$4.25RSD 433
-24.94%
Wine(Bottle)
$23.49Rp 424.1K
$5.95RSD 605
294.79%
Local Beer(0.5 liter bottle)
$2.90Rp 52.3K
$0.73RSD 73.9
297.26%
Imported Beer(0.33 liter bottle)
$2.76Rp 49.7K
$1.16RSD 118
137.93%
🚌 Getting Around
Ubud, Bali
Vrsac
Difference
One-way Ticket(Public Transport)
$0.27Rp 4,813
$0.97RSD 98.7
-72.16%
Public Transport Monthly Pass(Regular Price)
$8.37Rp 151.1K
$27.58RSD 2,805
-69.65%
Taxi Start(Normal Tariff)
$0.45Rp 8,167
$1.81RSD 184
-75.14%
Taxi(Normal Tariff)(1km)
$0.46Rp 8,298
$0.43RSD 43.45
6.98%
Taxi 1hour Waiting(Normal Tariff)
$6.07Rp 109.6K
$10.10RSD 1,027
-39.90%
Gasoline(1 liter)
$0.86Rp 15.6K
$1.83RSD 186
-53.01%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6KRp 480.0M
$30.9KRSD 3.1M
-13.86%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.5KRp 587.6M
$26.2KRSD 2.7M
24.41%
🧾 Monthly Utilities & Internet
Ubud, Bali
Vrsac
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$79.0Rp 1.4M
$119RSD 12.1K
-33.81%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.09Rp 73.9K
$8.87RSD 902
-53.89%
Internet(50+ Mbps, Unlimited Data)
$23.85Rp 430.5K
$34.85RSD 3,545
-31.56%
🎉 Sport & Entertainment
Ubud, Bali
Vrsac
Difference
Gym Membership(Monthly)
$98.8Rp 1.8M
$30.69RSD 3,121
221.86%
Tennis Court(1 Hour on Weekend)
$6.35Rp 114.7K
$16.84RSD 1,712
-62.29%
Cinema Ticket
$4.01Rp 72.3K
$2.91RSD 296
37.80%
🧸 Childcare & Education
Ubud, Bali
Vrsac
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$297Rp 5.4M
$235RSD 23.9K
26.33%
International Primary School, 1 Child(Yearly)
$6,602Rp 119.2M
$4,995RSD 508.0K
32.18%
👕👟 Clothing & Footwear
Ubud, Bali
Vrsac
Difference
Jeans(Levis 501 Or Similar)
$53.4Rp 964.5K
$34.03RSD 3,461
57.01%
Summer Dress(H&M, Zara, etc)
$38.11Rp 688.1K
$26.75RSD 2,721
42.47%
Sport Shoes(Adidas, Nike)
$88.7Rp 1.6M
$89.2RSD 9,073
-0.62%
Men's Leather Business Shoes
$76.6Rp 1.4M
$119RSD 12.1K
-35.59%
🏠 Accommodation & Living
Ubud, Bali
Vrsac
Difference
1-bedroom Apartment, City Center(Monthly)
$1,020Rp 18.4M
$367RSD 37.3K
177.85%
1-bedroom Apartment, Outside City Center(Monthly)
$680Rp 12.3M
$294RSD 29.9K
131.13%
3-bedroom Apartment, City Center(Monthly)
$3,469Rp 62.6M
$558RSD 56.8K
521.32%
3-bedroom Apartment, Outside City Center(Monthly)
$2,090Rp 37.7M
$408RSD 41.5K
412.45%
Buy Apartment in City Center(m2)
$2,729Rp 49.3M
$2,188RSD 222.5K
24.74%
Buy Apartment Outside City Center(m2)
$2,295Rp 41.4M
$1,477RSD 150.2K
55.40%
💵 Salaries & Financials
Ubud, Bali
Vrsac
Difference
Average Monthly Net Salary(After Tax)
$164Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
13.28
8
66.00%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: July 28, 2026
Last update for Vrsac: July 26, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $367 in Vrsac. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $32.00 in Ubud, Bali vs $30.00 in Vrsac for a mid-range dinner for two. Groceries echo the gap at $298 vs $175 per month, with Vrsac cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Vrsac: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Vrsac?
Vrsac wins on cost – living expenses run 45% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Vrsac the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Ubud, Bali and in Vrsac?
You'd need roughly $2,088 in Ubud, Bali and $1,441 in Vrsac to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Ubud, Bali compared to Vrsac?
Rent for a central apartment: $1,020 in Ubud, Bali versus $367 in Vrsac. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Ubud, Bali and in Vrsac?
Childcare runs $297 in Ubud, Bali versus $235 in Vrsac. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Ubud, Bali or in Vrsac?
Supermarket bills run roughly 71% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,000/month in Ubud, Bali or in Vrsac?
At $961 in Vrsac versus $1,392 in Ubud, Bali, a $1,000 budget is realistic in Vrsac but tight or insufficient in Ubud, Bali. The gap between the two cities makes Vrsac the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Vrsac?
Both work as nomad bases, but Vrsac delivers better value – similar infrastructure at $961 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Vrsac hard to pass up.
How safe is Ubud, Bali compared to Vrsac?
Safety-wise, Ubud, Bali and Vrsac are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Vrsac gentler on the wallet – expenses run 45% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ubud, Bali vs other spots: cost of living compared