Cost of Living Comparison Between Ubud, Bali and Vrsac Cost of Living Comparison Between Ubud, Bali and Vrsac

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $978 in Vrsac.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $1,419 in Vrsac.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $1,861 in Vrsac.

Living in Ubud, Bali is roughly 40% more expensive than in Vrsac, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Vrsac is 29% below.

Currency
🍽 Eating Out
Ubud, Bali
Vrsac
Difference
Meal at Budget Restaurant
$3.44 Rp 61.0K
$9.18 RSD 935
-62.53%
Three-Course Dinner for Two, Mid-Range
$36.31 Rp 644.2K
$34.71 RSD 3,537
4.61%
Fast Food Meal (McDonalds, etc)
$5.71 Rp 101.2K
$11.51 RSD 1,173
-50.39%
Cappuccino
$2.67 Rp 47.4K
$1.71 RSD 175
56.14%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.75 Rp 31.0K
$1.91 RSD 194
-8.38%
Water (0.33 liter bottle)
$0.87 Rp 15.5K
$1.38 RSD 140
-36.96%
Local Beer (0.5 liter draught)
$2.95 Rp 52.4K
$2.05 RSD 209
43.90%
Imported Beer (0.33 liter bottle)
$4.52 Rp 80.2K
$2.51 RSD 256
80.08%
🛒 Groceries & Markets
Ubud, Bali
Vrsac
Difference
Milk (1 liter)
$1.62 Rp 28.7K
$1.01 RSD 103
60.40%
White Bread (500g)
$2.33 Rp 41.3K
$0.60 RSD 61.0
288.33%
Rice (white) (1kg)
$1.11 Rp 19.6K
$2.29 RSD 234
-51.53%
Eggs
$2.20 Rp 39.0K
$2.32 RSD 236
-5.17%
Local Cheese (1kg)
$17.69 Rp 313.9K
$9.06 RSD 923
95.25%
Chicken Fillets (1kg)
$4.10 Rp 72.7K
$4.04 RSD 412
1.49%
Beef Round Steak (1kg)
$12.18 Rp 216.0K
$11.95 RSD 1,218
1.92%
Apples (1kg)
$3.71 Rp 65.8K
$0.85 RSD 86.2
336.47%
Banana (1kg)
$1.59 Rp 28.2K
$1.32 RSD 135
20.45%
Oranges (1kg)
$2.28 Rp 40.5K
$1.36 RSD 139
67.65%
Tomato (1kg)
$1.95 Rp 34.7K
$2.22 RSD 227
-12.16%
Potato (1kg)
$1.91 Rp 33.8K
$0.81 RSD 83.0
135.80%
Onion (1kg)
$2.33 Rp 41.4K
$0.62 RSD 63.4
275.81%
Lettuce (1 head)
$1.01 Rp 17.9K
$0.56 RSD 57.3
80.36%
Water (1.5 liter bottle)
$0.55 Rp 9,791
$0.63 RSD 64.2
-12.70%
Cigarettes 20 Pack (Marlboro, Camel)
$2.23 Rp 39.6K
$4.38 RSD 446
-49.09%
Wine (Bottle)
$23.07 Rp 409.3K
$5.33 RSD 543
332.83%
Local Beer (0.5 liter bottle)
$2.42 Rp 42.9K
$0.73 RSD 74.1
231.51%
Imported Beer (0.33 liter bottle)
$3.00 Rp 53.2K
$1.16 RSD 118
158.62%
🚌 Getting Around
Ubud, Bali
Vrsac
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,823
$1.02 RSD 104
-73.53%
Public Transport Monthly Pass (Regular Price)
$8.98 Rp 159.4K
-
-
Taxi Start (Normal Tariff)
$0.48 Rp 8,582
$1.95 RSD 199
-75.38%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,693
$1.31 RSD 133
-67.18%
Taxi 1hour Waiting (Normal Tariff)
$5.64 Rp 100.1K
$11.26 RSD 1,148
-49.91%
Gasoline (1 liter)
$0.80 Rp 14.3K
$1.83 RSD 186
-56.28%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.9K Rp 442.5M
$32.1K RSD 3.3M
-22.22%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 562.6M
$25.9K RSD 2.6M
22.63%
🧾 Monthly Utilities & Internet
Ubud, Bali
Vrsac
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$81.5 Rp 1.4M
$159 RSD 16.2K
-48.85%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.49 Rp 115.2K
$9.12 RSD 929
-28.84%
Internet (50+ Mbps, Unlimited Data)
$18.77 Rp 333.0K
$35.22 RSD 3,589
-46.71%
🎉 Sport & Entertainment
Ubud, Bali
Vrsac
Difference
Gym Membership (Monthly)
$56.9 Rp 1.0M
$30.76 RSD 3,134
84.88%
Tennis Court (1 Hour on Weekend)
$18.73 Rp 332.3K
$13.70 RSD 1,396
36.72%
Cinema Ticket
$4.54 Rp 80.5K
$4.87 RSD 496
-6.78%
🧸 Childcare & Education
Ubud, Bali
Vrsac
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$481 Rp 8.5M
$243 RSD 24.7K
97.91%
International Primary School, 1 Child (Yearly)
$5,711 Rp 101.3M
$7,839 RSD 798.8K
-27.15%
👕👟 Clothing & Footwear
Ubud, Bali
Vrsac
Difference
Jeans (Levis 501 Or Similar)
$45.52 Rp 807.5K
$43.82 RSD 4,466
3.88%
Summer Dress (H&M, Zara, etc)
$35.88 Rp 636.6K
$23.52 RSD 2,396
52.55%
Sport Shoes (Adidas, Nike)
$80.4 Rp 1.4M
$94.2 RSD 9,602
-14.69%
Men's Leather Business Shoes
$78.7 Rp 1.4M
$75.3 RSD 7,676
4.43%
🏠 Accommodation & Living
Ubud, Bali
Vrsac
Difference
1-bedroom Apartment, City Center (Monthly)
$1,115 Rp 19.8M
$326 RSD 33.2K
241.71%
1-bedroom Apartment, Outside City Center (Monthly)
$698 Rp 12.4M
$265 RSD 27.0K
163.70%
3-bedroom Apartment, City Center (Monthly)
$3,637 Rp 64.5M
$450 RSD 45.9K
707.69%
3-bedroom Apartment, Outside City Center (Monthly)
$1,737 Rp 30.8M
$378 RSD 38.5K
359.35%
Buy Apartment in City Center (m2)
$2,784 Rp 49.4M
$2,167 RSD 220.8K
28.49%
Buy Apartment Outside City Center (m2)
$2,290 Rp 40.6M
$1,585 RSD 161.5K
44.45%
💵 Salaries & Financials
Ubud, Bali
Vrsac
Difference
Average Monthly Net Salary (After Tax)
$168 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
4.79
187.68%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Vrsac: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $326 in Vrsac. Housing cost is often the main lever when comparing two cities.

Dining out: $36.00 in Ubud, Bali vs $35.00 in Vrsac for a mid-range dinner for two. Groceries echo the gap at $295 vs $177 per month, with Vrsac cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Vrsac: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Vrsac?
Vrsac wins on cost – living expenses run 40% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Vrsac the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Ubud, Bali and in Vrsac?
You'd need roughly $2,052 in Ubud, Bali and $1,467 in Vrsac to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Ubud, Bali compared to Vrsac?
Rent for a central apartment: $1,115 in Ubud, Bali versus $326 in Vrsac. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Ubud, Bali or in Vrsac?
Supermarket bills run roughly 67% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
How much does it cost to live in Ubud, Bali compared to Vrsac?
All in, you'll spend $1,368 per month in Ubud, Bali versus $978 in Vrsac – a 40% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $1,000/month in Ubud, Bali or in Vrsac?
At $978 in Vrsac versus $1,368 in Ubud, Bali, a $1,000 budget is realistic in Vrsac but tight or insufficient in Ubud, Bali. The gap between the two cities makes Vrsac the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Vrsac?
Both work as nomad bases, but Vrsac delivers better value – similar infrastructure at $978 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Vrsac hard to pass up.
How safe is Ubud, Bali compared to Vrsac?
Safety-wise, Ubud, Bali and Vrsac are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Vrsac gentler on the wallet – expenses run 40% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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