Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Vrsac

For one person, living is cheaper in Vrsac: $922 a month against $1,331 in Ubud, Bali, rent and utilities included – about $4,900 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
45

Cost of Living Index in Vrsac
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Vrsac Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Vrsac

🇷🇸 Serbia

$922

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Vrsac

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Vrsac actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $922 in Vrsac.

Ubud, Bali $1,331
Vrsac $922

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $1,347 in Vrsac.

Ubud, Bali $2,255
Vrsac $1,347

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $1,772 in Vrsac.

Ubud, Bali $3,180
Vrsac $1,772

Living in Ubud, Bali is roughly 44% more expensive than in Vrsac, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Ubud, Bali 2% lower, Vrsac 32% lower.

Meal at Budget Restaurant

$3.38 Rp 61.3K

$8.51 RSD 888

-60.28%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 629.1K

$33.72 RSD 3,520

2.76%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.2K

$11.16 RSD 1,165

-50.09%

Cappuccino

$2.62 Rp 47.6K

$1.68 RSD 176

55.95%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$1.84 RSD 193

-16.30%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$1.30 RSD 136

-50.77%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$1.96 RSD 205

36.22%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.4K

$2.40 RSD 251

77.50%

Milk (1 liter)

$1.46 Rp 26.5K

$1.03 RSD 107

41.75%

White Bread (500g)

$2.29 Rp 41.6K

$0.57 RSD 59.8

301.75%

Rice (white) (1kg)

$1.11 Rp 20.1K

$2.09 RSD 218

-46.89%

Eggs

$2.10 Rp 38.1K

$2.25 RSD 235

-6.67%

Local Cheese (1kg)

$15.94 Rp 289.4K

$8.62 RSD 900

84.92%

Chicken Fillets (1kg)

$3.88 Rp 70.5K

$3.92 RSD 409

-1.02%

Beef Round Steak (1kg)

$11.40 Rp 207.0K

$11.53 RSD 1,203

-1.13%

Apples (1kg)

$3.55 Rp 64.5K

$0.83 RSD 86.4

327.71%

Banana (1kg)

$1.54 Rp 27.9K

$1.26 RSD 132

22.22%

Oranges (1kg)

$2.23 Rp 40.5K

$1.34 RSD 140

66.42%

Tomato (1kg)

$1.97 Rp 35.8K

$2.24 RSD 234

-12.05%

Potato (1kg)

$1.86 Rp 33.7K

$0.77 RSD 80.5

141.56%

Onion (1kg)

$2.42 Rp 43.9K

$0.65 RSD 67.4

272.31%

Lettuce (1 head)

$1.02 Rp 18.6K

$0.55 RSD 57.3

85.45%

Water (1.5 liter bottle)

$0.52 Rp 9,483

$0.61 RSD 63.4

-14.75%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$4.29 RSD 448

-48.72%

Wine (Bottle)

$21.79 Rp 395.6K

$5.10 RSD 532

327.25%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$0.70 RSD 72.7

232.86%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.12 RSD 117

165.18%

One-way Ticket (Public Transport)

$0.25 Rp 4,546

$0.89 RSD 92.9

-71.91%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

Taxi Start (Normal Tariff)

$0.44 Rp 7,947

$1.86 RSD 194

-76.34%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,496

$1.22 RSD 127

-61.48%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.7K

$10.82 RSD 1,130

-48.24%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.88 RSD 196

-55.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.8M

$30.8K RSD 3.2M

-20.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.5M

$25.3K RSD 2.6M

25.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$155 RSD 16.2K

-49.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.6K

$8.61 RSD 899

-28.69%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.4K

$32.77 RSD 3,420

-42.26%

Gym Membership (Monthly)

$51.0 Rp 925.8K

$24.99 RSD 2,609

104.04%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.3K

Cinema Ticket

$4.38 Rp 79.6K

$4.85 RSD 507

-9.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$239 RSD 25.0K

106.00%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.9M

$8,436 RSD 880.6K

44.87%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.9K

$42.91 RSD 4,479

5.24%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 633.4K

$22.58 RSD 2,358

54.52%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$91.4 RSD 9,538

-14.28%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$72.0 RSD 7,519

8.11%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.6M

$323 RSD 33.7K

233.43%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$257 RSD 26.9K

158.46%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$365 RSD 38.2K

860.41%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$380 RSD 39.6K

340.16%

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

$2,367 RSD 247.1K

-1.14%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$1,532 RSD 159.9K

45.99%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.79

187.68%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Vrsac: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Vrsac

$257 27.9% 61.3% $408

Groceries & Markets

Ubud, Bali

$279 21%

Vrsac

$171 18.5% 38.9% $109

Clothing & Footwear

Ubud, Bali

$106 8%

Vrsac

$103 11.2% 3.1% $3.3

Eating Out

Ubud, Bali

$106 8%

Vrsac

$149 16.2% 40.9% $43

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Vrsac

$196 21.3% 91.4% $94

Sport & Entertainment

Ubud, Bali

$60 4.5%

Vrsac

$35 3.8% 41.9% $25

Getting Around

Ubud, Bali

$12 0.9%

Vrsac

$12 * 1.3% 3.8% $0.4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $323 in Vrsac. Housing cost is often the main lever when comparing two cities.

Dining out: $35 in Ubud, Bali vs $34 in Vrsac for a mid-range dinner for two. Groceries echo the gap at $279 vs $171 per month, with Vrsac cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇷🇸 Vrsac

🕒 Local time

20:55 8:55 PM

13:55 1:55 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

31,946

💱 Currency

Indonesian Rupiah IDR Rp

Serbian Dinar RSD din

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

1,000 RSD = 9.58 USD

1,000 RSD = 8.55 EUR

Exchange rates and currency converter

RSD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,353 IDR (100,000 IDR = 4.91 EUR).

Serbian Dinar exchange rates as of November 4, 2026: 1 USD = 104 RSD (1,000 RSD = 9.58 USD). 1 EUR = 117 RSD (1,000 RSD = 8.55 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Vrsac 10,990 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Vrsac

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Vrsac: Cost of Living - Frequently Asked Questions

Vrsac wins on cost – living expenses run 31% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Vrsac the obvious pick if budget is a priority.

You’d need roughly $1,996 in Ubud, Bali and $1,384 in Vrsac to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,078 in Ubud, Bali versus $323 in Vrsac. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 64% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $1,331 per month in Ubud, Bali versus $922 in Vrsac – Vrsac is about 31% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $800. Vrsac is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Vrsac are both considered safe, so it’s unlikely to be the deciding factor between them.