Last update: Nov 2026

Cost of Living Comparison Between Vrsac and Ubud, Bali

For one person, living is cheaper in Vrsac: $922 a month against $1,331 in Ubud, Bali, rent and utilities included – about $4,900 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Vrsac
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Vrsac Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Vrsac

🇷🇸 Serbia

$922

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Vrsac and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Vrsac and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $922 in Vrsac versus $1,331 in Ubud, Bali.

Vrsac $922
Ubud, Bali $1,331

Estimated couple costs with rent: $1,347 in Vrsac versus $2,255 in Ubud, Bali.

Vrsac $1,347
Ubud, Bali $2,255

Monthly costs for a family of three with rent: $1,772 in Vrsac versus $3,180 in Ubud, Bali.

Vrsac $1,772
Ubud, Bali $3,180

Living in Vrsac costs roughly 31% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Vrsac 32% lower, Ubud, Bali 2% lower.

Meal at Budget Restaurant

$8.51 RSD 888

$3.38 Rp 61.3K

151.78%

Three-Course Dinner for Two, Mid-Range

$33.72 RSD 3,520

$34.65 Rp 629.1K

-2.68%

Fast Food Meal (McDonalds, etc)

$11.16 RSD 1,165

$5.57 Rp 101.2K

100.36%

Cappuccino

$1.68 RSD 176

$2.62 Rp 47.6K

-35.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.84 RSD 193

$1.54 Rp 27.9K

19.48%

Water (0.33 liter bottle)

$1.30 RSD 136

$0.64 Rp 11.6K

103.13%

Local Beer (0.5 liter draught)

$1.96 RSD 205

$2.67 Rp 48.4K

-26.59%

Imported Beer (0.33 liter bottle)

$2.40 RSD 251

$4.26 Rp 77.4K

-43.66%

Milk (1 liter)

$1.03 RSD 107

$1.46 Rp 26.5K

-29.45%

White Bread (500g)

$0.57 RSD 59.8

$2.29 Rp 41.6K

-75.11%

Rice (white) (1kg)

$2.09 RSD 218

$1.11 Rp 20.1K

88.29%

Eggs

$2.25 RSD 235

$2.10 Rp 38.1K

7.14%

Local Cheese (1kg)

$8.62 RSD 900

$15.94 Rp 289.4K

-45.92%

Chicken Fillets (1kg)

$3.92 RSD 409

$3.88 Rp 70.5K

1.03%

Beef Round Steak (1kg)

$11.53 RSD 1,203

$11.40 Rp 207.0K

1.14%

Apples (1kg)

$0.83 RSD 86.4

$3.55 Rp 64.5K

-76.62%

Banana (1kg)

$1.26 RSD 132

$1.54 Rp 27.9K

-18.18%

Oranges (1kg)

$1.34 RSD 140

$2.23 Rp 40.5K

-39.91%

Tomato (1kg)

$2.24 RSD 234

$1.97 Rp 35.8K

13.71%

Potato (1kg)

$0.77 RSD 80.5

$1.86 Rp 33.7K

-58.60%

Onion (1kg)

$0.65 RSD 67.4

$2.42 Rp 43.9K

-73.14%

Lettuce (1 head)

$0.55 RSD 57.3

$1.02 Rp 18.6K

-46.08%

Water (1.5 liter bottle)

$0.61 RSD 63.4

$0.52 Rp 9,483

17.31%

Cigarettes 20 Pack (Marlboro, Camel)

$4.29 RSD 448

$2.20 Rp 39.9K

95.00%

Wine (Bottle)

$5.10 RSD 532

$21.79 Rp 395.6K

-76.59%

Local Beer (0.5 liter bottle)

$0.70 RSD 72.7

$2.33 Rp 42.2K

-69.96%

Imported Beer (0.33 liter bottle)

$1.12 RSD 117

$2.97 Rp 53.9K

-62.29%

One-way Ticket (Public Transport)

$0.89 RSD 92.9

$0.25 Rp 4,546

256.00%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

Taxi Start (Normal Tariff)

$1.86 RSD 194

$0.44 Rp 7,947

322.73%

Taxi (Normal Tariff) (1km)

$1.22 RSD 127

$0.47 Rp 8,496

159.57%

Taxi 1hour Waiting (Normal Tariff)

$10.82 RSD 1,130

$5.60 Rp 101.7K

93.21%

Gasoline (1 liter)

$1.88 RSD 196

$0.83 Rp 15.0K

126.51%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.8K RSD 3.2M

$24.4K Rp 443.8M

25.91%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.3K RSD 2.6M

$31.7K Rp 575.5M

-20.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$155 RSD 16.2K

$77.5 Rp 1.4M

99.87%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.61 RSD 899

$6.14 Rp 111.6K

40.23%

Internet (50+ Mbps, Unlimited Data)

$32.77 RSD 3,420

$18.92 Rp 343.4K

73.20%

Gym Membership (Monthly)

$24.99 RSD 2,609

$51.0 Rp 925.8K

-50.99%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.3K

Cinema Ticket

$4.85 RSD 507

$4.38 Rp 79.6K

10.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$239 RSD 25.0K

$492 Rp 8.9M

-51.46%

International Primary School, 1 Child (Yearly)

$8,436 RSD 880.6K

$12.2K Rp 221.9M

-30.97%

Jeans (Levis 501 Or Similar)

$42.91 RSD 4,479

$45.16 Rp 819.9K

-4.98%

Summer Dress (H&M, Zara, etc)

$22.58 RSD 2,358

$34.89 Rp 633.4K

-35.28%

Sport Shoes (Adidas, Nike)

$91.4 RSD 9,538

$78.3 Rp 1.4M

16.66%

Men's Leather Business Shoes

$72.0 RSD 7,519

$77.9 Rp 1.4M

-7.50%

1-bedroom Apartment, City Center (Monthly)

$323 RSD 33.7K

$1,078 Rp 19.6M

-70.01%

1-bedroom Apartment, Outside City Center (Monthly)

$257 RSD 26.9K

$665 Rp 12.1M

-61.31%

3-bedroom Apartment, City Center (Monthly)

$365 RSD 38.2K

$3,510 Rp 63.7M

-89.59%

3-bedroom Apartment, Outside City Center (Monthly)

$380 RSD 39.6K

$1,671 Rp 30.3M

-77.28%

Buy Apartment in City Center (m2)

$2,367 RSD 247.1K

$2,340 Rp 42.5M

1.15%

Buy Apartment Outside City Center (m2)

$1,532 RSD 159.9K

$2,236 Rp 40.6M

-31.50%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

4.79

13.78

-65.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Vrsac: November 2, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Vrsac

$257 27.9%

Ubud, Bali

$665 50% 159% $408

Monthly Utilities & Internet

Vrsac

$196 21.3%

Ubud, Bali

$103 7.7% 47.7% $94

Groceries & Markets

Vrsac

$171 18.5%

Ubud, Bali

$279 21% 63.7% $109

Eating Out

Vrsac

$149 16.2%

Ubud, Bali

$106 8% 29% $43

Clothing & Footwear

Vrsac

$103 11.2%

Ubud, Bali

$106 8% 3.2% $3.3

Sport & Entertainment

Vrsac

$35 3.8%

Ubud, Bali

$60 4.5% 72.2% $25

Getting Around

Vrsac

$12 * 1.3%

Ubud, Bali

$12 0.9% 3.9% $0.4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $323 in Vrsac and $1,078 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $34 in Vrsac vs $35 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $171 vs $279 per month, with Vrsac cheaper across the board.

Good to know

🇷🇸 Vrsac

🇮🇩 Ubud, Bali

🕒 Local time

04:43 4:43 AM

11:43 11:43 AM

7 h ahead of Vrsac

🌤 Weather

👥 Population

31,946

74,800

💱 Currency

Serbian Dinar RSD din

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 RSD = 9.58 USD

1,000 RSD = 8.51 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.89 EUR

Exchange rates and currency converter

IDR, USD, EUR to RSD – Serbian Dinar Converter

🇺🇸 United States Dollar ($)

🇷🇸 Serbian Dinar (din)

Serbian Dinar exchange rates as of November 5, 2026: 1 USD = 104 RSD (1,000 RSD = 9.58 USD). 1 EUR = 118 RSD (1,000 RSD = 8.51 EUR).

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,438 IDR (100,000 IDR = 4.89 EUR).

USD to RSD in detail →

On the map

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Highest

Between locations

Vrsac Ubud, Bali 10,990 km ≈ 14 h nonstop flight

From you

Vrsac
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Vrsac vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Vrsac wins on cost – living expenses run 31% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Vrsac the obvious pick if budget is a priority.

You’d need roughly $1,384 in Vrsac and $1,996 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $323 in Vrsac versus $1,078 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 64% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $922 per month in Vrsac versus $1,331 in Ubud, Bali – Vrsac is about 31% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $800. Vrsac is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Vrsac and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.