Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Valencia City

For one person, living is cheaper in Valencia City: $718 a month against $1,331 in Ubud, Bali, rent and utilities included – about $7,400 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
34

Cost of Living Index in Valencia City
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Valencia City Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Valencia City

🇵🇭 Philippines

$718

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Valencia City

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Valencia City actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $718 in Valencia City.

Ubud, Bali $1,331
Valencia City $718

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $1,101 in Valencia City.

Ubud, Bali $2,255
Valencia City $1,101

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $1,484 in Valencia City.

Ubud, Bali $3,180
Valencia City $1,484

Living in Ubud, Bali is roughly 85% more expensive than in Valencia City, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Ubud, Bali 2% lower, Valencia City 47% lower.

Meal at Budget Restaurant

$3.38 Rp 61.2K

$2.93 ₱186

15.36%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.6K

$16.36 ₱1,036

111.80%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.1K

$1.98 ₱125

181.31%

Cappuccino

$2.62 Rp 47.5K

$2.19 ₱139

19.63%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$0.37 ₱23.65

316.22%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.40 ₱25.50

60.00%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$1.14 ₱72.1

134.21%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.3K

$2.09 ₱133

103.83%

Milk (1 liter)

$1.46 Rp 26.5K

$1.91 ₱121

-23.56%

White Bread (500g)

$2.29 Rp 41.6K

$1.12 ₱71.1

104.46%

Rice (white) (1kg)

$1.11 Rp 20.1K

$0.83 ₱52.4

33.73%

Eggs

$2.10 Rp 38.1K

$1.49 ₱94.3

40.94%

Local Cheese (1kg)

$15.94 Rp 289.2K

$6.25 ₱396

155.04%

Chicken Fillets (1kg)

$3.88 Rp 70.4K

$4.60 ₱292

-15.65%

Beef Round Steak (1kg)

$11.40 Rp 206.8K

$9.16 ₱580

24.45%

Apples (1kg)

$3.55 Rp 64.4K

$2.79 ₱177

27.24%

Banana (1kg)

$1.54 Rp 27.9K

$1.11 ₱70.3

38.74%

Oranges (1kg)

$2.23 Rp 40.5K

$2.39 ₱152

-6.69%

Tomato (1kg)

$1.97 Rp 35.8K

$1.12 ₱71.2

75.89%

Potato (1kg)

$1.86 Rp 33.7K

$0.61 ₱38.81

204.92%

Onion (1kg)

$2.42 Rp 43.9K

$2.24 ₱142

8.04%

Lettuce (1 head)

$1.02 Rp 18.6K

$1.20 ₱75.9

-15.00%

Water (1.5 liter bottle)

$0.52 Rp 9,475

$0.67 ₱42.18

-22.39%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$2.45 ₱155

-10.20%

Wine (Bottle)

$21.79 Rp 395.2K

$7.74 ₱491

181.52%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$1.25 ₱79.4

86.40%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.64 ₱104

81.10%

One-way Ticket (Public Transport)

$0.25 Rp 4,542

$0.24 ₱15.27

4.17%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.3K

$12.47 ₱790

-34.48%

Taxi Start (Normal Tariff)

$0.44 Rp 7,941

$0.82 ₱51.7

-46.34%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,489

$0.24 ₱15.21

95.83%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

$1.86 ₱118

201.08%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.25 ₱79.4

-33.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.5M

$20.7K ₱1.3M

18.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.0M

$19.1K ₱1.2M

65.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$106 ₱6,700

-26.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$18.85 ₱1,194

-67.43%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.1K

$30.49 ₱1,932

-37.95%

Gym Membership (Monthly)

$51.0 Rp 925.0K

$31.47 ₱1,994

62.03%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.0K

$5.16 ₱327

253.68%

Cinema Ticket

$4.38 Rp 79.5K

$4.77 ₱303

-8.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$103 ₱6,533

377.57%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.7M

$7,343 ₱465.3K

66.42%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.2K

$32.27 ₱2,045

39.94%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 632.9K

$19.08 ₱1,209

82.86%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$70.5 ₱4,465

11.12%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$60.1 ₱3,809

29.55%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

$253 ₱16.1K

325.18%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$167 ₱10.6K

298.07%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$485 ₱30.7K

623.67%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$351 ₱22.2K

376.70%

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

$2,651 ₱168.0K

-11.72%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$1,095 ₱69.4K

104.16%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

8.31

65.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Valencia City: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Valencia City

$167 23.3% 74.9% $498

Groceries & Markets

Ubud, Bali

$279 21%

Valencia City

$189 26.3% 32.5% $91

Clothing & Footwear

Ubud, Bali

$106 8%

Valencia City

$82 11.4% 23% $24

Eating Out

Ubud, Bali

$106 8%

Valencia City

$69 9.6% 35% $37

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Valencia City

$155 21.6% 51.2% $53

Sport & Entertainment

Ubud, Bali

$60 4.5%

Valencia City

$41 5.7% 31.4% $19

Getting Around

Ubud, Bali

$12 0.9%

Valencia City

$15 2.2% 29.3% $3.5

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $253 in Valencia City. Housing cost is often the main lever when comparing two cities.

Dining out: $35 in Ubud, Bali vs $16 in Valencia City for a mid-range dinner for two. Groceries echo the gap at $279 vs $189 per month, with Valencia City cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇵🇭 Valencia City

🕒 Local time

08:49 8:49 AM

Same time as Ubud, Bali

🌤 Weather

👥 Population

74,800

216,546

💱 Currency

Indonesian Rupiah IDR Rp

Philippine Peso PHP ₱

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.9 EUR

100 PHP = 1.58 USD

100 PHP = 1.4 EUR

Exchange rates and currency converter

PHP, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,421 IDR (100,000 IDR = 4.9 EUR).

Philippine Peso exchange rates as of November 5, 2026: 1 USD = 63.36 PHP (100 PHP = 1.58 USD). 1 EUR = 71.33 PHP (100 PHP = 1.4 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Valencia City 2,120 km ≈ 3 h 15 min nonstop flight

From you

Ubud, Bali
Valencia City

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Valencia City: Cost of Living - Frequently Asked Questions

Valencia City wins on cost – living expenses run 46% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Valencia City the obvious pick if budget is a priority.

You’d need roughly $1,996 in Ubud, Bali and $1,077 in Valencia City to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,078 in Ubud, Bali versus $253 in Valencia City. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $492 in Ubud, Bali versus $103 in Valencia City. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 48% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $718 in Valencia City versus $1,331 in Ubud, Bali, a $1,200 budget is realistic in Valencia City but tight or insufficient in Ubud, Bali. The gap between the two cities makes Valencia City the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Valencia City are both considered safe, so it’s unlikely to be the deciding factor between them.