Last update: Oct 2026

Cost of Living Comparison Between Valencia City and Ubud, Bali

For one person, living is cheaper in Valencia City: $734 a month against $1,368 in Ubud, Bali, rent and utilities included – about $7,600 less a year. Rent and utilities account for most of the difference.

36

Cost of Living Index in Valencia City
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Valencia City Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Valencia City

🇵🇭 Philippines

$734

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Valencia City and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Valencia City and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $734 in Valencia City versus $1,368 in Ubud, Bali.

Valencia City $734
Ubud, Bali $1,368

Estimated couple costs with rent: $1,125 in Valencia City versus $2,314 in Ubud, Bali.

Valencia City $1,125
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $1,516 in Valencia City versus $3,260 in Ubud, Bali.

Valencia City $1,516
Ubud, Bali $3,260

Living in Valencia City costs roughly 46% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Valencia City is 46% below, Ubud, Bali is 1% above.

Meal at Budget Restaurant

$2.91 ₱183

$3.33 Rp 59.9K

-12.61%

Three-Course Dinner for Two, Mid-Range

$16.68 ₱1,050

$35.18 Rp 633.2K

-52.59%

Fast Food Meal (McDonalds, etc)

$2.02 ₱127

$5.80 Rp 104.5K

-65.17%

Cappuccino

$2.26 ₱142

$2.73 Rp 49.1K

-17.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.39 ₱24.45

$1.64 Rp 29.5K

-76.22%

Water (0.33 liter bottle)

$0.42 ₱26.20

$0.83 Rp 15.0K

-49.40%

Local Beer (0.5 liter draught)

$1.17 ₱73.6

$2.70 Rp 48.6K

-56.67%

Imported Beer (0.33 liter bottle)

$1.92 ₱121

$4.30 Rp 77.4K

-55.35%

Milk (1 liter)

$1.95 ₱123

$1.50 Rp 27.1K

30.00%

White Bread (500g)

$1.14 ₱71.5

$2.30 Rp 41.4K

-50.43%

Rice (white) (1kg)

$0.78 ₱49.20

$1.18 Rp 21.2K

-33.90%

Eggs

$1.58 ₱99.2

$2.14 Rp 38.6K

-26.17%

Local Cheese (1kg)

$6.42 ₱404

$17.48 Rp 314.6K

-63.27%

Chicken Fillets (1kg)

$4.85 ₱305

$4.03 Rp 72.5K

20.35%

Beef Round Steak (1kg)

$9.18 ₱578

$12.23 Rp 220.1K

-24.94%

Apples (1kg)

$2.73 ₱172

$3.55 Rp 63.9K

-23.10%

Banana (1kg)

$1.11 ₱70.0

$1.57 Rp 28.3K

-29.30%

Oranges (1kg)

$2.43 ₱153

$2.24 Rp 40.2K

8.48%

Tomato (1kg)

$1.19 ₱74.8

$1.93 Rp 34.7K

-38.34%

Potato (1kg)

$0.65 ₱41.16

$1.88 Rp 33.9K

-65.43%

Onion (1kg)

$2.25 ₱142

$2.29 Rp 41.3K

-1.75%

Lettuce (1 head)

$1.20 ₱75.4

$0.99 Rp 17.9K

21.21%

Water (1.5 liter bottle)

$0.71 ₱44.47

$0.53 Rp 9,475

33.96%

Cigarettes 20 Pack (Marlboro, Camel)

$2.50 ₱157

$2.28 Rp 41.1K

9.65%

Wine (Bottle)

$8.05 ₱507

$23.01 Rp 414.2K

-65.02%

Local Beer (0.5 liter bottle)

$1.29 ₱81.4

$2.34 Rp 42.2K

-44.87%

Imported Beer (0.33 liter bottle)

$1.66 ₱105

$2.91 Rp 52.4K

-42.96%

One-way Ticket (Public Transport)

$0.25 ₱15.55

$0.24 Rp 4,315

4.17%

Public Transport Monthly Pass (Regular Price)

$11.82 ₱744

$8.82 Rp 158.7K

34.01%

Taxi Start (Normal Tariff)

$0.79 ₱49.51

$0.48 Rp 8,684

64.58%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.41

$0.46 Rp 8,233

-50.00%

Taxi 1hour Waiting (Normal Tariff)

$1.97 ₱124

$5.45 Rp 98.2K

-63.85%

Gasoline (1 liter)

$1.27 ₱80.1

$0.88 Rp 15.9K

44.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.7K ₱1.4M

$24.6K Rp 442.2M

-11.77%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.9K ₱1.2M

$31.2K Rp 561.4M

-39.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$107 ₱6,731

$83.0 Rp 1.5M

28.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.47 ₱1,226

$6.45 Rp 116.0K

201.86%

Internet (50+ Mbps, Unlimited Data)

$31.37 ₱1,975

$18.57 Rp 334.2K

68.93%

Gym Membership (Monthly)

$30.13 ₱1,897

$55.8 Rp 1.0M

-46.02%

Tennis Court (1 Hour on Weekend)

$3.97 ₱250

$18.11 Rp 326.0K

-78.08%

Cinema Ticket

$4.72 ₱297

$4.38 Rp 78.9K

7.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$109 ₱6,869

$493 Rp 8.9M

-77.87%

International Primary School, 1 Child (Yearly)

$7,414 ₱466.8K

$5,754 Rp 103.6M

28.87%

Jeans (Levis 501 Or Similar)

$32.76 ₱2,062

$46.19 Rp 831.4K

-29.08%

Summer Dress (H&M, Zara, etc)

$19.17 ₱1,207

$35.33 Rp 636.0K

-45.74%

Sport Shoes (Adidas, Nike)

$72.0 ₱4,530

$79.1 Rp 1.4M

-9.03%

Men's Leather Business Shoes

$61.0 ₱3,840

$78.4 Rp 1.4M

-22.20%

1-bedroom Apartment, City Center (Monthly)

$293 ₱18.4K

$1,142 Rp 20.6M

-74.38%

1-bedroom Apartment, Outside City Center (Monthly)

$176 ₱11.1K

$676 Rp 12.2M

-73.90%

3-bedroom Apartment, City Center (Monthly)

$468 ₱29.5K

$3,503 Rp 63.1M

-86.64%

3-bedroom Apartment, Outside City Center (Monthly)

$369 ₱23.3K

$1,700 Rp 30.6M

-78.27%

Buy Apartment in City Center (m2)

$2,456 ₱154.7K

$2,784 Rp 50.1M

-11.77%

Buy Apartment Outside City Center (m2)

$1,075 ₱67.7K

$2,241 Rp 40.3M

-52.04%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

8.31

13.78

-39.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Valencia City: October 11, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Valencia City

$193 26.3%

Ubud, Bali

$290 21.2% 50.5% $98

Accommodation & Living

Valencia City

$176 24%

Ubud, Bali

$676 49.4% 283% $499

Monthly Utilities & Internet

Valencia City

$158 21.5%

Ubud, Bali

$108 7.9% 31.5% $50

Clothing & Footwear

Valencia City

$83 11.3%

Ubud, Bali

$108 7.9% 29.3% $24

Eating Out

Valencia City

$69 9.5%

Ubud, Bali

$109 8% 56.9% $39

Sport & Entertainment

Valencia City

$40 5.4%

Ubud, Bali

$65 4.7% 63.2% $25

Getting Around

Valencia City

$15 2%

Ubud, Bali

$13 0.9% 14.9% $2.2

Cost Breakdown

A one-bedroom apartment in the center runs $293 in Valencia City and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $17.00 in Valencia City vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $193 vs $290 per month, with Valencia City cheaper across the board.

Good to know

🇵🇭 Valencia City

🇮🇩 Ubud, Bali

🕒 Local time

02:53 2:53 AM

Same time as Valencia City

🌤 Weather

👥 Population

216,546

74,800

💱 Currency

Philippine Peso PHP ₱

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Valencia City Ubud, Bali 2,120 km ≈ 3 h 15 min nonstop flight

From you

Valencia City
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Valencia City vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Valencia City wins on cost – living expenses run 86% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Valencia City the obvious pick if budget is a priority.

You'd need roughly $1,101 in Valencia City and $2,051 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $293 in Valencia City versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $109 in Valencia City versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 51% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $734 in Valencia City versus $1,368 in Ubud, Bali, a $2,000 budget is realistic in Valencia City but tight or insufficient in Ubud, Bali. The gap between the two cities makes Valencia City the clear choice for anyone on this budget.

Both work as nomad bases, but Valencia City delivers better value – similar infrastructure at $734 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Valencia City hard to pass up.

Safety-wise, Valencia City and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Valencia City gentler on the wallet – expenses run 86% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.