Cost of Living Comparison Between Ubud, Bali and Usak Cost of Living Comparison Between Ubud, Bali and Usak

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $1,103 in Usak.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $1,726 in Usak.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $2,348 in Usak.

Living in Ubud, Bali is roughly 29% more expensive than Usak, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 6% above, Usak is 18% below.

Meal at Budget Restaurant

$3.56 Rp 63.7K

$8.82 ₺405

-59.64%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 584.5K

$43.76 ₺2,010

-25.21%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.4K

$9.61 ₺442

-48.49%

Cappuccino

$2.71 Rp 48.4K

$3.33 ₺153

-18.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.0K

$1.05 ₺48.37

27.62%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.38 ₺17.66

84.21%

Local Beer (0.5 liter draught)

$2.92 Rp 52.1K

$3.89 ₺179

-24.94%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.7K

$3.70 ₺170

7.03%

Milk (1 liter)

$1.81 Rp 32.3K

$1.05 ₺48.04

72.38%

White Bread (500g)

$2.52 Rp 45.0K

$0.87 ₺39.95

189.66%

Rice (white) (1kg)

$1.16 Rp 20.7K

$2.24 ₺103

-48.21%

Eggs

$2.46 Rp 43.9K

$2.23 ₺102

10.31%

Local Cheese (1kg)

$14.71 Rp 262.7K

$11.17 ₺513

31.69%

Chicken Fillets (1kg)

$4.32 Rp 77.1K

$6.07 ₺279

-28.83%

Beef Round Steak (1kg)

$12.14 Rp 216.7K

$18.36 ₺844

-33.88%

Apples (1kg)

$3.84 Rp 68.6K

$1.19 ₺54.8

222.69%

Banana (1kg)

$1.56 Rp 27.8K

$2.14 ₺98.2

-27.10%

Oranges (1kg)

$2.83 Rp 50.6K

$1.10 ₺50.4

157.27%

Tomato (1kg)

$2.33 Rp 41.5K

$1.31 ₺60.1

77.86%

Potato (1kg)

$1.91 Rp 34.2K

$0.73 ₺33.73

161.64%

Onion (1kg)

$2.20 Rp 39.3K

$0.56 ₺25.81

292.86%

Lettuce (1 head)

$1.01 Rp 18.1K

$0.95 ₺43.79

6.32%

Water (1.5 liter bottle)

$0.78 Rp 13.8K

$0.40 ₺18.18

95.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.2K

$2.13 ₺97.8

55.87%

Wine (Bottle)

$23.74 Rp 423.9K

$8.97 ₺412

164.66%

Local Beer (0.5 liter bottle)

$2.79 Rp 49.8K

$2.13 ₺97.9

30.99%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.1K

$2.92 ₺134

-2.05%

One-way Ticket (Public Transport)

$0.27 Rp 4,800

$0.63 ₺28.85

-57.14%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

$30.49 ₺1,401

-73.66%

Taxi Start (Normal Tariff)

$0.46 Rp 8,150

$0.74 ₺34.21

-37.84%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,037

$0.80 ₺36.79

-43.75%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 108.9K

$5.76 ₺265

5.90%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.25 ₺57.2

-36.80%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 467.0M

$67.0K ₺3.1M

-60.95%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 573.6M

$55.7K ₺2.6M

-42.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$73.3 ₺3,367

9.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.6K

$9.99 ₺459

-59.36%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 420.0K

$13.53 ₺622

73.84%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$44.03 ₺2,023

124.17%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

Cinema Ticket

$4.15 Rp 74.1K

$5.83 ₺268

-28.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$668 ₺30.7K

-54.48%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.1M

$11.0K ₺506.4K

-40.00%

Jeans (Levis 501 Or Similar)

$55.5 Rp 991.8K

$57.2 ₺2,628

-2.90%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 684.1K

$36.09 ₺1,658

6.15%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$103 ₺4,713

-13.64%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$79.0 ₺3,628

-1.38%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$518 ₺23.8K

94.43%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$387 ₺17.8K

74.60%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.5M

$902 ₺41.5K

281.40%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.4M

$711 ₺32.7K

186.76%

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

$1,299 ₺59.7K

118.75%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

$1,050 ₺48.3K

115.54%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$965 ₺44.4K

-82.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

30.12

-55.91%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Usak: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $518 in Usak. Housing cost is often the main lever when comparing two cities.

Usak pays 484% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $44.00 in Usak. Groceries flip the comparison at $302 vs $232, with Usak cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Usak: Cost of Living - Frequently Asked Questions

Usak wins on cost – living expenses run 29% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Usak the obvious pick if budget is a priority.

On paper, Usak earns 484% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,006 in Ubud, Bali versus $518 in Usak. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $304 in Ubud, Bali versus $668 in Usak. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 30% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,103 in Usak versus $1,419 in Ubud, Bali, a $1,500 budget is realistic in Usak but tight or insufficient in Ubud, Bali. The gap between the two cities makes Usak the clear choice for anyone on this budget.

Both work as nomad bases, but Usak delivers better value – similar infrastructure at $1,103 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Usak hard to pass up.

Safety-wise, Ubud, Bali and Usak are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Usak gentler on the wallet – expenses run 29% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.