Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Usak

For one person, living is cheaper in Usak: $1,051 a month against $1,331 in Ubud, Bali, rent and utilities included – about $3,400 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
50

Cost of Living Index in Usak
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Usak Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Usak

🇹🇷 Turkey

$1,051

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Usak

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Usak actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $1,051 in Usak.

Ubud, Bali $1,331
Usak $1,051

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $1,635 in Usak.

Ubud, Bali $2,255
Usak $1,635

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $2,219 in Usak.

Ubud, Bali $3,180
Usak $2,219

Living in Ubud, Bali is roughly 27% more expensive than in Usak, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Ubud, Bali 2% lower, Usak 22% lower.

Meal at Budget Restaurant

$3.38 Rp 61.3K

$10.06 ₺503

-66.40%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 629.1K

$43.08 ₺2,155

-19.57%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.2K

$9.01 ₺451

-38.18%

Cappuccino

$2.62 Rp 47.6K

$4.27 ₺214

-38.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$1.94 ₺97.0

-20.62%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.54 ₺26.98

18.52%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$3.66 ₺183

-27.05%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.4K

$4.98 ₺249

-14.46%

Milk (1 liter)

$1.46 Rp 26.5K

$1.04 ₺52.2

40.38%

White Bread (500g)

$2.29 Rp 41.6K

$1.03 ₺51.7

122.33%

Rice (white) (1kg)

$1.11 Rp 20.1K

$1.98 ₺99.2

-43.94%

Eggs

$2.10 Rp 38.1K

$2.52 ₺126

-16.67%

Local Cheese (1kg)

$15.94 Rp 289.4K

$9.30 ₺465

71.40%

Chicken Fillets (1kg)

$3.88 Rp 70.5K

$4.92 ₺246

-21.14%

Beef Round Steak (1kg)

$11.40 Rp 207.0K

$19.76 ₺988

-42.31%

Apples (1kg)

$3.55 Rp 64.5K

$1.72 ₺85.9

106.40%

Banana (1kg)

$1.54 Rp 27.9K

$1.80 ₺90.0

-14.44%

Oranges (1kg)

$2.23 Rp 40.5K

$0.96 ₺48.02

132.29%

Tomato (1kg)

$1.97 Rp 35.8K

$1.40 ₺70.0

40.71%

Potato (1kg)

$1.86 Rp 33.7K

$0.61 ₺30.46

204.92%

Onion (1kg)

$2.42 Rp 43.9K

$0.56 ₺28.03

332.14%

Lettuce (1 head)

$1.02 Rp 18.6K

$0.85 ₺42.50

20.00%

Water (1.5 liter bottle)

$0.52 Rp 9,483

$0.68 ₺34.04

-23.53%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$2.22 ₺111

-0.90%

Wine (Bottle)

$21.79 Rp 395.6K

$9.98 ₺499

118.34%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$2.17 ₺109

7.37%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$3.00 ₺150

-1.00%

One-way Ticket (Public Transport)

$0.25 Rp 4,546

$0.67 ₺33.31

-62.69%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

Taxi Start (Normal Tariff)

$0.44 Rp 7,947

$0.77 ₺38.44

-42.86%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,496

$1.01 ₺50.6

-53.47%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.7K

$4.93 ₺247

13.59%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.43 ₺71.5

-41.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.8M

$47.4K ₺2.4M

-48.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.5M

$40.3K ₺2.0M

-21.31%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$70.2 ₺3,511

10.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.6K

$11.34 ₺567

-45.86%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.4K

$15.64 ₺782

20.97%

Gym Membership (Monthly)

$51.0 Rp 925.8K

$54.3 ₺2,717

-6.13%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.3K

Cinema Ticket

$4.38 Rp 79.6K

$7.08 ₺354

-38.14%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$698 ₺34.9K

-29.50%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.9M

$17.8K ₺888.2K

-31.18%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.9K

$47.35 ₺2,368

-4.63%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 633.4K

$32.50 ₺1,626

7.35%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$99.3 ₺4,967

-21.13%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$81.3 ₺4,064

-4.16%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.6M

$430 ₺21.5K

150.36%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$331 ₺16.5K

101.04%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$780 ₺39.0K

350.08%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$550 ₺27.5K

203.84%

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

$1,158 ₺57.9K

102.08%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$1,061 ₺53.1K

110.76%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$874 ₺43.7K

-80.96%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-65.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Usak: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Usak

$331 31.5% 50.3% $334

Groceries & Markets

Ubud, Bali

$279 21%

Usak

$232 22.1% 17% $47

Clothing & Footwear

Ubud, Bali

$106 8%

Usak

$117 11.2% 10.2% $11

Eating Out

Ubud, Bali

$106 8%

Usak

$197 18.7% 86.2% $91

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Usak

$97 9.3% 5.2% $5.4

Sport & Entertainment

Ubud, Bali

$60 4.5%

Usak

$68 6.5% 14.6% $8.7

Getting Around

Ubud, Bali

$12 0.9%

Usak

$8.5 * 0.8% 29% $3.5

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $430 in Usak. Housing cost is often the main lever when comparing two cities.

Usak pays about 5.3 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35 in Ubud, Bali vs $43 in Usak. Groceries flip the comparison at $279 vs $232, with Usak cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇹🇷 Usak

🕒 Local time

00:46 12:46 AM

19:46 7:46 PM

5 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

377,001

💱 Currency

Indonesian Rupiah IDR Rp

Turkish Lira TRY ₺

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

100 TRY = 2 USD

100 TRY = 1.78 EUR

Exchange rates and currency converter

TRY, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,353 IDR (100,000 IDR = 4.91 EUR).

Turkish Lira exchange rates as of November 4, 2026: 1 USD = 50.02 TRY (100 TRY = 2 USD). 1 EUR = 56.07 TRY (100 TRY = 1.78 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Usak 10,240 km ≈ 13 h nonstop flight

From you

Ubud, Bali
Usak

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Usak: Cost of Living - Frequently Asked Questions

Usak wins on cost – living expenses run 21% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Usak the obvious pick if budget is a priority.

On paper, salaries run 81% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,078 in Ubud, Bali versus $430 in Usak. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 20% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $1,331 per month in Ubud, Bali versus $1,051 in Usak – Usak is about 21% cheaper, which adds up to real savings over time.

Either city works on $1,500 a month, though Usak gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Usak are both considered safe, so it’s unlikely to be the deciding factor between them.