Last update: Oct 2026

Cost of Living Comparison Between Usak and Ubud, Bali

For one person, living is cheaper in Usak: $1,024 a month against $1,368 in Ubud, Bali, rent and utilities included – about $4,100 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

50

Cost of Living Index in Usak
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Usak Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Usak

🇹🇷 Turkey

$1,024

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Usak and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Usak and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,024 in Usak versus $1,368 in Ubud, Bali.

Usak $1,024
Ubud, Bali $1,368

Estimated couple costs with rent: $1,628 in Usak versus $2,314 in Ubud, Bali.

Usak $1,628
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $2,233 in Usak versus $3,260 in Ubud, Bali.

Usak $2,233
Ubud, Bali $3,260

Living in Usak costs roughly 25% less than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Usak is 24% below, Ubud, Bali is 1% above.

Meal at Budget Restaurant

$10.08 ₺499

$3.33 Rp 59.9K

202.70%

Three-Course Dinner for Two, Mid-Range

$43.09 ₺2,133

$35.18 Rp 633.2K

22.48%

Fast Food Meal (McDonalds, etc)

$9.31 ₺461

$5.80 Rp 104.5K

60.52%

Cappuccino

$4.13 ₺204

$2.73 Rp 49.1K

51.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.92 ₺95.2

$1.64 Rp 29.5K

17.07%

Water (0.33 liter bottle)

$0.37 ₺18.11

$0.83 Rp 15.0K

-55.42%

Local Beer (0.5 liter draught)

$3.07 ₺152

$2.70 Rp 48.6K

13.70%

Imported Beer (0.33 liter bottle)

$4.86 ₺241

$4.30 Rp 77.4K

13.02%

Milk (1 liter)

$1.03 ₺50.8

$1.50 Rp 27.1K

-31.33%

White Bread (500g)

$1.01 ₺49.88

$2.30 Rp 41.4K

-56.09%

Rice (white) (1kg)

$1.93 ₺95.7

$1.18 Rp 21.2K

63.56%

Eggs

$2.57 ₺127

$2.14 Rp 38.6K

20.09%

Local Cheese (1kg)

$9.18 ₺455

$17.48 Rp 314.6K

-47.48%

Chicken Fillets (1kg)

$5.01 ₺248

$4.03 Rp 72.5K

24.32%

Beef Round Steak (1kg)

$20.00 ₺990

$12.23 Rp 220.1K

63.53%

Apples (1kg)

$1.69 ₺83.8

$3.55 Rp 63.9K

-52.39%

Banana (1kg)

$1.89 ₺93.7

$1.57 Rp 28.3K

20.38%

Oranges (1kg)

$0.96 ₺47.46

$2.24 Rp 40.2K

-57.14%

Tomato (1kg)

$1.41 ₺69.7

$1.93 Rp 34.7K

-26.94%

Potato (1kg)

$0.65 ₺32.12

$1.88 Rp 33.9K

-65.43%

Onion (1kg)

$0.61 ₺29.97

$2.29 Rp 41.3K

-73.36%

Lettuce (1 head)

$0.91 ₺45.16

$0.99 Rp 17.9K

-8.08%

Water (1.5 liter bottle)

$0.71 ₺35.05

$0.53 Rp 9,475

33.96%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 ₺113

$2.28 Rp 41.1K

Wine (Bottle)

$10.34 ₺512

$23.01 Rp 414.2K

-55.06%

Local Beer (0.5 liter bottle)

$2.20 ₺109

$2.34 Rp 42.2K

-5.98%

Imported Beer (0.33 liter bottle)

$2.97 ₺147

$2.91 Rp 52.4K

2.06%

One-way Ticket (Public Transport)

$0.73 ₺35.95

$0.24 Rp 4,315

204.17%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$1.04 ₺51.4

$0.48 Rp 8,684

116.67%

Taxi (Normal Tariff) (1km)

$0.75 ₺36.94

$0.46 Rp 8,233

63.04%

Taxi 1hour Waiting (Normal Tariff)

$7.96 ₺394

$5.45 Rp 98.2K

46.06%

Gasoline (1 liter)

$1.40 ₺69.5

$0.88 Rp 15.9K

59.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$42.5K ₺2.1M

$24.6K Rp 442.2M

72.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.0K ₺1.9M

$31.2K Rp 561.4M

25.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$73.7 ₺3,647

$83.0 Rp 1.5M

-11.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.02 ₺595

$6.45 Rp 116.0K

86.36%

Internet (50+ Mbps, Unlimited Data)

$15.24 ₺755

$18.57 Rp 334.2K

-17.93%

Gym Membership (Monthly)

$53.8 ₺2,665

$55.8 Rp 1.0M

-3.57%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$7.04 ₺348

$4.38 Rp 78.9K

60.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$686 ₺33.9K

$493 Rp 8.9M

39.05%

International Primary School, 1 Child (Yearly)

$18.4K ₺910.2K

$5,754 Rp 103.6M

219.54%

Jeans (Levis 501 Or Similar)

$46.38 ₺2,296

$46.19 Rp 831.4K

0.41%

Summer Dress (H&M, Zara, etc)

$32.80 ₺1,624

$35.33 Rp 636.0K

-7.16%

Sport Shoes (Adidas, Nike)

$93.2 ₺4,614

$79.1 Rp 1.4M

17.84%

Men's Leather Business Shoes

$77.2 ₺3,822

$78.4 Rp 1.4M

-1.51%

1-bedroom Apartment, City Center (Monthly)

$429 ₺21.2K

$1,142 Rp 20.6M

-62.44%

1-bedroom Apartment, Outside City Center (Monthly)

$308 ₺15.3K

$676 Rp 12.2M

-54.38%

3-bedroom Apartment, City Center (Monthly)

$762 ₺37.7K

$3,503 Rp 63.1M

-78.24%

3-bedroom Apartment, Outside City Center (Monthly)

$575 ₺28.5K

$1,700 Rp 30.6M

-66.17%

Buy Apartment in City Center (m2)

$1,435 ₺71.0K

$2,784 Rp 50.1M

-48.47%

Buy Apartment Outside City Center (m2)

$1,021 ₺50.5K

$2,241 Rp 40.3M

-54.44%

Average Monthly Net Salary (After Tax)

$889 ₺44.0K

$165 Rp 3.0M

440.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

190.28%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Usak: October 12, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Usak

$308 30.1%

Ubud, Bali

$676 49.4% 119% $367

Groceries & Markets

Usak

$235 22.9%

Ubud, Bali

$290 21.2% 23.8% $56

Eating Out

Usak

$192 18.8%

Ubud, Bali

$109 8% 43.5% $84

Clothing & Footwear

Usak

$112 11%

Ubud, Bali

$108 7.9% 4.2% $4.8

Monthly Utilities & Internet

Usak

$101 9.9%

Ubud, Bali

$108 7.9% 7% $7.1

Sport & Entertainment

Usak

$68 6.6%

Ubud, Bali

$65 4.7% 4.9% $3.3

Getting Around

Usak

$7.7 * 0.8%

Ubud, Bali

$13 0.9% 63.6% $4.9

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $429 in Usak and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Usak pays 440% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $43.00 in Usak vs $35.00 in Ubud, Bali. Groceries flip the comparison at $235 vs $290, with Usak cheaper for home cooking.

Good to know

🇹🇷 Usak

🇮🇩 Ubud, Bali

🕒 Local time

02:31 2:31 AM

07:31 7:31 AM

5 h ahead of Usak

🌤 Weather

👥 Population

377,001

74,800

💱 Currency

Turkish Lira TRY ₺

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 TRY = 2.02 USD

100 TRY = 1.8 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to TRY – Turkish Lira Converter

🇺🇸 United States Dollar ($)

🇹🇷 Turkish Lira (₺)

Turkish Lira exchange rates as of October 18, 2026: 1 USD = 49.51 TRY (100 TRY = 2.02 USD). 1 EUR = 55.66 TRY (100 TRY = 1.8 EUR).

Indonesian Rupiah exchange rates as of October 18, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to TRY in detail →

On the map

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Highest

Between locations

Usak Ubud, Bali 10,240 km ≈ 13 h nonstop flight

From you

Usak
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Usak vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Usak wins on cost – living expenses run 34% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Usak the obvious pick if budget is a priority.

Average pay runs 440% higher in Usak, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $429 in Usak versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 24% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,024 per month in Usak versus $1,368 in Ubud, Bali – a 34% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,024 in Usak versus $1,368 in Ubud, Bali, a $1,500 budget is realistic in Usak but tight or insufficient in Ubud, Bali. The gap between the two cities makes Usak the clear choice for anyone on this budget.

Both work as nomad bases, but Usak delivers better value – similar infrastructure at $1,024 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Usak hard to pass up.

Safety-wise, Usak and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Usak gentler on the wallet – expenses run 34% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.