Cost of Living Comparison Between Ubud, Bali and Urbana, IL Cost of Living Comparison Between Ubud, Bali and Urbana, IL

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $1,706 in Urbana, IL.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $2,745 in Urbana, IL.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $3,784 in Urbana, IL.

Living in Ubud, Bali costs roughly 20% less than in Urbana, IL, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 0% above, Urbana, IL 25% above.

Currency
🍽 Eating Out
Ubud, Bali
Urbana, IL
Difference
Meal at Budget Restaurant
$3.44 Rp 61.0K
$18.96 $18.96
-81.86%
Three-Course Dinner for Two, Mid-Range
$36.31 Rp 644.2K
$65.4 $65.4
-44.48%
Fast Food Meal (McDonalds, etc)
$5.71 Rp 101.2K
$10.14 $10.14
-43.69%
Cappuccino
$2.67 Rp 47.4K
$5.57 $5.57
-52.06%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.75 Rp 31.0K
$2.15 $2.15
-18.60%
Water (0.33 liter bottle)
$0.87 Rp 15.5K
$1.51 $1.51
-42.38%
Local Beer (0.5 liter draught)
$2.95 Rp 52.4K
$5.25 $5.25
-43.81%
Imported Beer (0.33 liter bottle)
$4.52 Rp 80.2K
$6.07 $6.07
-25.54%
🛒 Groceries & Markets
Ubud, Bali
Urbana, IL
Difference
Milk (1 liter)
$1.62 Rp 28.7K
$0.67 $0.67
141.79%
White Bread (500g)
$2.33 Rp 41.3K
$2.36 $2.36
-1.27%
Rice (white) (1kg)
$1.11 Rp 19.6K
$3.06 $3.06
-63.73%
Eggs
$2.20 Rp 39.0K
$2.96 $2.96
-25.68%
Local Cheese (1kg)
$17.69 Rp 313.9K
$6.58 $6.58
168.84%
Chicken Fillets (1kg)
$4.10 Rp 72.7K
$9.05 $9.05
-54.70%
Beef Round Steak (1kg)
$12.18 Rp 216.0K
$14.57 $14.57
-16.40%
Apples (1kg)
$3.71 Rp 65.8K
$3.93 $3.93
-5.60%
Banana (1kg)
$1.59 Rp 28.2K
$1.24 $1.24
28.23%
Oranges (1kg)
$2.28 Rp 40.5K
$2.60 $2.60
-12.31%
Tomato (1kg)
$1.95 Rp 34.7K
$2.16 $2.16
-9.72%
Potato (1kg)
$1.91 Rp 33.8K
$2.19 $2.19
-12.79%
Onion (1kg)
$2.33 Rp 41.4K
$2.93 $2.93
-20.48%
Lettuce (1 head)
$1.01 Rp 17.9K
$2.77 $2.77
-63.54%
Water (1.5 liter bottle)
$0.55 Rp 9,791
$1.33 $1.33
-58.65%
Cigarettes 20 Pack (Marlboro, Camel)
$2.23 Rp 39.6K
$6.85 $6.85
-67.45%
Wine (Bottle)
$23.07 Rp 409.3K
$8.42 $8.42
173.99%
Local Beer (0.5 liter bottle)
$2.42 Rp 42.9K
$1.85 $1.85
30.81%
Imported Beer (0.33 liter bottle)
$3.00 Rp 53.2K
$1.32 $1.32
127.27%
🚌 Getting Around
Ubud, Bali
Urbana, IL
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,823
$1.01 $1.01
-73.27%
Public Transport Monthly Pass (Regular Price)
$8.98 Rp 159.4K
-
-
Taxi Start (Normal Tariff)
$0.48 Rp 8,582
$3.03 $3.03
-84.16%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,693
$0.60 $0.60
-28.33%
Taxi 1hour Waiting (Normal Tariff)
$5.64 Rp 100.1K
$17.90 $17.90
-68.49%
Gasoline (1 liter)
$0.80 Rp 14.3K
$0.91 $0.91
-12.09%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.9K Rp 442.5M
$37.6K $37.6K
-33.74%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 562.6M
$27.1K $27.1K
17.20%
🧾 Monthly Utilities & Internet
Ubud, Bali
Urbana, IL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$81.5 Rp 1.4M
$205 $205
-60.20%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.49 Rp 115.2K
$98.9 $98.9
-93.44%
Internet (50+ Mbps, Unlimited Data)
$18.77 Rp 333.0K
$60.7 $60.7
-69.05%
🎉 Sport & Entertainment
Ubud, Bali
Urbana, IL
Difference
Gym Membership (Monthly)
$56.9 Rp 1.0M
-
-
Tennis Court (1 Hour on Weekend)
$18.73 Rp 332.3K
-
-
Cinema Ticket
$4.54 Rp 80.5K
$12.96 $12.96
-64.97%
🧸 Childcare & Education
Ubud, Bali
Urbana, IL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$481 Rp 8.5M
-
-
International Primary School, 1 Child (Yearly)
$5,711 Rp 101.3M
-
-
👕👟 Clothing & Footwear
Ubud, Bali
Urbana, IL
Difference
Jeans (Levis 501 Or Similar)
$45.52 Rp 807.5K
$74.9 $74.9
-39.19%
Summer Dress (H&M, Zara, etc)
$35.88 Rp 636.6K
$42.06 $42.06
-14.69%
Sport Shoes (Adidas, Nike)
$80.4 Rp 1.4M
$67.2 $67.2
19.56%
Men's Leather Business Shoes
$78.7 Rp 1.4M
$90.8 $90.8
-13.38%
🏠 Accommodation & Living
Ubud, Bali
Urbana, IL
Difference
1-bedroom Apartment, City Center (Monthly)
$1,115 Rp 19.8M
$758 $758
47.06%
1-bedroom Apartment, Outside City Center (Monthly)
$698 Rp 12.4M
$586 $586
19.12%
3-bedroom Apartment, City Center (Monthly)
$3,637 Rp 64.5M
$1,482 $1,482
145.42%
3-bedroom Apartment, Outside City Center (Monthly)
$1,737 Rp 30.8M
$1,375 $1,375
26.34%
Buy Apartment in City Center (m2)
$2,784 Rp 49.4M
$1,658 $1,658
67.94%
Buy Apartment Outside City Center (m2)
$2,290 Rp 40.6M
$1,645 $1,645
39.22%
💵 Salaries & Financials
Ubud, Bali
Urbana, IL
Difference
Average Monthly Net Salary (After Tax)
$168 Rp 3.0M
$6,768 $6,768
-97.52%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
6.3
118.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Urbana, IL: September 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $758 in Urbana, IL. Housing cost is often the main lever when comparing two cities.

Urbana, IL pays 3929% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $36.00 in Ubud, Bali vs $65.0 in Urbana, IL. Groceries flip the comparison at $295 vs $280, with Urbana, IL cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Urbana, IL: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Urbana, IL?
Ubud, Bali wins on cost – living expenses run 25% lower than in Urbana, IL. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
Are salaries higher in Ubud, Bali or in Urbana, IL?
On paper, salaries run 3929% lower in Urbana, IL. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Ubud, Bali compared to Urbana, IL?
Rent for a central apartment: $1,115 in Ubud, Bali versus $758 in Urbana, IL. Housing is usually the single largest factor when comparing overall living costs between the two.
How much does it cost to live in Ubud, Bali compared to Urbana, IL?
All in, you'll spend $1,368 per month in Ubud, Bali versus $1,706 in Urbana, IL – a 25% gap that adds up to real savings over time for anyone picking the cheaper option.
Are groceries more expensive in Ubud, Bali or in Urbana, IL?
Shoppers in Urbana, IL pay roughly 6% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.
Can you live on $1,000/month in Ubud, Bali or in Urbana, IL?
At $1,368 in Ubud, Bali versus $1,706 in Urbana, IL, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Urbana, IL. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Urbana, IL?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,368 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Ubud, Bali compared to Urbana, IL?
Safety-wise, Ubud, Bali and Urbana, IL are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 25% less than in Urbana, IL. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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