Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.9K$24.9K
$24.9K$24.9K
$24.9K$24.9K
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.4K$23.4K
$20.3K$20.3K
$26.4K$26.4K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$214$214
$148$148
$247$247
SIM Card Monthly Plan(Calls and 10GB+ Data)
$41.70$41.70
$24.93$24.93
$129$129
Internet(50+ Mbps, Unlimited Data)
$60.1$60.1
$35.05$35.05
$90.1$90.1
🎉 Sport & Entertainment
Cost
Range
Gym Membership(Monthly)
$43.56$43.56
$17.73$17.73
$50.7$50.7
Cinema Ticket
$12.13$12.13
$6.07$6.07
$12.13$12.13
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$1,179$1,179
$1,179$1,179
$1,474$1,474
International Primary School, 1 Child(Yearly)
$23.7K$23.7K
$17.0K$17.0K
$27.5K$27.5K
👕👟 Clothing & Footwear
Cost
Range
Jeans(Levis 501 Or Similar)
$44.49$44.49
$19.99$19.99
$56.0$56.0
Summer Dress(H&M, Zara, etc)
$40.40$40.40
$25.25$25.25
$65.7$65.7
Sport Shoes(Adidas, Nike)
$66.1$66.1
$49.58$49.58
$109$109
Men's Leather Business Shoes
$153$153
$59.1$59.1
$246$246
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center(Monthly)
$757$757
$555$555
$858$858
1-bedroom Apartment, Outside City Center(Monthly)
$577$577
$402$402
$753$753
3-bedroom Apartment, City Center(Monthly)
$1,516$1,516
$1,516$1,516
$3,031$3,031
3-bedroom Apartment, Outside City Center(Monthly)
$1,357$1,357
$1,357$1,357
$2,512$2,512
Buy Apartment in City Center(m2)
$1,634$1,634
$1,505$1,505
$1,720$1,720
Buy Apartment Outside City Center(m2)
$1,667$1,667
$1,535$1,535
$1,755$1,755
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary(After Tax)
$6,257$6,257
-
20-Year Fixed Mortgage Interest Rate(Annual %)
6.52
6.19
6.8
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update: April 22, 2026
Cost Breakdown
🏠Expect to pay about $757 for a central one-bedroom, or $577 outside the center. At around 12% of the average salary ($6,257), rent noticeably above the typical 30% rent-to-income guideline.
💰Average take-home pay sits at $6,257, while typical expenses reach $1,633. This leaves solid room for saving and lifestyle spending.
🛒Expect to spend about $281 monthly on groceries. Dining out at a mid-range restaurant costs roughly $51 for two.
🚌Public transport is priced at around $0 per month.
Cost Highlights
⭐Imported beer is cheaper than 99% of cities in North America
⭐Milk is cheaper than 99% of cities in North America
⭐Taxi is cheaper than 98% of cities in North America
Urbana, IL Median Internet Speeds (Updated April 2026)
Mobile
Download
Mbps
Upload
Mbps
Latency
ms
Fixed Broadband
Download
Mbps
Upload
Mbps
Latency
ms
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Low risk of other local infectious diseases such as Lyme disease, Rocky Mountain spotted fever, Tick-borne encephalitis, Leishmaniasis, Chagas disease, and Sleeping sickness
Popular online taxi apps offering convenient, cashless rides in many countries, including Uber, Bolt, Grab, inDrive, DiDi, Careem, Gojek, Maxim, and Yango
English is commonly used in services, signage, and daily life
Cost of Living in Urbana, IL - Frequently Asked Questions
Is Urbana, IL a good value for travelers, expats, and digital nomads, and how does it compare to larger cities in terms of affordability?
On balance, Urbana offers solid value for those who want a calmer pace with access to big-city resources nearby. It tends to be more affordable than many coastal metros, with neighborhoods that balance charm and practicality. Your daily costs will feel reasonable if you focus on sustainable options and common-sense budgeting. Cost of Living in Urbana, IL, United States gives a clear sense of how lifestyle choices – like housing near campus, local markets, and transit – translate into value. Tip: identify your priorities, compare your housing and transportation options, and consider staying in a neighborhood with easy bike routes and walkable amenities to maximize value.
What does daily life look like for someone settling in Urbana, including housing search, groceries, transit, and coworking options?
Housing options span cozy apartments near campus to quiet family-friendly streets elsewhere, with leases that satisfy short stints or longer stays. For daily meals, you’ll find farmers markets, affordable groceries, and a mix of casual eateries. Transit includes good bus connections, walking, and bike-friendly streets that make commuting simple without a car. If you’re freelancing or remote, several coworking spaces and campus resources welcome visitors. Urbana, IL, United States living cost tends to be moderate, helping you stretch your budget while you explore seasonal events and neighborhood vibes. Tip: start your search by targeting walkable areas with nearby amenities and test rezoning rules for longer stays.
What affects quality of life in Urbana, and what budgeting framework helps you enjoy it without overspending?
Quality of life in Urbana unfolds through seasons and community energy. You’ll find a compact city vibe with easy access to greenspaces, campus activities, and local startups, which keeps social life flexible and low-stress. A practical budgeting framework works well: split your expenses into core needs (housing, food, transit) and discretionary perks (coffee, wellness, side trips). Shopping at co-ops, seasonal farmers markets, and neighborhood markets can stretch your budget. Seasonality influences clothing, heating, and energy use, so plan ahead for cooler months and summer trips. Tip: map a simple monthly plan that aligns housing proximity with daily errands to minimize travel time and costs.
Is Urbana, IL worth the cost of living?
At around $1,633 monthly all-in, Urbana, IL offers decent value. It's not the cheapest and not the priciest – a good fit for people who want city convenience without capital-level costs.
Is Urbana, IL expensive to live in?
Everyday life in Urbana, IL is moderately priced at about $1,633 per month, rent included. Groceries and transport stay reasonable, though dining out and entertainment can feel a bit pricier than in budget destinations.
Can you save money on an average salary in Urbana, IL?
At $6,257 take-home, most residents in Urbana, IL can cover the $1,633 monthly cost of living. Those earning $2,450 or more have room to save; below-average earners will find things noticeably tighter.
What are typical rents in Urbana, IL?
Where you live in Urbana, IL makes all the difference. Central one-bedrooms cost about $757; commute-friendly outer districts come in around $577. Overall, the market runs from $577 to $757 depending on size, location, and apartment condition.
What is a typical grocery budget in Urbana, IL?
Expect to spend around $281 per month on groceries in Urbana, IL. Neither cheap nor expensive by global standards – everyday items are fairly priced, though imported or specialty products cost more.
How expensive is a gym membership in Urbana, IL?
A regular gym membership in Urbana, IL costs around $43.56 monthly. It's a reasonable expense that fits into most budgets, and you generally get decent facilities for the price.
Can a person live on $1,500 monthly in Urbana, IL?
Living on $1,500 in Urbana, IL means careful planning, since monthly costs average $1,633. It works with a cheap apartment and disciplined spending, but expect trade-offs on where you live, how often you eat out, and entertainment.
What is quality of life like in Urbana, IL?
Urbana, IL offers genuinely appealing day-to-day living. Residents value fast internet, vibrant nightlife, clean air, and at around $1,633 per month, it's accessible to a broad range of incomes. Most people find the cost-to-quality balance sustainable long-term.
Can you save money living in Urbana, IL?
Monthly expenses in Urbana, IL run around $1,633, so putting money aside takes more than $2,450 in income. Keeping housing costs low and avoiding lifestyle creep are the keys to building a decent savings rate here.
Urbana, IL vs other spots: cost of living compared