Cost of Living Comparison Between Ubud, Bali and Tsushima Island Cost of Living Comparison Between Ubud, Bali and Tsushima Island

Monthly Cost of Living

A single person spends $1,368 per month in Ubud, Bali vs $1,216 in Tsushima Island, rent included.

A couple spends around $2,348 per month in Ubud, Bali vs $1,898 in Tsushima Island, rent included.

A family of three spends $3,327 per month in Ubud, Bali vs $2,580 in Tsushima Island, rent included.

Ubud, Bali costs about 12% more than Tsushima Island, driven mainly by Getting Around.

Ubud, Bali sits 0% above the global median, while Tsushima Island is 11% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.44 Rp 61.0K

$6.85 ¥1,075

-49.78%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 644.0K

$34.32 ¥5,383

5.80%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.2K

$5.52 ¥866

3.44%

Cappuccino

$2.67 Rp 47.4K

$3.05 ¥479

-12.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$1.09 ¥171

60.55%

Water (0.33 liter bottle)

$0.87 Rp 15.5K

$0.80 ¥126

8.75%

Local Beer (0.5 liter draught)

$2.95 Rp 52.4K

$2.07 ¥325

42.51%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.1K

$3.16 ¥496

43.04%

Milk (1 liter)

$1.62 Rp 28.7K

$1.54 ¥241

5.19%

White Bread (500g)

$2.33 Rp 41.3K

$1.60 ¥251

45.63%

Rice (white) (1kg)

$1.11 Rp 19.6K

$4.81 ¥754

-76.92%

Eggs

$2.20 Rp 39.0K

$2.23 ¥350

-1.35%

Local Cheese (1kg)

$17.69 Rp 313.8K

$10.02 ¥1,572

76.55%

Chicken Fillets (1kg)

$4.10 Rp 72.7K

$6.46 ¥1,013

-36.53%

Beef Round Steak (1kg)

$12.18 Rp 216.0K

$15.35 ¥2,408

-20.65%

Apples (1kg)

$3.71 Rp 65.7K

$5.35 ¥838

-30.65%

Banana (1kg)

$1.59 Rp 28.2K

$2.62 ¥411

-39.31%

Oranges (1kg)

$2.28 Rp 40.5K

$4.05 ¥635

-43.70%

Tomato (1kg)

$1.95 Rp 34.6K

$4.62 ¥725

-57.79%

Potato (1kg)

$1.91 Rp 33.8K

$3.33 ¥522

-42.64%

Onion (1kg)

$2.33 Rp 41.3K

$2.69 ¥422

-13.38%

Lettuce (1 head)

$1.01 Rp 17.9K

$1.32 ¥207

-23.48%

Water (1.5 liter bottle)

$0.55 Rp 9,788

$0.89 ¥140

-38.20%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.6K

$4.19 ¥657

-46.78%

Wine (Bottle)

$23.07 Rp 409.2K

$6.62 ¥1,038

248.49%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.9K

$2.00 ¥314

21.00%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$2.39 ¥374

25.52%

One-way Ticket (Public Transport)

$0.27 Rp 4,821

$1.66 ¥260

-83.73%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.3K

$54.5 ¥8,554

-83.54%

Taxi Start (Normal Tariff)

$0.48 Rp 8,580

$3.41 ¥535

-85.92%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,691

$2.87 ¥449

-85.02%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 100.1K

$20.83 ¥3,267

-72.92%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.18 ¥186

-32.20%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 442.4M

$22.8K ¥3.6M

9.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 562.4M

$17.3K ¥2.7M

82.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$139 ¥21.8K

-41.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.2K

$27.55 ¥4,321

-76.44%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.9K

$33.49 ¥5,252

-43.95%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$57.6 ¥9,030

-1.22%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 332.2K

$13.94 ¥2,186

34.36%

Cinema Ticket

$4.54 Rp 80.5K

$13.12 ¥2,058

-65.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$284 ¥44.5K

69.27%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.3M

$13.5K ¥2.1M

-57.60%

Jeans (Levis 501 Or Similar)

$45.52 Rp 807.3K

$44.05 ¥6,909

3.34%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 636.4K

$28.97 ¥4,543

23.85%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$60.2 ¥9,438

33.60%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$92.1 ¥14.4K

-14.54%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.8M

$466 ¥73.1K

139.27%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$330 ¥51.8K

111.40%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.5M

$852 ¥133.7K

326.75%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$660 ¥103.5K

163.24%

Buy Apartment in City Center (m2)

$2,784 Rp 49.4M

$2,859 ¥448.4K

-2.61%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.6M

$1,775 ¥278.4K

28.98%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

1.81

661.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Tsushima Island: September 14, 2026

Cost Breakdown

A central one-bedroom costs $1,115 in Ubud, Bali versus $466 in Tsushima Island. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $34.00 in Tsushima Island. Groceries tell a different story – $295 in Ubud, Bali vs $309 in Tsushima Island – so Ubud, Bali wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Tsushima Island: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,368 in Ubud, Bali, $1,216 in Tsushima Island – roughly 12% apart. Ubud, Bali costs more across the board, with Getting Around showing the biggest gap.

For a comfortable life, plan on about $2,052 per month in Ubud, Bali and $1,824 in Tsushima Island. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Tsushima Island, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Interestingly, groceries are about 5% cheaper in Ubud, Bali – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A mid-range dinner for two costs $36.00 in Ubud, Bali and $34.00 in Tsushima Island. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Tsushima Island, where all-in costs run around $1,216, than in Ubud, Bali at $1,368. In Tsushima Island it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,216 in Tsushima Island to $1,368 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Tsushima Island. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.