Cost of Living Comparison Between Ubud, Bali and Tsushima Island Cost of Living Comparison Between Ubud, Bali and Tsushima Island

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $1,224 in Tsushima Island, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $1,906 in Tsushima Island, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $2,589 in Tsushima Island, rent included.

Ubud, Bali costs about 15% more than Tsushima Island, driven mainly by Getting Around.

Ubud, Bali sits 5% above the global median, while Tsushima Island is 8% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$6.75 ¥1,097

-48.89%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$34.63 ¥5,627

-6.61%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$5.50 ¥894

-12.00%

Cappuccino

$2.75 Rp 49.4K

$3.10 ¥504

-11.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$1.09 ¥177

26.61%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.81 ¥132

-7.41%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$2.09 ¥340

43.06%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$3.19 ¥518

20.69%

Milk (1 liter)

$1.74 Rp 31.2K

$1.58 ¥257

10.13%

White Bread (500g)

$2.46 Rp 44.2K

$1.64 ¥266

50.00%

Rice (white) (1kg)

$1.17 Rp 21.0K

$4.82 ¥782

-75.73%

Eggs

$2.43 Rp 43.7K

$2.19 ¥356

10.96%

Local Cheese (1kg)

$14.50 Rp 260.6K

$9.91 ¥1,610

46.32%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$6.22 ¥1,010

-30.06%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$15.44 ¥2,509

-22.41%

Apples (1kg)

$3.72 Rp 66.8K

$5.29 ¥860

-29.68%

Banana (1kg)

$1.63 Rp 29.2K

$2.65 ¥431

-38.49%

Oranges (1kg)

$2.74 Rp 49.3K

$4.10 ¥665

-33.17%

Tomato (1kg)

$2.24 Rp 40.3K

$4.64 ¥754

-51.72%

Potato (1kg)

$1.92 Rp 34.5K

$3.33 ¥541

-42.34%

Onion (1kg)

$2.28 Rp 40.9K

$2.58 ¥420

-11.63%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.38 ¥225

-23.19%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.88 ¥144

-18.18%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$4.13 ¥672

-20.34%

Wine (Bottle)

$23.19 Rp 416.8K

$6.65 ¥1,081

248.72%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$1.92 ¥312

44.79%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$2.34 ¥381

16.67%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$1.66 ¥269

-83.73%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$55.3 ¥8,983

-85.33%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$3.41 ¥555

-85.92%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$3.02 ¥491

-86.09%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$21.15 ¥3,437

-70.59%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.25 ¥202

-35.20%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$23.2K ¥3.8M

14.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$17.4K ¥2.8M

85.47%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$140 ¥22.7K

-44.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$27.46 ¥4,462

-85.18%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$34.02 ¥5,527

-28.48%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$58.2 ¥9,459

69.37%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$13.81 ¥2,243

-54.09%

Cinema Ticket

$3.99 Rp 71.6K

$12.96 ¥2,105

-69.21%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$279 ¥45.4K

9.21%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$13.2K ¥2.1M

-49.59%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$43.55 ¥7,076

24.32%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$29.44 ¥4,783

28.43%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$59.5 ¥9,668

45.95%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$91.7 ¥14.9K

-16.70%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$461 ¥74.8K

115.36%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$328 ¥53.2K

105.41%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$865 ¥140.6K

290.05%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$647 ¥105.1K

217.01%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$2,863 ¥465.2K

-2.05%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$2,102 ¥341.6K

5.94%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

1.81

633.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Tsushima Island: July 12, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $461 in Tsushima Island. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $35.00 in Tsushima Island. Monthly groceries follow the same trend: $297 vs $308 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Tsushima Island: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,408 in Ubud, Bali, $1,224 in Tsushima Island – roughly 15% apart. Ubud, Bali costs more across the board, with Getting Around showing the biggest gap.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $1,836 in Tsushima Island. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Tsushima Island, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Interestingly, groceries are about 4% cheaper in Ubud, Bali – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A mid-range dinner for two costs $32.00 in Ubud, Bali and $35.00 in Tsushima Island. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Tsushima Island, where all-in costs run around $1,224, than in Ubud, Bali at $1,408. In Tsushima Island it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,224 in Tsushima Island to $1,408 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Tsushima Island. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.