Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Tsushima Island

For one person, living is cheaper in Tsushima Island: $1,232 a month against $1,331 in Ubud, Bali, rent and utilities included – about $1,200 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
59

Cost of Living Index in Tsushima Island
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Tsushima Island Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Tsushima Island

🇯🇵 Japan

$1,232

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Tsushima Island

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Tsushima Island actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $1,232 in Tsushima Island, rent included.

Ubud, Bali $1,331
Tsushima Island $1,232

A couple spends around $2,255 per month in Ubud, Bali vs $1,930 in Tsushima Island, rent included.

Ubud, Bali $2,255
Tsushima Island $1,930

A family of three spends $3,180 per month in Ubud, Bali vs $2,629 in Tsushima Island, rent included.

Ubud, Bali $3,180
Tsushima Island $2,629

Ubud, Bali costs about 8% more than Tsushima Island, and outside of rent the biggest gap is in clothing.

Both Ubud, Bali and Tsushima Island are more affordable than the global median – Ubud, Bali 2% lower, Tsushima Island 9% lower.

Meal at Budget Restaurant

$3.38 Rp 61.2K

$6.98 ¥1,106

-51.58%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.6K

$35.22 ¥5,578

-1.62%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.1K

$5.63 ¥892

-1.07%

Cappuccino

$2.62 Rp 47.5K

$3.10 ¥491

-15.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$1.14 ¥181

35.09%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.82 ¥129

-21.95%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$2.06 ¥327

29.61%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.3K

$3.10 ¥491

37.42%

Milk (1 liter)

$1.46 Rp 26.5K

$1.52 ¥240

-3.95%

White Bread (500g)

$2.29 Rp 41.6K

$1.67 ¥264

37.13%

Rice (white) (1kg)

$1.11 Rp 20.1K

$4.69 ¥743

-76.33%

Eggs

$2.10 Rp 38.1K

$2.26 ¥358

-7.08%

Local Cheese (1kg)

$15.94 Rp 289.2K

$10.19 ¥1,614

56.43%

Chicken Fillets (1kg)

$3.88 Rp 70.4K

$6.17 ¥977

-37.12%

Beef Round Steak (1kg)

$11.40 Rp 206.8K

$15.46 ¥2,448

-26.26%

Apples (1kg)

$3.55 Rp 64.4K

$5.42 ¥858

-34.50%

Banana (1kg)

$1.54 Rp 27.9K

$2.62 ¥416

-41.22%

Oranges (1kg)

$2.23 Rp 40.5K

$3.95 ¥626

-43.54%

Tomato (1kg)

$1.97 Rp 35.8K

$4.49 ¥710

-56.12%

Potato (1kg)

$1.86 Rp 33.7K

$3.35 ¥531

-44.48%

Onion (1kg)

$2.42 Rp 43.9K

$2.55 ¥403

-5.10%

Lettuce (1 head)

$1.02 Rp 18.6K

$1.32 ¥209

-22.73%

Water (1.5 liter bottle)

$0.52 Rp 9,475

$0.87 ¥139

-40.23%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$4.08 ¥646

-46.08%

Wine (Bottle)

$21.79 Rp 395.2K

$6.48 ¥1,026

236.27%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$1.94 ¥307

20.10%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.36 ¥374

25.85%

One-way Ticket (Public Transport)

$0.25 Rp 4,542

$1.60 ¥254

-84.38%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.3K

$55.6 ¥8,810

-85.32%

Taxi Start (Normal Tariff)

$0.44 Rp 7,941

$3.54 ¥561

-87.57%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,489

$2.99 ¥474

-84.28%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

$20.96 ¥3,319

-73.28%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.19 ¥188

-30.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.5M

$23.6K ¥3.7M

3.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.0M

$17.2K ¥2.7M

84.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$138 ¥21.9K

-43.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$27.47 ¥4,350

-77.65%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.1K

$33.39 ¥5,287

-43.34%

Gym Membership (Monthly)

$51.0 Rp 925.0K

$58.3 ¥9,228

-12.51%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.0K

$13.99 ¥2,215

30.45%

Cinema Ticket

$4.38 Rp 79.5K

$13.37 ¥2,117

-67.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$284 ¥45.0K

73.12%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.7M

$13.3K ¥2.1M

-8.28%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.2K

$43.63 ¥6,910

3.51%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 632.9K

$29.76 ¥4,713

17.24%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$59.3 ¥9,385

32.14%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$90.5 ¥14.3K

-13.97%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

$473 ¥74.8K

127.98%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$326 ¥51.6K

104.04%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$873 ¥138.3K

302.01%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$666 ¥105.5K

150.87%

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

$2,785 ¥441.0K

-15.98%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$1,744 ¥276.2K

28.20%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

1.81

661.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Tsushima Island: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Tsushima Island

$326 26.5% 51% $339

Groceries & Markets

Ubud, Bali

$279 21%

Tsushima Island

$307 24.9% 9.8% $27

Clothing & Footwear

Ubud, Bali

$106 8%

Tsushima Island

$100 8.2% 5.5% $5.9

Eating Out

Ubud, Bali

$106 8%

Tsushima Island

$134 10.9% 27% $29

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Tsushima Island

$199 16.2% 94.1% $96

Sport & Entertainment

Ubud, Bali

$60 4.5%

Tsushima Island

$85 6.9% 42.3% $25

Getting Around

Ubud, Bali

$12 0.9%

Tsushima Island

$81 6.5% 574% $69

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $473 in Tsushima Island. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $35 in Ubud, Bali versus $35 in Tsushima Island. Monthly groceries follow the same trend: $279 vs $307 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇯🇵 Tsushima Island

🕒 Local time

08:22 8:22 AM

09:22 9:22 AM

1 h ahead of Ubud, Bali

🌤 Weather

👥 Population

74,800

28,000

💱 Currency

Indonesian Rupiah IDR Rp

Japanese Yen JPY ¥

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.9 EUR

1,000 JPY = 6.32 USD

1,000 JPY = 5.61 EUR

Exchange rates and currency converter

JPY, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,421 IDR (100,000 IDR = 4.9 EUR).

Japanese Yen exchange rates as of November 5, 2026: 1 USD = 158 JPY (1,000 JPY = 6.32 USD). 1 EUR = 178 JPY (1,000 JPY = 5.61 EUR).

USD to IDR in detail →

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Ubud, Bali Tsushima Island 4,970 km ≈ 7 h nonstop flight

From you

Ubud, Bali
Tsushima Island

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Tsushima Island: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,331 in Ubud, Bali, $1,232 in Tsushima Island – Tsushima Island comes out roughly 7% cheaper. Outside of rent, the biggest gap is in clothing.

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $1,848 in Tsushima Island. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Tsushima Island, especially for central apartments: a one-bedroom in the center costs $473 there versus $1,078 in Ubud, Bali.

Monthly expenses with rent come to $1,331 in Ubud, Bali and $1,232 in Tsushima Island. That makes Tsushima Island about 7% cheaper.

Kindergarten costs $492 per month in Ubud, Bali and $284 in Tsushima Island. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$2,000 covers both cities comfortably – all-in costs are $1,331 in Ubud, Bali and $1,232 in Tsushima Island, leaving budget for savings and extras in both cases.

Families tend to lean toward Tsushima Island – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.