Last update: Nov 2026

Cost of Living Comparison Between Tsushima Island and Ubud, Bali

For one person, living is cheaper in Tsushima Island: $1,232 a month against $1,331 in Ubud, Bali, rent and utilities included – about $1,200 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

59

Cost of Living Index in Tsushima Island
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Tsushima Island Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Tsushima Island

🇯🇵 Japan

$1,232

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Tsushima Island and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tsushima Island and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,232 per month in Tsushima Island vs $1,331 in Ubud, Bali, rent included.

Tsushima Island $1,232
Ubud, Bali $1,331

A couple spends around $1,930 per month in Tsushima Island vs $2,255 in Ubud, Bali, rent included.

Tsushima Island $1,930
Ubud, Bali $2,255

A family of three spends $2,629 per month in Tsushima Island vs $3,180 in Ubud, Bali, rent included.

Tsushima Island $2,629
Ubud, Bali $3,180

Tsushima Island is about 7% cheaper than Ubud, Bali, and outside of rent the biggest gap is in clothing.

Both Tsushima Island and Ubud, Bali are more affordable than the global median – Tsushima Island 9% lower, Ubud, Bali 2% lower.

Meal at Budget Restaurant

$6.98 ¥1,106

$3.38 Rp 61.2K

106.51%

Three-Course Dinner for Two, Mid-Range

$35.22 ¥5,578

$34.65 Rp 628.6K

1.65%

Fast Food Meal (McDonalds, etc)

$5.63 ¥892

$5.57 Rp 101.1K

1.08%

Cappuccino

$3.10 ¥491

$2.62 Rp 47.5K

18.32%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.14 ¥181

$1.54 Rp 27.9K

-25.97%

Water (0.33 liter bottle)

$0.82 ¥129

$0.64 Rp 11.6K

28.12%

Local Beer (0.5 liter draught)

$2.06 ¥327

$2.67 Rp 48.4K

-22.85%

Imported Beer (0.33 liter bottle)

$3.10 ¥491

$4.26 Rp 77.3K

-27.23%

Milk (1 liter)

$1.52 ¥240

$1.46 Rp 26.5K

4.11%

White Bread (500g)

$1.67 ¥264

$2.29 Rp 41.6K

-27.07%

Rice (white) (1kg)

$4.69 ¥743

$1.11 Rp 20.1K

322.52%

Eggs

$2.26 ¥358

$2.10 Rp 38.1K

7.62%

Local Cheese (1kg)

$10.19 ¥1,614

$15.94 Rp 289.2K

-36.07%

Chicken Fillets (1kg)

$6.17 ¥977

$3.88 Rp 70.4K

59.02%

Beef Round Steak (1kg)

$15.46 ¥2,448

$11.40 Rp 206.8K

35.61%

Apples (1kg)

$5.42 ¥858

$3.55 Rp 64.4K

52.68%

Banana (1kg)

$2.62 ¥416

$1.54 Rp 27.9K

70.13%

Oranges (1kg)

$3.95 ¥626

$2.23 Rp 40.5K

77.13%

Tomato (1kg)

$4.49 ¥710

$1.97 Rp 35.8K

127.92%

Potato (1kg)

$3.35 ¥531

$1.86 Rp 33.7K

80.11%

Onion (1kg)

$2.55 ¥403

$2.42 Rp 43.9K

5.37%

Lettuce (1 head)

$1.32 ¥209

$1.02 Rp 18.6K

29.41%

Water (1.5 liter bottle)

$0.87 ¥139

$0.52 Rp 9,475

67.31%

Cigarettes 20 Pack (Marlboro, Camel)

$4.08 ¥646

$2.20 Rp 39.9K

85.45%

Wine (Bottle)

$6.48 ¥1,026

$21.79 Rp 395.2K

-70.26%

Local Beer (0.5 liter bottle)

$1.94 ¥307

$2.33 Rp 42.2K

-16.74%

Imported Beer (0.33 liter bottle)

$2.36 ¥374

$2.97 Rp 53.9K

-20.54%

One-way Ticket (Public Transport)

$1.60 ¥254

$0.25 Rp 4,542

540.00%

Public Transport Monthly Pass (Regular Price)

$55.6 ¥8,810

$8.17 Rp 148.3K

581.03%

Taxi Start (Normal Tariff)

$3.54 ¥561

$0.44 Rp 7,941

704.55%

Taxi (Normal Tariff) (1km)

$2.99 ¥474

$0.47 Rp 8,489

536.17%

Taxi 1hour Waiting (Normal Tariff)

$20.96 ¥3,319

$5.60 Rp 101.6K

274.29%

Gasoline (1 liter)

$1.19 ¥188

$0.83 Rp 15.0K

43.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.6K ¥3.7M

$24.4K Rp 443.5M

-3.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$17.2K ¥2.7M

$31.7K Rp 575.0M

-45.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$138 ¥21.9K

$77.5 Rp 1.4M

78.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.47 ¥4,350

$6.14 Rp 111.5K

347.39%

Internet (50+ Mbps, Unlimited Data)

$33.39 ¥5,287

$18.92 Rp 343.1K

76.48%

Gym Membership (Monthly)

$58.3 ¥9,228

$51.0 Rp 925.0K

14.30%

Tennis Court (1 Hour on Weekend)

$13.99 ¥2,215

$18.25 Rp 331.0K

-23.34%

Cinema Ticket

$13.37 ¥2,117

$4.38 Rp 79.5K

205.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$284 ¥45.0K

$492 Rp 8.9M

-42.24%

International Primary School, 1 Child (Yearly)

$13.3K ¥2.1M

$12.2K Rp 221.7M

9.03%

Jeans (Levis 501 Or Similar)

$43.63 ¥6,910

$45.16 Rp 819.2K

-3.39%

Summer Dress (H&M, Zara, etc)

$29.76 ¥4,713

$34.89 Rp 632.9K

-14.70%

Sport Shoes (Adidas, Nike)

$59.3 ¥9,385

$78.3 Rp 1.4M

-24.32%

Men's Leather Business Shoes

$90.5 ¥14.3K

$77.9 Rp 1.4M

16.25%

1-bedroom Apartment, City Center (Monthly)

$473 ¥74.8K

$1,078 Rp 19.5M

-56.14%

1-bedroom Apartment, Outside City Center (Monthly)

$326 ¥51.6K

$665 Rp 12.1M

-50.99%

3-bedroom Apartment, City Center (Monthly)

$873 ¥138.3K

$3,510 Rp 63.7M

-75.13%

3-bedroom Apartment, Outside City Center (Monthly)

$666 ¥105.5K

$1,671 Rp 30.3M

-60.14%

Buy Apartment in City Center (m2)

$2,785 ¥441.0K

$2,340 Rp 42.4M

19.02%

Buy Apartment Outside City Center (m2)

$1,744 ¥276.2K

$2,236 Rp 40.6M

-22.00%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

1.81

13.78

-86.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tsushima Island: November 2, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Tsushima Island

$326 26.5%

Ubud, Bali

$665 50% 104% $339

Groceries & Markets

Tsushima Island

$307 24.9%

Ubud, Bali

$279 21% 8.9% $27

Monthly Utilities & Internet

Tsushima Island

$199 16.2%

Ubud, Bali

$103 7.7% 48.5% $96

Eating Out

Tsushima Island

$134 10.9%

Ubud, Bali

$106 8% 21.3% $29

Clothing & Footwear

Tsushima Island

$100 8.2%

Ubud, Bali

$106 8% 5.9% $5.9

Sport & Entertainment

Tsushima Island

$85 6.9%

Ubud, Bali

$60 4.5% 29.7% $25

Getting Around

Tsushima Island

$81 6.5%

Ubud, Bali

$12 0.9% 85.2% $69

Cost Breakdown

A central one-bedroom costs $473 in Tsushima Island versus $1,078 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $35 in Tsushima Island versus $35 in Ubud, Bali. Groceries tell a different story – $307 in Tsushima Island vs $279 in Ubud, Bali – so Ubud, Bali wins on supermarket bills even if dining out costs more.

Good to know

🇯🇵 Tsushima Island

🇮🇩 Ubud, Bali

🕒 Local time

09:09 9:09 AM

08:09 8:09 AM

1 h behind Tsushima Island

🌤 Weather

👥 Population

28,000

74,800

💱 Currency

Japanese Yen JPY ¥

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 JPY = 6.32 USD

1,000 JPY = 5.61 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.9 EUR

Exchange rates and currency converter

IDR, USD, EUR to JPY – Japanese Yen Converter

🇺🇸 United States Dollar ($)

🇯🇵 Japanese Yen (¥)

Japanese Yen exchange rates as of November 5, 2026: 1 USD = 158 JPY (1,000 JPY = 6.32 USD). 1 EUR = 178 JPY (1,000 JPY = 5.61 EUR).

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,421 IDR (100,000 IDR = 4.9 EUR).

USD to JPY in detail →

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Tsushima Island Ubud, Bali 4,970 km ≈ 7 h nonstop flight

From you

Tsushima Island
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tsushima Island vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,232 in Tsushima Island, $1,331 in Ubud, Bali – Tsushima Island comes out roughly 7% cheaper. Outside of rent, the biggest gap is in clothing.

For a comfortable life, plan on about $1,848 per month in Tsushima Island and $1,996 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Tsushima Island, especially for central apartments: a one-bedroom in the center costs $473 there versus $1,078 in Ubud, Bali.

Monthly expenses with rent come to $1,232 in Tsushima Island and $1,331 in Ubud, Bali. That makes Tsushima Island about 7% cheaper.

Kindergarten costs $284 per month in Tsushima Island and $492 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$2,000 covers both cities comfortably – all-in costs are $1,232 in Tsushima Island and $1,331 in Ubud, Bali, leaving budget for savings and extras in both cases.

Families tend to lean toward Tsushima Island – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.