Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Troyan

For one person, living is cheaper in Troyan: $1,115 a month against $1,331 in Ubud, Bali, rent and utilities included – about $2,600 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
54

Cost of Living Index in Troyan
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Troyan Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Troyan

🇧🇬 Bulgaria

$1,115

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Troyan

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Troyan actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $1,115 in Troyan.

Ubud, Bali $1,331
Troyan $1,115

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $1,744 in Troyan.

Ubud, Bali $2,255
Troyan $1,744

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $2,372 in Troyan.

Ubud, Bali $3,180
Troyan $2,372

Living in Ubud, Bali is roughly 19% more expensive than in Troyan, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Ubud, Bali 2% lower, Troyan 18% lower.

Meal at Budget Restaurant

$3.38 Rp 61.3K

$16.70 BGN 29.22

-79.76%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 629.1K

$50.6 BGN 88.5

-31.51%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.2K

$8.71 BGN 15.23

-36.05%

Cappuccino

$2.62 Rp 47.6K

$1.46 BGN 2.56

79.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$1.41 BGN 2.47

9.22%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$1.04 BGN 1.82

-38.46%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$1.46 BGN 2.55

82.88%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.4K

$1.75 BGN 3.07

143.43%

Milk (1 liter)

$1.46 Rp 26.5K

$1.79 BGN 3.14

-18.44%

White Bread (500g)

$2.29 Rp 41.6K

$0.53 BGN 0.92

332.08%

Rice (white) (1kg)

$1.11 Rp 20.1K

$2.21 BGN 3.87

-49.77%

Eggs

$2.10 Rp 38.1K

$2.70 BGN 4.72

-22.22%

Local Cheese (1kg)

$15.94 Rp 289.4K

$8.67 BGN 15.18

83.85%

Chicken Fillets (1kg)

$3.88 Rp 70.5K

$8.67 BGN 15.18

-55.25%

Beef Round Steak (1kg)

$11.40 Rp 207.0K

$17.29 BGN 30.25

-34.07%

Apples (1kg)

$3.55 Rp 64.5K

$1.13 BGN 1.97

214.16%

Banana (1kg)

$1.54 Rp 27.9K

$1.64 BGN 2.87

-6.10%

Oranges (1kg)

$2.23 Rp 40.5K

$1.90 BGN 3.33

17.37%

Tomato (1kg)

$1.97 Rp 35.8K

$4.22 BGN 7.38

-53.32%

Potato (1kg)

$1.86 Rp 33.7K

$0.83 BGN 1.45

124.10%

Onion (1kg)

$2.42 Rp 43.9K

$0.87 BGN 1.53

178.16%

Lettuce (1 head)

$1.02 Rp 18.6K

$1.20 BGN 2.09

-15.00%

Water (1.5 liter bottle)

$0.52 Rp 9,483

$0.67 BGN 1.18

-22.39%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$3.55 BGN 6.20

-38.03%

Wine (Bottle)

$21.79 Rp 395.6K

$7.55 BGN 13.21

188.61%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$0.87 BGN 1.52

167.82%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.85 BGN 3.24

60.54%

One-way Ticket (Public Transport)

$0.25 Rp 4,546

$0.87 BGN 1.52

-71.26%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

$25.85 BGN 45.25

-68.39%

Taxi Start (Normal Tariff)

$0.44 Rp 7,947

$0.99 BGN 1.73

-55.56%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,496

$0.71 BGN 1.24

-33.80%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.7K

$15.79 BGN 27.63

-64.53%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.58 BGN 2.77

-47.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.8M

$30.2K BGN 52.9K

-19.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.5M

$25.7K BGN 45.0K

23.31%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$157 BGN 274

-50.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.6K

$19.66 BGN 34.40

-68.77%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.4K

$12.10 BGN 21.18

56.36%

Gym Membership (Monthly)

$51.0 Rp 925.8K

$31.66 BGN 55.4

61.05%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.3K

$16.96 BGN 29.67

7.61%

Cinema Ticket

$4.38 Rp 79.6K

$6.22 BGN 10.89

-29.58%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$503 BGN 880

-2.06%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.9M

$5,887 BGN 10.3K

107.60%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.9K

$89.6 BGN 157

-49.62%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 633.4K

$28.17 BGN 49.30

23.86%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$108 BGN 189

-27.66%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$106 BGN 186

-26.57%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.6M

$336 BGN 588

220.85%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$253 BGN 442

163.09%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$541 BGN 947

548.78%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$404 BGN 707

313.74%

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

$1,307 BGN 2,287

79.09%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$1,088 BGN 1,905

105.44%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$858 BGN 1,501

-80.61%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

2.89

376.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Troyan: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Troyan

$253 22.7% 62% $412

Groceries & Markets

Ubud, Bali

$279 21%

Troyan

$249 22.3% 11.1% $31

Clothing & Footwear

Ubud, Bali

$106 8%

Troyan

$149 13.4% 40.6% $43

Eating Out

Ubud, Bali

$106 8%

Troyan

$198 17.8% 87.1% $92

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Troyan

$188 16.9% 83.7% $86

Sport & Entertainment

Ubud, Bali

$60 4.5%

Troyan

$44 4% 26.2% $16

Getting Around

Ubud, Bali

$12 0.9%

Troyan

$34 3% 184% $22

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $336 in Troyan. Housing cost is often the main lever when comparing two cities.

Troyan pays about 5.2 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35 in Ubud, Bali vs $51 in Troyan. Groceries flip the comparison at $279 vs $249, with Troyan cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇧🇬 Troyan

🕒 Local time

21:09 9:09 PM

15:09 3:09 PM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

23,422

💱 Currency

Indonesian Rupiah IDR Rp

Bulgarian Lev BGN лв.

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

1 BGN = 0.571 USD

1 BGN = 0.51 EUR

Exchange rates and currency converter

BGN, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,353 IDR (100,000 IDR = 4.91 EUR).

Bulgarian Lev exchange rates as of November 4, 2026: 1 USD = 1.75 BGN (1 BGN = 0.571 USD). 1 EUR = 1.96 BGN (1 BGN = 0.51 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Troyan 10,690 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Troyan

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Troyan: Cost of Living - Frequently Asked Questions

Troyan is about 16% cheaper overall, especially in groceries and leisure. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 81% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,078 in Ubud, Bali versus $336 in Troyan. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 68% less than in Troyan. The price difference matters if you commute daily and watch your budget.

Childcare runs $492 in Ubud, Bali versus $503 in Troyan. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Either city works on $1,500 a month, though Troyan gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Troyan are both considered safe, so it’s unlikely to be the deciding factor between them.