😐Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $1,143 in Troyan.
😐Estimated couple costs with rent: $2,348 in Ubud, Bali versus $1,796 in Troyan.
😐Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $2,449 in Troyan.
🌍Living in Ubud, Bali is roughly 20% more expensive than in Troyan, driven mainly by Eating Out.
📊The two cities straddle the global median: Ubud, Bali is 0% above, Troyan is 16% below.
Currency
🍽 Eating Out
Ubud, Bali
Troyan
Difference
Meal at Budget Restaurant
$3.44Rp 61.0K
$17.14BGN 28.52
-79.93%
Three-Course Dinner for Two, Mid-Range
$36.31Rp 644.0K
$53.2BGN 88.5
-31.72%
Fast Food Meal(McDonalds, etc)
$5.71Rp 101.2K
$9.00BGN 14.97
-36.56%
Cappuccino
$2.67Rp 47.4K
$1.46BGN 2.43
82.88%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.75Rp 31.0K
$1.50BGN 2.50
16.67%
Water(0.33 liter bottle)
$0.87Rp 15.5K
$1.08BGN 1.79
-19.44%
Local Beer(0.5 liter draught)
$2.95Rp 52.4K
$1.51BGN 2.51
95.36%
Imported Beer(0.33 liter bottle)
$4.52Rp 80.1K
$1.79BGN 2.98
152.51%
🛒 Groceries & Markets
Ubud, Bali
Troyan
Difference
Milk(1 liter)
$1.62Rp 28.7K
$1.88BGN 3.12
-13.83%
White Bread(500g)
$2.33Rp 41.3K
$0.57BGN 0.94
308.77%
Rice(white)(1kg)
$1.11Rp 19.6K
$2.30BGN 3.83
-51.74%
Eggs
$2.20Rp 39.0K
$2.76BGN 4.59
-20.29%
Local Cheese(1kg)
$17.69Rp 313.8K
$9.10BGN 15.14
94.40%
Chicken Fillets(1kg)
$4.10Rp 72.7K
$8.71BGN 14.48
-52.93%
Beef Round Steak(1kg)
$12.18Rp 216.0K
$17.08BGN 28.42
-28.69%
Apples(1kg)
$3.71Rp 65.7K
$1.20BGN 2.00
209.17%
Banana(1kg)
$1.59Rp 28.2K
$1.69BGN 2.81
-5.92%
Oranges(1kg)
$2.28Rp 40.5K
$1.91BGN 3.17
19.37%
Tomato(1kg)
$1.95Rp 34.6K
$4.05BGN 6.73
-51.85%
Potato(1kg)
$1.91Rp 33.8K
$0.91BGN 1.52
109.89%
Onion(1kg)
$2.33Rp 41.3K
$0.92BGN 1.53
153.26%
Lettuce(1 head)
$1.01Rp 17.9K
$1.19BGN 1.98
-15.13%
Water(1.5 liter bottle)
$0.55Rp 9,788
$0.73BGN 1.22
-24.66%
Cigarettes 20 Pack(Marlboro, Camel)
$2.23Rp 39.6K
$3.65BGN 6.07
-38.90%
Wine(Bottle)
$23.07Rp 409.2K
$7.47BGN 12.42
208.84%
Local Beer(0.5 liter bottle)
$2.42Rp 42.9K
$0.93BGN 1.55
160.22%
Imported Beer(0.33 liter bottle)
$3.00Rp 53.1K
$1.83BGN 3.05
63.93%
🚌 Getting Around
Ubud, Bali
Troyan
Difference
One-way Ticket(Public Transport)
$0.27Rp 4,821
$0.90BGN 1.50
-70.00%
Public Transport Monthly Pass(Regular Price)
$8.98Rp 159.3K
$25.35BGN 42.17
-64.58%
Taxi Start(Normal Tariff)
$0.48Rp 8,580
$0.99BGN 1.65
-51.52%
Taxi(Normal Tariff)(1km)
$0.43Rp 7,691
$0.69BGN 1.14
-37.68%
Taxi 1hour Waiting(Normal Tariff)
$5.64Rp 100.1K
$16.34BGN 27.19
-65.48%
Gasoline(1 liter)
$0.80Rp 14.2K
$1.69BGN 2.81
-52.66%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.9KRp 442.4M
$31.1KBGN 51.8K
-19.82%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7KRp 562.4M
$27.4KBGN 45.5K
15.92%
🧾 Monthly Utilities & Internet
Ubud, Bali
Troyan
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$81.5Rp 1.4M
$166BGN 277
-51.02%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$6.49Rp 115.2K
$20.58BGN 34.23
-68.46%
Internet(50+ Mbps, Unlimited Data)
$18.77Rp 332.9K
$12.38BGN 20.60
51.62%
🎉 Sport & Entertainment
Ubud, Bali
Troyan
Difference
Gym Membership(Monthly)
$56.9Rp 1.0M
$35.40BGN 58.9
60.65%
Tennis Court(1 Hour on Weekend)
$18.73Rp 332.2K
$20.07BGN 33.39
-6.68%
Cinema Ticket
$4.54Rp 80.5K
$6.69BGN 11.13
-32.14%
🧸 Childcare & Education
Ubud, Bali
Troyan
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$481Rp 8.5M
$786BGN 1,308
-38.88%
International Primary School, 1 Child(Yearly)
$5,711Rp 101.3M
$6,115BGN 10.2K
-6.60%
👕👟 Clothing & Footwear
Ubud, Bali
Troyan
Difference
Jeans(Levis 501 Or Similar)
$45.52Rp 807.3K
$91.8BGN 153
-50.41%
Summer Dress(H&M, Zara, etc)
$35.88Rp 636.4K
$29.88BGN 49.71
20.08%
Sport Shoes(Adidas, Nike)
$80.4Rp 1.4M
$106BGN 177
-24.38%
Men's Leather Business Shoes
$78.7Rp 1.4M
$109BGN 181
-27.71%
🏠 Accommodation & Living
Ubud, Bali
Troyan
Difference
1-bedroom Apartment, City Center(Monthly)
$1,115Rp 19.8M
$311BGN 518
257.86%
1-bedroom Apartment, Outside City Center(Monthly)
$698Rp 12.4M
$235BGN 391
196.86%
3-bedroom Apartment, City Center(Monthly)
$3,637Rp 64.5M
$521BGN 867
598.08%
3-bedroom Apartment, Outside City Center(Monthly)
$1,737Rp 30.8M
$395BGN 657
339.69%
Buy Apartment in City Center(m2)
$2,784Rp 49.4M
$1,368BGN 2,275
103.59%
Buy Apartment Outside City Center(m2)
$2,290Rp 40.6M
$983BGN 1,636
132.90%
💵 Salaries & Financials
Ubud, Bali
Troyan
Difference
Average Monthly Net Salary(After Tax)
$168Rp 3.0M
$878BGN 1,460
-80.86%
20-Year Fixed Mortgage Interest Rate(Annual %)
13.78
2.9
375.17%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: September 14, 2026
Last update for Troyan: September 14, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $311 in Troyan. Housing cost is often the main lever when comparing two cities.
💰Troyan pays 422% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $36.00 in Ubud, Bali vs $53.0 in Troyan. Groceries flip the comparison at $295 vs $252, with Troyan cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Troyan: Cost of Living - Frequently Asked Questions
Is Troyan cheaper than Ubud, Bali?
Troyan is cheaper overall, especially in Groceries & Markets, Sport & Entertainment. The 20% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Ubud, Bali or Troyan?
On paper, salaries run 422% lower in Troyan. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Ubud, Bali and Troyan?
Rent for a central apartment: $1,115 in Ubud, Bali versus $311 in Troyan. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper public transport?
A monthly transit pass in Troyan runs roughly 182% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
Which city has cheaper kindergarten?
Childcare runs $481 in Ubud, Bali versus $786 in Troyan. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is $1,500 a realistic budget for living in Ubud, Bali or in Troyan?
At $1,143 in Troyan versus $1,368 in Ubud, Bali, a $1,500 budget is realistic in Troyan but tight or insufficient in Ubud, Bali. The gap between the two cities makes Troyan the clear choice for anyone on this budget.
Is Ubud, Bali or Troyan more family-friendly?
For families, Troyan is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Ubud, Bali or Troyan?
Safety-wise, Ubud, Bali and Troyan are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Troyan gentler on the wallet – expenses run 20% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ubud, Bali vs other spots: cost of living compared