Last update: Nov 2026

Cost of Living Comparison Between Troyan and Ubud, Bali

For one person, living is cheaper in Troyan: $1,115 a month against $1,331 in Ubud, Bali, rent and utilities included – about $2,600 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

54

Cost of Living Index in Troyan
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Troyan Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Troyan

🇧🇬 Bulgaria

$1,115

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Troyan and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Troyan and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,115 in Troyan versus $1,331 in Ubud, Bali.

Troyan $1,115
Ubud, Bali $1,331

Estimated couple costs with rent: $1,744 in Troyan versus $2,255 in Ubud, Bali.

Troyan $1,744
Ubud, Bali $2,255

Monthly costs for a family of three with rent: $2,372 in Troyan versus $3,180 in Ubud, Bali.

Troyan $2,372
Ubud, Bali $3,180

Living in Troyan costs roughly 16% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Troyan 18% lower, Ubud, Bali 2% lower.

Meal at Budget Restaurant

$16.70 BGN 29.22

$3.38 Rp 61.3K

394.08%

Three-Course Dinner for Two, Mid-Range

$50.6 BGN 88.5

$34.65 Rp 629.1K

46.00%

Fast Food Meal (McDonalds, etc)

$8.71 BGN 15.23

$5.57 Rp 101.2K

56.37%

Cappuccino

$1.46 BGN 2.56

$2.62 Rp 47.6K

-44.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.41 BGN 2.47

$1.54 Rp 27.9K

-8.44%

Water (0.33 liter bottle)

$1.04 BGN 1.82

$0.64 Rp 11.6K

62.50%

Local Beer (0.5 liter draught)

$1.46 BGN 2.55

$2.67 Rp 48.4K

-45.32%

Imported Beer (0.33 liter bottle)

$1.75 BGN 3.07

$4.26 Rp 77.4K

-58.92%

Milk (1 liter)

$1.79 BGN 3.14

$1.46 Rp 26.5K

22.60%

White Bread (500g)

$0.53 BGN 0.92

$2.29 Rp 41.6K

-76.86%

Rice (white) (1kg)

$2.21 BGN 3.87

$1.11 Rp 20.1K

99.10%

Eggs

$2.70 BGN 4.72

$2.10 Rp 38.1K

28.57%

Local Cheese (1kg)

$8.67 BGN 15.18

$15.94 Rp 289.4K

-45.61%

Chicken Fillets (1kg)

$8.67 BGN 15.18

$3.88 Rp 70.5K

123.45%

Beef Round Steak (1kg)

$17.29 BGN 30.25

$11.40 Rp 207.0K

51.67%

Apples (1kg)

$1.13 BGN 1.97

$3.55 Rp 64.5K

-68.17%

Banana (1kg)

$1.64 BGN 2.87

$1.54 Rp 27.9K

6.49%

Oranges (1kg)

$1.90 BGN 3.33

$2.23 Rp 40.5K

-14.80%

Tomato (1kg)

$4.22 BGN 7.38

$1.97 Rp 35.8K

114.21%

Potato (1kg)

$0.83 BGN 1.45

$1.86 Rp 33.7K

-55.38%

Onion (1kg)

$0.87 BGN 1.53

$2.42 Rp 43.9K

-64.05%

Lettuce (1 head)

$1.20 BGN 2.09

$1.02 Rp 18.6K

17.65%

Water (1.5 liter bottle)

$0.67 BGN 1.18

$0.52 Rp 9,483

28.85%

Cigarettes 20 Pack (Marlboro, Camel)

$3.55 BGN 6.20

$2.20 Rp 39.9K

61.36%

Wine (Bottle)

$7.55 BGN 13.21

$21.79 Rp 395.6K

-65.35%

Local Beer (0.5 liter bottle)

$0.87 BGN 1.52

$2.33 Rp 42.2K

-62.66%

Imported Beer (0.33 liter bottle)

$1.85 BGN 3.24

$2.97 Rp 53.9K

-37.71%

One-way Ticket (Public Transport)

$0.87 BGN 1.52

$0.25 Rp 4,546

248.00%

Public Transport Monthly Pass (Regular Price)

$25.85 BGN 45.25

$8.17 Rp 148.4K

216.40%

Taxi Start (Normal Tariff)

$0.99 BGN 1.73

$0.44 Rp 7,947

125.00%

Taxi (Normal Tariff) (1km)

$0.71 BGN 1.24

$0.47 Rp 8,496

51.06%

Taxi 1hour Waiting (Normal Tariff)

$15.79 BGN 27.63

$5.60 Rp 101.7K

181.96%

Gasoline (1 liter)

$1.58 BGN 2.77

$0.83 Rp 15.0K

90.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.2K BGN 52.9K

$24.4K Rp 443.8M

23.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K BGN 45.0K

$31.7K Rp 575.5M

-18.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$157 BGN 274

$77.5 Rp 1.4M

102.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.66 BGN 34.40

$6.14 Rp 111.6K

220.20%

Internet (50+ Mbps, Unlimited Data)

$12.10 BGN 21.18

$18.92 Rp 343.4K

-36.05%

Gym Membership (Monthly)

$31.66 BGN 55.4

$51.0 Rp 925.8K

-37.91%

Tennis Court (1 Hour on Weekend)

$16.96 BGN 29.67

$18.25 Rp 331.3K

-7.07%

Cinema Ticket

$6.22 BGN 10.89

$4.38 Rp 79.6K

42.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$503 BGN 880

$492 Rp 8.9M

2.11%

International Primary School, 1 Child (Yearly)

$5,887 BGN 10.3K

$12.2K Rp 221.9M

-51.83%

Jeans (Levis 501 Or Similar)

$89.6 BGN 157

$45.16 Rp 819.9K

98.47%

Summer Dress (H&M, Zara, etc)

$28.17 BGN 49.30

$34.89 Rp 633.4K

-19.26%

Sport Shoes (Adidas, Nike)

$108 BGN 189

$78.3 Rp 1.4M

38.24%

Men's Leather Business Shoes

$106 BGN 186

$77.9 Rp 1.4M

36.19%

1-bedroom Apartment, City Center (Monthly)

$336 BGN 588

$1,078 Rp 19.6M

-68.83%

1-bedroom Apartment, Outside City Center (Monthly)

$253 BGN 442

$665 Rp 12.1M

-61.99%

3-bedroom Apartment, City Center (Monthly)

$541 BGN 947

$3,510 Rp 63.7M

-84.59%

3-bedroom Apartment, Outside City Center (Monthly)

$404 BGN 707

$1,671 Rp 30.3M

-75.83%

Buy Apartment in City Center (m2)

$1,307 BGN 2,287

$2,340 Rp 42.5M

-44.16%

Buy Apartment Outside City Center (m2)

$1,088 BGN 1,905

$2,236 Rp 40.6M

-51.32%

Average Monthly Net Salary (After Tax)

$858 BGN 1,501

$166 Rp 3.0M

415.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.89

13.78

-79.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Troyan: November 2, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Troyan

$253 22.7%

Ubud, Bali

$665 50% 163% $412

Groceries & Markets

Troyan

$249 22.3%

Ubud, Bali

$279 21% 12.5% $31

Eating Out

Troyan

$198 17.8%

Ubud, Bali

$106 8% 46.6% $92

Monthly Utilities & Internet

Troyan

$188 16.9%

Ubud, Bali

$103 7.7% 45.6% $86

Clothing & Footwear

Troyan

$149 13.4%

Ubud, Bali

$106 8% 28.9% $43

Sport & Entertainment

Troyan

$44 4%

Ubud, Bali

$60 4.5% 35.5% $16

Getting Around

Troyan

$34 3%

Ubud, Bali

$12 0.9% 64.7% $22

Cost Breakdown

A one-bedroom apartment in the center runs $336 in Troyan and $1,078 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Troyan pays about 5.2 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $51 in Troyan vs $35 in Ubud, Bali. Groceries flip the comparison at $249 vs $279, with Troyan cheaper for home cooking.

Good to know

🇧🇬 Troyan

🇮🇩 Ubud, Bali

🕒 Local time

14:55 2:55 PM

20:55 8:55 PM

6 h ahead of Troyan

🌤 Weather

👥 Population

23,422

74,800

💱 Currency

Bulgarian Lev BGN лв.

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 BGN = 0.571 USD

1 BGN = 0.51 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

Exchange rates and currency converter

IDR, USD, EUR to BGN – Bulgarian Lev Converter

🇺🇸 United States Dollar ($)

🇧🇬 Bulgarian Lev (лв.)

Bulgarian Lev exchange rates as of November 4, 2026: 1 USD = 1.75 BGN (1 BGN = 0.571 USD). 1 EUR = 1.96 BGN (1 BGN = 0.51 EUR).

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,353 IDR (100,000 IDR = 4.91 EUR).

USD to BGN in detail →

On the map

Lowest

Highest

Between locations

Troyan Ubud, Bali 10,690 km ≈ 14 h nonstop flight

From you

Troyan
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Troyan vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Troyan is about 16% cheaper overall, especially in groceries and leisure. That difference adds up to real monthly savings that compound significantly over time.

Average pay in Troyan is about 5.2 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $336 in Troyan versus $1,078 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 68% less than in Troyan. The price difference matters if you commute daily and watch your budget.

Childcare runs $503 in Troyan versus $492 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Either city works on $1,500 a month, though Troyan gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Troyan and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.