🙂Monthly costs for one person with rent: $1,143 in Troyan versus $1,368 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,796 in Troyan versus $2,348 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $2,449 in Troyan versus $3,327 in Ubud, Bali.
🌍Living in Troyan costs roughly 16% less than in Ubud, Bali, driven mainly by Eating Out.
📊The two cities straddle the global median: Troyan is 16% below, Ubud, Bali is 0% above.
Currency
🍽 Eating Out
Troyan
Ubud, Bali
Difference
Meal at Budget Restaurant
$17.14BGN 28.52
$3.44Rp 61.0K
398.26%
Three-Course Dinner for Two, Mid-Range
$53.2BGN 88.5
$36.31Rp 644.0K
46.46%
Fast Food Meal(McDonalds, etc)
$9.00BGN 14.97
$5.71Rp 101.2K
57.62%
Cappuccino
$1.46BGN 2.43
$2.67Rp 47.4K
-45.32%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.50BGN 2.50
$1.75Rp 31.0K
-14.29%
Water(0.33 liter bottle)
$1.08BGN 1.79
$0.87Rp 15.5K
24.14%
Local Beer(0.5 liter draught)
$1.51BGN 2.51
$2.95Rp 52.4K
-48.81%
Imported Beer(0.33 liter bottle)
$1.79BGN 2.98
$4.52Rp 80.1K
-60.40%
🛒 Groceries & Markets
Troyan
Ubud, Bali
Difference
Milk(1 liter)
$1.88BGN 3.12
$1.62Rp 28.7K
16.05%
White Bread(500g)
$0.57BGN 0.94
$2.33Rp 41.3K
-75.54%
Rice(white)(1kg)
$2.30BGN 3.83
$1.11Rp 19.6K
107.21%
Eggs
$2.76BGN 4.59
$2.20Rp 39.0K
25.45%
Local Cheese(1kg)
$9.10BGN 15.14
$17.69Rp 313.8K
-48.56%
Chicken Fillets(1kg)
$8.71BGN 14.48
$4.10Rp 72.7K
112.44%
Beef Round Steak(1kg)
$17.08BGN 28.42
$12.18Rp 216.0K
40.23%
Apples(1kg)
$1.20BGN 2.00
$3.71Rp 65.7K
-67.65%
Banana(1kg)
$1.69BGN 2.81
$1.59Rp 28.2K
6.29%
Oranges(1kg)
$1.91BGN 3.17
$2.28Rp 40.5K
-16.23%
Tomato(1kg)
$4.05BGN 6.73
$1.95Rp 34.6K
107.69%
Potato(1kg)
$0.91BGN 1.52
$1.91Rp 33.8K
-52.36%
Onion(1kg)
$0.92BGN 1.53
$2.33Rp 41.3K
-60.52%
Lettuce(1 head)
$1.19BGN 1.98
$1.01Rp 17.9K
17.82%
Water(1.5 liter bottle)
$0.73BGN 1.22
$0.55Rp 9,788
32.73%
Cigarettes 20 Pack(Marlboro, Camel)
$3.65BGN 6.07
$2.23Rp 39.6K
63.68%
Wine(Bottle)
$7.47BGN 12.42
$23.07Rp 409.2K
-67.62%
Local Beer(0.5 liter bottle)
$0.93BGN 1.55
$2.42Rp 42.9K
-61.57%
Imported Beer(0.33 liter bottle)
$1.83BGN 3.05
$3.00Rp 53.1K
-39.00%
🚌 Getting Around
Troyan
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.90BGN 1.50
$0.27Rp 4,821
233.33%
Public Transport Monthly Pass(Regular Price)
$25.35BGN 42.17
$8.98Rp 159.3K
182.29%
Taxi Start(Normal Tariff)
$0.99BGN 1.65
$0.48Rp 8,580
106.25%
Taxi(Normal Tariff)(1km)
$0.69BGN 1.14
$0.43Rp 7,691
60.47%
Taxi 1hour Waiting(Normal Tariff)
$16.34BGN 27.19
$5.64Rp 100.1K
189.72%
Gasoline(1 liter)
$1.69BGN 2.81
$0.80Rp 14.2K
111.25%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.1KBGN 51.8K
$24.9KRp 442.4M
24.73%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.4KBGN 45.5K
$31.7KRp 562.4M
-13.74%
🧾 Monthly Utilities & Internet
Troyan
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$166BGN 277
$81.5Rp 1.4M
104.17%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$20.58BGN 34.23
$6.49Rp 115.2K
217.10%
Internet(50+ Mbps, Unlimited Data)
$12.38BGN 20.60
$18.77Rp 332.9K
-34.04%
🎉 Sport & Entertainment
Troyan
Ubud, Bali
Difference
Gym Membership(Monthly)
$35.40BGN 58.9
$56.9Rp 1.0M
-37.75%
Tennis Court(1 Hour on Weekend)
$20.07BGN 33.39
$18.73Rp 332.2K
7.15%
Cinema Ticket
$6.69BGN 11.13
$4.54Rp 80.5K
47.36%
🧸 Childcare & Education
Troyan
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$786BGN 1,308
$481Rp 8.5M
63.61%
International Primary School, 1 Child(Yearly)
$6,115BGN 10.2K
$5,711Rp 101.3M
7.07%
👕👟 Clothing & Footwear
Troyan
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$91.8BGN 153
$45.52Rp 807.3K
101.67%
Summer Dress(H&M, Zara, etc)
$29.88BGN 49.71
$35.88Rp 636.4K
-16.72%
Sport Shoes(Adidas, Nike)
$106BGN 177
$80.4Rp 1.4M
32.24%
Men's Leather Business Shoes
$109BGN 181
$78.7Rp 1.4M
38.32%
🏠 Accommodation & Living
Troyan
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$311BGN 518
$1,115Rp 19.8M
-72.06%
1-bedroom Apartment, Outside City Center(Monthly)
$235BGN 391
$698Rp 12.4M
-66.31%
3-bedroom Apartment, City Center(Monthly)
$521BGN 867
$3,637Rp 64.5M
-85.67%
3-bedroom Apartment, Outside City Center(Monthly)
$395BGN 657
$1,737Rp 30.8M
-77.26%
Buy Apartment in City Center(m2)
$1,368BGN 2,275
$2,784Rp 49.4M
-50.88%
Buy Apartment Outside City Center(m2)
$983BGN 1,636
$2,290Rp 40.6M
-57.06%
💵 Salaries & Financials
Troyan
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$878BGN 1,460
$168Rp 3.0M
422.43%
20-Year Fixed Mortgage Interest Rate(Annual %)
2.9
13.78
-78.96%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Troyan: September 14, 2026
Last update for Ubud, Bali: September 14, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $311 in Troyan and $1,115 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Troyan pays 422% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $53.0 in Troyan vs $36.00 in Ubud, Bali. Groceries flip the comparison at $252 vs $295, with Troyan cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Troyan vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Troyan?
Troyan is cheaper overall, especially in Groceries & Markets, Sport & Entertainment. The 20% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Troyan or Ubud, Bali?
Average pay runs 422% higher in Troyan, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Troyan and Ubud, Bali?
Rent for a central apartment: $311 in Troyan versus $1,115 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper public transport?
A monthly transit pass in Troyan runs roughly 182% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
Which city has cheaper kindergarten?
Childcare runs $786 in Troyan versus $481 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is $1,500 a realistic budget for living in Troyan or in Ubud, Bali?
At $1,143 in Troyan versus $1,368 in Ubud, Bali, a $1,500 budget is realistic in Troyan but tight or insufficient in Ubud, Bali. The gap between the two cities makes Troyan the clear choice for anyone on this budget.
Is Troyan or Ubud, Bali more family-friendly?
For families, Troyan is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Troyan or Ubud, Bali?
Safety-wise, Troyan and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Troyan gentler on the wallet – expenses run 20% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.