Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Tolmin

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $1,654 in Tolmin, rent and utilities included – about $3,900 less a year. Other living expenses account for most of the difference.

64

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index
77

Cost of Living Index in Tolmin
Learn more

Tolmin Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Tolmin

🇸🇮 Slovenia

$1,654

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Tolmin

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Tolmin actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $1,654 in Tolmin.

Ubud, Bali $1,331
Tolmin $1,654

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $2,376 in Tolmin.

Ubud, Bali $2,255
Tolmin $2,376

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $3,099 in Tolmin.

Ubud, Bali $3,180
Tolmin $3,099

Living in Ubud, Bali costs roughly 20% less than in Tolmin, and outside of rent the biggest gap is in clothing.

The two cities straddle the global median: Ubud, Bali is 2% below, Tolmin is 22% above.

Meal at Budget Restaurant

$3.38 Rp 61.3K

$11.21 €9.96

-69.85%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 629.1K

$56.1 €49.86

-38.27%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.2K

$8.81 €7.83

-36.78%

Cappuccino

$2.62 Rp 47.6K

$1.31 €1.17

100.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$3.46 €3.07

-55.49%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$2.18 €1.93

-70.64%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$2.53 €2.25

5.53%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.4K

$4.38 €3.89

-2.74%

Milk (1 liter)

$1.46 Rp 26.5K

$1.30 €1.16

12.31%

White Bread (500g)

$2.29 Rp 41.6K

$1.77 €1.58

29.38%

Rice (white) (1kg)

$1.11 Rp 20.1K

$2.77 €2.46

-59.93%

Eggs

$2.10 Rp 38.1K

$3.91 €3.47

-46.29%

Local Cheese (1kg)

$15.94 Rp 289.4K

$18.01 €16.00

-11.49%

Chicken Fillets (1kg)

$3.88 Rp 70.5K

$9.33 €8.29

-58.41%

Beef Round Steak (1kg)

$11.40 Rp 207.0K

$14.21 €12.62

-19.77%

Apples (1kg)

$3.55 Rp 64.5K

$1.38 €1.23

157.25%

Banana (1kg)

$1.54 Rp 27.9K

$1.73 €1.54

-10.98%

Oranges (1kg)

$2.23 Rp 40.5K

$2.36 €2.10

-5.51%

Tomato (1kg)

$1.97 Rp 35.8K

$3.61 €3.21

-45.43%

Potato (1kg)

$1.86 Rp 33.7K

$1.42 €1.26

30.99%

Onion (1kg)

$2.42 Rp 43.9K

$1.49 €1.33

62.42%

Lettuce (1 head)

$1.02 Rp 18.6K

$1.65 €1.46

-38.18%

Water (1.5 liter bottle)

$0.52 Rp 9,483

$1.08 €0.96

-51.85%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$5.87 €5.21

-62.52%

Wine (Bottle)

$21.79 Rp 395.6K

$7.89 €7.01

176.17%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$1.36 €1.21

71.32%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.54 €2.26

16.93%

One-way Ticket (Public Transport)

$0.25 Rp 4,546

$1.31 €1.17

-80.92%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

$36.94 €32.81

-77.88%

Taxi Start (Normal Tariff)

$0.44 Rp 7,947

$1.66 €1.47

-73.49%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,496

$1.37 €1.22

-65.69%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.7K

$28.40 €25.23

-80.28%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.58 €1.40

-47.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.8M

$28.8K €25.6K

-15.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.5M

$24.4K €21.7K

30.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$209 €186

-62.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.6K

$24.27 €21.56

-74.70%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.4K

$20.05 €17.81

-5.64%

Gym Membership (Monthly)

$51.0 Rp 925.8K

$50.7 €45.07

0.49%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.3K

Cinema Ticket

$4.38 Rp 79.6K

$4.47 €3.97

-2.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$507 €450

-2.90%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.9M

$8,847 €7,859

38.14%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.9K

$118 €105

-61.87%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 633.4K

$37.67 €33.46

-7.38%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$89.0 €79.0

-11.95%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$147 €131

-47.16%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.6M

$702 €624

53.50%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$637 €566

4.32%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$1,297 €1,152

170.55%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$876 €778

90.84%

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

$3,402 €3,022

-31.21%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$3,538 €3,143

-36.80%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$1,306 €1,160

-87.26%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.29

318.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Tolmin: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Tolmin

$637 38.5% 4.1% $28

Groceries & Markets

Ubud, Bali

$279 21%

Tolmin

$300 18.1% 7.3% $20

Clothing & Footwear

Ubud, Bali

$106 8%

Tolmin

$177 10.7% 66.1% $70

Eating Out

Ubud, Bali

$106 8%

Tolmin

$176 10.6% 66.3% $70

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Tolmin

$254 15.3% 147% $151

Sport & Entertainment

Ubud, Bali

$60 4.5%

Tolmin

$60 3.6% 0.2% $0.1

Getting Around

Ubud, Bali

$12 0.9%

Tolmin

$51 3.1% 324% $39

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $702 in Tolmin. Housing cost is often the main lever when comparing two cities.

Tolmin pays about 7.9 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $35 in Ubud, Bali vs $56 in Tolmin for a mid-range dinner for two. Groceries echo the gap at $279 vs $300 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇸🇮 Tolmin

🕒 Local time

04:44 4:44 AM

21:44 9:44 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

3,500

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.89 EUR

1 EUR = 1.13 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,438 IDR (100,000 IDR = 4.89 EUR).

Euro exchange rates as of November 4, 2026: 1 USD = 0.888 EUR (1 EUR = 1.13 USD).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Tolmin 11,580 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Tolmin

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Tolmin: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,331 in Ubud, Bali and $1,654 in Tolmin, so Ubud, Bali is about 20% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 87% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,078 in Ubud, Bali versus $702 in Tolmin. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 78% less than in Tolmin. The price difference matters if you commute daily and watch your budget.

Childcare runs $492 in Ubud, Bali versus $507 in Tolmin. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Tolmin are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Tolmin on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.