Cost of Living Comparison Between Ubud, Bali and Tolmin Cost of Living Comparison Between Ubud, Bali and Tolmin

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $1,531 in Tolmin.

Estimated couple costs with rent: $2,557 in Ubud, Bali versus $2,346 in Tolmin.

Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $3,160 in Tolmin.

Living in Ubud, Bali costs roughly 9% less than in Tolmin, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 5% above, Tolmin 15% above.

Meal at Budget Restaurant

$3.57 Rp 64.5K

$11.52 €9.98

-69.01%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 583.4K

$52.4 €45.36

-38.29%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.4K

$9.05 €7.83

-44.64%

Cappuccino

$2.82 Rp 51.0K

$1.41 €1.22

100.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$3.42 €2.96

-60.53%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$1.84 €1.59

-60.33%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$2.62 €2.27

11.83%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

$4.55 €3.94

-13.41%

Milk (1 liter)

$1.78 Rp 32.1K

$1.32 €1.14

34.85%

White Bread (500g)

$2.45 Rp 44.2K

$1.67 €1.44

46.71%

Rice (white) (1kg)

$1.15 Rp 20.7K

$2.95 €2.56

-61.02%

Eggs

$2.41 Rp 43.6K

$3.45 €2.99

-30.14%

Local Cheese (1kg)

$14.33 Rp 258.7K

$18.92 €16.39

-24.26%

Chicken Fillets (1kg)

$4.19 Rp 75.6K

$8.67 €7.51

-51.67%

Beef Round Steak (1kg)

$12.06 Rp 217.7K

$15.20 €13.17

-20.66%

Apples (1kg)

$3.64 Rp 65.7K

$1.47 €1.27

147.62%

Banana (1kg)

$1.57 Rp 28.3K

$1.82 €1.57

-13.74%

Oranges (1kg)

$2.79 Rp 50.3K

$2.53 €2.20

10.28%

Tomato (1kg)

$2.24 Rp 40.5K

$4.11 €3.56

-45.50%

Potato (1kg)

$1.98 Rp 35.7K

$1.40 €1.22

41.43%

Onion (1kg)

$2.28 Rp 41.1K

$1.60 €1.39

42.50%

Lettuce (1 head)

$1.05 Rp 19.0K

$2.05 €1.78

-48.78%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$1.22 €1.05

-35.25%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

$6.00 €5.20

-46.83%

Wine (Bottle)

$23.49 Rp 424.1K

$7.85 €6.80

199.24%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

$1.47 €1.27

97.28%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

$2.07 €1.79

33.33%

One-way Ticket (Public Transport)

$0.27 Rp 4,813

$1.49 €1.29

-81.88%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

$31.70 €27.45

-73.60%

Taxi Start (Normal Tariff)

$0.45 Rp 8,167

$1.71 €1.48

-73.68%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,298

$1.27 €1.10

-63.78%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

$29.11 €25.21

-79.15%

Gasoline (1 liter)

$0.86 Rp 15.6K

$1.59 €1.38

-45.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.0M

$25.5K €22.1K

4.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 587.6M

$26.0K €22.5K

25.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$221 €191

-64.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

$14.53 €12.59

-71.85%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 430.5K

$20.62 €17.86

15.66%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$52.5 €45.42

88.33%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

Cinema Ticket

$4.01 Rp 72.3K

$4.59 €3.98

-12.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$525 €455

-43.41%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.2M

$8,518 €7,376

-22.49%

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

$102 €88.5

-47.70%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

$35.26 €30.54

8.08%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$93.4 €80.9

-5.04%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$148 €128

-48.18%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$660 €572

54.41%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$542 €470

25.46%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.6M

$1,139 €986

204.60%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.7M

$964 €834

116.89%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$3,728 €3,229

-26.81%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

$2,925 €2,533

-21.52%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,316 €1,140

-87.56%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

3.65

263.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Tolmin: July 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $660 in Tolmin. Housing cost is often the main lever when comparing two cities.

Tolmin pays 704% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $32.00 in Ubud, Bali vs $52.0 in Tolmin for a mid-range dinner for two. Groceries echo the gap at $298 vs $308 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Tolmin: Cost of Living - Frequently Asked Questions

Ubud, Bali and Tolmin differ by about 10% in total monthly costs ($1,392 vs $1,531 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 704% lower in Tolmin. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,020 in Ubud, Bali versus $660 in Tolmin. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 279% less than in Tolmin. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $297 in Ubud, Bali versus $525 in Tolmin. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,392 in Ubud, Bali versus $1,531 in Tolmin, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Tolmin. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Tolmin are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 10% less than in Tolmin. Beyond cost, consider language, visa policies, and how big the international community is in each city.