Last update: Nov 2026

Cost of Living Comparison Between Tolmin and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $1,654 in Tolmin, rent and utilities included – about $3,900 less a year. Other living expenses account for most of the difference.

77

Cost of Living Index in Tolmin
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Tolmin Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Tolmin

🇸🇮 Slovenia

$1,654

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Tolmin and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tolmin and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,654 in Tolmin versus $1,331 in Ubud, Bali.

Tolmin $1,654
Ubud, Bali $1,331

Estimated couple costs with rent: $2,376 in Tolmin versus $2,255 in Ubud, Bali.

Tolmin $2,376
Ubud, Bali $2,255

Monthly costs for a family of three with rent: $3,099 in Tolmin versus $3,180 in Ubud, Bali.

Tolmin $3,099
Ubud, Bali $3,180

Living in Tolmin is roughly 24% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in clothing.

The two cities straddle the global median: Tolmin is 22% above, Ubud, Bali is 2% below.

Meal at Budget Restaurant

$11.21 €9.98

$3.38 Rp 61.2K

231.66%

Three-Course Dinner for Two, Mid-Range

$56.1 €49.95

$34.65 Rp 628.6K

61.99%

Fast Food Meal (McDonalds, etc)

$8.81 €7.84

$5.57 Rp 101.1K

58.17%

Cappuccino

$1.31 €1.17

$2.62 Rp 47.5K

-50.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.46 €3.08

$1.54 Rp 27.9K

124.68%

Water (0.33 liter bottle)

$2.18 €1.94

$0.64 Rp 11.6K

240.63%

Local Beer (0.5 liter draught)

$2.53 €2.25

$2.67 Rp 48.4K

-5.24%

Imported Beer (0.33 liter bottle)

$4.38 €3.90

$4.26 Rp 77.3K

2.82%

Milk (1 liter)

$1.30 €1.16

$1.46 Rp 26.5K

-10.96%

White Bread (500g)

$1.77 €1.58

$2.29 Rp 41.6K

-22.71%

Rice (white) (1kg)

$2.77 €2.46

$1.11 Rp 20.1K

149.55%

Eggs

$3.91 €3.48

$2.10 Rp 38.1K

86.19%

Local Cheese (1kg)

$18.01 €16.03

$15.94 Rp 289.2K

12.99%

Chicken Fillets (1kg)

$9.33 €8.30

$3.88 Rp 70.4K

140.46%

Beef Round Steak (1kg)

$14.21 €12.65

$11.40 Rp 206.8K

24.65%

Apples (1kg)

$1.38 €1.23

$3.55 Rp 64.4K

-61.13%

Banana (1kg)

$1.73 €1.54

$1.54 Rp 27.9K

12.34%

Oranges (1kg)

$2.36 €2.10

$2.23 Rp 40.5K

5.83%

Tomato (1kg)

$3.61 €3.21

$1.97 Rp 35.8K

83.25%

Potato (1kg)

$1.42 €1.26

$1.86 Rp 33.7K

-23.66%

Onion (1kg)

$1.49 €1.33

$2.42 Rp 43.9K

-38.43%

Lettuce (1 head)

$1.65 €1.47

$1.02 Rp 18.6K

61.76%

Water (1.5 liter bottle)

$1.08 €0.96

$0.52 Rp 9,475

107.69%

Cigarettes 20 Pack (Marlboro, Camel)

$5.87 €5.22

$2.20 Rp 39.9K

166.82%

Wine (Bottle)

$7.89 €7.02

$21.79 Rp 395.2K

-63.79%

Local Beer (0.5 liter bottle)

$1.36 €1.21

$2.33 Rp 42.2K

-41.63%

Imported Beer (0.33 liter bottle)

$2.54 €2.26

$2.97 Rp 53.9K

-14.48%

One-way Ticket (Public Transport)

$1.31 €1.17

$0.25 Rp 4,542

424.00%

Public Transport Monthly Pass (Regular Price)

$36.94 €32.87

$8.17 Rp 148.3K

352.14%

Taxi Start (Normal Tariff)

$1.66 €1.48

$0.44 Rp 7,941

277.27%

Taxi (Normal Tariff) (1km)

$1.37 €1.22

$0.47 Rp 8,489

191.49%

Taxi 1hour Waiting (Normal Tariff)

$28.40 €25.28

$5.60 Rp 101.6K

407.14%

Gasoline (1 liter)

$1.58 €1.41

$0.83 Rp 15.0K

90.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.8K €25.6K

$24.4K Rp 443.5M

17.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.4K €21.7K

$31.7K Rp 575.0M

-23.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$209 €186

$77.5 Rp 1.4M

170.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.27 €21.59

$6.14 Rp 111.5K

295.28%

Internet (50+ Mbps, Unlimited Data)

$20.05 €17.84

$18.92 Rp 343.1K

5.97%

Gym Membership (Monthly)

$50.7 €45.15

$51.0 Rp 925.0K

-0.49%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.0K

Cinema Ticket

$4.47 €3.97

$4.38 Rp 79.5K

2.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$507 €451

$492 Rp 8.9M

2.99%

International Primary School, 1 Child (Yearly)

$8,847 €7,873

$12.2K Rp 221.7M

-27.61%

Jeans (Levis 501 Or Similar)

$118 €105

$45.16 Rp 819.2K

162.25%

Summer Dress (H&M, Zara, etc)

$37.67 €33.52

$34.89 Rp 632.9K

7.97%

Sport Shoes (Adidas, Nike)

$89.0 €79.2

$78.3 Rp 1.4M

13.57%

Men's Leather Business Shoes

$147 €131

$77.9 Rp 1.4M

89.24%

1-bedroom Apartment, City Center (Monthly)

$702 €625

$1,078 Rp 19.5M

-34.86%

1-bedroom Apartment, Outside City Center (Monthly)

$637 €567

$665 Rp 12.1M

-4.14%

3-bedroom Apartment, City Center (Monthly)

$1,297 €1,155

$3,510 Rp 63.7M

-63.04%

3-bedroom Apartment, Outside City Center (Monthly)

$876 €779

$1,671 Rp 30.3M

-47.60%

Buy Apartment in City Center (m2)

$3,402 €3,027

$2,340 Rp 42.4M

45.37%

Buy Apartment Outside City Center (m2)

$3,538 €3,149

$2,236 Rp 40.6M

58.23%

Average Monthly Net Salary (After Tax)

$1,306 €1,162

$166 Rp 3.0M

685.15%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.29

13.78

-76.12%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tolmin: November 1, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Tolmin

$637 38.5%

Ubud, Bali

$665 50% 4.3% $28

Groceries & Markets

Tolmin

$300 18.1%

Ubud, Bali

$279 21% 6.8% $20

Monthly Utilities & Internet

Tolmin

$254 15.3%

Ubud, Bali

$103 7.7% 59.6% $151

Clothing & Footwear

Tolmin

$177 10.7%

Ubud, Bali

$106 8% 39.8% $70

Eating Out

Tolmin

$176 10.6%

Ubud, Bali

$106 8% 39.9% $70

Sport & Entertainment

Tolmin

$60 3.6%

Ubud, Bali

$60 4.5% 0.2% $0.1

Getting Around

Tolmin

$51 3.1%

Ubud, Bali

$12 0.9% 76.4% $39

Cost Breakdown

A one-bedroom apartment in the center runs $702 in Tolmin and $1,078 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Tolmin pays about 7.9 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $56 in Tolmin vs $35 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $300 vs $279 per month, with Ubud, Bali cheaper across the board.

Good to know

🇸🇮 Tolmin

🇮🇩 Ubud, Bali

🕒 Local time

06:09 6:09 AM

13:09 1:09 PM

7 h ahead of Tolmin

🌤 Weather

👥 Population

3,500

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.51 USD

100,000 IDR = 4.9 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of November 5, 2026: 1 USD = 0.89 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,421 IDR (100,000 IDR = 4.9 EUR).

USD to EUR in detail →

On the map

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Highest

Between locations

Tolmin Ubud, Bali 11,580 km ≈ 15 h nonstop flight

From you

Tolmin
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tolmin vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,654 in Tolmin and $1,331 in Ubud, Bali, so Ubud, Bali is about 20% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay in Tolmin is about 7.9 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $702 in Tolmin versus $1,078 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 78% less than in Tolmin. The price difference matters if you commute daily and watch your budget.

Childcare runs $507 in Tolmin versus $492 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Tolmin and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Tolmin on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.