Cost of Living Comparison Between Tolmin and Ubud, Bali Cost of Living Comparison Between Tolmin and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,535 in Tolmin versus $1,394 in Ubud, Bali.

Estimated couple costs with rent: $2,325 in Tolmin versus $2,551 in Ubud, Bali.

Monthly costs for a family of three with rent: $3,115 in Tolmin versus $3,708 in Ubud, Bali.

Living in Tolmin is roughly 10% more expensive than Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Tolmin 15% above, Ubud, Bali 5% above.

Meal at Budget Restaurant

$11.61 €10.00

$3.40 Rp 60.2K

241.47%

Three-Course Dinner for Two, Mid-Range

$52.1 €44.90

$32.38 Rp 573.6K

61.03%

Fast Food Meal (McDonalds, etc)

$9.03 €7.77

$5.00 Rp 88.6K

80.60%

Cappuccino

$1.37 €1.18

$2.82 Rp 50.0K

-51.42%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.41 €2.94

$1.38 Rp 24.4K

147.10%

Water (0.33 liter bottle)

$1.80 €1.55

$0.73 Rp 13.0K

146.58%

Local Beer (0.5 liter draught)

$2.48 €2.14

$2.98 Rp 52.8K

-16.78%

Imported Beer (0.33 liter bottle)

$4.54 €3.91

$3.97 Rp 70.3K

14.36%

Milk (1 liter)

$1.37 €1.18

$1.79 Rp 31.8K

-23.46%

White Bread (500g)

$1.66 €1.43

$2.46 Rp 43.7K

-32.52%

Rice (white) (1kg)

$2.87 €2.47

$1.20 Rp 21.2K

139.17%

Eggs

$3.41 €2.94

$2.39 Rp 42.3K

42.68%

Local Cheese (1kg)

$19.08 €16.43

$14.40 Rp 255.1K

32.50%

Chicken Fillets (1kg)

$8.65 €7.45

$4.28 Rp 75.9K

102.10%

Beef Round Steak (1kg)

$15.52 €13.36

$11.82 Rp 209.4K

31.30%

Apples (1kg)

$1.47 €1.27

$3.78 Rp 67.0K

-61.11%

Banana (1kg)

$1.81 €1.56

$1.63 Rp 28.9K

11.04%

Oranges (1kg)

$2.46 €2.12

$2.80 Rp 49.6K

-12.14%

Tomato (1kg)

$3.99 €3.44

$2.26 Rp 40.0K

76.55%

Potato (1kg)

$1.48 €1.28

$2.00 Rp 35.3K

-26.00%

Onion (1kg)

$1.54 €1.33

$2.21 Rp 39.2K

-30.32%

Lettuce (1 head)

$2.05 €1.77

$1.07 Rp 18.9K

91.59%

Water (1.5 liter bottle)

$1.22 €1.05

$0.76 Rp 13.5K

60.53%

Cigarettes 20 Pack (Marlboro, Camel)

$5.92 €5.09

$3.13 Rp 55.4K

89.14%

Wine (Bottle)

$6.87 €5.92

$23.81 Rp 421.9K

-71.15%

Local Beer (0.5 liter bottle)

$1.41 €1.22

$2.84 Rp 50.3K

-50.35%

Imported Beer (0.33 liter bottle)

$2.00 €1.73

$2.78 Rp 49.2K

-28.06%

One-way Ticket (Public Transport)

$1.41 €1.22

$0.27 Rp 4,726

422.22%

Public Transport Monthly Pass (Regular Price)

$31.41 €27.04

$8.37 Rp 148.2K

275.27%

Taxi Start (Normal Tariff)

$1.76 €1.51

$0.45 Rp 8,034

291.11%

Taxi (Normal Tariff) (1km)

$1.23 €1.06

$0.43 Rp 7,578

186.05%

Taxi 1hour Waiting (Normal Tariff)

$29.09 €25.05

$5.98 Rp 105.9K

386.45%

Gasoline (1 liter)

$1.60 €1.38

$0.80 Rp 14.2K

100.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.5K €22.8K

$25.8K Rp 457.2M

2.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K €22.7K

$31.8K Rp 563.4M

-16.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$221 €191

$80.7 Rp 1.4M

174.20%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.85 €12.79

$4.14 Rp 73.3K

258.70%

Internet (50+ Mbps, Unlimited Data)

$20.95 €18.04

$24.12 Rp 427.2K

-13.14%

Gym Membership (Monthly)

$50.8 €43.76

$97.8 Rp 1.7M

-48.01%

Tennis Court (1 Hour on Weekend)

$6.64 Rp 117.7K

Cinema Ticket

$4.49 €3.87

$4.04 Rp 71.5K

11.14%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$511 €440

$297 Rp 5.3M

72.17%

International Primary School, 1 Child (Yearly)

$8,609 €7,414

$6,590 Rp 116.7M

30.64%

Jeans (Levis 501 Or Similar)

$101 €86.9

$55.1 Rp 976.8K

82.92%

Summer Dress (H&M, Zara, etc)

$34.89 €30.04

$38.51 Rp 682.1K

-9.40%

Sport Shoes (Adidas, Nike)

$92.0 €79.2

$86.1 Rp 1.5M

6.78%

Men's Leather Business Shoes

$153 €132

$78.0 Rp 1.4M

95.96%

1-bedroom Apartment, City Center (Monthly)

$675 €581

$985 Rp 17.5M

-31.53%

1-bedroom Apartment, Outside City Center (Monthly)

$533 €459

$665 Rp 11.8M

-19.85%

3-bedroom Apartment, City Center (Monthly)

$1,142 €983

$3,446 Rp 61.0M

-66.86%

3-bedroom Apartment, Outside City Center (Monthly)

$977 €842

$2,042 Rp 36.2M

-52.14%

Buy Apartment in City Center (m2)

$3,376 €2,907

$2,829 Rp 50.1M

19.36%

Buy Apartment Outside City Center (m2)

$3,354 €2,888

$2,282 Rp 40.4M

46.95%

Average Monthly Net Salary (After Tax)

$1,370 €1,180

$169 Rp 3.0M

709.48%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.65

13.28

-72.52%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tolmin: June 14, 2026

Last update for Ubud, Bali: June 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $675 in Tolmin and $985 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Tolmin pays 709% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $52.0 in Tolmin vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $306 vs $299 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tolmin vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Tolmin and Ubud, Bali differ by about 10% in total monthly costs ($1,535 vs $1,394 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Tolmin pays 709% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $675 in Tolmin versus $985 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 275% less than in Tolmin. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $511 in Tolmin versus $297 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,394 in Ubud, Bali versus $1,535 in Tolmin, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Tolmin. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Tolmin and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 10% less than in Tolmin. Beyond cost, consider language, visa policies, and how big the international community is in each city.