Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Tokat

For one person, living is cheaper in Tokat: $1,061 a month against $1,331 in Ubud, Bali, rent and utilities included – about $3,200 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
50

Cost of Living Index in Tokat
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Tokat Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Tokat

🇹🇷 Turkey

$1,061

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Tokat

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Tokat actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $1,061 in Tokat.

Ubud, Bali $1,331
Tokat $1,061

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $1,552 in Tokat.

Ubud, Bali $2,255
Tokat $1,552

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $2,043 in Tokat.

Ubud, Bali $3,180
Tokat $2,043

Living in Ubud, Bali is roughly 25% more expensive than in Tokat, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Ubud, Bali 2% lower, Tokat 22% lower.

Meal at Budget Restaurant

$3.38 Rp 61.3K

$7.20 ₺360

-53.06%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.8K

$20.24 ₺1,013

71.20%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.2K

$6.79 ₺340

-17.97%

Cappuccino

$2.62 Rp 47.5K

$4.17 ₺208

-37.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$1.35 ₺67.7

14.07%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.41 ₺20.51

56.10%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$3.66 ₺183

-27.05%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.4K

$3.96 ₺198

7.58%

Milk (1 liter)

$1.46 Rp 26.5K

$0.97 ₺48.46

50.52%

White Bread (500g)

$2.29 Rp 41.6K

$1.10 ₺55.1

108.18%

Rice (white) (1kg)

$1.11 Rp 20.1K

$2.40 ₺120

-53.75%

Eggs

$2.10 Rp 38.1K

$2.62 ₺131

-19.85%

Local Cheese (1kg)

$15.94 Rp 289.3K

$10.73 ₺537

48.56%

Chicken Fillets (1kg)

$3.88 Rp 70.5K

$3.76 ₺188

3.19%

Beef Round Steak (1kg)

$11.40 Rp 206.9K

$19.77 ₺989

-42.34%

Apples (1kg)

$3.55 Rp 64.5K

$1.91 ₺95.7

85.86%

Banana (1kg)

$1.54 Rp 27.9K

$1.83 ₺91.5

-15.85%

Oranges (1kg)

$2.23 Rp 40.5K

$0.90 ₺45.21

147.78%

Tomato (1kg)

$1.97 Rp 35.8K

$1.30 ₺65.1

51.54%

Potato (1kg)

$1.86 Rp 33.7K

$0.40 ₺20.14

365.00%

Onion (1kg)

$2.42 Rp 43.9K

$0.38 ₺18.82

536.84%

Lettuce (1 head)

$1.02 Rp 18.6K

$0.93 ₺46.66

9.68%

Water (1.5 liter bottle)

$0.52 Rp 9,479

$0.72 ₺35.90

-27.78%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$1.95 ₺97.5

12.82%

Wine (Bottle)

$21.79 Rp 395.4K

$10.94 ₺547

99.18%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$2.23 ₺112

4.48%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.85 ₺143

4.21%

One-way Ticket (Public Transport)

$0.25 Rp 4,544

$0.68 ₺33.91

-63.24%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

$35.69 ₺1,785

-77.11%

Taxi Start (Normal Tariff)

$0.44 Rp 7,944

$1.07 ₺53.4

-58.88%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,493

$0.83 ₺41.50

-43.37%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

$7.64 ₺382

-26.70%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.31 ₺65.7

-36.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.7M

$40.5K ₺2.0M

-39.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.2M

$37.6K ₺1.9M

-15.62%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$68.2 ₺3,409

13.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$9.03 ₺452

-32.00%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.3K

$11.93 ₺597

58.59%

Gym Membership (Monthly)

$51.0 Rp 925.4K

$57.8 ₺2,892

-11.81%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.2K

Cinema Ticket

$4.38 Rp 79.5K

$4.88 ₺244

-10.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$427 ₺21.4K

15.28%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.8M

$9,417 ₺471.0K

29.78%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.6K

$60.0 ₺3,003

-24.77%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 633.2K

$57.0 ₺2,853

-38.82%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$111 ₺5,530

-29.17%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$55.3 ₺2,764

40.94%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.6M

$458 ₺22.9K

135.11%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$337 ₺16.9K

97.19%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$790 ₺39.5K

344.20%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$478 ₺23.9K

249.46%

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

$1,236 ₺61.8K

89.25%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$1,040 ₺52.0K

115.07%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$1,133 ₺56.7K

-85.32%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

52.5

-73.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Tokat: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Tokat

$337 31.8% 49.3% $328

Groceries & Markets

Ubud, Bali

$279 21%

Tokat

$235 22.1% 16% $45

Clothing & Footwear

Ubud, Bali

$106 8%

Tokat

$127 12% 19.7% $21

Eating Out

Ubud, Bali

$106 8%

Tokat

$161 15.2% 52.5% $55

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Tokat

$89 8.4% 13.1% $13

Sport & Entertainment

Ubud, Bali

$60 4.5%

Tokat

$68 6.4% 13.1% $7.8

Getting Around

Ubud, Bali

$12 0.9%

Tokat

$44 4.1% 265% $32

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $458 in Tokat. Housing cost is often the main lever when comparing two cities.

Tokat pays about 6.8 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35 in Ubud, Bali vs $20 in Tokat for a mid-range dinner for two. Groceries echo the gap at $279 vs $235 per month, with Tokat cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇹🇷 Tokat

🕒 Local time

08:02 8:02 AM

03:02 3:02 AM

5 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

164,405

💱 Currency

Indonesian Rupiah IDR Rp

Turkish Lira TRY ₺

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.93 EUR

100 TRY = 2 USD

100 TRY = 1.79 EUR

Exchange rates and currency converter

TRY, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,148 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,295 IDR (100,000 IDR = 4.93 EUR).

Turkish Lira exchange rates as of November 4, 2026: 1 USD = 50.02 TRY (100 TRY = 2 USD). 1 EUR = 55.93 TRY (100 TRY = 1.79 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Tokat 9,680 km ≈ 13 h nonstop flight

From you

Ubud, Bali
Tokat

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Tokat: Cost of Living - Frequently Asked Questions

Tokat is about 20% cheaper overall, especially in groceries and utilities. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 85% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,078 in Ubud, Bali versus $458 in Tokat. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 77% less than in Tokat. The price difference matters if you commute daily and watch your budget.

Childcare runs $492 in Ubud, Bali versus $427 in Tokat. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Either city works on $1,500 a month, though Tokat gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Tokat are both considered safe, so it’s unlikely to be the deciding factor between them.