Cost of Living Comparison Between Ubud, Bali and Tokat Cost of Living Comparison Between Ubud, Bali and Tokat

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $1,039 in Tokat.

Estimated couple costs with rent: $2,582 in Ubud, Bali versus $1,633 in Tokat.

Monthly costs for a family of three with rent: $3,757 in Ubud, Bali versus $2,227 in Tokat.

Living in Ubud, Bali is roughly 36% more expensive than Tokat, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Tokat is 22% below.

Meal at Budget Restaurant

$3.42 Rp 58.7K

$7.64 ₺343

-55.24%

Three-Course Dinner for Two, Mid-Range

$32.96 Rp 566.5K

$30.68 ₺1,379

7.43%

Fast Food Meal (McDonalds, etc)

$5.08 Rp 87.3K

$7.50 ₺337

-32.27%

Cappuccino

$2.82 Rp 48.5K

$2.87 ₺129

-1.74%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.37 Rp 23.5K

$1.30 ₺58.5

5.38%

Water (0.33 liter bottle)

$0.71 Rp 12.2K

$0.43 ₺19.46

65.12%

Local Beer (0.5 liter draught)

$2.97 Rp 51.0K

$3.53 ₺159

-15.86%

Imported Beer (0.33 liter bottle)

$3.91 Rp 67.2K

$4.03 ₺181

-2.98%

Milk (1 liter)

$1.75 Rp 30.0K

$1.02 ₺45.70

71.57%

White Bread (500g)

$2.52 Rp 43.2K

$0.73 ₺32.99

245.21%

Rice (white) (1kg)

$1.21 Rp 20.8K

$2.25 ₺101

-46.22%

Eggs

$2.33 Rp 40.1K

$1.88 ₺84.7

23.94%

Local Cheese (1kg)

$14.50 Rp 249.2K

$9.42 ₺423

53.93%

Chicken Fillets (1kg)

$4.36 Rp 74.9K

$5.67 ₺255

-23.10%

Beef Round Steak (1kg)

$12.05 Rp 207.0K

$19.03 ₺856

-36.68%

Apples (1kg)

$3.82 Rp 65.6K

$1.31 ₺58.7

191.60%

Banana (1kg)

$1.61 Rp 27.7K

$2.16 ₺96.9

-25.46%

Oranges (1kg)

$2.70 Rp 46.5K

$1.06 ₺47.49

154.72%

Tomato (1kg)

$2.23 Rp 38.3K

$1.28 ₺57.4

74.22%

Potato (1kg)

$1.90 Rp 32.6K

$0.72 ₺32.43

163.89%

Onion (1kg)

$2.18 Rp 37.5K

$0.60 ₺26.90

263.33%

Lettuce (1 head)

$1.03 Rp 17.7K

$0.86 ₺38.86

19.77%

Water (1.5 liter bottle)

$0.77 Rp 13.3K

$0.48 ₺21.79

60.42%

Cigarettes 20 Pack (Marlboro, Camel)

$3.18 Rp 54.7K

$2.14 ₺96.0

48.60%

Wine (Bottle)

$23.23 Rp 399.2K

Local Beer (0.5 liter bottle)

$2.85 Rp 48.9K

$2.09 ₺94.0

36.36%

Imported Beer (0.33 liter bottle)

$2.72 Rp 46.7K

$3.07 ₺138

-11.40%

One-way Ticket (Public Transport)

$0.29 Rp 5,022

$0.67 ₺30.27

-56.72%

Public Transport Monthly Pass (Regular Price)

$8.43 Rp 144.8K

$20.54 ₺923

-58.96%

Taxi Start (Normal Tariff)

$0.49 Rp 8,344

$1.04 ₺46.76

-52.88%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,812

$0.66 ₺29.48

-31.82%

Taxi 1hour Waiting (Normal Tariff)

$6.28 Rp 107.8K

$7.69 ₺346

-18.34%

Gasoline (1 liter)

$0.85 Rp 14.6K

$1.21 ₺54.5

-29.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 447.8M

$42.8K ₺1.9M

-39.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.5K Rp 541.8M

$42.9K ₺1.9M

-26.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.8 Rp 1.4M

$60.9 ₺2,739

30.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 70.3K

$11.01 ₺495

-62.85%

Internet (50+ Mbps, Unlimited Data)

$24.06 Rp 413.6K

$12.66 ₺569

90.05%

Gym Membership (Monthly)

$96.2 Rp 1.7M

$37.78 ₺1,698

154.61%

Tennis Court (1 Hour on Weekend)

$6.53 Rp 112.2K

Cinema Ticket

$4.13 Rp 71.1K

$3.74 ₺168

10.43%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.1M

$621 ₺27.9K

-52.24%

International Primary School, 1 Child (Yearly)

$6,661 Rp 114.5M

$9,049 ₺406.8K

-26.39%

Jeans (Levis 501 Or Similar)

$55.0 Rp 944.5K

$51.9 ₺2,330

6.00%

Summer Dress (H&M, Zara, etc)

$38.75 Rp 666.0K

$44.64 ₺2,007

-13.19%

Sport Shoes (Adidas, Nike)

$89.6 Rp 1.5M

$103 ₺4,618

-12.79%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$88.7 ₺3,989

-11.09%

1-bedroom Apartment, City Center (Monthly)

$1,018 Rp 17.5M

$504 ₺22.7K

101.92%

1-bedroom Apartment, Outside City Center (Monthly)

$660 Rp 11.3M

$394 ₺17.7K

67.42%

3-bedroom Apartment, City Center (Monthly)

$3,435 Rp 59.0M

$902 ₺40.5K

280.95%

3-bedroom Apartment, Outside City Center (Monthly)

$2,053 Rp 35.3M

$705 ₺31.7K

191.28%

Buy Apartment in City Center (m2)

$2,981 Rp 51.2M

Buy Apartment Outside City Center (m2)

$2,368 Rp 40.7M

Average Monthly Net Salary (After Tax)

$172 Rp 3.0M

$1,237 ₺55.6K

-86.09%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-55.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 21, 2026

Last update for Tokat: April 22, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,018 in Ubud, Bali and $504 in Tokat. Housing cost is often the main lever when comparing two cities.

Tokat pays 619% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33 in Ubud, Bali vs $31 in Tokat for a mid-range dinner for two. Groceries echo the gap at $299 vs $207 per month, with Tokat cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Tokat: Cost of Living - Frequently Asked Questions

Tokat is cheaper overall, especially in Groceries & Markets, Sport & Entertainment, Monthly Utilities & Internet. The 36% gap adds up to real monthly savings that compound significantly over time.

On paper, Tokat earns 619% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,018 in Ubud, Bali versus $504 in Tokat. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Tokat runs roughly 144% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $297 in Ubud, Bali versus $621 in Tokat. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,039 in Tokat versus $1,408 in Ubud, Bali, a $1,500 budget is realistic in Tokat but tight or insufficient in Ubud, Bali. The gap between the two cities makes Tokat the clear choice for anyone on this budget.

For families, Tokat is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Tokat are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tokat gentler on the wallet – expenses run 36% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.