Cost of Living Comparison Between Ubud, Bali and Tokat Cost of Living Comparison Between Ubud, Bali and Tokat

Monthly Cost of Living

Monthly costs for one person with rent: $1,378 in Ubud, Bali versus $1,010 in Tokat.

Estimated couple costs with rent: $2,327 in Ubud, Bali versus $1,566 in Tokat.

Monthly costs for a family of three with rent: $3,275 in Ubud, Bali versus $2,123 in Tokat.

Living in Ubud, Bali is roughly 36% more expensive than in Tokat, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Tokat is 27% below.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$7.33 ₺356

-54.57%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$18.45 ₺896

94.15%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$7.18 ₺348

-21.59%

Cappuccino

$2.82 Rp 49.7K

$3.37 ₺163

-16.32%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$1.40 ₺68.0

25.00%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$0.44 ₺21.15

81.82%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$4.16 ₺202

-26.92%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$5.10 ₺247

-15.69%

Milk (1 liter)

$1.61 Rp 28.3K

$0.99 ₺47.85

62.63%

White Bread (500g)

$2.27 Rp 39.9K

$0.97 ₺46.87

134.02%

Rice (white) (1kg)

$1.17 Rp 20.6K

$2.53 ₺123

-53.75%

Eggs

$2.17 Rp 38.2K

$2.75 ₺134

-21.09%

Local Cheese (1kg)

$17.63 Rp 310.5K

$10.89 ₺529

61.89%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$4.05 ₺197

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$20.39 ₺990

-40.26%

Apples (1kg)

$3.62 Rp 63.7K

$2.02 ₺98.1

79.21%

Banana (1kg)

$1.64 Rp 28.8K

$1.92 ₺93.0

-14.58%

Oranges (1kg)

$2.31 Rp 40.6K

$0.99 ₺48.10

133.33%

Tomato (1kg)

$1.96 Rp 34.5K

$1.41 ₺68.3

39.01%

Potato (1kg)

$1.84 Rp 32.5K

$0.43 ₺20.66

327.91%

Onion (1kg)

$2.37 Rp 41.7K

$0.38 ₺18.47

523.68%

Lettuce (1 head)

$1.05 Rp 18.5K

$0.89 ₺43.41

17.98%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$0.73 ₺35.23

-26.03%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$2.01 ₺97.5

14.43%

Wine (Bottle)

$23.08 Rp 406.4K

$9.67 ₺469

138.68%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$2.28 ₺111

2.63%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$2.93 ₺142

4.78%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

$0.70 ₺34.12

-64.29%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

$33.52 ₺1,628

-71.90%

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$1.11 ₺53.9

-55.86%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$0.80 ₺38.66

-41.25%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$8.10 ₺393

-30.86%

Gasoline (1 liter)

$0.81 Rp 14.2K

$1.28 ₺62.2

-36.72%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$43.0K ₺2.1M

-41.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$38.9K ₺1.9M

-20.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$69.5 ₺3,372

19.11%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$4.07 ₺198

59.46%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$10.14 ₺493

85.31%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$60.5 ₺2,935

-8.62%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

Cinema Ticket

$4.30 Rp 75.7K

$5.06 ₺246

-15.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$368 ₺17.9K

34.12%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$7,958 ₺386.4K

-25.65%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$63.3 ₺3,071

-26.83%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$59.9 ₺2,908

-39.14%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$114 ₺5,552

-29.43%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$57.4 ₺2,785

37.38%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$416 ₺20.2K

167.97%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$308 ₺15.0K

124.81%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$782 ₺38.0K

365.46%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$570 ₺27.7K

200.45%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

$1,161 ₺56.4K

137.85%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$910 ₺44.2K

151.93%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$1,144 ₺55.5K

-85.39%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

52.5

-73.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Tokat: September 5, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,114 in Ubud, Bali and $416 in Tokat. Housing cost is often the main lever when comparing two cities.

Tokat pays 585% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36.00 in Ubud, Bali vs $18.00 in Tokat for a mid-range dinner for two. Groceries echo the gap at $294 vs $238 per month, with Tokat cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Tokat: Cost of Living - Frequently Asked Questions

Tokat is cheaper overall, especially in Groceries & Markets, Monthly Utilities & Internet. The 36% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 585% lower in Tokat. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,114 in Ubud, Bali versus $416 in Tokat. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Tokat runs roughly 256% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $494 in Ubud, Bali versus $368 in Tokat. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,010 in Tokat versus $1,378 in Ubud, Bali, a $1,500 budget is realistic in Tokat but tight or insufficient in Ubud, Bali. The gap between the two cities makes Tokat the clear choice for anyone on this budget.

For families, Tokat is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Tokat are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tokat gentler on the wallet – expenses run 36% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.