Last update: Nov 2026

Cost of Living Comparison Between Tokat and Ubud, Bali

For one person, living is cheaper in Tokat: $1,061 a month against $1,331 in Ubud, Bali, rent and utilities included – about $3,200 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

50

Cost of Living Index in Tokat
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Tokat Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Tokat

🇹🇷 Turkey

$1,061

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Tokat and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tokat and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,061 in Tokat versus $1,331 in Ubud, Bali.

Tokat $1,061
Ubud, Bali $1,331

Estimated couple costs with rent: $1,552 in Tokat versus $2,255 in Ubud, Bali.

Tokat $1,552
Ubud, Bali $2,255

Monthly costs for a family of three with rent: $2,043 in Tokat versus $3,180 in Ubud, Bali.

Tokat $2,043
Ubud, Bali $3,180

Living in Tokat costs roughly 20% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Tokat 22% lower, Ubud, Bali 2% lower.

Meal at Budget Restaurant

$7.20 ₺360

$3.38 Rp 61.2K

113.02%

Three-Course Dinner for Two, Mid-Range

$20.24 ₺1,012

$34.65 Rp 628.6K

-41.59%

Fast Food Meal (McDonalds, etc)

$6.79 ₺340

$5.57 Rp 101.1K

21.90%

Cappuccino

$4.17 ₺208

$2.62 Rp 47.5K

59.16%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 ₺67.6

$1.54 Rp 27.9K

-12.34%

Water (0.33 liter bottle)

$0.41 ₺20.50

$0.64 Rp 11.6K

-35.94%

Local Beer (0.5 liter draught)

$3.66 ₺183

$2.67 Rp 48.4K

37.08%

Imported Beer (0.33 liter bottle)

$3.96 ₺198

$4.26 Rp 77.3K

-7.04%

Milk (1 liter)

$0.97 ₺48.44

$1.46 Rp 26.5K

-33.56%

White Bread (500g)

$1.10 ₺55.0

$2.29 Rp 41.6K

-51.97%

Rice (white) (1kg)

$2.40 ₺120

$1.11 Rp 20.1K

116.22%

Eggs

$2.62 ₺131

$2.10 Rp 38.1K

24.76%

Local Cheese (1kg)

$10.73 ₺537

$15.94 Rp 289.2K

-32.69%

Chicken Fillets (1kg)

$3.76 ₺188

$3.88 Rp 70.4K

-3.09%

Beef Round Steak (1kg)

$19.77 ₺988

$11.40 Rp 206.8K

73.42%

Apples (1kg)

$1.91 ₺95.6

$3.55 Rp 64.4K

-46.20%

Banana (1kg)

$1.83 ₺91.5

$1.54 Rp 27.9K

18.83%

Oranges (1kg)

$0.90 ₺45.19

$2.23 Rp 40.5K

-59.64%

Tomato (1kg)

$1.30 ₺65.0

$1.97 Rp 35.8K

-34.01%

Potato (1kg)

$0.40 ₺20.13

$1.86 Rp 33.7K

-78.49%

Onion (1kg)

$0.38 ₺18.81

$2.42 Rp 43.9K

-84.30%

Lettuce (1 head)

$0.93 ₺46.64

$1.02 Rp 18.6K

-8.82%

Water (1.5 liter bottle)

$0.72 ₺35.88

$0.52 Rp 9,475

38.46%

Cigarettes 20 Pack (Marlboro, Camel)

$1.95 ₺97.4

$2.20 Rp 39.9K

-11.36%

Wine (Bottle)

$10.94 ₺547

$21.79 Rp 395.2K

-49.79%

Local Beer (0.5 liter bottle)

$2.23 ₺111

$2.33 Rp 42.2K

-4.29%

Imported Beer (0.33 liter bottle)

$2.85 ₺143

$2.97 Rp 53.9K

-4.04%

One-way Ticket (Public Transport)

$0.68 ₺33.89

$0.25 Rp 4,542

172.00%

Public Transport Monthly Pass (Regular Price)

$35.69 ₺1,784

$8.17 Rp 148.3K

336.84%

Taxi Start (Normal Tariff)

$1.07 ₺53.4

$0.44 Rp 7,941

143.18%

Taxi (Normal Tariff) (1km)

$0.83 ₺41.48

$0.47 Rp 8,489

76.60%

Taxi 1hour Waiting (Normal Tariff)

$7.64 ₺382

$5.60 Rp 101.6K

36.43%

Gasoline (1 liter)

$1.31 ₺65.7

$0.83 Rp 15.0K

57.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$40.5K ₺2.0M

$24.4K Rp 443.5M

65.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.6K ₺1.9M

$31.7K Rp 575.0M

18.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$68.2 ₺3,407

$77.5 Rp 1.4M

-12.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.03 ₺452

$6.14 Rp 111.5K

47.07%

Internet (50+ Mbps, Unlimited Data)

$11.93 ₺596

$18.92 Rp 343.1K

-36.95%

Gym Membership (Monthly)

$57.8 ₺2,891

$51.0 Rp 925.0K

13.39%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.0K

Cinema Ticket

$4.88 ₺244

$4.38 Rp 79.5K

11.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$427 ₺21.4K

$492 Rp 8.9M

-13.26%

International Primary School, 1 Child (Yearly)

$9,417 ₺470.8K

$12.2K Rp 221.7M

-22.95%

Jeans (Levis 501 Or Similar)

$60.0 ₺3,001

$45.16 Rp 819.2K

32.93%

Summer Dress (H&M, Zara, etc)

$57.0 ₺2,851

$34.89 Rp 632.9K

63.46%

Sport Shoes (Adidas, Nike)

$111 ₺5,528

$78.3 Rp 1.4M

41.18%

Men's Leather Business Shoes

$55.3 ₺2,762

$77.9 Rp 1.4M

-29.05%

1-bedroom Apartment, City Center (Monthly)

$458 ₺22.9K

$1,078 Rp 19.5M

-57.47%

1-bedroom Apartment, Outside City Center (Monthly)

$337 ₺16.9K

$665 Rp 12.1M

-49.29%

3-bedroom Apartment, City Center (Monthly)

$790 ₺39.5K

$3,510 Rp 63.7M

-77.49%

3-bedroom Apartment, Outside City Center (Monthly)

$478 ₺23.9K

$1,671 Rp 30.3M

-71.38%

Buy Apartment in City Center (m2)

$1,236 ₺61.8K

$2,340 Rp 42.4M

-47.16%

Buy Apartment Outside City Center (m2)

$1,040 ₺52.0K

$2,236 Rp 40.6M

-53.50%

Average Monthly Net Salary (After Tax)

$1,133 ₺56.6K

$166 Rp 3.0M

581.01%

20-Year Fixed Mortgage Interest Rate (Annual %)

52.5

13.78

280.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tokat: November 1, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Tokat

$337 31.8%

Ubud, Bali

$665 50% 97.2% $328

Groceries & Markets

Tokat

$235 22.1%

Ubud, Bali

$279 21% 19% $45

Eating Out

Tokat

$161 15.2%

Ubud, Bali

$106 8% 34.4% $55

Clothing & Footwear

Tokat

$127 12%

Ubud, Bali

$106 8% 16.5% $21

Monthly Utilities & Internet

Tokat

$89 8.4%

Ubud, Bali

$103 7.7% 15.1% $13

Sport & Entertainment

Tokat

$68 6.4%

Ubud, Bali

$60 4.5% 11.6% $7.8

Getting Around

Tokat

$44 4.1%

Ubud, Bali

$12 0.9% 72.6% $32

Cost Breakdown

A one-bedroom apartment in the center runs $458 in Tokat and $1,078 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Tokat pays about 6.8 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $20 in Tokat vs $35 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $235 vs $279 per month, with Tokat cheaper across the board.

Good to know

🇹🇷 Tokat

🇮🇩 Ubud, Bali

🕒 Local time

02:48 2:48 AM

07:48 7:48 AM

5 h ahead of Tokat

🌤 Weather

👥 Population

164,405

74,800

💱 Currency

Turkish Lira TRY ₺

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 TRY = 2 USD

100 TRY = 1.79 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.93 EUR

Exchange rates and currency converter

IDR, USD, EUR to TRY – Turkish Lira Converter

🇺🇸 United States Dollar ($)

🇹🇷 Turkish Lira (₺)

Turkish Lira exchange rates as of November 3, 2026: 1 USD = 49.99 TRY (100 TRY = 2 USD). 1 EUR = 55.91 TRY (100 TRY = 1.79 EUR).

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,286 IDR (100,000 IDR = 4.93 EUR).

USD to TRY in detail →

On the map

Lowest

Highest

Between locations

Tokat Ubud, Bali 9,680 km ≈ 13 h nonstop flight

From you

Tokat
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tokat vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Tokat is about 20% cheaper overall, especially in groceries and utilities. That difference adds up to real monthly savings that compound significantly over time.

Average pay in Tokat is about 6.8 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $458 in Tokat versus $1,078 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 77% less than in Tokat. The price difference matters if you commute daily and watch your budget.

Childcare runs $427 in Tokat versus $492 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Either city works on $1,500 a month, though Tokat gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Tokat and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.