Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Thika

For one person, living is cheaper in Thika: $516 a month against $1,331 in Ubud, Bali, rent and utilities included – about $9,800 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index
25

Cost of Living Index in Thika
Learn more

Thika Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Thika

🇰🇪 Kenya

$516

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Thika

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Thika actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $516 in Thika.

Ubud, Bali $1,331
Thika $516

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $880 in Thika.

Ubud, Bali $2,255
Thika $880

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $1,245 in Thika.

Ubud, Bali $3,180
Thika $1,245

Living in Ubud, Bali is roughly 158% more expensive than in Thika, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Ubud, Bali 2% lower, Thika 62% lower.

Meal at Budget Restaurant

$3.38 Rp 61.3K

$3.42 KES 444

-1.17%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 629.1K

$33.96 KES 4,410

2.03%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.2K

$6.26 KES 813

-11.02%

Cappuccino

$2.62 Rp 47.6K

$1.93 KES 251

35.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$0.30 KES 38.66

413.33%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.63 KES 81.6

1.59%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$1.96 KES 255

36.22%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.4K

$2.15 KES 279

98.14%

Milk (1 liter)

$1.46 Rp 26.5K

$0.73 KES 95.3

100.00%

White Bread (500g)

$2.29 Rp 41.6K

$0.44 KES 57.6

420.45%

Rice (white) (1kg)

$1.11 Rp 20.1K

$1.20 KES 155

-7.50%

Eggs

$2.10 Rp 38.1K

$1.41 KES 183

48.94%

Local Cheese (1kg)

$15.94 Rp 289.4K

$10.96 KES 1,423

45.44%

Chicken Fillets (1kg)

$3.88 Rp 70.5K

$6.73 KES 873

-42.35%

Beef Round Steak (1kg)

$11.40 Rp 207.0K

$3.94 KES 511

189.34%

Apples (1kg)

$3.55 Rp 64.5K

$1.58 KES 206

124.68%

Banana (1kg)

$1.54 Rp 27.9K

$0.61 KES 79.2

152.46%

Oranges (1kg)

$2.23 Rp 40.5K

$0.74 KES 96.6

201.35%

Tomato (1kg)

$1.97 Rp 35.8K

$1.15 KES 149

71.30%

Potato (1kg)

$1.86 Rp 33.7K

$0.37 KES 47.84

402.70%

Onion (1kg)

$2.42 Rp 43.9K

$0.45 KES 58.4

437.78%

Lettuce (1 head)

$1.02 Rp 18.6K

$0.69 KES 89.4

47.83%

Water (1.5 liter bottle)

$0.52 Rp 9,483

$0.39 KES 50.8

33.33%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$2.79 KES 363

-21.15%

Wine (Bottle)

$21.79 Rp 395.6K

$5.72 KES 742

280.94%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$1.78 KES 231

30.90%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.97 KES 256

50.76%

One-way Ticket (Public Transport)

$0.25 Rp 4,546

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

Taxi Start (Normal Tariff)

$0.44 Rp 7,947

$1.52 KES 198

-71.05%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,496

$0.96 KES 125

-51.04%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.7K

$2.93 KES 380

91.13%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.41 KES 184

-41.13%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.8M

$19.3K KES 2.5M

26.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.5M

$21.5K KES 2.8M

47.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$34.90 KES 4,532

122.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.6K

$14.86 KES 1,930

-58.68%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.4K

$34.82 KES 4,521

-45.66%

Gym Membership (Monthly)

$51.0 Rp 925.8K

$45.48 KES 5,906

12.12%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.3K

Cinema Ticket

$4.38 Rp 79.6K

$7.47 KES 970

-41.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$54.0 KES 7,005

812.73%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.9M

$3,528 KES 458.2K

246.38%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.9K

$28.24 KES 3,666

59.92%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 633.4K

$29.33 KES 3,808

18.96%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$69.2 KES 8,991

13.11%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$19.51 KES 2,533

299.13%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.6M

$99.5 KES 12.9K

982.63%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$56.8 KES 7,380

1069.76%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$270 KES 35.0K

1201.43%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$178 KES 23.1K

837.46%

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

$611 KES 79.3K

282.97%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

14.71

-6.32%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Thika: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Thika

$57 11% 91.5% $608

Groceries & Markets

Ubud, Bali

$279 21%

Thika

$154 30% 44.7% $125

Clothing & Footwear

Ubud, Bali

$106 8%

Thika

$66 12.8% 38.1% $40

Eating Out

Ubud, Bali

$106 8%

Thika

$87 16.9% 17.6% $19

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Thika

$85 16.4% 17.5% $18

Sport & Entertainment

Ubud, Bali

$60 4.5%

Thika

$60 11.7% 1.1% $0.7

Getting Around

Ubud, Bali

$12 0.9%

Thika

$6.3 * 1.2% 47.1% $5.6

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $100 in Thika. Housing cost is often the main lever when comparing two cities.

Dining out: $35 in Ubud, Bali vs $34 in Thika for a mid-range dinner for two. Groceries echo the gap at $279 vs $155 per month, with Thika cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇰🇪 Thika

🕒 Local time

22:02 10:02 PM

17:02 5:02 PM

5 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

83,000

💱 Currency

Indonesian Rupiah IDR Rp

Kenyan Shilling KES Sh

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

1,000 KES = 7.7 USD

1,000 KES = 6.87 EUR

Exchange rates and currency converter

KES, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,353 IDR (100,000 IDR = 4.91 EUR).

Kenyan Shilling exchange rates as of November 4, 2026: 1 USD = 130 KES (1,000 KES = 7.7 USD). 1 EUR = 146 KES (1,000 KES = 6.87 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Thika 8,690 km ≈ 11 h nonstop flight

From you

Ubud, Bali
Thika

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Thika: Cost of Living - Frequently Asked Questions

Thika is about 61% cheaper overall, especially in groceries, clothing, and eating out. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $1,996 in Ubud, Bali and $773 in Thika to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,078 in Ubud, Bali versus $100 in Thika. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $492 in Ubud, Bali versus $54 in Thika. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Thika – a meal for two runs $34 versus $35 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $516 in Thika versus $1,331 in Ubud, Bali, a $1,000 budget is realistic in Thika but tight or insufficient in Ubud, Bali. The gap between the two cities makes Thika the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.