Last update: Oct 2026

Cost of Living Comparison Between Thika and Ubud, Bali

For one person, living is cheaper in Thika: $516 a month against $1,331 in Ubud, Bali, rent and utilities included – about $9,800 less a year. Rent and utilities account for most of the difference.

25

Cost of Living Index in Thika
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Thika Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Thika

🇰🇪 Kenya

$516

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Thika and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Thika and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $516 in Thika versus $1,331 in Ubud, Bali.

Thika $516
Ubud, Bali $1,331

Estimated couple costs with rent: $880 in Thika versus $2,255 in Ubud, Bali.

Thika $880
Ubud, Bali $2,255

Monthly costs for a family of three with rent: $1,245 in Thika versus $3,180 in Ubud, Bali.

Thika $1,245
Ubud, Bali $3,180

Living in Thika costs roughly 61% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Thika 62% lower, Ubud, Bali 2% lower.

Meal at Budget Restaurant

$3.42 KES 444

$3.38 Rp 61.3K

1.18%

Three-Course Dinner for Two, Mid-Range

$33.96 KES 4,410

$34.65 Rp 629.1K

-1.99%

Fast Food Meal (McDonalds, etc)

$6.26 KES 813

$5.57 Rp 101.2K

12.39%

Cappuccino

$1.93 KES 251

$2.62 Rp 47.6K

-26.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.30 KES 38.66

$1.54 Rp 27.9K

-80.52%

Water (0.33 liter bottle)

$0.63 KES 81.6

$0.64 Rp 11.6K

-1.56%

Local Beer (0.5 liter draught)

$1.96 KES 255

$2.67 Rp 48.4K

-26.59%

Imported Beer (0.33 liter bottle)

$2.15 KES 279

$4.26 Rp 77.4K

-49.53%

Milk (1 liter)

$0.73 KES 95.3

$1.46 Rp 26.5K

-50.00%

White Bread (500g)

$0.44 KES 57.6

$2.29 Rp 41.6K

-80.79%

Rice (white) (1kg)

$1.20 KES 155

$1.11 Rp 20.1K

8.11%

Eggs

$1.41 KES 183

$2.10 Rp 38.1K

-32.86%

Local Cheese (1kg)

$10.96 KES 1,423

$15.94 Rp 289.4K

-31.24%

Chicken Fillets (1kg)

$6.73 KES 873

$3.88 Rp 70.5K

73.45%

Beef Round Steak (1kg)

$3.94 KES 511

$11.40 Rp 207.0K

-65.44%

Apples (1kg)

$1.58 KES 206

$3.55 Rp 64.5K

-55.49%

Banana (1kg)

$0.61 KES 79.2

$1.54 Rp 27.9K

-60.39%

Oranges (1kg)

$0.74 KES 96.6

$2.23 Rp 40.5K

-66.82%

Tomato (1kg)

$1.15 KES 149

$1.97 Rp 35.8K

-41.62%

Potato (1kg)

$0.37 KES 47.84

$1.86 Rp 33.7K

-80.11%

Onion (1kg)

$0.45 KES 58.4

$2.42 Rp 43.9K

-81.40%

Lettuce (1 head)

$0.69 KES 89.4

$1.02 Rp 18.6K

-32.35%

Water (1.5 liter bottle)

$0.39 KES 50.8

$0.52 Rp 9,483

-25.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.79 KES 363

$2.20 Rp 39.9K

26.82%

Wine (Bottle)

$5.72 KES 742

$21.79 Rp 395.6K

-73.75%

Local Beer (0.5 liter bottle)

$1.78 KES 231

$2.33 Rp 42.2K

-23.61%

Imported Beer (0.33 liter bottle)

$1.97 KES 256

$2.97 Rp 53.9K

-33.67%

One-way Ticket (Public Transport)

$0.25 Rp 4,546

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

Taxi Start (Normal Tariff)

$1.52 KES 198

$0.44 Rp 7,947

245.45%

Taxi (Normal Tariff) (1km)

$0.96 KES 125

$0.47 Rp 8,496

104.26%

Taxi 1hour Waiting (Normal Tariff)

$2.93 KES 380

$5.60 Rp 101.7K

-47.68%

Gasoline (1 liter)

$1.41 KES 184

$0.83 Rp 15.0K

69.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.3K KES 2.5M

$24.4K Rp 443.8M

-20.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.5K KES 2.8M

$31.7K Rp 575.5M

-32.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$34.90 KES 4,532

$77.5 Rp 1.4M

-54.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.86 KES 1,930

$6.14 Rp 111.6K

142.02%

Internet (50+ Mbps, Unlimited Data)

$34.82 KES 4,521

$18.92 Rp 343.4K

84.04%

Gym Membership (Monthly)

$45.48 KES 5,906

$51.0 Rp 925.8K

-10.81%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.3K

Cinema Ticket

$7.47 KES 970

$4.38 Rp 79.6K

70.55%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$54.0 KES 7,005

$492 Rp 8.9M

-89.04%

International Primary School, 1 Child (Yearly)

$3,528 KES 458.2K

$12.2K Rp 221.9M

-71.13%

Jeans (Levis 501 Or Similar)

$28.24 KES 3,666

$45.16 Rp 819.9K

-37.47%

Summer Dress (H&M, Zara, etc)

$29.33 KES 3,808

$34.89 Rp 633.4K

-15.94%

Sport Shoes (Adidas, Nike)

$69.2 KES 8,991

$78.3 Rp 1.4M

-11.59%

Men's Leather Business Shoes

$19.51 KES 2,533

$77.9 Rp 1.4M

-74.95%

1-bedroom Apartment, City Center (Monthly)

$99.5 KES 12.9K

$1,078 Rp 19.6M

-90.76%

1-bedroom Apartment, Outside City Center (Monthly)

$56.8 KES 7,380

$665 Rp 12.1M

-91.45%

3-bedroom Apartment, City Center (Monthly)

$270 KES 35.0K

$3,510 Rp 63.7M

-92.32%

3-bedroom Apartment, Outside City Center (Monthly)

$178 KES 23.1K

$1,671 Rp 30.3M

-89.33%

Buy Apartment in City Center (m2)

$611 KES 79.3K

$2,340 Rp 42.5M

-73.89%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

14.71

13.78

6.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Thika: October 31, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Thika

$154 30%

Ubud, Bali

$279 21% 80.9% $125

Eating Out

Thika

$87 16.9%

Ubud, Bali

$106 8% 21.3% $19

Monthly Utilities & Internet

Thika

$85 16.4%

Ubud, Bali

$103 7.7% 21.2% $18

Clothing & Footwear

Thika

$66 12.8%

Ubud, Bali

$106 8% 61.5% $40

Sport & Entertainment

Thika

$60 11.7%

Ubud, Bali

$60 4.5% 1.1% $0.7

Accommodation & Living

Thika

$57 11%

Ubud, Bali

$665 50% 1070% $608

Getting Around

Thika

$6.3 * 1.2%

Ubud, Bali

$12 0.9% 89.1% $5.6

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $100 in Thika and $1,078 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $34 in Thika vs $35 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $155 vs $279 per month, with Thika cheaper across the board.

Good to know

🇰🇪 Thika

🇮🇩 Ubud, Bali

🕒 Local time

16:49 4:49 PM

21:49 9:49 PM

5 h ahead of Thika

🌤 Weather

👥 Population

83,000

74,800

💱 Currency

Kenyan Shilling KES Sh

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 KES = 7.7 USD

1,000 KES = 6.87 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

Exchange rates and currency converter

IDR, USD, EUR to KES – Kenyan Shilling Converter

🇺🇸 United States Dollar ($)

🇰🇪 Kenyan Shilling (Sh)

Kenyan Shilling exchange rates as of November 4, 2026: 1 USD = 130 KES (1,000 KES = 7.7 USD). 1 EUR = 146 KES (1,000 KES = 6.87 EUR).

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,353 IDR (100,000 IDR = 4.91 EUR).

USD to KES in detail →

On the map

Lowest

Highest

Between locations

Thika Ubud, Bali 8,690 km ≈ 11 h nonstop flight

From you

Thika
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Thika vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Thika is about 61% cheaper overall, especially in groceries, clothing, and eating out. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $773 in Thika and $1,996 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $100 in Thika versus $1,078 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $54 in Thika versus $492 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Thika – a meal for two runs $34 versus $35 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $516 in Thika versus $1,331 in Ubud, Bali, a $1,000 budget is realistic in Thika but tight or insufficient in Ubud, Bali. The gap between the two cities makes Thika the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.