Cost of Living Comparison Between Ubud, Bali and Tembisa Cost of Living Comparison Between Ubud, Bali and Tembisa

Monthly Cost of Living

Monthly costs for one person with rent: $1,394 in Ubud, Bali versus $1,013 in Tembisa.

Estimated couple costs with rent: $2,551 in Ubud, Bali versus $1,562 in Tembisa.

Monthly costs for a family of three with rent: $3,708 in Ubud, Bali versus $2,111 in Tembisa.

Living in Ubud, Bali is roughly 38% more expensive than Tembisa, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Tembisa is 24% below.

Meal at Budget Restaurant

$3.40 Rp 60.2K

$8.50 R 138

-60.00%

Three-Course Dinner for Two, Mid-Range

$32.38 Rp 573.6K

$33.37 R 540

-2.97%

Fast Food Meal (McDonalds, etc)

$5.00 Rp 88.6K

$4.82 R 78.1

3.73%

Cappuccino

$2.82 Rp 50.0K

$2.03 R 32.86

38.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.4K

$1.02 R 16.58

35.29%

Water (0.33 liter bottle)

$0.73 Rp 13.0K

$0.77 R 12.46

-5.19%

Local Beer (0.5 liter draught)

$2.98 Rp 52.8K

$2.21 R 35.79

34.84%

Imported Beer (0.33 liter bottle)

$3.97 Rp 70.3K

$2.57 R 41.67

54.47%

Milk (1 liter)

$1.79 Rp 31.8K

$1.10 R 17.84

62.73%

White Bread (500g)

$2.46 Rp 43.7K

$1.00 R 16.21

146.00%

Rice (white) (1kg)

$1.20 Rp 21.2K

$1.59 R 25.73

-24.53%

Eggs

$2.39 Rp 42.3K

$2.51 R 40.61

-4.78%

Local Cheese (1kg)

$14.40 Rp 255.1K

$7.78 R 126

85.09%

Chicken Fillets (1kg)

$4.28 Rp 75.9K

$4.48 R 72.5

-4.46%

Beef Round Steak (1kg)

$11.82 Rp 209.4K

$6.68 R 108

76.95%

Apples (1kg)

$3.78 Rp 67.0K

$1.59 R 25.78

137.74%

Banana (1kg)

$1.63 Rp 28.9K

$1.48 R 24.03

10.14%

Oranges (1kg)

$2.80 Rp 49.6K

$1.48 R 24.02

89.19%

Tomato (1kg)

$2.26 Rp 40.0K

$1.62 R 26.27

39.51%

Potato (1kg)

$2.00 Rp 35.3K

$1.30 R 21.10

53.85%

Onion (1kg)

$2.21 Rp 39.2K

$1.20 R 19.39

84.17%

Lettuce (1 head)

$1.07 Rp 18.9K

$1.05 R 16.99

1.90%

Water (1.5 liter bottle)

$0.76 Rp 13.5K

$0.93 R 15.02

-18.28%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 55.4K

$2.86 R 46.34

9.44%

Wine (Bottle)

$23.81 Rp 421.9K

$5.22 R 84.5

356.13%

Local Beer (0.5 liter bottle)

$2.84 Rp 50.3K

$1.32 R 21.39

115.15%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.2K

$1.66 R 26.85

67.47%

One-way Ticket (Public Transport)

$0.27 Rp 4,726

$1.67 R 27.05

-83.83%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 148.2K

Taxi Start (Normal Tariff)

$0.45 Rp 8,034

$1.11 R 17.95

-59.46%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,578

$0.90 R 14.52

-52.22%

Taxi 1hour Waiting (Normal Tariff)

$5.98 Rp 105.9K

$4.08 R 66.0

46.57%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.22 R 19.80

-34.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.8K Rp 457.2M

$21.5K R 347.5K

20.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.8K Rp 563.4M

$24.2K R 392.2K

31.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.7 Rp 1.4M

$119 R 1,923

-32.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.14 Rp 73.3K

$35.14 R 569

-88.22%

Internet (50+ Mbps, Unlimited Data)

$24.12 Rp 427.2K

$41.86 R 678

-42.38%

Gym Membership (Monthly)

$97.8 Rp 1.7M

$30.52 R 494

220.28%

Tennis Court (1 Hour on Weekend)

$6.64 Rp 117.7K

Cinema Ticket

$4.04 Rp 71.5K

$6.69 R 108

-39.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.3M

$194 R 3,147

52.77%

International Primary School, 1 Child (Yearly)

$6,590 Rp 116.7M

$4,365 R 70.7K

50.98%

Jeans (Levis 501 Or Similar)

$55.1 Rp 976.8K

$50.3 R 814

9.62%

Summer Dress (H&M, Zara, etc)

$38.51 Rp 682.1K

$32.85 R 532

17.23%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$89.3 R 1,446

-3.58%

Men's Leather Business Shoes

$78.0 Rp 1.4M

$79.9 R 1,293

-2.42%

1-bedroom Apartment, City Center (Monthly)

$985 Rp 17.5M

$360 R 5,826

173.73%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 11.8M

$329 R 5,328

101.96%

3-bedroom Apartment, City Center (Monthly)

$3,446 Rp 61.0M

$699 R 11.3K

392.70%

3-bedroom Apartment, Outside City Center (Monthly)

$2,042 Rp 36.2M

$691 R 11.2K

195.70%

Buy Apartment in City Center (m2)

$2,829 Rp 50.1M

$867 R 14.0K

226.30%

Buy Apartment Outside City Center (m2)

$2,282 Rp 40.4M

$685 R 11.1K

233.00%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

$586 R 9,483

-71.11%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

11.51

15.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 14, 2026

Last update for Tembisa: June 15, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $985 in Ubud, Bali and $360 in Tembisa. Housing cost is often the main lever when comparing two cities.

Tembisa pays 246% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $33.00 in Tembisa. Groceries flip the comparison at $299 vs $176, with Tembisa cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Tembisa: Cost of Living - Frequently Asked Questions

Tembisa is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment. The 38% gap adds up to real monthly savings that compound significantly over time.

On paper, Tembisa earns 246% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $985 in Ubud, Bali versus $360 in Tembisa. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $297 in Ubud, Bali versus $194 in Tembisa. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Tembisa – a meal for two runs $33.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,013 in Tembisa versus $1,394 in Ubud, Bali, a $1,500 budget is realistic in Tembisa but tight or insufficient in Ubud, Bali. The gap between the two cities makes Tembisa the clear choice for anyone on this budget.

For families, Tembisa is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Tembisa are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tembisa gentler on the wallet – expenses run 38% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.