Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Taupo

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,117 in Taupo, rent and utilities included – about $9,400 less a year. Rent and utilities account for about half of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
101

Cost of Living Index in Taupo
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Taupo Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Taupo

🇳🇿 New Zealand

$2,117

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Taupo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Taupo actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $2,117 in Taupo.

Ubud, Bali $1,331
Taupo $2,117

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $3,116 in Taupo.

Ubud, Bali $2,255
Taupo $3,116

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $4,115 in Taupo.

Ubud, Bali $3,180
Taupo $4,115

Living in Ubud, Bali costs roughly 37% less than in Taupo, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Ubud, Bali is 2% below, Taupo is 57% above.

Meal at Budget Restaurant

$3.38 Rp 61.3K

$14.09 NZ$25.04

-76.01%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 629.1K

$69.4 NZ$123

-50.06%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.2K

$9.01 NZ$16.00

-38.18%

Cappuccino

$2.62 Rp 47.6K

$3.48 NZ$6.17

-24.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$1.98 NZ$3.52

-22.22%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$1.83 NZ$3.24

-65.03%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$6.97 NZ$12.37

-61.69%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.4K

$6.98 NZ$12.41

-38.97%

Milk (1 liter)

$1.46 Rp 26.5K

$1.93 NZ$3.43

-24.35%

White Bread (500g)

$2.29 Rp 41.6K

$2.25 NZ$3.99

1.78%

Rice (white) (1kg)

$1.11 Rp 20.1K

$1.84 NZ$3.26

-39.67%

Eggs

$2.10 Rp 38.1K

$6.30 NZ$11.20

-66.67%

Local Cheese (1kg)

$15.94 Rp 289.4K

$8.49 NZ$15.08

87.75%

Chicken Fillets (1kg)

$3.88 Rp 70.5K

$9.99 NZ$17.75

-61.16%

Beef Round Steak (1kg)

$11.40 Rp 207.0K

$17.15 NZ$30.47

-33.53%

Apples (1kg)

$3.55 Rp 64.5K

$2.84 NZ$5.04

25.00%

Banana (1kg)

$1.54 Rp 27.9K

$2.07 NZ$3.68

-25.60%

Oranges (1kg)

$2.23 Rp 40.5K

$3.03 NZ$5.39

-26.40%

Tomato (1kg)

$1.97 Rp 35.8K

$5.89 NZ$10.46

-66.55%

Potato (1kg)

$1.86 Rp 33.7K

$2.19 NZ$3.89

-15.07%

Onion (1kg)

$2.42 Rp 43.9K

$1.53 NZ$2.73

58.17%

Lettuce (1 head)

$1.02 Rp 18.6K

$2.04 NZ$3.63

-50.00%

Water (1.5 liter bottle)

$0.52 Rp 9,483

$1.06 NZ$1.88

-50.94%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$27.30 NZ$48.50

-91.94%

Wine (Bottle)

$21.79 Rp 395.6K

$10.45 NZ$18.56

108.52%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$2.74 NZ$4.87

-14.96%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$3.38 NZ$6.01

-12.13%

One-way Ticket (Public Transport)

$0.25 Rp 4,546

$1.98 NZ$3.51

-87.37%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

$105 NZ$186

-92.19%

Taxi Start (Normal Tariff)

$0.44 Rp 7,947

$2.32 NZ$4.12

-81.03%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,496

$2.02 NZ$3.58

-76.73%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.7K

$32.59 NZ$57.9

-82.82%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.84 NZ$3.26

-54.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.8M

$27.8K NZ$49.3K

-11.91%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.5M

$22.3K NZ$39.5K

42.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$185 NZ$329

-58.19%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.6K

$26.72 NZ$47.47

-77.02%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.4K

$39.15 NZ$69.6

-51.67%

Gym Membership (Monthly)

$51.0 Rp 925.8K

$39.41 NZ$70.0

29.38%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.3K

Cinema Ticket

$4.38 Rp 79.6K

$12.17 NZ$21.62

-64.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$1,045 NZ$1,857

-52.89%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.9M

$19.3K NZ$34.3K

-36.77%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.9K

$80.0 NZ$142

-43.51%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 633.4K

$41.48 NZ$73.7

-15.89%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$94.1 NZ$167

-16.77%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$112 NZ$199

-30.56%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.6M

$1,029 NZ$1,828

4.70%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$943 NZ$1,675

-29.48%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$1,612 NZ$2,864

117.71%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$1,494 NZ$2,654

11.84%

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

$4,774 NZ$8,481

-50.99%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$3,373 NZ$5,992

-33.71%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.37

156.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Taupo: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Taupo

$943 44.5% 41.8% $278

Groceries & Markets

Ubud, Bali

$279 21%

Taupo

$341 16.1% 22.1% $62

Clothing & Footwear

Ubud, Bali

$106 8%

Taupo

$147 7% 38.7% $41

Eating Out

Ubud, Bali

$106 8%

Taupo

$245 11.6% 132% $140

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Taupo

$251 11.9% 145% $149

Sport & Entertainment

Ubud, Bali

$60 4.5%

Taupo

$64 3% 6.7% $4

Getting Around

Ubud, Bali

$12 0.9%

Taupo

$125 5.9% 946% $113

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $1,029 in Taupo. Housing cost is often the main lever when comparing two cities.

Dining out: $35 in Ubud, Bali vs $69 in Taupo for a mid-range dinner for two. Groceries echo the gap at $279 vs $341 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇳🇿 Taupo

🕒 Local time

06:03 6:03 AM

11:03 11:03 AM

5 h ahead of Ubud, Bali

🌤 Weather

👥 Population

74,800

26,000

💱 Currency

Indonesian Rupiah IDR Rp

New Zealand Dollar NZD $

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.89 EUR

1 NZD = 0.563 USD

1 NZD = 0.5 EUR

Exchange rates and currency converter

NZD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,438 IDR (100,000 IDR = 4.89 EUR).

New Zealand Dollar exchange rates as of November 4, 2026: 1 USD = 1.78 NZD (1 NZD = 0.563 USD). 1 EUR = 2 NZD (1 NZD = 0.5 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Taupo 6,900 km ≈ 9 h nonstop flight

From you

Ubud, Bali
Taupo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Taupo: Cost of Living - Frequently Asked Questions

Ubud, Bali is about 37% cheaper overall, especially in eating out, transport, and groceries. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $1,996 in Ubud, Bali and $3,175 in Taupo to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,078 in Ubud, Bali versus $1,029 in Taupo. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35 versus $69 in Taupo. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $1,331 per month in Ubud, Bali versus $2,117 in Taupo – Ubud, Bali is about 37% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Taupo are both considered safe, so it’s unlikely to be the deciding factor between them.