Cost of Living Comparison Between Taupo and Ubud, Bali Cost of Living Comparison Between Taupo and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,882 in Taupo versus $1,392 in Ubud, Bali.

Estimated couple costs with rent: $2,944 in Taupo versus $2,557 in Ubud, Bali.

Monthly costs for a family of three with rent: $4,005 in Taupo versus $3,723 in Ubud, Bali.

Living in Taupo is roughly 35% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Taupo 41% above, Ubud, Bali 5% above.

Meal at Budget Restaurant

$15.04 NZ$25.49

$3.57 Rp 64.5K

321.29%

Three-Course Dinner for Two, Mid-Range

$78.0 NZ$132

$32.32 Rp 583.4K

141.37%

Fast Food Meal (McDonalds, etc)

$9.76 NZ$16.55

$5.01 Rp 90.4K

94.81%

Cappuccino

$3.36 NZ$5.70

$2.82 Rp 51.0K

19.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.25 NZ$3.82

$1.35 Rp 24.4K

66.67%

Water (0.33 liter bottle)

$2.29 NZ$3.88

$0.73 Rp 13.2K

213.70%

Local Beer (0.5 liter draught)

$7.09 NZ$12.01

$2.93 Rp 53.0K

141.98%

Imported Beer (0.33 liter bottle)

$7.17 NZ$12.16

$3.94 Rp 71.1K

81.98%

Milk (1 liter)

$1.82 NZ$3.08

$1.78 Rp 32.1K

2.25%

White Bread (500g)

$2.10 NZ$3.55

$2.45 Rp 44.2K

-14.29%

Rice (white) (1kg)

$2.00 NZ$3.38

$1.15 Rp 20.7K

73.91%

Eggs

$6.97 NZ$11.82

$2.41 Rp 43.6K

189.21%

Local Cheese (1kg)

$8.92 NZ$15.13

$14.33 Rp 258.7K

-37.75%

Chicken Fillets (1kg)

$9.38 NZ$15.90

$4.19 Rp 75.6K

123.87%

Beef Round Steak (1kg)

$12.75 NZ$21.62

$12.06 Rp 217.7K

5.72%

Apples (1kg)

$2.94 NZ$4.99

$3.64 Rp 65.7K

-19.23%

Banana (1kg)

$2.26 NZ$3.84

$1.57 Rp 28.3K

43.95%

Oranges (1kg)

$3.37 NZ$5.71

$2.79 Rp 50.3K

20.79%

Tomato (1kg)

$4.21 NZ$7.13

$2.24 Rp 40.5K

87.95%

Potato (1kg)

$2.04 NZ$3.47

$1.98 Rp 35.7K

3.03%

Onion (1kg)

$1.72 NZ$2.91

$2.28 Rp 41.1K

-24.56%

Lettuce (1 head)

$1.98 NZ$3.35

$1.05 Rp 19.0K

88.57%

Water (1.5 liter bottle)

$1.29 NZ$2.18

$0.79 Rp 14.2K

63.29%

Cigarettes 20 Pack (Marlboro, Camel)

$25.45 NZ$43.14

$3.19 Rp 57.6K

697.81%

Wine (Bottle)

$10.51 NZ$17.81

$23.49 Rp 424.1K

-55.26%

Local Beer (0.5 liter bottle)

$3.06 NZ$5.18

$2.90 Rp 52.3K

5.52%

Imported Beer (0.33 liter bottle)

$3.96 NZ$6.71

$2.76 Rp 49.7K

43.48%

One-way Ticket (Public Transport)

$2.08 NZ$3.52

$0.27 Rp 4,813

670.37%

Public Transport Monthly Pass (Regular Price)

$65.3 NZ$111

$8.37 Rp 151.1K

679.93%

Taxi Start (Normal Tariff)

$2.12 NZ$3.60

$0.45 Rp 8,167

371.11%

Taxi (Normal Tariff) (1km)

$1.98 NZ$3.36

$0.46 Rp 8,298

330.43%

Taxi 1hour Waiting (Normal Tariff)

$34.75 NZ$58.9

$6.07 Rp 109.6K

472.49%

Gasoline (1 liter)

$1.63 NZ$2.76

$0.86 Rp 15.6K

89.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.1K NZ$47.6K

$26.6K Rp 480.0M

5.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.4K NZ$37.9K

$32.5K Rp 587.6M

-31.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$146 NZ$247

$79.0 Rp 1.4M

84.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$30.96 NZ$52.5

$4.09 Rp 73.9K

656.97%

Internet (50+ Mbps, Unlimited Data)

$47.84 NZ$81.1

$23.85 Rp 430.5K

100.59%

Gym Membership (Monthly)

$37.38 NZ$63.4

$98.8 Rp 1.8M

-62.16%

Tennis Court (1 Hour on Weekend)

$12.03 NZ$20.39

$6.35 Rp 114.7K

89.45%

Cinema Ticket

$14.96 NZ$25.37

$4.01 Rp 72.3K

273.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$895 NZ$1,517

$297 Rp 5.4M

201.04%

International Primary School, 1 Child (Yearly)

$13.4K NZ$22.6K

$6,602 Rp 119.2M

102.30%

Jeans (Levis 501 Or Similar)

$70.2 NZ$119

$53.4 Rp 964.5K

31.42%

Summer Dress (H&M, Zara, etc)

$50.1 NZ$84.9

$38.11 Rp 688.1K

31.41%

Sport Shoes (Adidas, Nike)

$99.9 NZ$169

$88.7 Rp 1.6M

12.72%

Men's Leather Business Shoes

$124 NZ$210

$76.6 Rp 1.4M

61.98%

1-bedroom Apartment, City Center (Monthly)

$964 NZ$1,634

$1,020 Rp 18.4M

-5.50%

1-bedroom Apartment, Outside City Center (Monthly)

$793 NZ$1,344

$680 Rp 12.3M

16.52%

3-bedroom Apartment, City Center (Monthly)

$1,590 NZ$2,695

$3,469 Rp 62.6M

-54.17%

3-bedroom Apartment, Outside City Center (Monthly)

$1,426 NZ$2,417

$2,090 Rp 37.7M

-31.79%

Buy Apartment in City Center (m2)

$4,956 NZ$8,401

$2,729 Rp 49.3M

81.61%

Buy Apartment Outside City Center (m2)

$3,466 NZ$5,876

$2,295 Rp 41.4M

51.02%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

6.37

13.28

-52.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Taupo: July 27, 2026

Last update for Ubud, Bali: July 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $964 in Taupo and $1,020 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $78.0 in Taupo vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $327 vs $298 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Taupo vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Getting Around, Monthly Utilities & Internet. The 35% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,823 in Taupo and $2,088 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $964 in Taupo versus $1,020 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $32.00 versus $78.0 in Taupo. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,882 per month in Taupo versus $1,392 in Ubud, Bali – a 35% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,392 in Ubud, Bali versus $1,882 in Taupo, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Taupo. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Taupo, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Taupo and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 35% less than in Taupo. Beyond cost, consider language, visa policies, and how big the international community is in each city.