Cost of Living Comparison Between Ubud, Bali and Svishtov Cost of Living Comparison Between Ubud, Bali and Svishtov

Monthly Cost of Living

A single person spends $1,404 per month in Ubud, Bali vs $949 in Svishtov, rent included.

A couple spends around $2,549 per month in Ubud, Bali vs $1,470 in Svishtov, rent included.

A family of three spends $3,694 per month in Ubud, Bali vs $1,992 in Svishtov, rent included.

Ubud, Bali costs about 48% more than Svishtov, driven mainly by Groceries & Markets.

Ubud, Bali sits 4% above the global median, while Svishtov is 29% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$11.66 BGN 19.40

-69.38%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$50.7 BGN 84.4

-35.95%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$8.91 BGN 14.82

-45.45%

Cappuccino

$2.75 Rp 49.2K

$2.29 BGN 3.81

20.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$1.80 BGN 2.99

-26.67%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.57 BGN 0.96

22.81%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$1.80 BGN 3.00

61.67%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$3.04 BGN 5.05

24.67%

Milk (1 liter)

$1.71 Rp 30.6K

$1.50 BGN 2.49

14.00%

White Bread (500g)

$2.47 Rp 44.3K

$0.84 BGN 1.41

194.05%

Rice (white) (1kg)

$1.20 Rp 21.5K

$1.81 BGN 3.01

-33.70%

Eggs

$2.44 Rp 43.8K

$2.89 BGN 4.80

-15.57%

Local Cheese (1kg)

$14.38 Rp 257.7K

$10.11 BGN 16.82

42.24%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$5.43 BGN 9.04

-20.63%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$8.66 BGN 14.40

40.99%

Apples (1kg)

$3.68 Rp 66.0K

$1.51 BGN 2.50

143.71%

Banana (1kg)

$1.55 Rp 27.8K

$1.10 BGN 1.84

40.91%

Oranges (1kg)

$2.79 Rp 49.9K

$1.14 BGN 1.89

144.74%

Tomato (1kg)

$2.33 Rp 41.8K

$2.38 BGN 3.97

-2.10%

Potato (1kg)

$1.97 Rp 35.3K

$0.73 BGN 1.22

169.86%

Onion (1kg)

$2.31 Rp 41.4K

$0.45 BGN 0.75

413.33%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.57 BGN 0.95

85.96%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.61 BGN 1.01

19.67%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$3.80 BGN 6.31

-13.68%

Wine (Bottle)

$22.79 Rp 408.4K

$6.52 BGN 10.85

249.54%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$1.05 BGN 1.74

167.62%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$1.20 BGN 2.00

131.67%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$0.86 BGN 1.44

-66.28%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

$26.48 BGN 44.06

-69.56%

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$1.44 BGN 2.40

-68.75%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$0.70 BGN 1.17

-35.71%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$14.14 BGN 23.53

-55.87%

Gasoline (1 liter)

$0.85 Rp 15.2K

$1.53 BGN 2.54

-44.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$32.2K BGN 53.6K

-19.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$29.2K BGN 48.5K

8.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$148 BGN 247

-45.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$18.23 BGN 30.32

-77.73%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$8.63 BGN 14.35

182.97%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$28.91 BGN 48.10

237.84%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

$14.89 BGN 24.78

-56.68%

Cinema Ticket

$4.04 Rp 72.4K

$9.02 BGN 15.00

-55.21%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$648 BGN 1,078

-53.08%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$5,489 BGN 9,132

20.62%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$52.4 BGN 87.2

3.51%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$26.09 BGN 43.40

48.64%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$85.5 BGN 142

0.76%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$69.6 BGN 116

10.09%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$292 BGN 485

237.86%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$230 BGN 383

185.99%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$469 BGN 779

619.18%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$354 BGN 589

483.90%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

$1,355 BGN 2,254

102.32%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

$1,125 BGN 1,871

98.08%

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$1,310 BGN 2,180

-87.53%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

3.09

329.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Svishtov: June 8, 2026

Cost Breakdown

A central one-bedroom costs $986 in Ubud, Bali versus $292 in Svishtov. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 702% higher in Svishtov, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $51.0 in Svishtov. Groceries tell a different story – $297 in Ubud, Bali vs $190 in Svishtov – so Svishtov wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Svishtov: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 48%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,106 per month in Ubud, Bali and $1,423 in Svishtov. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Svishtov, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,404 in Ubud, Bali and $949 in Svishtov. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 229% less in Svishtov. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,500 monthly budget goes further in Svishtov, where all-in costs run around $949, than in Ubud, Bali at $1,404. In Svishtov it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Svishtov – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Svishtov. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.