Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Svishtov

For one person, living is cheaper in Svishtov: $928 a month against $1,331 in Ubud, Bali, rent and utilities included – about $4,800 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
44

Cost of Living Index in Svishtov
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Svishtov Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Svishtov

🇧🇬 Bulgaria

$928

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Svishtov

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Svishtov actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $928 in Svishtov, rent included.

Ubud, Bali $1,331
Svishtov $928

A couple spends around $2,255 per month in Ubud, Bali vs $1,445 in Svishtov, rent included.

Ubud, Bali $2,255
Svishtov $1,445

A family of three spends $3,180 per month in Ubud, Bali vs $1,961 in Svishtov, rent included.

Ubud, Bali $3,180
Svishtov $1,961

Ubud, Bali costs about 43% more than Svishtov, and outside of rent the biggest gap is in groceries.

Both Ubud, Bali and Svishtov are more affordable than the global median – Ubud, Bali 2% lower, Svishtov 31% lower.

Meal at Budget Restaurant

$3.38 Rp 61.3K

$13.26 BGN 23.20

-74.51%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 629.1K

$43.92 BGN 76.9

-21.11%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.2K

$8.35 BGN 14.61

-33.29%

Cappuccino

$2.62 Rp 47.6K

$2.32 BGN 4.06

12.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$1.06 BGN 1.85

45.28%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.56 BGN 0.98

14.29%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$1.74 BGN 3.05

53.45%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.4K

$2.79 BGN 4.88

52.69%

Milk (1 liter)

$1.46 Rp 26.5K

$1.45 BGN 2.54

0.69%

White Bread (500g)

$2.29 Rp 41.6K

$0.88 BGN 1.54

160.23%

Rice (white) (1kg)

$1.11 Rp 20.1K

$1.67 BGN 2.93

-33.53%

Eggs

$2.10 Rp 38.1K

$2.67 BGN 4.68

-21.35%

Local Cheese (1kg)

$15.94 Rp 289.4K

$9.66 BGN 16.91

65.01%

Chicken Fillets (1kg)

$3.88 Rp 70.5K

$5.23 BGN 9.14

-25.81%

Beef Round Steak (1kg)

$11.40 Rp 207.0K

$8.81 BGN 15.42

29.40%

Apples (1kg)

$3.55 Rp 64.5K

$1.46 BGN 2.56

143.15%

Banana (1kg)

$1.54 Rp 27.9K

$1.12 BGN 1.95

37.50%

Oranges (1kg)

$2.23 Rp 40.5K

$1.11 BGN 1.95

100.90%

Tomato (1kg)

$1.97 Rp 35.8K

$2.26 BGN 3.96

-12.83%

Potato (1kg)

$1.86 Rp 33.7K

$0.71 BGN 1.25

161.97%

Onion (1kg)

$2.42 Rp 43.9K

$0.48 BGN 0.84

404.17%

Lettuce (1 head)

$1.02 Rp 18.6K

$0.55 BGN 0.96

85.45%

Water (1.5 liter bottle)

$0.52 Rp 9,483

$0.60 BGN 1.05

-13.33%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$3.52 BGN 6.15

-37.50%

Wine (Bottle)

$21.79 Rp 395.6K

$6.82 BGN 11.94

219.50%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$1.04 BGN 1.81

124.04%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.11 BGN 1.94

167.57%

One-way Ticket (Public Transport)

$0.25 Rp 4,546

$0.87 BGN 1.53

-71.26%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

$25.60 BGN 44.79

-68.09%

Taxi Start (Normal Tariff)

$0.44 Rp 7,947

$1.41 BGN 2.46

-68.79%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,496

$0.66 BGN 1.16

-28.79%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.7K

$11.89 BGN 20.82

-52.90%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.43 BGN 2.50

-41.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.8M

$29.6K BGN 51.9K

-17.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.5M

$23.3K BGN 40.8K

36.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$103 BGN 180

-24.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.6K

$14.16 BGN 24.78

-56.64%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.4K

$8.59 BGN 15.04

120.26%

Gym Membership (Monthly)

$51.0 Rp 925.8K

$31.36 BGN 54.9

62.60%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.3K

$16.61 BGN 29.08

9.87%

Cinema Ticket

$4.38 Rp 79.6K

$8.37 BGN 14.64

-47.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$228 BGN 400

115.60%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.9M

$5,922 BGN 10.4K

106.37%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.9K

$50.9 BGN 89.2

-11.35%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 633.4K

$25.39 BGN 44.43

37.42%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$70.2 BGN 123

11.57%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$69.2 BGN 121

12.55%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.6M

$333 BGN 583

223.52%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$258 BGN 451

157.89%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$541 BGN 947

548.82%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$401 BGN 702

316.34%

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

$1,308 BGN 2,289

78.90%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$1,079 BGN 1,888

107.33%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$1,261 BGN 2,207

-86.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.25

324.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Svishtov: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Svishtov

$258 27.8% 61.2% $407

Groceries & Markets

Ubud, Bali

$279 21%

Svishtov

$186 20% 33.6% $94

Clothing & Footwear

Ubud, Bali

$106 8%

Svishtov

$97 10.5% 8.7% $9.2

Eating Out

Ubud, Bali

$106 8%

Svishtov

$180 19.4% 70% $74

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Svishtov

$126 13.5% 22.5% $23

Sport & Entertainment

Ubud, Bali

$60 4.5%

Svishtov

$48 5.2% 19.5% $12

Getting Around

Ubud, Bali

$12 0.9%

Svishtov

$34 3.6% 183% $22

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $333 in Svishtov. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Svishtov are about 7.6 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35 in Ubud, Bali versus $44 in Svishtov. Groceries tell a different story – $279 in Ubud, Bali vs $186 in Svishtov – so Svishtov wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇧🇬 Svishtov

🕒 Local time

21:42 9:42 PM

15:42 3:42 PM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

33,000

💱 Currency

Indonesian Rupiah IDR Rp

Bulgarian Lev BGN лв.

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

1 BGN = 0.571 USD

1 BGN = 0.51 EUR

Exchange rates and currency converter

BGN, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,353 IDR (100,000 IDR = 4.91 EUR).

Bulgarian Lev exchange rates as of November 4, 2026: 1 USD = 1.75 BGN (1 BGN = 0.571 USD). 1 EUR = 1.96 BGN (1 BGN = 0.51 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Svishtov 10,650 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Svishtov

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Svishtov: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 43%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $1,391 in Svishtov. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Svishtov, especially for central apartments: a one-bedroom in the center costs $333 there versus $1,078 in Ubud, Bali.

Monthly expenses with rent come to $1,331 in Ubud, Bali and $928 in Svishtov. That makes Svishtov about 30% cheaper.

Public transport costs about 68% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Families tend to lean toward Svishtov – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.