🙂A single person spends $980 per month in Svishtov vs $1,396 in Ubud, Bali, rent included.
🙂A couple spends around $1,512 per month in Svishtov vs $2,334 in Ubud, Bali, rent included.
🙂A family of three spends $2,044 per month in Svishtov vs $3,273 in Ubud, Bali, rent included.
🙂Svishtov is about 30% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.
📊Svishtov sits 29% below the global median, while Ubud, Bali is 2% above – they fall on opposite sides of the world average.
Currency
🍽 Eating Out
Svishtov
Ubud, Bali
Difference
Meal at Budget Restaurant
$14.31BGN 23.80
$3.37Rp 59.5K
324.63%
Three-Course Dinner for Two, Mid-Range
$46.71BGN 77.7
$38.59Rp 680.3K
21.04%
Fast Food Meal(McDonalds, etc)
$9.06BGN 15.07
$5.52Rp 97.3K
64.13%
Cappuccino
$2.36BGN 3.93
$2.64Rp 46.6K
-10.61%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.07BGN 1.78
$1.67Rp 29.5K
-35.93%
Water(0.33 liter bottle)
$0.57BGN 0.95
$0.77Rp 13.6K
-25.97%
Local Beer(0.5 liter draught)
$1.73BGN 2.88
$2.63Rp 46.4K
-34.22%
Imported Beer(0.33 liter bottle)
$3.00BGN 5.00
$4.28Rp 75.5K
-29.91%
🛒 Groceries & Markets
Svishtov
Ubud, Bali
Difference
Milk(1 liter)
$1.45BGN 2.41
$1.55Rp 27.3K
-6.45%
White Bread(500g)
$0.91BGN 1.52
$2.22Rp 39.2K
-59.01%
Rice(white)(1kg)
$1.81BGN 3.01
$1.13Rp 19.8K
60.18%
Eggs
$2.91BGN 4.84
$2.09Rp 36.8K
39.23%
Local Cheese(1kg)
$9.30BGN 15.46
$17.39Rp 306.6K
-46.52%
Chicken Fillets(1kg)
$5.48BGN 9.12
$3.87Rp 68.2K
41.60%
Beef Round Steak(1kg)
$9.17BGN 15.26
$12.55Rp 221.2K
-26.93%
Apples(1kg)
$1.47BGN 2.45
$3.62Rp 63.8K
-59.39%
Banana(1kg)
$1.10BGN 1.84
$1.56Rp 27.5K
-29.49%
Oranges(1kg)
$1.15BGN 1.92
$2.35Rp 41.5K
-51.06%
Tomato(1kg)
$2.35BGN 3.92
$2.06Rp 36.2K
14.08%
Potato(1kg)
$0.73BGN 1.21
$1.90Rp 33.5K
-61.58%
Onion(1kg)
$0.50BGN 0.84
$2.34Rp 41.2K
-78.63%
Lettuce(1 head)
$0.61BGN 1.02
$1.03Rp 18.2K
-40.78%
Water(1.5 liter bottle)
$0.61BGN 1.02
$0.55Rp 9,779
10.91%
Cigarettes 20 Pack(Marlboro, Camel)
$3.63BGN 6.04
$2.25Rp 39.7K
61.33%
Wine(Bottle)
$6.92BGN 11.52
$23.81Rp 419.7K
-70.94%
Local Beer(0.5 liter bottle)
$1.05BGN 1.74
$2.31Rp 40.8K
-54.55%
Imported Beer(0.33 liter bottle)
$1.22BGN 2.03
$2.80Rp 49.4K
-56.43%
🚌 Getting Around
Svishtov
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.83BGN 1.37
$0.27Rp 4,802
207.41%
Public Transport Monthly Pass(Regular Price)
$25.65BGN 42.67
$8.66Rp 152.7K
196.19%
Taxi Start(Normal Tariff)
$1.51BGN 2.52
$0.48Rp 8,489
214.58%
Taxi(Normal Tariff)(1km)
$0.68BGN 1.14
$0.45Rp 7,863
51.11%
Taxi 1hour Waiting(Normal Tariff)
$12.47BGN 20.74
$5.72Rp 100.8K
118.01%
Gasoline(1 liter)
$1.52BGN 2.53
$0.76Rp 13.4K
100.00%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.7KBGN 52.8K
$24.5KRp 431.6M
29.55%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.1KBGN 38.4K
$32.1KRp 566.3M
-28.06%
🧾 Monthly Utilities & Internet
Svishtov
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$110BGN 184
$83.6Rp 1.5M
32.14%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$14.78BGN 24.59
$6.46Rp 113.8K
128.79%
Internet(50+ Mbps, Unlimited Data)
$9.07BGN 15.09
$18.99Rp 334.8K
-52.24%
🎉 Sport & Entertainment
Svishtov
Ubud, Bali
Difference
Gym Membership(Monthly)
$31.05BGN 51.7
$56.0Rp 986.8K
-44.52%
Tennis Court(1 Hour on Weekend)
$19.59BGN 32.59
$18.62Rp 328.2K
5.21%
Cinema Ticket
$9.04BGN 15.04
$4.28Rp 75.5K
111.21%
🧸 Childcare & Education
Svishtov
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$241BGN 401
$487Rp 8.6M
-50.47%
International Primary School, 1 Child(Yearly)
$6,174BGN 10.3K
$5,856Rp 103.2M
5.43%
👕👟 Clothing & Footwear
Svishtov
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$53.2BGN 88.6
$45.56Rp 803.2K
16.86%
Summer Dress(H&M, Zara, etc)
$26.99BGN 44.90
$36.38Rp 641.4K
-25.81%
Sport Shoes(Adidas, Nike)
$73.4BGN 122
$82.0Rp 1.4M
-10.44%
Men's Leather Business Shoes
$72.0BGN 120
$80.4Rp 1.4M
-10.41%
🏠 Accommodation & Living
Svishtov
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$349BGN 581
$1,117Rp 19.7M
-68.75%
1-bedroom Apartment, Outside City Center(Monthly)
$259BGN 431
$701Rp 12.4M
-63.05%
3-bedroom Apartment, City Center(Monthly)
$559BGN 929
$3,537Rp 62.4M
-84.20%
3-bedroom Apartment, Outside City Center(Monthly)
$420BGN 699
$1,762Rp 31.1M
-76.17%
Buy Apartment in City Center(m2)
$1,371BGN 2,280
$2,826Rp 49.8M
-51.49%
Buy Apartment Outside City Center(m2)
$1,125BGN 1,871
$2,292Rp 40.4M
-50.93%
💵 Salaries & Financials
Svishtov
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$1,328BGN 2,209
$170Rp 3.0M
682.10%
20-Year Fixed Mortgage Interest Rate(Annual %)
3.25
13.78
-76.42%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Svishtov: August 30, 2026
Last update for Ubud, Bali: August 31, 2026
Cost Breakdown
🏠A central one-bedroom costs $349 in Svishtov versus $1,117 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 682% higher in Svishtov, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.
🛒A mid-range dinner for two costs $47.00 in Svishtov versus $39.00 in Ubud, Bali. Groceries tell a different story – $190 in Svishtov vs $293 in Ubud, Bali – so Svishtov wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Svishtov vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Svishtov?
Yes – Ubud, Bali is pricier by about 43%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,470 per month in Svishtov and $2,095 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Svishtov, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Svishtov and in Ubud, Bali?
Monthly expenses with rent come to $980 in Svishtov and $1,396 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper public transport?
Public transport costs about 196% less in Svishtov. For daily commuters, that gap adds up to noticeable savings over a year.
Is $1,500 a realistic budget for living in Svishtov or in Ubud, Bali?
A $1,500 monthly budget goes further in Svishtov, where all-in costs run around $980, than in Ubud, Bali at $1,396. In Svishtov it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Is Svishtov or Ubud, Bali more family-friendly?
Families tend to lean toward Svishtov – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Svishtov or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Svishtov. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.