🙂A single person spends $951 per month in Svishtov vs $1,408 in Ubud, Bali, rent included.
🙂A couple spends around $1,482 per month in Svishtov vs $2,585 in Ubud, Bali, rent included.
🙂A family of three spends $2,013 per month in Svishtov vs $3,763 in Ubud, Bali, rent included.
🙂Svishtov is about 32% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.
📊Svishtov sits 29% below the global median, while Ubud, Bali is 5% above – they fall on opposite sides of the world average.
Currency
🍽 Eating Out
Svishtov
Ubud, Bali
Difference
Meal at Budget Restaurant
$11.96BGN 19.89
$3.45Rp 62.1K
246.67%
Three-Course Dinner for Two, Mid-Range
$50.9BGN 84.6
$32.34Rp 581.1K
57.33%
Fast Food Meal(McDonalds, etc)
$8.65BGN 14.40
$4.84Rp 87.1K
78.72%
Cappuccino
$2.34BGN 3.89
$2.75Rp 49.4K
-14.91%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.74BGN 2.89
$1.38Rp 24.9K
26.09%
Water(0.33 liter bottle)
$0.60BGN 1.00
$0.75Rp 13.5K
-20.00%
Local Beer(0.5 liter draught)
$1.80BGN 3.00
$2.99Rp 53.8K
-39.80%
Imported Beer(0.33 liter bottle)
$2.93BGN 4.88
$3.85Rp 69.2K
-23.90%
🛒 Groceries & Markets
Svishtov
Ubud, Bali
Difference
Milk(1 liter)
$1.51BGN 2.51
$1.74Rp 31.2K
-13.22%
White Bread(500g)
$0.92BGN 1.53
$2.46Rp 44.2K
-62.60%
Rice(white)(1kg)
$1.75BGN 2.91
$1.17Rp 21.0K
49.57%
Eggs
$2.76BGN 4.60
$2.43Rp 43.7K
13.58%
Local Cheese(1kg)
$10.23BGN 17.01
$14.50Rp 260.6K
-29.45%
Chicken Fillets(1kg)
$5.35BGN 8.90
$4.35Rp 78.2K
22.99%
Beef Round Steak(1kg)
$8.65BGN 14.38
$11.98Rp 215.3K
-27.80%
Apples(1kg)
$1.50BGN 2.50
$3.72Rp 66.8K
-59.68%
Banana(1kg)
$1.15BGN 1.92
$1.63Rp 29.2K
-29.45%
Oranges(1kg)
$1.09BGN 1.82
$2.74Rp 49.3K
-60.22%
Tomato(1kg)
$2.37BGN 3.95
$2.24Rp 40.3K
5.80%
Potato(1kg)
$0.74BGN 1.23
$1.92Rp 34.5K
-61.46%
Onion(1kg)
$0.48BGN 0.80
$2.28Rp 40.9K
-78.95%
Lettuce(1 head)
$0.62BGN 1.02
$1.06Rp 19.1K
-41.51%
Water(1.5 liter bottle)
$0.61BGN 1.01
$0.72Rp 12.9K
-15.28%
Cigarettes 20 Pack(Marlboro, Camel)
$3.94BGN 6.55
$3.29Rp 59.0K
19.76%
Wine(Bottle)
$6.83BGN 11.36
$23.19Rp 416.8K
-70.55%
Local Beer(0.5 liter bottle)
$1.06BGN 1.76
$2.78Rp 49.9K
-61.87%
Imported Beer(0.33 liter bottle)
$1.16BGN 1.94
$2.73Rp 49.1K
-57.51%
🚌 Getting Around
Svishtov
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.90BGN 1.50
$0.27Rp 4,786
233.33%
Public Transport Monthly Pass(Regular Price)
$26.47BGN 44.04
$8.11Rp 145.7K
226.39%
Taxi Start(Normal Tariff)
$1.49BGN 2.48
$0.48Rp 8,675
210.42%
Taxi(Normal Tariff)(1km)
$0.72BGN 1.20
$0.42Rp 7,545
71.43%
Taxi 1hour Waiting(Normal Tariff)
$14.30BGN 23.79
$6.22Rp 111.8K
129.90%
Gasoline(1 liter)
$1.47BGN 2.45
$0.81Rp 14.6K
81.48%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.5KBGN 54.0K
$26.6KRp 478.2M
22.07%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.8KBGN 47.8K
$32.2KRp 578.5M
-10.65%
🧾 Monthly Utilities & Internet
Svishtov
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$146BGN 242
$78.4Rp 1.4M
85.72%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$18.21BGN 30.30
$4.07Rp 73.1K
347.42%
Internet(50+ Mbps, Unlimited Data)
$9.00BGN 14.98
$24.33Rp 437.1K
-63.01%
🎉 Sport & Entertainment
Svishtov
Ubud, Bali
Difference
Gym Membership(Monthly)
$29.43BGN 48.96
$98.6Rp 1.8M
-70.16%
Tennis Court(1 Hour on Weekend)
$14.95BGN 24.88
$6.34Rp 113.9K
135.80%
Cinema Ticket
$9.00BGN 14.97
$3.99Rp 71.6K
125.56%
🧸 Childcare & Education
Svishtov
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$644BGN 1,072
$305Rp 5.5M
111.24%
International Primary School, 1 Child(Yearly)
$5,405BGN 8,992
$6,642Rp 119.4M
-18.62%
👕👟 Clothing & Footwear
Svishtov
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$52.5BGN 87.3
$54.1Rp 972.9K
-3.10%
Summer Dress(H&M, Zara, etc)
$26.97BGN 44.87
$37.81Rp 679.4K
-28.67%
Sport Shoes(Adidas, Nike)
$86.7BGN 144
$86.8Rp 1.6M
-0.21%
Men's Leather Business Shoes
$72.1BGN 120
$76.4Rp 1.4M
-5.61%
🏠 Accommodation & Living
Svishtov
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$289BGN 481
$992Rp 17.8M
-70.83%
1-bedroom Apartment, Outside City Center(Monthly)
$231BGN 385
$673Rp 12.1M
-65.60%
3-bedroom Apartment, City Center(Monthly)
$470BGN 782
$3,375Rp 60.7M
-86.07%
3-bedroom Apartment, Outside City Center(Monthly)
$351BGN 584
$2,050Rp 36.8M
-82.86%
Buy Apartment in City Center(m2)
$1,326BGN 2,206
$2,805Rp 50.4M
-52.71%
Buy Apartment Outside City Center(m2)
$1,099BGN 1,828
$2,227Rp 40.0M
-50.66%
💵 Salaries & Financials
Svishtov
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$1,274BGN 2,119
$167Rp 3.0M
662.94%
20-Year Fixed Mortgage Interest Rate(Annual %)
3.09
13.28
-76.73%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Svishtov: July 12, 2026
Last update for Ubud, Bali: July 11, 2026
Cost Breakdown
🏠A central one-bedroom costs $289 in Svishtov versus $992 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 663% higher in Svishtov, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.
🛒A mid-range dinner for two costs $51.0 in Svishtov versus $32.00 in Ubud, Bali. Groceries tell a different story – $191 in Svishtov vs $297 in Ubud, Bali – so Svishtov wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Svishtov vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Svishtov?
Yes – Ubud, Bali is pricier by about 48%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,427 per month in Svishtov and $2,112 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Svishtov, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Svishtov and in Ubud, Bali?
Monthly expenses with rent come to $951 in Svishtov and $1,408 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper public transport?
Public transport costs about 226% less in Svishtov. For daily commuters, that gap adds up to noticeable savings over a year.
Is $1,500 a realistic budget for living in Svishtov or in Ubud, Bali?
A $1,500 monthly budget goes further in Svishtov, where all-in costs run around $951, than in Ubud, Bali at $1,408. In Svishtov it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Is Svishtov or Ubud, Bali more family-friendly?
Families tend to lean toward Svishtov – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Svishtov or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Svishtov. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.