Cost of Living Comparison Between Svishtov and Ubud, Bali Cost of Living Comparison Between Svishtov and Ubud, Bali

Monthly Cost of Living

A single person spends $951 per month in Svishtov vs $1,408 in Ubud, Bali, rent included.

A couple spends around $1,482 per month in Svishtov vs $2,585 in Ubud, Bali, rent included.

A family of three spends $2,013 per month in Svishtov vs $3,763 in Ubud, Bali, rent included.

Svishtov is about 32% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Svishtov sits 29% below the global median, while Ubud, Bali is 5% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Svishtov
Ubud, Bali
Difference
Meal at Budget Restaurant
$11.96 BGN 19.89
$3.45 Rp 62.1K
246.67%
Three-Course Dinner for Two, Mid-Range
$50.9 BGN 84.6
$32.34 Rp 581.1K
57.33%
Fast Food Meal (McDonalds, etc)
$8.65 BGN 14.40
$4.84 Rp 87.1K
78.72%
Cappuccino
$2.34 BGN 3.89
$2.75 Rp 49.4K
-14.91%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.74 BGN 2.89
$1.38 Rp 24.9K
26.09%
Water (0.33 liter bottle)
$0.60 BGN 1.00
$0.75 Rp 13.5K
-20.00%
Local Beer (0.5 liter draught)
$1.80 BGN 3.00
$2.99 Rp 53.8K
-39.80%
Imported Beer (0.33 liter bottle)
$2.93 BGN 4.88
$3.85 Rp 69.2K
-23.90%
🛒 Groceries & Markets
Svishtov
Ubud, Bali
Difference
Milk (1 liter)
$1.51 BGN 2.51
$1.74 Rp 31.2K
-13.22%
White Bread (500g)
$0.92 BGN 1.53
$2.46 Rp 44.2K
-62.60%
Rice (white) (1kg)
$1.75 BGN 2.91
$1.17 Rp 21.0K
49.57%
Eggs
$2.76 BGN 4.60
$2.43 Rp 43.7K
13.58%
Local Cheese (1kg)
$10.23 BGN 17.01
$14.50 Rp 260.6K
-29.45%
Chicken Fillets (1kg)
$5.35 BGN 8.90
$4.35 Rp 78.2K
22.99%
Beef Round Steak (1kg)
$8.65 BGN 14.38
$11.98 Rp 215.3K
-27.80%
Apples (1kg)
$1.50 BGN 2.50
$3.72 Rp 66.8K
-59.68%
Banana (1kg)
$1.15 BGN 1.92
$1.63 Rp 29.2K
-29.45%
Oranges (1kg)
$1.09 BGN 1.82
$2.74 Rp 49.3K
-60.22%
Tomato (1kg)
$2.37 BGN 3.95
$2.24 Rp 40.3K
5.80%
Potato (1kg)
$0.74 BGN 1.23
$1.92 Rp 34.5K
-61.46%
Onion (1kg)
$0.48 BGN 0.80
$2.28 Rp 40.9K
-78.95%
Lettuce (1 head)
$0.62 BGN 1.02
$1.06 Rp 19.1K
-41.51%
Water (1.5 liter bottle)
$0.61 BGN 1.01
$0.72 Rp 12.9K
-15.28%
Cigarettes 20 Pack (Marlboro, Camel)
$3.94 BGN 6.55
$3.29 Rp 59.0K
19.76%
Wine (Bottle)
$6.83 BGN 11.36
$23.19 Rp 416.8K
-70.55%
Local Beer (0.5 liter bottle)
$1.06 BGN 1.76
$2.78 Rp 49.9K
-61.87%
Imported Beer (0.33 liter bottle)
$1.16 BGN 1.94
$2.73 Rp 49.1K
-57.51%
🚌 Getting Around
Svishtov
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.90 BGN 1.50
$0.27 Rp 4,786
233.33%
Public Transport Monthly Pass (Regular Price)
$26.47 BGN 44.04
$8.11 Rp 145.7K
226.39%
Taxi Start (Normal Tariff)
$1.49 BGN 2.48
$0.48 Rp 8,675
210.42%
Taxi (Normal Tariff) (1km)
$0.72 BGN 1.20
$0.42 Rp 7,545
71.43%
Taxi 1hour Waiting (Normal Tariff)
$14.30 BGN 23.79
$6.22 Rp 111.8K
129.90%
Gasoline (1 liter)
$1.47 BGN 2.45
$0.81 Rp 14.6K
81.48%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.5K BGN 54.0K
$26.6K Rp 478.2M
22.07%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.8K BGN 47.8K
$32.2K Rp 578.5M
-10.65%
🧾 Monthly Utilities & Internet
Svishtov
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$146 BGN 242
$78.4 Rp 1.4M
85.72%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$18.21 BGN 30.30
$4.07 Rp 73.1K
347.42%
Internet (50+ Mbps, Unlimited Data)
$9.00 BGN 14.98
$24.33 Rp 437.1K
-63.01%
🎉 Sport & Entertainment
Svishtov
Ubud, Bali
Difference
Gym Membership (Monthly)
$29.43 BGN 48.96
$98.6 Rp 1.8M
-70.16%
Tennis Court (1 Hour on Weekend)
$14.95 BGN 24.88
$6.34 Rp 113.9K
135.80%
Cinema Ticket
$9.00 BGN 14.97
$3.99 Rp 71.6K
125.56%
🧸 Childcare & Education
Svishtov
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$644 BGN 1,072
$305 Rp 5.5M
111.24%
International Primary School, 1 Child (Yearly)
$5,405 BGN 8,992
$6,642 Rp 119.4M
-18.62%
👕👟 Clothing & Footwear
Svishtov
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$52.5 BGN 87.3
$54.1 Rp 972.9K
-3.10%
Summer Dress (H&M, Zara, etc)
$26.97 BGN 44.87
$37.81 Rp 679.4K
-28.67%
Sport Shoes (Adidas, Nike)
$86.7 BGN 144
$86.8 Rp 1.6M
-0.21%
Men's Leather Business Shoes
$72.1 BGN 120
$76.4 Rp 1.4M
-5.61%
🏠 Accommodation & Living
Svishtov
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$289 BGN 481
$992 Rp 17.8M
-70.83%
1-bedroom Apartment, Outside City Center (Monthly)
$231 BGN 385
$673 Rp 12.1M
-65.60%
3-bedroom Apartment, City Center (Monthly)
$470 BGN 782
$3,375 Rp 60.7M
-86.07%
3-bedroom Apartment, Outside City Center (Monthly)
$351 BGN 584
$2,050 Rp 36.8M
-82.86%
Buy Apartment in City Center (m2)
$1,326 BGN 2,206
$2,805 Rp 50.4M
-52.71%
Buy Apartment Outside City Center (m2)
$1,099 BGN 1,828
$2,227 Rp 40.0M
-50.66%
💵 Salaries & Financials
Svishtov
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$1,274 BGN 2,119
$167 Rp 3.0M
662.94%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.09
13.28
-76.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Svishtov: July 12, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A central one-bedroom costs $289 in Svishtov versus $992 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 663% higher in Svishtov, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $51.0 in Svishtov versus $32.00 in Ubud, Bali. Groceries tell a different story – $191 in Svishtov vs $297 in Ubud, Bali – so Svishtov wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Svishtov vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Svishtov?
Yes – Ubud, Bali is pricier by about 48%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,427 per month in Svishtov and $2,112 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Svishtov, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Svishtov and in Ubud, Bali?
Monthly expenses with rent come to $951 in Svishtov and $1,408 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper public transport?
Public transport costs about 226% less in Svishtov. For daily commuters, that gap adds up to noticeable savings over a year.
Is $1,500 a realistic budget for living in Svishtov or in Ubud, Bali?
A $1,500 monthly budget goes further in Svishtov, where all-in costs run around $951, than in Ubud, Bali at $1,408. In Svishtov it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Is Svishtov or Ubud, Bali more family-friendly?
Families tend to lean toward Svishtov – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Svishtov or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Svishtov. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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