Last update: Oct 2026

Cost of Living Comparison Between Svishtov and Ubud, Bali

For one person, living is cheaper in Svishtov: $922 a month against $1,353 in Ubud, Bali, rent and utilities included – about $5,200 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Svishtov
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Svishtov Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Svishtov

🇧🇬 Bulgaria

$922

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Svishtov and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Svishtov and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $922 per month in Svishtov vs $1,353 in Ubud, Bali, rent included.

Svishtov $922
Ubud, Bali $1,353

A couple spends around $1,446 per month in Svishtov vs $2,297 in Ubud, Bali, rent included.

Svishtov $1,446
Ubud, Bali $2,297

A family of three spends $1,970 per month in Svishtov vs $3,241 in Ubud, Bali, rent included.

Svishtov $1,970
Ubud, Bali $3,241

Svishtov is about 32% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Svishtov sits 32% below the global median, while Ubud, Bali is 0% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$13.56 BGN 23.60

$3.23 Rp 58.1K

319.81%

Three-Course Dinner for Two, Mid-Range

$44.77 BGN 77.9

$34.88 Rp 627.8K

28.35%

Fast Food Meal (McDonalds, etc)

$8.61 BGN 14.99

$5.70 Rp 102.5K

51.05%

Cappuccino

$2.30 BGN 4.01

$2.62 Rp 47.1K

-12.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.99 BGN 1.73

$1.72 Rp 31.0K

-42.44%

Water (0.33 liter bottle)

$0.59 BGN 1.02

$0.81 Rp 14.6K

-27.16%

Local Beer (0.5 liter draught)

$1.69 BGN 2.95

$2.65 Rp 47.7K

-36.23%

Imported Beer (0.33 liter bottle)

$2.83 BGN 4.93

$4.37 Rp 78.6K

-35.24%

Milk (1 liter)

$1.46 BGN 2.54

$1.57 Rp 28.3K

-7.01%

White Bread (500g)

$0.83 BGN 1.45

$2.19 Rp 39.5K

-62.10%

Rice (white) (1kg)

$1.74 BGN 3.04

$1.18 Rp 21.2K

47.46%

Eggs

$2.77 BGN 4.83

$2.16 Rp 38.8K

28.24%

Local Cheese (1kg)

$9.76 BGN 16.98

$17.65 Rp 317.7K

-44.70%

Chicken Fillets (1kg)

$5.06 BGN 8.80

$3.78 Rp 68.0K

33.86%

Beef Round Steak (1kg)

$8.45 BGN 14.70

$11.95 Rp 215.1K

-29.29%

Apples (1kg)

$1.46 BGN 2.55

$3.60 Rp 64.8K

-59.44%

Banana (1kg)

$1.05 BGN 1.83

$1.59 Rp 28.6K

-33.96%

Oranges (1kg)

$1.06 BGN 1.85

$2.31 Rp 41.6K

-54.11%

Tomato (1kg)

$2.30 BGN 4.01

$1.91 Rp 34.3K

20.42%

Potato (1kg)

$0.71 BGN 1.23

$1.78 Rp 32.1K

-60.11%

Onion (1kg)

$0.48 BGN 0.83

$2.33 Rp 41.9K

-79.40%

Lettuce (1 head)

$0.55 BGN 0.96

$1.00 Rp 18.0K

-45.00%

Water (1.5 liter bottle)

$0.56 BGN 0.97

$0.53 Rp 9,509

5.66%

Cigarettes 20 Pack (Marlboro, Camel)

$3.58 BGN 6.24

$2.29 Rp 41.1K

56.33%

Wine (Bottle)

$6.95 BGN 12.10

$22.07 Rp 397.3K

-68.51%

Local Beer (0.5 liter bottle)

$1.03 BGN 1.80

$2.35 Rp 42.2K

-56.17%

Imported Beer (0.33 liter bottle)

$1.16 BGN 2.02

$2.98 Rp 53.6K

-61.07%

One-way Ticket (Public Transport)

$0.90 BGN 1.57

$0.23 Rp 4,112

291.30%

Public Transport Monthly Pass (Regular Price)

$23.96 BGN 41.70

$8.90 Rp 160.2K

169.21%

Taxi Start (Normal Tariff)

$1.41 BGN 2.46

$0.47 Rp 8,466

200.00%

Taxi (Normal Tariff) (1km)

$0.65 BGN 1.13

$0.43 Rp 7,737

51.16%

Taxi 1hour Waiting (Normal Tariff)

$12.06 BGN 20.98

$5.47 Rp 98.4K

120.48%

Gasoline (1 liter)

$1.43 BGN 2.49

$0.83 Rp 14.9K

72.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.8K BGN 51.9K

$23.9K Rp 429.8M

24.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.8K BGN 39.6K

$32.8K Rp 590.1M

-30.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$102 BGN 178

$80.0 Rp 1.4M

27.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.19 BGN 24.68

$6.56 Rp 118.1K

116.31%

Internet (50+ Mbps, Unlimited Data)

$8.42 BGN 14.65

$18.60 Rp 334.8K

-54.73%

Gym Membership (Monthly)

$30.14 BGN 52.5

$54.1 Rp 974.1K

-44.31%

Tennis Court (1 Hour on Weekend)

$17.08 BGN 29.72

$18.28 Rp 329.0K

-6.56%

Cinema Ticket

$8.68 BGN 15.10

$4.25 Rp 76.5K

104.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$230 BGN 401

$493 Rp 8.9M

-53.26%

International Primary School, 1 Child (Yearly)

$5,778 BGN 10.1K

$5,597 Rp 100.7M

3.23%

Jeans (Levis 501 Or Similar)

$50.9 BGN 88.6

$45.58 Rp 820.4K

11.72%

Summer Dress (H&M, Zara, etc)

$25.21 BGN 43.87

$34.96 Rp 629.4K

-27.89%

Sport Shoes (Adidas, Nike)

$71.8 BGN 125

$77.7 Rp 1.4M

-7.60%

Men's Leather Business Shoes

$68.5 BGN 119

$78.5 Rp 1.4M

-12.79%

1-bedroom Apartment, City Center (Monthly)

$336 BGN 585

$1,131 Rp 20.4M

-70.29%

1-bedroom Apartment, Outside City Center (Monthly)

$254 BGN 443

$673 Rp 12.1M

-62.20%

3-bedroom Apartment, City Center (Monthly)

$537 BGN 934

$3,613 Rp 65.0M

-85.14%

3-bedroom Apartment, Outside City Center (Monthly)

$408 BGN 710

$1,702 Rp 30.6M

-76.03%

Buy Apartment in City Center (m2)

$1,320 BGN 2,298

$2,717 Rp 48.9M

-51.41%

Buy Apartment Outside City Center (m2)

$1,076 BGN 1,872

$2,241 Rp 40.3M

-51.99%

Average Monthly Net Salary (After Tax)

$1,264 BGN 2,199

$166 Rp 3.0M

659.48%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.25

13.78

-76.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Svishtov: October 18, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Svishtov

$254 27.6%

Ubud, Bali

$673 49.7% 165% $419

Groceries & Markets

Svishtov

$184 19.9%

Ubud, Bali

$287 21.2% 56.4% $104

Eating Out

Svishtov

$182 19.8%

Ubud, Bali

$106 7.9% 41.7% $76

Monthly Utilities & Internet

Svishtov

$125 13.5%

Ubud, Bali

$105 7.8% 15.8% $20

Clothing & Footwear

Svishtov

$97 10.6%

Ubud, Bali

$107 7.9% 9.4% $9.2

Sport & Entertainment

Svishtov

$48 5.2%

Ubud, Bali

$63 4.6% 31.8% $15

Getting Around

Svishtov

$32 3.5%

Ubud, Bali

$12 0.9% 61.5% $20

Cost Breakdown

A central one-bedroom costs $336 in Svishtov versus $1,131 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 659% higher in Svishtov, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $45.00 in Svishtov versus $35.00 in Ubud, Bali. Groceries tell a different story – $184 in Svishtov vs $287 in Ubud, Bali – so Svishtov wins on supermarket bills even if dining out costs more.

Good to know

🇧🇬 Svishtov

🇮🇩 Ubud, Bali

🕒 Local time

13:07 1:07 PM

18:07 6:07 PM

5 h ahead of Svishtov

🌤 Weather

👥 Population

33,000

74,800

💱 Currency

Bulgarian Lev BGN лв.

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 BGN = 0.575 USD

1 BGN = 0.511 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to BGN – Bulgarian Lev Converter

🇺🇸 United States Dollar ($)

🇧🇬 Bulgarian Lev (лв.)

Bulgarian Lev exchange rates as of October 20, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to BGN in detail →

On the map

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Between locations

Svishtov Ubud, Bali 10,650 km ≈ 14 h nonstop flight

From you

Svishtov
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Svishtov vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 47%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $1,384 per month in Svishtov and $2,030 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Svishtov, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $922 in Svishtov and $1,353 in Ubud, Bali. That's a gap of about 47%.

Public transport costs about 169% less in Svishtov. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,500 monthly budget goes further in Svishtov, where all-in costs run around $922, than in Ubud, Bali at $1,353. In Svishtov it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Svishtov – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Svishtov. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.