🙂A single person spends $955 per month in Svishtov vs $1,419 in Ubud, Bali, rent included.
🙂A couple spends around $1,478 per month in Svishtov vs $2,540 in Ubud, Bali, rent included.
🙂A family of three spends $2,002 per month in Svishtov vs $3,660 in Ubud, Bali, rent included.
🙂Svishtov is about 33% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.
📊Svishtov sits 29% below the global median, while Ubud, Bali is 6% above – they fall on opposite sides of the world average.
Currency
🍽 Eating Out
Svishtov
Ubud, Bali
Difference
Meal at Budget Restaurant
$11.87BGN 19.75
$3.56Rp 64.3K
233.43%
Three-Course Dinner for Two, Mid-Range
$50.8BGN 84.5
$32.73Rp 590.3K
55.15%
Fast Food Meal(McDonalds, etc)
$8.62BGN 14.34
$4.95Rp 89.2K
74.14%
Cappuccino
$2.30BGN 3.83
$2.71Rp 48.9K
-15.13%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.71BGN 2.85
$1.34Rp 24.2K
27.61%
Water(0.33 liter bottle)
$0.60BGN 1.00
$0.70Rp 12.6K
-14.29%
Local Beer(0.5 liter draught)
$1.81BGN 3.01
$2.92Rp 52.7K
-38.01%
Imported Beer(0.33 liter bottle)
$2.91BGN 4.84
$3.96Rp 71.4K
-26.52%
🛒 Groceries & Markets
Svishtov
Ubud, Bali
Difference
Milk(1 liter)
$1.50BGN 2.50
$1.81Rp 32.6K
-17.13%
White Bread(500g)
$0.86BGN 1.43
$2.52Rp 45.4K
-65.87%
Rice(white)(1kg)
$1.82BGN 3.02
$1.16Rp 20.9K
56.90%
Eggs
$2.78BGN 4.63
$2.46Rp 44.4K
13.01%
Local Cheese(1kg)
$9.96BGN 16.56
$14.71Rp 265.3K
-32.29%
Chicken Fillets(1kg)
$5.42BGN 9.01
$4.32Rp 77.9K
25.46%
Beef Round Steak(1kg)
$9.04BGN 15.04
$12.14Rp 218.9K
-25.54%
Apples(1kg)
$1.49BGN 2.48
$3.84Rp 69.3K
-61.20%
Banana(1kg)
$1.10BGN 1.82
$1.56Rp 28.1K
-29.49%
Oranges(1kg)
$1.14BGN 1.90
$2.83Rp 51.1K
-59.72%
Tomato(1kg)
$2.40BGN 3.99
$2.33Rp 41.9K
3.00%
Potato(1kg)
$0.74BGN 1.23
$1.91Rp 34.5K
-61.26%
Onion(1kg)
$0.49BGN 0.81
$2.20Rp 39.7K
-77.73%
Lettuce(1 head)
$0.56BGN 0.94
$1.01Rp 18.3K
-44.55%
Water(1.5 liter bottle)
$0.61BGN 1.01
$0.78Rp 14.0K
-21.79%
Cigarettes 20 Pack(Marlboro, Camel)
$3.77BGN 6.27
$3.32Rp 59.8K
13.55%
Wine(Bottle)
$6.39BGN 10.63
$23.74Rp 428.0K
-73.08%
Local Beer(0.5 liter bottle)
$1.08BGN 1.80
$2.79Rp 50.3K
-61.29%
Imported Beer(0.33 liter bottle)
$1.17BGN 1.95
$2.86Rp 51.6K
-59.09%
🚌 Getting Around
Svishtov
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.89BGN 1.49
$0.27Rp 4,848
229.63%
Public Transport Monthly Pass(Regular Price)
$26.11BGN 43.44
$8.03Rp 144.8K
225.16%
Taxi Start(Normal Tariff)
$1.44BGN 2.39
$0.46Rp 8,230
213.04%
Taxi(Normal Tariff)(1km)
$0.71BGN 1.18
$0.45Rp 8,116
57.78%
Taxi 1hour Waiting(Normal Tariff)
$14.17BGN 23.58
$6.10Rp 109.9K
132.30%
Gasoline(1 liter)
$1.54BGN 2.56
$0.79Rp 14.3K
94.94%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.2KBGN 53.5K
$26.1KRp 471.6M
23.00%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$29.0KBGN 48.2K
$32.1KRp 579.2M
-9.76%
🧾 Monthly Utilities & Internet
Svishtov
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$148BGN 247
$79.9Rp 1.4M
85.64%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$17.85BGN 29.69
$4.06Rp 73.3K
339.66%
Internet(50+ Mbps, Unlimited Data)
$8.98BGN 14.94
$23.52Rp 424.1K
-61.82%
🎉 Sport & Entertainment
Svishtov
Ubud, Bali
Difference
Gym Membership(Monthly)
$29.76BGN 49.51
$98.7Rp 1.8M
-69.85%
Tennis Court(1 Hour on Weekend)
$14.66BGN 24.39
$6.63Rp 119.6K
121.12%
Cinema Ticket
$8.93BGN 14.86
$4.15Rp 74.8K
115.18%
🧸 Childcare & Education
Svishtov
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$631BGN 1,050
$304Rp 5.5M
107.57%
International Primary School, 1 Child(Yearly)
$5,351BGN 8,901
$6,613Rp 119.3M
-19.09%
👕👟 Clothing & Footwear
Svishtov
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$53.2BGN 88.5
$55.5Rp 1.0M
-4.20%
Summer Dress(H&M, Zara, etc)
$26.12BGN 43.45
$38.31Rp 690.9K
-31.82%
Sport Shoes(Adidas, Nike)
$85.1BGN 142
$88.6Rp 1.6M
-3.98%
Men's Leather Business Shoes
$72.1BGN 120
$77.9Rp 1.4M
-7.44%
🏠 Accommodation & Living
Svishtov
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$291BGN 484
$1,006Rp 18.1M
-71.08%
1-bedroom Apartment, Outside City Center(Monthly)
$230BGN 383
$675Rp 12.2M
-65.91%
3-bedroom Apartment, City Center(Monthly)
$464BGN 772
$3,442Rp 62.1M
-86.52%
3-bedroom Apartment, Outside City Center(Monthly)
$349BGN 581
$2,039Rp 36.8M
-82.87%
Buy Apartment in City Center(m2)
$1,372BGN 2,283
$2,841Rp 51.2M
-51.70%
Buy Apartment Outside City Center(m2)
$1,122BGN 1,866
$2,264Rp 40.8M
-50.46%
💵 Salaries & Financials
Svishtov
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$1,284BGN 2,136
$165Rp 3.0M
677.12%
20-Year Fixed Mortgage Interest Rate(Annual %)
3.09
13.28
-76.73%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Svishtov: May 31, 2026
Last update for Ubud, Bali: June 1, 2026
Cost Breakdown
🏠A central one-bedroom costs $291 in Svishtov versus $1,006 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 677% higher in Svishtov, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.
🛒A mid-range dinner for two costs $51.0 in Svishtov versus $33.00 in Ubud, Bali. Groceries tell a different story – $190 in Svishtov vs $302 in Ubud, Bali – so Svishtov wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Svishtov vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Svishtov?
Yes – Ubud, Bali is pricier by about 49%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,432 per month in Svishtov and $2,129 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Svishtov, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Svishtov vs Ubud, Bali?
Monthly expenses with rent come to $955 in Svishtov and $1,419 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper public transport?
Public transport costs about 225% less in Svishtov. For daily commuters, that gap adds up to noticeable savings over a year.
Is $1,500 a realistic budget for Svishtov or Ubud, Bali?
A $1,500 monthly budget goes further in Svishtov, where all-in costs run around $955, than in Ubud, Bali at $1,419. In Svishtov it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Is Svishtov or Ubud, Bali more family-friendly?
Families tend to lean toward Svishtov – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Svishtov or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Svishtov. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.