Cost of Living Comparison Between Svishtov and Ubud, Bali Cost of Living Comparison Between Svishtov and Ubud, Bali

Monthly Cost of Living

A single person spends $980 per month in Svishtov vs $1,396 in Ubud, Bali, rent included.

A couple spends around $1,512 per month in Svishtov vs $2,334 in Ubud, Bali, rent included.

A family of three spends $2,044 per month in Svishtov vs $3,273 in Ubud, Bali, rent included.

Svishtov is about 30% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Svishtov sits 29% below the global median, while Ubud, Bali is 2% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Svishtov
Ubud, Bali
Difference
Meal at Budget Restaurant
$14.31 BGN 23.80
$3.37 Rp 59.5K
324.63%
Three-Course Dinner for Two, Mid-Range
$46.71 BGN 77.7
$38.59 Rp 680.3K
21.04%
Fast Food Meal (McDonalds, etc)
$9.06 BGN 15.07
$5.52 Rp 97.3K
64.13%
Cappuccino
$2.36 BGN 3.93
$2.64 Rp 46.6K
-10.61%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.07 BGN 1.78
$1.67 Rp 29.5K
-35.93%
Water (0.33 liter bottle)
$0.57 BGN 0.95
$0.77 Rp 13.6K
-25.97%
Local Beer (0.5 liter draught)
$1.73 BGN 2.88
$2.63 Rp 46.4K
-34.22%
Imported Beer (0.33 liter bottle)
$3.00 BGN 5.00
$4.28 Rp 75.5K
-29.91%
🛒 Groceries & Markets
Svishtov
Ubud, Bali
Difference
Milk (1 liter)
$1.45 BGN 2.41
$1.55 Rp 27.3K
-6.45%
White Bread (500g)
$0.91 BGN 1.52
$2.22 Rp 39.2K
-59.01%
Rice (white) (1kg)
$1.81 BGN 3.01
$1.13 Rp 19.8K
60.18%
Eggs
$2.91 BGN 4.84
$2.09 Rp 36.8K
39.23%
Local Cheese (1kg)
$9.30 BGN 15.46
$17.39 Rp 306.6K
-46.52%
Chicken Fillets (1kg)
$5.48 BGN 9.12
$3.87 Rp 68.2K
41.60%
Beef Round Steak (1kg)
$9.17 BGN 15.26
$12.55 Rp 221.2K
-26.93%
Apples (1kg)
$1.47 BGN 2.45
$3.62 Rp 63.8K
-59.39%
Banana (1kg)
$1.10 BGN 1.84
$1.56 Rp 27.5K
-29.49%
Oranges (1kg)
$1.15 BGN 1.92
$2.35 Rp 41.5K
-51.06%
Tomato (1kg)
$2.35 BGN 3.92
$2.06 Rp 36.2K
14.08%
Potato (1kg)
$0.73 BGN 1.21
$1.90 Rp 33.5K
-61.58%
Onion (1kg)
$0.50 BGN 0.84
$2.34 Rp 41.2K
-78.63%
Lettuce (1 head)
$0.61 BGN 1.02
$1.03 Rp 18.2K
-40.78%
Water (1.5 liter bottle)
$0.61 BGN 1.02
$0.55 Rp 9,779
10.91%
Cigarettes 20 Pack (Marlboro, Camel)
$3.63 BGN 6.04
$2.25 Rp 39.7K
61.33%
Wine (Bottle)
$6.92 BGN 11.52
$23.81 Rp 419.7K
-70.94%
Local Beer (0.5 liter bottle)
$1.05 BGN 1.74
$2.31 Rp 40.8K
-54.55%
Imported Beer (0.33 liter bottle)
$1.22 BGN 2.03
$2.80 Rp 49.4K
-56.43%
🚌 Getting Around
Svishtov
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.83 BGN 1.37
$0.27 Rp 4,802
207.41%
Public Transport Monthly Pass (Regular Price)
$25.65 BGN 42.67
$8.66 Rp 152.7K
196.19%
Taxi Start (Normal Tariff)
$1.51 BGN 2.52
$0.48 Rp 8,489
214.58%
Taxi (Normal Tariff) (1km)
$0.68 BGN 1.14
$0.45 Rp 7,863
51.11%
Taxi 1hour Waiting (Normal Tariff)
$12.47 BGN 20.74
$5.72 Rp 100.8K
118.01%
Gasoline (1 liter)
$1.52 BGN 2.53
$0.76 Rp 13.4K
100.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.7K BGN 52.8K
$24.5K Rp 431.6M
29.55%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.1K BGN 38.4K
$32.1K Rp 566.3M
-28.06%
🧾 Monthly Utilities & Internet
Svishtov
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$110 BGN 184
$83.6 Rp 1.5M
32.14%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.78 BGN 24.59
$6.46 Rp 113.8K
128.79%
Internet (50+ Mbps, Unlimited Data)
$9.07 BGN 15.09
$18.99 Rp 334.8K
-52.24%
🎉 Sport & Entertainment
Svishtov
Ubud, Bali
Difference
Gym Membership (Monthly)
$31.05 BGN 51.7
$56.0 Rp 986.8K
-44.52%
Tennis Court (1 Hour on Weekend)
$19.59 BGN 32.59
$18.62 Rp 328.2K
5.21%
Cinema Ticket
$9.04 BGN 15.04
$4.28 Rp 75.5K
111.21%
🧸 Childcare & Education
Svishtov
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$241 BGN 401
$487 Rp 8.6M
-50.47%
International Primary School, 1 Child (Yearly)
$6,174 BGN 10.3K
$5,856 Rp 103.2M
5.43%
👕👟 Clothing & Footwear
Svishtov
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$53.2 BGN 88.6
$45.56 Rp 803.2K
16.86%
Summer Dress (H&M, Zara, etc)
$26.99 BGN 44.90
$36.38 Rp 641.4K
-25.81%
Sport Shoes (Adidas, Nike)
$73.4 BGN 122
$82.0 Rp 1.4M
-10.44%
Men's Leather Business Shoes
$72.0 BGN 120
$80.4 Rp 1.4M
-10.41%
🏠 Accommodation & Living
Svishtov
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$349 BGN 581
$1,117 Rp 19.7M
-68.75%
1-bedroom Apartment, Outside City Center (Monthly)
$259 BGN 431
$701 Rp 12.4M
-63.05%
3-bedroom Apartment, City Center (Monthly)
$559 BGN 929
$3,537 Rp 62.4M
-84.20%
3-bedroom Apartment, Outside City Center (Monthly)
$420 BGN 699
$1,762 Rp 31.1M
-76.17%
Buy Apartment in City Center (m2)
$1,371 BGN 2,280
$2,826 Rp 49.8M
-51.49%
Buy Apartment Outside City Center (m2)
$1,125 BGN 1,871
$2,292 Rp 40.4M
-50.93%
💵 Salaries & Financials
Svishtov
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$1,328 BGN 2,209
$170 Rp 3.0M
682.10%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.25
13.78
-76.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Svishtov: August 30, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A central one-bedroom costs $349 in Svishtov versus $1,117 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 682% higher in Svishtov, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $47.00 in Svishtov versus $39.00 in Ubud, Bali. Groceries tell a different story – $190 in Svishtov vs $293 in Ubud, Bali – so Svishtov wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Svishtov vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Svishtov?
Yes – Ubud, Bali is pricier by about 43%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,470 per month in Svishtov and $2,095 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Svishtov, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Svishtov and in Ubud, Bali?
Monthly expenses with rent come to $980 in Svishtov and $1,396 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper public transport?
Public transport costs about 196% less in Svishtov. For daily commuters, that gap adds up to noticeable savings over a year.
Is $1,500 a realistic budget for living in Svishtov or in Ubud, Bali?
A $1,500 monthly budget goes further in Svishtov, where all-in costs run around $980, than in Ubud, Bali at $1,396. In Svishtov it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Is Svishtov or Ubud, Bali more family-friendly?
Families tend to lean toward Svishtov – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Svishtov or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Svishtov. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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