Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Sutomore

For one person, living is cheaper in Sutomore: $1,095 a month against $1,353 in Ubud, Bali, rent and utilities included – about $3,100 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
53

Cost of Living Index in Sutomore
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Sutomore Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Sutomore

🇲🇪 Montenegro

$1,095

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Sutomore

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Sutomore actually costs, broken down by who's living it.

A single person spends $1,353 per month in Ubud, Bali vs $1,095 in Sutomore, rent included.

Ubud, Bali $1,353
Sutomore $1,095

A couple spends around $2,297 per month in Ubud, Bali vs $1,682 in Sutomore, rent included.

Ubud, Bali $2,297
Sutomore $1,682

A family of three spends $3,241 per month in Ubud, Bali vs $2,269 in Sutomore, rent included.

Ubud, Bali $3,241
Sutomore $2,269

Ubud, Bali costs about 24% more than Sutomore, and outside of rent the biggest gap is in eating out.

Ubud, Bali sits 0% above the global median, while Sutomore is 19% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$11.24 €10.00

-71.26%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$35.96 €31.99

-3.00%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$9.16 €8.14

-37.77%

Cappuccino

$2.62 Rp 47.1K

$2.59 €2.30

1.16%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$2.20 €1.96

-21.82%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$1.47 €1.31

-44.90%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$2.85 €2.53

-7.02%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$3.44 €3.06

27.03%

Milk (1 liter)

$1.57 Rp 28.3K

$1.19 €1.06

31.93%

White Bread (500g)

$2.19 Rp 39.5K

$1.01 €0.90

116.83%

Rice (white) (1kg)

$1.18 Rp 21.2K

$2.25 €2.00

-47.56%

Eggs

$2.16 Rp 38.8K

$3.08 €2.74

-29.87%

Local Cheese (1kg)

$17.65 Rp 317.7K

$8.77 €7.80

101.25%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$7.55 €6.71

-49.93%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$12.24 €10.89

-2.37%

Apples (1kg)

$3.60 Rp 64.8K

$1.26 €1.12

185.71%

Banana (1kg)

$1.59 Rp 28.6K

$1.49 €1.32

6.71%

Oranges (1kg)

$2.31 Rp 41.6K

$1.47 €1.31

57.14%

Tomato (1kg)

$1.91 Rp 34.3K

$2.87 €2.56

-33.45%

Potato (1kg)

$1.78 Rp 32.1K

$0.85 €0.75

109.41%

Onion (1kg)

$2.33 Rp 41.9K

$1.09 €0.97

113.76%

Lettuce (1 head)

$1.00 Rp 18.0K

$1.46 €1.30

-31.51%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$0.89 €0.79

-40.45%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$3.85 €3.42

-40.52%

Wine (Bottle)

$22.07 Rp 397.3K

$4.56 €4.05

383.99%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$1.24 €1.10

89.52%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$1.68 €1.50

77.38%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$1.65 €1.47

-86.06%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

$38.44 €34.19

-76.85%

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$1.14 €1.01

-58.77%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$1.14 €1.01

-62.28%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$16.91 €15.04

-67.65%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.77 €1.57

-53.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$28.7K €25.5K

-16.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$21.3K €18.9K

54.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$133 €118

-39.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$13.19 €11.73

-50.27%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$33.34 €29.65

-44.21%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$45.68 €40.63

18.48%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

$14.42 €12.83

26.77%

Cinema Ticket

$4.25 Rp 76.5K

$5.97 €5.31

-28.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$395 €352

24.63%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$6,959 €6,190

-19.57%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$84.5 €75.2

-46.07%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$33.24 €29.56

5.17%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$72.2 €64.2

7.65%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$93.0 €82.8

-15.61%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$370 €329

205.84%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$275 €245

144.59%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$559 €497

546.81%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$494 €439

244.81%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$3,356 €2,985

-19.02%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$2,300 €2,046

-2.57%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$669 €595

-75.14%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

175.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Sutomore: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Sutomore

$275 25.1% 59.1% $398

Groceries & Markets

Ubud, Bali

$287 21.2%

Sutomore

$219 20% 23.6% $68

Clothing & Footwear

Ubud, Bali

$107 7.9%

Sutomore

$127 11.6% 19.5% $21

Eating Out

Ubud, Bali

$106 7.9%

Sutomore

$184 16.8% 73.1% $78

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Sutomore

$179 16.4% 70.3% $74

Sport & Entertainment

Ubud, Bali

$63 4.6%

Sutomore

$58 5.3% 8% $5

Getting Around

Ubud, Bali

$12 0.9%

Sutomore

$52 4.7% 318% $39

Cost Breakdown

A central one-bedroom costs $1,131 in Ubud, Bali versus $370 in Sutomore. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 302% higher in Sutomore, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $36.00 in Sutomore. Groceries tell a different story – $287 in Ubud, Bali vs $219 in Sutomore – so Sutomore wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇲🇪 Sutomore

🕒 Local time

12:31 12:31 PM

05:31 5:31 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

2,000

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 25, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of October 25, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Sutomore 11,150 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Sutomore

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Sutomore: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 24% more than Sutomore, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,030 per month in Ubud, Bali and $1,642 in Sutomore. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Sutomore, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $35.00 in Ubud, Bali and $36.00 in Sutomore. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,353 in Ubud, Bali and $1,095 in Sutomore. That's a gap of about 24%.

A $1,000 monthly budget goes further in Sutomore, where all-in costs run around $1,095, than in Ubud, Bali at $1,353. In Sutomore it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Sutomore costs $1,095 versus $1,353 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Sutomore. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.