Last update: Oct 2026

Cost of Living Comparison Between Sutomore and Ubud, Bali

For one person, living is cheaper in Sutomore: $1,095 a month against $1,353 in Ubud, Bali, rent and utilities included – about $3,100 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

53

Cost of Living Index in Sutomore
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Sutomore Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Sutomore

🇲🇪 Montenegro

$1,095

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Sutomore and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sutomore and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,095 per month in Sutomore vs $1,353 in Ubud, Bali, rent included.

Sutomore $1,095
Ubud, Bali $1,353

A couple spends around $1,682 per month in Sutomore vs $2,297 in Ubud, Bali, rent included.

Sutomore $1,682
Ubud, Bali $2,297

A family of three spends $2,269 per month in Sutomore vs $3,241 in Ubud, Bali, rent included.

Sutomore $2,269
Ubud, Bali $3,241

Sutomore is about 19% cheaper than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Sutomore sits 19% below the global median, while Ubud, Bali is 0% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$11.24 €10.00

$3.23 Rp 58.1K

247.99%

Three-Course Dinner for Two, Mid-Range

$35.96 €31.99

$34.88 Rp 627.8K

3.10%

Fast Food Meal (McDonalds, etc)

$9.16 €8.14

$5.70 Rp 102.5K

60.70%

Cappuccino

$2.59 €2.30

$2.62 Rp 47.1K

-1.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.20 €1.96

$1.72 Rp 31.0K

27.91%

Water (0.33 liter bottle)

$1.47 €1.31

$0.81 Rp 14.6K

81.48%

Local Beer (0.5 liter draught)

$2.85 €2.53

$2.65 Rp 47.7K

7.55%

Imported Beer (0.33 liter bottle)

$3.44 €3.06

$4.37 Rp 78.6K

-21.28%

Milk (1 liter)

$1.19 €1.06

$1.57 Rp 28.3K

-24.20%

White Bread (500g)

$1.01 €0.90

$2.19 Rp 39.5K

-53.88%

Rice (white) (1kg)

$2.25 €2.00

$1.18 Rp 21.2K

90.68%

Eggs

$3.08 €2.74

$2.16 Rp 38.8K

42.59%

Local Cheese (1kg)

$8.77 €7.80

$17.65 Rp 317.7K

-50.31%

Chicken Fillets (1kg)

$7.55 €6.71

$3.78 Rp 68.0K

99.74%

Beef Round Steak (1kg)

$12.24 €10.89

$11.95 Rp 215.1K

2.43%

Apples (1kg)

$1.26 €1.12

$3.60 Rp 64.8K

-65.00%

Banana (1kg)

$1.49 €1.32

$1.59 Rp 28.6K

-6.29%

Oranges (1kg)

$1.47 €1.31

$2.31 Rp 41.6K

-36.36%

Tomato (1kg)

$2.87 €2.56

$1.91 Rp 34.3K

50.26%

Potato (1kg)

$0.85 €0.75

$1.78 Rp 32.1K

-52.25%

Onion (1kg)

$1.09 €0.97

$2.33 Rp 41.9K

-53.22%

Lettuce (1 head)

$1.46 €1.30

$1.00 Rp 18.0K

46.00%

Water (1.5 liter bottle)

$0.89 €0.79

$0.53 Rp 9,509

67.92%

Cigarettes 20 Pack (Marlboro, Camel)

$3.85 €3.42

$2.29 Rp 41.1K

68.12%

Wine (Bottle)

$4.56 €4.05

$22.07 Rp 397.3K

-79.34%

Local Beer (0.5 liter bottle)

$1.24 €1.10

$2.35 Rp 42.2K

-47.23%

Imported Beer (0.33 liter bottle)

$1.68 €1.50

$2.98 Rp 53.6K

-43.62%

One-way Ticket (Public Transport)

$1.65 €1.47

$0.23 Rp 4,112

617.39%

Public Transport Monthly Pass (Regular Price)

$38.44 €34.19

$8.90 Rp 160.2K

331.91%

Taxi Start (Normal Tariff)

$1.14 €1.01

$0.47 Rp 8,466

142.55%

Taxi (Normal Tariff) (1km)

$1.14 €1.01

$0.43 Rp 7,737

165.12%

Taxi 1hour Waiting (Normal Tariff)

$16.91 €15.04

$5.47 Rp 98.4K

209.14%

Gasoline (1 liter)

$1.77 €1.57

$0.83 Rp 14.9K

113.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.7K €25.5K

$23.9K Rp 429.8M

20.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.3K €18.9K

$32.8K Rp 590.1M

-35.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$133 €118

$80.0 Rp 1.4M

65.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.19 €11.73

$6.56 Rp 118.1K

101.07%

Internet (50+ Mbps, Unlimited Data)

$33.34 €29.65

$18.60 Rp 334.8K

79.25%

Gym Membership (Monthly)

$45.68 €40.63

$54.1 Rp 974.1K

-15.59%

Tennis Court (1 Hour on Weekend)

$14.42 €12.83

$18.28 Rp 329.0K

-21.12%

Cinema Ticket

$5.97 €5.31

$4.25 Rp 76.5K

40.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$395 €352

$493 Rp 8.9M

-19.76%

International Primary School, 1 Child (Yearly)

$6,959 €6,190

$5,597 Rp 100.7M

24.33%

Jeans (Levis 501 Or Similar)

$84.5 €75.2

$45.58 Rp 820.4K

85.41%

Summer Dress (H&M, Zara, etc)

$33.24 €29.56

$34.96 Rp 629.4K

-4.92%

Sport Shoes (Adidas, Nike)

$72.2 €64.2

$77.7 Rp 1.4M

-7.10%

Men's Leather Business Shoes

$93.0 €82.8

$78.5 Rp 1.4M

18.49%

1-bedroom Apartment, City Center (Monthly)

$370 €329

$1,131 Rp 20.4M

-67.30%

1-bedroom Apartment, Outside City Center (Monthly)

$275 €245

$673 Rp 12.1M

-59.12%

3-bedroom Apartment, City Center (Monthly)

$559 €497

$3,613 Rp 65.0M

-84.54%

3-bedroom Apartment, Outside City Center (Monthly)

$494 €439

$1,702 Rp 30.6M

-71.00%

Buy Apartment in City Center (m2)

$3,356 €2,985

$2,717 Rp 48.9M

23.49%

Buy Apartment Outside City Center (m2)

$2,300 €2,046

$2,241 Rp 40.3M

2.63%

Average Monthly Net Salary (After Tax)

$669 €595

$166 Rp 3.0M

302.24%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-63.72%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sutomore: October 18, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Sutomore

$275 25.1%

Ubud, Bali

$673 49.7% 145% $398

Groceries & Markets

Sutomore

$219 20%

Ubud, Bali

$287 21.2% 30.9% $68

Eating Out

Sutomore

$184 16.8%

Ubud, Bali

$106 7.9% 42.2% $78

Monthly Utilities & Internet

Sutomore

$179 16.4%

Ubud, Bali

$105 7.8% 41.3% $74

Clothing & Footwear

Sutomore

$127 11.6%

Ubud, Bali

$107 7.9% 16.3% $21

Sport & Entertainment

Sutomore

$58 5.3%

Ubud, Bali

$63 4.6% 8.7% $5

Getting Around

Sutomore

$52 4.7%

Ubud, Bali

$12 0.9% 76% $39

Cost Breakdown

A central one-bedroom costs $370 in Sutomore versus $1,131 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 302% higher in Sutomore, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36.00 in Sutomore versus $35.00 in Ubud, Bali. Groceries tell a different story – $219 in Sutomore vs $287 in Ubud, Bali – so Sutomore wins on supermarket bills even if dining out costs more.

Good to know

🇲🇪 Sutomore

🇮🇩 Ubud, Bali

🕒 Local time

04:50 4:50 AM

11:50 11:50 AM

7 h ahead of Sutomore

🌤 Weather

👥 Population

2,000

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 25, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of October 25, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to EUR in detail →

On the map

Lowest

Highest

Between locations

Sutomore Ubud, Bali 11,150 km ≈ 14 h nonstop flight

From you

Sutomore
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sutomore vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 24% more than Sutomore, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,642 per month in Sutomore and $2,030 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Sutomore, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $36.00 in Sutomore and $35.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,095 in Sutomore and $1,353 in Ubud, Bali. That's a gap of about 24%.

A $1,000 monthly budget goes further in Sutomore, where all-in costs run around $1,095, than in Ubud, Bali at $1,353. In Sutomore it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Sutomore costs $1,095 versus $1,353 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Sutomore. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.