Cost of Living Comparison Between Ubud, Bali and Surigao Cost of Living Comparison Between Ubud, Bali and Surigao

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $786 in Surigao, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $1,201 in Surigao, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $1,617 in Surigao, rent included.

Ubud, Bali costs about 80% more than Surigao, driven mainly by Groceries & Markets.

Ubud, Bali sits 6% above the global median, while Surigao is 41% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.56 Rp 63.7K

$3.53 ₱218

0.85%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 584.5K

$17.55 ₱1,082

86.50%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.4K

$3.28 ₱202

50.91%

Cappuccino

$2.71 Rp 48.4K

$2.37 ₱146

14.35%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.0K

$0.79 ₱48.55

69.62%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.37 ₱22.68

89.19%

Local Beer (0.5 liter draught)

$2.92 Rp 52.1K

$1.35 ₱83.4

116.30%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.7K

$2.08 ₱128

90.38%

Milk (1 liter)

$1.81 Rp 32.3K

$1.91 ₱118

-5.24%

White Bread (500g)

$2.52 Rp 45.0K

$1.22 ₱75.1

106.56%

Rice (white) (1kg)

$1.16 Rp 20.7K

$0.98 ₱60.5

18.37%

Eggs

$2.46 Rp 43.9K

$2.10 ₱129

17.14%

Local Cheese (1kg)

$14.71 Rp 262.7K

$7.90 ₱487

86.20%

Chicken Fillets (1kg)

$4.32 Rp 77.1K

$4.22 ₱260

2.37%

Beef Round Steak (1kg)

$12.14 Rp 216.7K

$7.64 ₱471

58.90%

Apples (1kg)

$3.84 Rp 68.6K

$2.96 ₱183

29.73%

Banana (1kg)

$1.56 Rp 27.8K

$1.53 ₱94.5

1.96%

Oranges (1kg)

$2.83 Rp 50.6K

$2.67 ₱165

5.99%

Tomato (1kg)

$2.33 Rp 41.5K

$1.56 ₱96.5

49.36%

Potato (1kg)

$1.91 Rp 34.2K

$2.22 ₱137

-13.96%

Onion (1kg)

$2.20 Rp 39.3K

$2.59 ₱160

-15.06%

Lettuce (1 head)

$1.01 Rp 18.1K

$1.10 ₱68.0

-8.18%

Water (1.5 liter bottle)

$0.78 Rp 13.8K

$0.76 ₱46.84

2.63%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.2K

$2.81 ₱173

18.15%

Wine (Bottle)

$23.74 Rp 423.9K

$6.94 ₱428

242.07%

Local Beer (0.5 liter bottle)

$2.79 Rp 49.8K

$1.20 ₱74.2

132.50%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.1K

$1.97 ₱122

45.18%

One-way Ticket (Public Transport)

$0.27 Rp 4,800

$0.28 ₱17.38

-3.57%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

Taxi Start (Normal Tariff)

$0.46 Rp 8,150

$0.83 ₱51.1

-44.58%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,037

$0.24 ₱14.88

87.50%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 108.9K

$2.07 ₱128

194.69%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.11 ₱68.2

-28.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 467.0M

$26.5K ₱1.6M

-1.26%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 573.6M

$20.3K ₱1.3M

58.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$113 ₱6,957

-29.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.6K

$24.51 ₱1,511

-83.44%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 420.0K

$39.06 ₱2,408

-39.78%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$34.10 ₱2,103

189.44%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

$4.42 ₱272

50.00%

Cinema Ticket

$4.15 Rp 74.1K

$5.93 ₱366

-30.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$150 ₱9,239

102.86%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.1M

$4,399 ₱271.2K

50.34%

Jeans (Levis 501 Or Similar)

$55.5 Rp 991.8K

$45.90 ₱2,830

21.00%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 684.1K

$26.45 ₱1,631

44.84%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$73.8 ₱4,553

20.01%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$52.2 ₱3,218

49.20%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$269 ₱16.6K

273.51%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$176 ₱10.9K

283.12%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.5M

$599 ₱36.9K

474.95%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.4M

$400 ₱24.7K

410.01%

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

$2,636 ₱162.6K

7.77%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

$1,050 ₱64.8K

115.53%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.67

99.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Surigao: May 31, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $269 in Surigao. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $18.00 in Surigao. Monthly groceries follow the same trend: $302 vs $203 – making Surigao the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Surigao: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 80%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $1,179 in Surigao. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Surigao, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,419 in Ubud, Bali and $786 in Surigao. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $304 per month in Ubud, Bali and $150 in Surigao. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Surigao, where all-in costs run around $786, than in Ubud, Bali at $1,419. In Surigao it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Surigao – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Surigao. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.