Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Surigao

For one person, living is cheaper in Surigao: $733 a month against $1,331 in Ubud, Bali, rent and utilities included – about $7,200 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index
35

Cost of Living Index in Surigao
Learn more

Surigao Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Surigao

🇵🇭 Philippines

$733

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Surigao

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Surigao actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $733 in Surigao, rent included.

Ubud, Bali $1,331
Surigao $733

A couple spends around $2,255 per month in Ubud, Bali vs $1,113 in Surigao, rent included.

Ubud, Bali $2,255
Surigao $1,113

A family of three spends $3,180 per month in Ubud, Bali vs $1,492 in Surigao, rent included.

Ubud, Bali $3,180
Surigao $1,492

Ubud, Bali costs about 82% more than Surigao, and outside of rent the biggest gap is in groceries.

Both Ubud, Bali and Surigao are more affordable than the global median – Ubud, Bali 2% lower, Surigao 46% lower.

Meal at Budget Restaurant

$3.38 Rp 61.3K

$3.95 ₱251

-14.43%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.8K

$16.72 ₱1,062

107.24%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.2K

$2.82 ₱179

97.52%

Cappuccino

$2.62 Rp 47.5K

$2.13 ₱135

23.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$0.67 ₱42.83

129.85%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.31 ₱19.60

106.45%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$1.16 ₱73.5

130.17%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.4K

$2.01 ₱128

111.94%

Milk (1 liter)

$1.46 Rp 26.5K

$1.60 ₱102

-8.75%

White Bread (500g)

$2.29 Rp 41.6K

$1.14 ₱72.4

100.88%

Rice (white) (1kg)

$1.11 Rp 20.1K

$0.97 ₱61.3

14.43%

Eggs

$2.10 Rp 38.1K

$1.85 ₱118

13.51%

Local Cheese (1kg)

$15.94 Rp 289.3K

$5.62 ₱357

183.63%

Chicken Fillets (1kg)

$3.88 Rp 70.5K

$4.15 ₱264

-6.51%

Beef Round Steak (1kg)

$11.40 Rp 206.9K

$6.87 ₱436

65.94%

Apples (1kg)

$3.55 Rp 64.5K

$2.42 ₱154

46.69%

Banana (1kg)

$1.54 Rp 27.9K

$1.58 ₱100

-2.53%

Oranges (1kg)

$2.23 Rp 40.5K

$2.32 ₱147

-3.88%

Tomato (1kg)

$1.97 Rp 35.8K

$1.13 ₱71.7

74.34%

Potato (1kg)

$1.86 Rp 33.7K

$2.12 ₱135

-12.26%

Onion (1kg)

$2.42 Rp 43.9K

$2.26 ₱143

7.08%

Lettuce (1 head)

$1.02 Rp 18.6K

$1.09 ₱69.4

-6.42%

Water (1.5 liter bottle)

$0.52 Rp 9,479

$0.57 ₱36.48

-8.77%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$2.95 ₱187

-25.42%

Wine (Bottle)

$21.79 Rp 395.4K

$7.34 ₱466

196.87%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$0.91 ₱57.6

156.04%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.92 ₱122

54.69%

One-way Ticket (Public Transport)

$0.25 Rp 4,544

$0.22 ₱13.94

13.64%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

$12.28 ₱780

-33.47%

Taxi Start (Normal Tariff)

$0.44 Rp 7,944

$0.76 ₱48.05

-42.11%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,493

$0.22 ₱13.99

113.64%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

$1.90 ₱120

194.74%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.22 ₱77.6

-31.97%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.7M

$21.3K ₱1.4M

14.91%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.2M

$19.3K ₱1.2M

64.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$120 ₱7,606

-35.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$15.80 ₱1,003

-61.14%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.3K

$34.90 ₱2,216

-45.79%

Gym Membership (Monthly)

$51.0 Rp 925.4K

$31.82 ₱2,020

60.25%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.2K

$5.07 ₱322

259.96%

Cinema Ticket

$4.38 Rp 79.5K

$5.06 ₱321

-13.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$128 ₱8,117

285.15%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.8M

$7,715 ₱489.8K

58.40%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.6K

$32.90 ₱2,089

37.26%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 633.2K

$19.32 ₱1,227

80.59%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$71.4 ₱4,535

9.65%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$53.7 ₱3,409

45.04%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.6M

$250 ₱15.9K

331.02%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$168 ₱10.7K

296.17%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$485 ₱30.8K

623.16%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$348 ₱22.1K

379.90%

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

$2,651 ₱168.3K

-11.73%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$1,124 ₱71.3K

99.03%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.92

99.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Surigao: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Surigao

$168 22.9% 74.8% $497

Groceries & Markets

Ubud, Bali

$279 21%

Surigao

$179 24.4% 36.1% $101

Clothing & Footwear

Ubud, Bali

$106 8%

Surigao

$80 10.9% 24.9% $27

Eating Out

Ubud, Bali

$106 8%

Surigao

$79 10.8% 24.9% $26

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Surigao

$171 23.3% 66.3% $68

Sport & Entertainment

Ubud, Bali

$60 4.5%

Surigao

$42 5.7% 29.8% $18

Getting Around

Ubud, Bali

$12 0.9%

Surigao

$15 2.1% 25.7% $3.1

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $250 in Surigao. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $35 in Ubud, Bali versus $17 in Surigao. Monthly groceries follow the same trend: $279 vs $179 – making Surigao the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇵🇭 Surigao

🕒 Local time

17:10 5:10 PM

Same time as Ubud, Bali

🌤 Weather

👥 Population

74,800

171,107

💱 Currency

Indonesian Rupiah IDR Rp

Philippine Peso PHP ₱

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

100 PHP = 1.58 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,148 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,345 IDR (100,000 IDR = 4.92 EUR).

Philippine Peso exchange rates as of November 4, 2026: 1 USD = 63.49 PHP (100 PHP = 1.58 USD). 1 EUR = 71.17 PHP (100 PHP = 1.41 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Surigao 2,330 km ≈ 3 h 30 min nonstop flight

From you

Ubud, Bali
Surigao

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Surigao: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 82%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $1,100 in Surigao. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Surigao, especially for central apartments: a one-bedroom in the center costs $250 there versus $1,078 in Ubud, Bali.

A mid-range dinner for two costs $35 in Ubud, Bali and $17 in Surigao. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,331 in Ubud, Bali and $733 in Surigao. That makes Surigao about 45% cheaper.

A $1,000 monthly budget goes further in Surigao, where all-in costs run around $733, than in Ubud, Bali at $1,331. In Surigao it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Surigao – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.