Last update: Oct 2026

Cost of Living Comparison Between Surigao and Ubud, Bali

For one person, living is cheaper in Surigao: $736 a month against $1,368 in Ubud, Bali, rent and utilities included – about $7,600 less a year. Rent and utilities account for most of the difference.

36

Cost of Living Index in Surigao
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Surigao Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Surigao

🇵🇭 Philippines

$736

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Surigao and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Surigao and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $736 per month in Surigao vs $1,368 in Ubud, Bali, rent included.

Surigao $736
Ubud, Bali $1,368

A couple spends around $1,124 per month in Surigao vs $2,314 in Ubud, Bali, rent included.

Surigao $1,124
Ubud, Bali $2,314

A family of three spends $1,512 per month in Surigao vs $3,260 in Ubud, Bali, rent included.

Surigao $1,512
Ubud, Bali $3,260

Surigao is about 46% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Surigao sits 45% below the global median, while Ubud, Bali is 1% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.98 ₱251

$3.33 Rp 59.9K

19.52%

Three-Course Dinner for Two, Mid-Range

$17.81 ₱1,122

$35.18 Rp 633.2K

-49.37%

Fast Food Meal (McDonalds, etc)

$2.87 ₱181

$5.80 Rp 104.5K

-50.52%

Cappuccino

$1.99 ₱125

$2.73 Rp 49.1K

-27.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.73 ₱45.85

$1.64 Rp 29.5K

-55.49%

Water (0.33 liter bottle)

$0.32 ₱19.84

$0.83 Rp 15.0K

-61.45%

Local Beer (0.5 liter draught)

$1.26 ₱79.4

$2.70 Rp 48.6K

-53.33%

Imported Beer (0.33 liter bottle)

$2.13 ₱134

$4.30 Rp 77.4K

-50.47%

Milk (1 liter)

$1.62 ₱102

$1.50 Rp 27.1K

8.00%

White Bread (500g)

$0.98 ₱61.6

$2.30 Rp 41.4K

-57.39%

Rice (white) (1kg)

$0.99 ₱62.0

$1.18 Rp 21.2K

-16.10%

Eggs

$1.94 ₱122

$2.14 Rp 38.6K

-9.35%

Local Cheese (1kg)

$5.75 ₱362

$17.48 Rp 314.6K

-67.11%

Chicken Fillets (1kg)

$4.14 ₱261

$4.03 Rp 72.5K

2.73%

Beef Round Steak (1kg)

$6.88 ₱433

$12.23 Rp 220.1K

-43.74%

Apples (1kg)

$2.07 ₱131

$3.55 Rp 63.9K

-41.69%

Banana (1kg)

$1.58 ₱99.2

$1.57 Rp 28.3K

0.64%

Oranges (1kg)

$2.56 ₱161

$2.24 Rp 40.2K

14.29%

Tomato (1kg)

$1.17 ₱73.6

$1.93 Rp 34.7K

-39.38%

Potato (1kg)

$1.95 ₱123

$1.88 Rp 33.9K

3.72%

Onion (1kg)

$1.76 ₱111

$2.29 Rp 41.3K

-23.14%

Lettuce (1 head)

$0.82 ₱51.5

$0.99 Rp 17.9K

-17.17%

Water (1.5 liter bottle)

$0.60 ₱37.75

$0.53 Rp 9,475

13.21%

Cigarettes 20 Pack (Marlboro, Camel)

$2.97 ₱187

$2.28 Rp 41.1K

30.26%

Wine (Bottle)

$6.78 ₱427

$23.01 Rp 414.2K

-70.53%

Local Beer (0.5 liter bottle)

$1.05 ₱66.3

$2.34 Rp 42.2K

-55.13%

Imported Beer (0.33 liter bottle)

$1.72 ₱108

$2.91 Rp 52.4K

-40.89%

One-way Ticket (Public Transport)

$0.26 ₱16.48

$0.24 Rp 4,315

8.33%

Public Transport Monthly Pass (Regular Price)

$11.30 ₱712

$8.82 Rp 158.7K

28.12%

Taxi Start (Normal Tariff)

$0.66 ₱41.51

$0.48 Rp 8,684

37.50%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.66

$0.46 Rp 8,233

-50.00%

Taxi 1hour Waiting (Normal Tariff)

$1.87 ₱118

$5.45 Rp 98.2K

-65.69%

Gasoline (1 liter)

$1.32 ₱83.0

$0.88 Rp 15.9K

50.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$18.7K ₱1.2M

$24.6K Rp 442.2M

-23.87%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.0K ₱1.1M

$31.2K Rp 561.4M

-42.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$124 ₱7,799

$83.0 Rp 1.5M

49.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.97 ₱1,006

$6.45 Rp 116.0K

147.60%

Internet (50+ Mbps, Unlimited Data)

$34.80 ₱2,191

$18.57 Rp 334.2K

87.40%

Gym Membership (Monthly)

$35.92 ₱2,262

$55.8 Rp 1.0M

-35.65%

Tennis Court (1 Hour on Weekend)

$5.18 ₱326

$18.11 Rp 326.0K

-71.40%

Cinema Ticket

$4.96 ₱313

$4.38 Rp 78.9K

13.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$144 ₱9,095

$493 Rp 8.9M

-70.70%

International Primary School, 1 Child (Yearly)

$6,892 ₱433.9K

$5,754 Rp 103.6M

19.78%

Jeans (Levis 501 Or Similar)

$36.99 ₱2,329

$46.19 Rp 831.4K

-19.92%

Summer Dress (H&M, Zara, etc)

$20.93 ₱1,318

$35.33 Rp 636.0K

-40.76%

Sport Shoes (Adidas, Nike)

$69.6 ₱4,384

$79.1 Rp 1.4M

-11.96%

Men's Leather Business Shoes

$49.50 ₱3,116

$78.4 Rp 1.4M

-36.85%

1-bedroom Apartment, City Center (Monthly)

$243 ₱15.3K

$1,142 Rp 20.6M

-78.76%

1-bedroom Apartment, Outside City Center (Monthly)

$168 ₱10.6K

$676 Rp 12.2M

-75.10%

3-bedroom Apartment, City Center (Monthly)

$461 ₱29.0K

$3,503 Rp 63.1M

-86.83%

3-bedroom Apartment, Outside City Center (Monthly)

$363 ₱22.9K

$1,700 Rp 30.6M

-78.63%

Buy Apartment in City Center (m2)

$2,434 ₱153.3K

$2,784 Rp 50.1M

-12.57%

Buy Apartment Outside City Center (m2)

$1,108 ₱69.8K

$2,241 Rp 40.3M

-50.55%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

13.78

-50.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Surigao: October 11, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Surigao

$175 23.7%

Ubud, Bali

$108 7.9% 38.1% $67

Groceries & Markets

Surigao

$174 23.7%

Ubud, Bali

$290 21.2% 66.6% $116

Accommodation & Living

Surigao

$168 22.9%

Ubud, Bali

$676 49.4% 302% $507

Clothing & Footwear

Surigao

$80 10.8%

Ubud, Bali

$108 7.9% 35% $28

Eating Out

Surigao

$79 10.7%

Ubud, Bali

$109 8% 37.6% $30

Sport & Entertainment

Surigao

$46 6.2%

Ubud, Bali

$65 4.7% 40.9% $19

Getting Around

Surigao

$14 1.9%

Ubud, Bali

$13 0.9% 11.4% $1.6

Cost Breakdown

A central one-bedroom costs $243 in Surigao versus $1,142 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $18.00 in Surigao versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $174 vs $290 – making Surigao the more affordable choice for daily food spending.

Good to know

🇵🇭 Surigao

🇮🇩 Ubud, Bali

🕒 Local time

21:51 9:51 PM

Same time as Surigao

🌤 Weather

👥 Population

171,107

74,800

💱 Currency

Philippine Peso PHP ₱

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Surigao Ubud, Bali 2,330 km ≈ 3 h 30 min nonstop flight

From you

Surigao
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Surigao vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 86%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $1,104 per month in Surigao and $2,051 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Surigao, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $18.00 in Surigao and $35.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $736 in Surigao and $1,368 in Ubud, Bali. That's a gap of about 86%.

A $1,500 monthly budget goes further in Surigao, where all-in costs run around $736, than in Ubud, Bali at $1,368. In Surigao it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Surigao – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Surigao. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.