Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Sur

For one person, living is cheaper in Sur: $1,149 a month against $1,349 in Ubud, Bali, rent and utilities included – about $2,400 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
55

Cost of Living Index in Sur
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Sur Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Sur

🇴🇲 Oman

$1,149

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Sur

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Sur actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $1,149 in Sur, rent included.

Ubud, Bali $1,349
Sur $1,149

A couple spends around $2,305 per month in Ubud, Bali vs $1,653 in Sur, rent included.

Ubud, Bali $2,305
Sur $1,653

A family of three spends $3,261 per month in Ubud, Bali vs $2,156 in Sur, rent included.

Ubud, Bali $3,261
Sur $2,156

Ubud, Bali costs about 17% more than Sur, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$3.88 OMR 1.49

-14.43%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$25.96 OMR 9.99

37.29%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$7.63 OMR 2.94

-27.52%

Cappuccino

$2.72 Rp 49.4K

$5.05 OMR 1.94

-46.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.73 OMR 0.28

132.88%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.27 OMR 0.10

181.48%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$12.80 OMR 4.93

-79.30%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$12.79 OMR 4.92

-65.75%

Milk (1 liter)

$1.49 Rp 27.1K

$1.59 OMR 0.61

-6.29%

White Bread (500g)

$2.28 Rp 41.4K

$1.23 OMR 0.48

85.37%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.73 OMR 0.66

-31.21%

Eggs

$2.04 Rp 37.0K

$1.95 OMR 0.75

4.62%

Local Cheese (1kg)

$17.70 Rp 321.7K

$7.19 OMR 2.77

146.18%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$6.81 OMR 2.62

-41.85%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$8.99 OMR 3.46

35.60%

Apples (1kg)

$3.66 Rp 66.4K

$2.35 OMR 0.91

55.74%

Banana (1kg)

$1.52 Rp 27.6K

$1.28 OMR 0.49

18.75%

Oranges (1kg)

$2.23 Rp 40.5K

$1.06 OMR 0.41

110.38%

Tomato (1kg)

$1.97 Rp 35.9K

$0.80 OMR 0.31

146.25%

Potato (1kg)

$1.85 Rp 33.6K

$0.76 OMR 0.29

143.42%

Onion (1kg)

$2.42 Rp 44.1K

$0.54 OMR 0.21

348.15%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.55 OMR 0.60

-36.13%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$0.53 OMR 0.21

-3.77%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$6.38 OMR 2.45

-65.20%

Wine (Bottle)

$22.24 Rp 404.2K

$15.86 OMR 6.11

40.23%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$6.10 OMR 2.35

-62.95%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$10.30 OMR 3.96

-71.17%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$3.32 OMR 1.28

-86.75%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$2.61 OMR 1.01

-83.52%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$7.74 OMR 2.98

-30.10%

Gasoline (1 liter)

$0.82 Rp 15.0K

$0.53 OMR 0.20

54.72%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$24.7K OMR 9,491

-3.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$20.7K OMR 7,965

53.47%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$77.7 OMR 29.90

1.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$23.09 OMR 8.89

-72.07%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$69.7 OMR 26.85

-73.36%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$86.3 OMR 33.21

-42.64%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

Cinema Ticket

$4.27 Rp 77.7K

$10.25 OMR 3.95

-58.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$502 OMR 193

-2.35%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$6,458 OMR 2,486

-12.14%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$56.9 OMR 21.89

-21.51%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$44.07 OMR 16.97

-20.69%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$88.9 OMR 34.23

-10.12%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$88.4 OMR 34.01

-10.11%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$257 OMR 99.0

337.46%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$271 OMR 104

148.21%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$467 OMR 180

663.91%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$385 OMR 148

348.02%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$583 OMR 224

368.67%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$515 OMR 198

343.75%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$2,660 OMR 1,024

-93.84%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.25

162.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Sur: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Sur

$271 23.5% 59.7% $401

Groceries & Markets

Ubud, Bali

$288 21.4%

Sur

$252 21.9% 12.7% $37

Eating Out

Ubud, Bali

$108 8%

Sur

$208 18.1% 93.3% $100

Clothing & Footwear

Ubud, Bali

$108 8%

Sur

$125 10.9% 16.4% $18

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Sur

$170 14.8% 63.8% $66

Sport & Entertainment

Ubud, Bali

$58 4.3%

Sur

$107 9.3% 84% $49

Getting Around

Ubud, Bali

$11 0.9%

Sur

$16 * 1.4% 43.4% $5

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $257 in Sur. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Sur are about 16 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36 in Ubud, Bali versus $26 in Sur. Monthly groceries follow the same trend: $288 vs $252 – making Sur the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇴🇲 Sur

🕒 Local time

02:41 2:41 AM

22:41 10:41 PM

4 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

120,000

💱 Currency

Indonesian Rupiah IDR Rp

Omani Rial OMR ر.ع.

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1 OMR = 2.6 USD

1 OMR = 2.33 EUR

Exchange rates and currency converter

OMR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

Omani Rial exchange rates as of October 28, 2026: 1 USD = 0.385 OMR (1 OMR = 2.6 USD). 1 EUR = 0.429 OMR (1 OMR = 2.33 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Sur 6,980 km ≈ 9 h nonstop flight

From you

Ubud, Bali
Sur

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Sur: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 17%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,724 in Sur. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Sur, especially for central apartments: a one-bedroom in the center costs $257 there versus $1,125 in Ubud, Bali.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $1,149 in Sur. That’s a gap of about 17%.

Kindergarten costs $491 per month in Ubud, Bali and $502 in Sur. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,500 covers both cities comfortably – all-in costs are $1,349 in Ubud, Bali and $1,149 in Sur, leaving budget for savings and extras in both cases.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,149 in Sur to $1,349 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.