Cost of Living Comparison Between Sur and Ubud, Bali Cost of Living Comparison Between Sur and Ubud, Bali

Monthly Cost of Living

A single person spends $1,103 per month in Sur vs $1,408 in Ubud, Bali, rent included.

A couple spends around $1,577 per month in Sur vs $2,585 in Ubud, Bali, rent included.

A family of three spends $2,050 per month in Sur vs $3,763 in Ubud, Bali, rent included.

Sur is about 22% cheaper than Ubud, Bali, driven mainly by Eating Out.

Sur sits 17% below the global median, while Ubud, Bali is 5% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.95 OMR 1.52

$3.45 Rp 61.8K

14.49%

Three-Course Dinner for Two, Mid-Range

$25.63 OMR 9.87

$32.34 Rp 579.0K

-20.75%

Fast Food Meal (McDonalds, etc)

$7.76 OMR 2.99

$4.84 Rp 86.7K

60.33%

Cappuccino

$4.82 OMR 1.85

$2.75 Rp 49.2K

75.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.72 OMR 0.28

$1.38 Rp 24.8K

-47.83%

Water (0.33 liter bottle)

$0.27 OMR 0.10

$0.75 Rp 13.4K

-64.00%

Local Beer (0.5 liter draught)

$12.51 OMR 4.82

$2.99 Rp 53.6K

318.39%

Imported Beer (0.33 liter bottle)

$11.86 OMR 4.56

$3.85 Rp 68.9K

208.05%

Milk (1 liter)

$1.59 OMR 0.61

$1.74 Rp 31.1K

-8.62%

White Bread (500g)

$1.23 OMR 0.47

$2.46 Rp 44.0K

-50.00%

Rice (white) (1kg)

$1.67 OMR 0.64

$1.17 Rp 20.9K

42.74%

Eggs

$2.00 OMR 0.77

$2.43 Rp 43.5K

-17.70%

Local Cheese (1kg)

$3.84 OMR 1.48

$14.50 Rp 259.7K

-73.52%

Chicken Fillets (1kg)

$4.91 OMR 1.89

$4.35 Rp 77.9K

12.87%

Beef Round Steak (1kg)

$8.60 OMR 3.31

$11.98 Rp 214.5K

-28.21%

Apples (1kg)

$2.36 OMR 0.91

$3.72 Rp 66.6K

-36.56%

Banana (1kg)

$1.27 OMR 0.49

$1.63 Rp 29.1K

-22.09%

Oranges (1kg)

$1.06 OMR 0.41

$2.74 Rp 49.1K

-61.31%

Tomato (1kg)

$0.81 OMR 0.31

$2.24 Rp 40.1K

-63.84%

Potato (1kg)

$0.82 OMR 0.31

$1.92 Rp 34.3K

-57.29%

Onion (1kg)

$0.50 OMR 0.19

$2.28 Rp 40.7K

-78.07%

Lettuce (1 head)

$1.08 OMR 0.42

$1.06 Rp 19.0K

1.89%

Water (1.5 liter bottle)

$0.51 OMR 0.19

$0.72 Rp 12.9K

-29.17%

Cigarettes 20 Pack (Marlboro, Camel)

$6.23 OMR 2.40

$3.29 Rp 58.8K

89.36%

Wine (Bottle)

$15.90 OMR 6.12

$23.19 Rp 415.3K

-31.44%

Local Beer (0.5 liter bottle)

$4.36 OMR 1.68

$2.78 Rp 49.7K

56.83%

Imported Beer (0.33 liter bottle)

$8.01 OMR 3.08

$2.73 Rp 48.9K

193.41%

One-way Ticket (Public Transport)

$0.27 Rp 4,768

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.1K

Taxi Start (Normal Tariff)

$3.16 OMR 1.21

$0.48 Rp 8,643

558.33%

Taxi (Normal Tariff) (1km)

$0.76 OMR 0.29

$0.42 Rp 7,517

80.95%

Taxi 1hour Waiting (Normal Tariff)

$10.25 OMR 3.95

$6.22 Rp 111.4K

64.79%

Gasoline (1 liter)

$0.53 OMR 0.20

$0.81 Rp 14.6K

-34.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.5K OMR 8,655

$26.6K Rp 476.4M

-15.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.8K OMR 8,409

$32.2K Rp 576.3M

-32.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 OMR 30.40

$78.4 Rp 1.4M

0.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.13 OMR 8.90

$4.07 Rp 72.8K

468.30%

Internet (50+ Mbps, Unlimited Data)

$70.0 OMR 26.95

$24.33 Rp 435.5K

187.75%

Gym Membership (Monthly)

$85.9 OMR 33.07

$98.6 Rp 1.8M

-12.87%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.4K

Cinema Ticket

$10.25 OMR 3.95

$3.99 Rp 71.4K

156.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$192 OMR 73.8

$305 Rp 5.5M

-37.15%

International Primary School, 1 Child (Yearly)

$6,388 OMR 2,459

$6,642 Rp 118.9M

-3.83%

Jeans (Levis 501 Or Similar)

$51.2 OMR 19.71

$54.1 Rp 969.3K

-5.43%

Summer Dress (H&M, Zara, etc)

$39.04 OMR 15.03

$37.81 Rp 676.9K

3.25%

Sport Shoes (Adidas, Nike)

$78.4 OMR 30.18

$86.8 Rp 1.6M

-9.72%

Men's Leather Business Shoes

$87.7 OMR 33.74

$76.4 Rp 1.4M

14.81%

1-bedroom Apartment, City Center (Monthly)

$258 OMR 99.5

$992 Rp 17.8M

-73.95%

1-bedroom Apartment, Outside City Center (Monthly)

$265 OMR 102

$673 Rp 12.0M

-60.68%

3-bedroom Apartment, City Center (Monthly)

$470 OMR 181

$3,375 Rp 60.4M

-86.08%

3-bedroom Apartment, Outside City Center (Monthly)

$384 OMR 148

$2,050 Rp 36.7M

-81.25%

Buy Apartment in City Center (m2)

$565 OMR 218

$2,805 Rp 50.2M

-79.84%

Buy Apartment Outside City Center (m2)

$525 OMR 202

$2,227 Rp 39.9M

-76.43%

Average Monthly Net Salary (After Tax)

$2,657 OMR 1,023

$167 Rp 3.0M

1491.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.15

13.28

-61.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sur: July 12, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A central one-bedroom costs $258 in Sur versus $992 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1491% higher in Sur, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $26.00 in Sur versus $32.00 in Ubud, Bali. Monthly groceries follow the same trend: $216 vs $297 – making Sur the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sur vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 28%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $1,655 per month in Sur and $2,112 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Sur, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,103 in Sur and $1,408 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $192 per month in Sur and $305 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Sur, where all-in costs run around $1,103, than in Ubud, Bali at $1,408. In Sur it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Sur – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Sur. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.