Cost of Living Comparison Between Sur and Ubud, BaliCost of Living Comparison Between Sur and Ubud, Bali
Monthly Cost of Living
🙂A single person spends $1,105 per month in Sur vs $1,419 in Ubud, Bali, rent included.
🙂A couple spends around $1,581 per month in Sur vs $2,540 in Ubud, Bali, rent included.
🙂A family of three spends $2,056 per month in Sur vs $3,660 in Ubud, Bali, rent included.
🙂Sur is about 22% cheaper than Ubud, Bali, driven mainly by Eating Out.
📊Sur sits 18% below the global median, while Ubud, Bali is 6% above – they fall on opposite sides of the world average.
Currency
🍽 Eating Out
Sur
Ubud, Bali
Difference
Meal at Budget Restaurant
$3.86OMR 1.49
$3.56Rp 64.3K
8.43%
Three-Course Dinner for Two, Mid-Range
$25.74OMR 9.91
$32.73Rp 590.3K
-21.36%
Fast Food Meal(McDonalds, etc)
$7.74OMR 2.98
$4.95Rp 89.2K
56.36%
Cappuccino
$4.85OMR 1.87
$2.71Rp 48.9K
78.97%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.72OMR 0.28
$1.34Rp 24.2K
-46.27%
Water(0.33 liter bottle)
$0.27OMR 0.10
$0.70Rp 12.6K
-61.43%
Local Beer(0.5 liter draught)
$12.16OMR 4.68
$2.92Rp 52.7K
316.44%
Imported Beer(0.33 liter bottle)
$11.80OMR 4.54
$3.96Rp 71.4K
197.98%
🛒 Groceries & Markets
Sur
Ubud, Bali
Difference
Milk(1 liter)
$1.58OMR 0.61
$1.81Rp 32.6K
-12.71%
White Bread(500g)
$1.22OMR 0.47
$2.52Rp 45.4K
-51.59%
Rice(white)(1kg)
$1.74OMR 0.67
$1.16Rp 20.9K
50.00%
Eggs
$2.03OMR 0.78
$2.46Rp 44.4K
-17.48%
Local Cheese(1kg)
$3.82OMR 1.47
$14.71Rp 265.3K
-74.03%
Chicken Fillets(1kg)
$5.04OMR 1.94
$4.32Rp 77.9K
16.67%
Beef Round Steak(1kg)
$8.29OMR 3.19
$12.14Rp 218.9K
-31.71%
Apples(1kg)
$2.37OMR 0.91
$3.84Rp 69.3K
-38.28%
Banana(1kg)
$1.32OMR 0.51
$1.56Rp 28.1K
-15.38%
Oranges(1kg)
$1.06OMR 0.41
$2.83Rp 51.1K
-62.54%
Tomato(1kg)
$0.75OMR 0.29
$2.33Rp 41.9K
-67.81%
Potato(1kg)
$0.77OMR 0.29
$1.91Rp 34.5K
-59.69%
Onion(1kg)
$0.54OMR 0.21
$2.20Rp 39.7K
-75.45%
Lettuce(1 head)
$1.03OMR 0.40
$1.01Rp 18.3K
1.98%
Water(1.5 liter bottle)
$0.54OMR 0.21
$0.78Rp 14.0K
-30.77%
Cigarettes 20 Pack(Marlboro, Camel)
$6.36OMR 2.45
$3.32Rp 59.8K
91.57%
Wine(Bottle)
$15.81OMR 6.09
$23.74Rp 428.0K
-33.40%
Local Beer(0.5 liter bottle)
$4.32OMR 1.66
$2.79Rp 50.3K
54.84%
Imported Beer(0.33 liter bottle)
$7.90OMR 3.04
$2.86Rp 51.6K
176.22%
🚌 Getting Around
Sur
Ubud, Bali
Difference
One-way Ticket(Public Transport)
-
$0.27Rp 4,848
-
Public Transport Monthly Pass(Regular Price)
-
$8.03Rp 144.8K
-
Taxi Start(Normal Tariff)
$3.16OMR 1.22
$0.46Rp 8,230
586.96%
Taxi(Normal Tariff)(1km)
$0.80OMR 0.31
$0.45Rp 8,116
77.78%
Taxi 1hour Waiting(Normal Tariff)
$10.55OMR 4.06
$6.10Rp 109.9K
72.95%
Gasoline(1 liter)
$0.58OMR 0.22
$0.79Rp 14.3K
-26.58%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.3KOMR 8,953
$26.1KRp 471.6M
-11.07%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.4KOMR 8,231
$32.1KRp 579.2M
-33.44%
🧾 Monthly Utilities & Internet
Sur
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$79.8OMR 30.73
$79.9Rp 1.4M
-0.15%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$23.22OMR 8.94
$4.06Rp 73.3K
471.92%
Internet(50+ Mbps, Unlimited Data)
$70.3OMR 27.05
$23.52Rp 424.1K
198.68%
🎉 Sport & Entertainment
Sur
Ubud, Bali
Difference
Gym Membership(Monthly)
$86.1OMR 33.13
$98.7Rp 1.8M
-12.81%
Tennis Court(1 Hour on Weekend)
-
$6.63Rp 119.6K
-
Cinema Ticket
$10.47OMR 4.03
$4.15Rp 74.8K
152.29%
🧸 Childcare & Education
Sur
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$195OMR 75.0
$304Rp 5.5M
-35.94%
International Primary School, 1 Child(Yearly)
$6,463OMR 2,488
$6,613Rp 119.3M
-2.26%
👕👟 Clothing & Footwear
Sur
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$51.0OMR 19.63
$55.5Rp 1.0M
-8.17%
Summer Dress(H&M, Zara, etc)
$39.75OMR 15.30
$38.31Rp 690.9K
3.76%
Sport Shoes(Adidas, Nike)
$78.1OMR 30.05
$88.6Rp 1.6M
-11.90%
Men's Leather Business Shoes
$87.6OMR 33.73
$77.9Rp 1.4M
12.51%
🏠 Accommodation & Living
Sur
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$258OMR 99.2
$1,006Rp 18.1M
-74.39%
1-bedroom Apartment, Outside City Center(Monthly)
$265OMR 102
$675Rp 12.2M
-60.74%
3-bedroom Apartment, City Center(Monthly)
$468OMR 180
$3,442Rp 62.1M
-86.41%
3-bedroom Apartment, Outside City Center(Monthly)
$391OMR 150
$2,039Rp 36.8M
-80.85%
Buy Apartment in City Center(m2)
$571OMR 220
$2,841Rp 51.2M
-79.92%
Buy Apartment Outside City Center(m2)
$522OMR 201
$2,264Rp 40.8M
-76.94%
💵 Salaries & Financials
Sur
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$2,659OMR 1,024
$165Rp 3.0M
1509.39%
20-Year Fixed Mortgage Interest Rate(Annual %)
5.15
13.28
-61.22%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Sur: June 2, 2026
Last update for Ubud, Bali: June 1, 2026
Cost Breakdown
🏠A central one-bedroom costs $258 in Sur versus $1,006 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 1509% higher in Sur, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.
🛒A mid-range dinner for two costs $26.00 in Sur versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $215 vs $302 – making Sur the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Sur vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Sur?
Yes – Ubud, Bali is pricier by about 28%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,658 per month in Sur and $2,129 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Sur, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Sur vs Ubud, Bali?
Monthly expenses with rent come to $1,105 in Sur and $1,419 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper kindergarten?
Kindergarten costs $195 per month in Sur and $304 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,500 a realistic budget for Sur or Ubud, Bali?
A $1,500 monthly budget goes further in Sur, where all-in costs run around $1,105, than in Ubud, Bali at $1,419. In Sur it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Is Sur or Ubud, Bali more family-friendly?
Families tend to lean toward Sur – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Sur or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Sur. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.