Last update: Oct 2026

Cost of Living Comparison Between Sur and Ubud, Bali

For one person, living is cheaper in Sur: $1,149 a month against $1,349 in Ubud, Bali, rent and utilities included – about $2,400 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

55

Cost of Living Index in Sur
Learn more

Sur Living Index
65

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index

Jump to prices

Sur

🇴🇲 Oman

$1,149

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Sur and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sur and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,149 per month in Sur vs $1,349 in Ubud, Bali, rent included.

Sur $1,149
Ubud, Bali $1,349

A couple spends around $1,653 per month in Sur vs $2,305 in Ubud, Bali, rent included.

Sur $1,653
Ubud, Bali $2,305

A family of three spends $2,156 per month in Sur vs $3,261 in Ubud, Bali, rent included.

Sur $2,156
Ubud, Bali $3,261

Sur is about 15% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.88 OMR 1.49

$3.32 Rp 60.4K

16.87%

Three-Course Dinner for Two, Mid-Range

$25.96 OMR 9.99

$35.64 Rp 647.8K

-27.16%

Fast Food Meal (McDonalds, etc)

$7.63 OMR 2.94

$5.53 Rp 100.6K

37.97%

Cappuccino

$5.05 OMR 1.94

$2.72 Rp 49.4K

85.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.73 OMR 0.28

$1.70 Rp 30.9K

-57.06%

Water (0.33 liter bottle)

$0.27 OMR 0.10

$0.76 Rp 13.8K

-64.47%

Local Beer (0.5 liter draught)

$12.80 OMR 4.93

$2.65 Rp 48.2K

383.02%

Imported Beer (0.33 liter bottle)

$12.79 OMR 4.92

$4.38 Rp 79.6K

192.01%

Milk (1 liter)

$1.59 OMR 0.61

$1.49 Rp 27.1K

6.71%

White Bread (500g)

$1.23 OMR 0.48

$2.28 Rp 41.4K

-46.05%

Rice (white) (1kg)

$1.73 OMR 0.66

$1.19 Rp 21.6K

45.38%

Eggs

$1.95 OMR 0.75

$2.04 Rp 37.0K

-4.41%

Local Cheese (1kg)

$7.19 OMR 2.77

$17.70 Rp 321.7K

-59.38%

Chicken Fillets (1kg)

$6.81 OMR 2.62

$3.96 Rp 72.0K

71.97%

Beef Round Steak (1kg)

$8.99 OMR 3.46

$12.19 Rp 221.6K

-26.25%

Apples (1kg)

$2.35 OMR 0.91

$3.66 Rp 66.4K

-35.79%

Banana (1kg)

$1.28 OMR 0.49

$1.52 Rp 27.6K

-15.79%

Oranges (1kg)

$1.06 OMR 0.41

$2.23 Rp 40.5K

-52.47%

Tomato (1kg)

$0.80 OMR 0.31

$1.97 Rp 35.9K

-59.39%

Potato (1kg)

$0.76 OMR 0.29

$1.85 Rp 33.6K

-58.92%

Onion (1kg)

$0.54 OMR 0.21

$2.42 Rp 44.1K

-77.69%

Lettuce (1 head)

$1.55 OMR 0.60

$0.99 Rp 18.0K

56.57%

Water (1.5 liter bottle)

$0.53 OMR 0.21

$0.51 Rp 9,332

3.92%

Cigarettes 20 Pack (Marlboro, Camel)

$6.38 OMR 2.45

$2.22 Rp 40.4K

187.39%

Wine (Bottle)

$15.86 OMR 6.11

$22.24 Rp 404.2K

-28.69%

Local Beer (0.5 liter bottle)

$6.10 OMR 2.35

$2.26 Rp 41.1K

169.91%

Imported Beer (0.33 liter bottle)

$10.30 OMR 3.96

$2.97 Rp 54.0K

246.80%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

Taxi Start (Normal Tariff)

$3.32 OMR 1.28

$0.44 Rp 7,989

654.55%

Taxi (Normal Tariff) (1km)

$2.61 OMR 1.01

$0.43 Rp 7,817

506.98%

Taxi 1hour Waiting (Normal Tariff)

$7.74 OMR 2.98

$5.41 Rp 98.3K

43.07%

Gasoline (1 liter)

$0.53 OMR 0.20

$0.82 Rp 15.0K

-35.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.7K OMR 9,491

$23.8K Rp 433.3M

3.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.7K OMR 7,965

$31.7K Rp 577.0M

-34.84%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.7 OMR 29.90

$79.1 Rp 1.4M

-1.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.09 OMR 8.89

$6.45 Rp 117.2K

257.98%

Internet (50+ Mbps, Unlimited Data)

$69.7 OMR 26.85

$18.58 Rp 337.7K

275.35%

Gym Membership (Monthly)

$86.3 OMR 33.21

$49.48 Rp 899.4K

74.33%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

Cinema Ticket

$10.25 OMR 3.95

$4.27 Rp 77.7K

140.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$502 OMR 193

$491 Rp 8.9M

2.40%

International Primary School, 1 Child (Yearly)

$6,458 OMR 2,486

$5,674 Rp 103.1M

13.81%

Jeans (Levis 501 Or Similar)

$56.9 OMR 21.89

$44.64 Rp 811.4K

27.40%

Summer Dress (H&M, Zara, etc)

$44.07 OMR 16.97

$34.95 Rp 635.3K

26.09%

Sport Shoes (Adidas, Nike)

$88.9 OMR 34.23

$79.9 Rp 1.5M

11.26%

Men's Leather Business Shoes

$88.4 OMR 34.01

$79.4 Rp 1.4M

11.24%

1-bedroom Apartment, City Center (Monthly)

$257 OMR 99.0

$1,125 Rp 20.4M

-77.14%

1-bedroom Apartment, Outside City Center (Monthly)

$271 OMR 104

$671 Rp 12.2M

-59.71%

3-bedroom Apartment, City Center (Monthly)

$467 OMR 180

$3,565 Rp 64.8M

-86.91%

3-bedroom Apartment, Outside City Center (Monthly)

$385 OMR 148

$1,723 Rp 31.3M

-77.68%

Buy Apartment in City Center (m2)

$583 OMR 224

$2,732 Rp 49.6M

-78.66%

Buy Apartment Outside City Center (m2)

$515 OMR 198

$2,284 Rp 41.5M

-77.46%

Average Monthly Net Salary (After Tax)

$2,660 OMR 1,024

$164 Rp 3.0M

1523.27%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.25

13.78

-61.90%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sur: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Sur

$271 23.5%

Ubud, Bali

$672 49.8% 148% $401

Groceries & Markets

Sur

$252 21.9%

Ubud, Bali

$288 21.4% 14.5% $37

Eating Out

Sur

$208 18.1%

Ubud, Bali

$108 8% 48.3% $100

Monthly Utilities & Internet

Sur

$170 14.8%

Ubud, Bali

$104 7.7% 39% $66

Clothing & Footwear

Sur

$125 10.9%

Ubud, Bali

$108 8% 14.1% $18

Sport & Entertainment

Sur

$107 9.3%

Ubud, Bali

$58 4.3% 45.6% $49

Getting Around

Sur

$16 * 1.4%

Ubud, Bali

$11 0.9% 30.3% $5

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $257 in Sur versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Sur are about 16 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $26 in Sur versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $252 vs $288 – making Sur the more affordable choice for daily food spending.

Good to know

🇴🇲 Sur

🇮🇩 Ubud, Bali

🕒 Local time

21:44 9:44 PM

01:44 1:44 AM

4 h ahead of Sur

🌤 Weather

👥 Population

120,000

74,800

💱 Currency

Omani Rial OMR ر.ع.

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 OMR = 2.6 USD

1 OMR = 2.33 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to OMR – Omani Rial Converter

🇺🇸 United States Dollar ($)

🇴🇲 Omani Rial (ر.ع.)

Omani Rial exchange rates as of October 28, 2026: 1 USD = 0.385 OMR (1 OMR = 2.6 USD). 1 EUR = 0.429 OMR (1 OMR = 2.33 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

USD to OMR in detail →

On the map

Lowest

Highest

Between locations

Sur Ubud, Bali 6,980 km ≈ 9 h nonstop flight

From you

Sur
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sur vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 17%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $1,724 per month in Sur and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Sur, especially for central apartments: a one-bedroom in the center costs $257 there versus $1,125 in Ubud, Bali.

Monthly expenses with rent come to $1,149 in Sur and $1,349 in Ubud, Bali. That’s a gap of about 17%.

Kindergarten costs $502 per month in Sur and $491 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,500 covers both cities comfortably – all-in costs are $1,149 in Sur and $1,349 in Ubud, Bali, leaving budget for savings and extras in both cases.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,149 in Sur to $1,349 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.