Cost of Living Comparison Between Sur and Ubud, Bali Cost of Living Comparison Between Sur and Ubud, Bali

Monthly Cost of Living

A single person spends $1,105 per month in Sur vs $1,419 in Ubud, Bali, rent included.

A couple spends around $1,581 per month in Sur vs $2,540 in Ubud, Bali, rent included.

A family of three spends $2,056 per month in Sur vs $3,660 in Ubud, Bali, rent included.

Sur is about 22% cheaper than Ubud, Bali, driven mainly by Eating Out.

Sur sits 18% below the global median, while Ubud, Bali is 6% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Sur
Ubud, Bali
Difference
Meal at Budget Restaurant
$3.86 OMR 1.49
$3.56 Rp 64.3K
8.43%
Three-Course Dinner for Two, Mid-Range
$25.74 OMR 9.91
$32.73 Rp 590.3K
-21.36%
Fast Food Meal (McDonalds, etc)
$7.74 OMR 2.98
$4.95 Rp 89.2K
56.36%
Cappuccino
$4.85 OMR 1.87
$2.71 Rp 48.9K
78.97%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.72 OMR 0.28
$1.34 Rp 24.2K
-46.27%
Water (0.33 liter bottle)
$0.27 OMR 0.10
$0.70 Rp 12.6K
-61.43%
Local Beer (0.5 liter draught)
$12.16 OMR 4.68
$2.92 Rp 52.7K
316.44%
Imported Beer (0.33 liter bottle)
$11.80 OMR 4.54
$3.96 Rp 71.4K
197.98%
🛒 Groceries & Markets
Sur
Ubud, Bali
Difference
Milk (1 liter)
$1.58 OMR 0.61
$1.81 Rp 32.6K
-12.71%
White Bread (500g)
$1.22 OMR 0.47
$2.52 Rp 45.4K
-51.59%
Rice (white) (1kg)
$1.74 OMR 0.67
$1.16 Rp 20.9K
50.00%
Eggs
$2.03 OMR 0.78
$2.46 Rp 44.4K
-17.48%
Local Cheese (1kg)
$3.82 OMR 1.47
$14.71 Rp 265.3K
-74.03%
Chicken Fillets (1kg)
$5.04 OMR 1.94
$4.32 Rp 77.9K
16.67%
Beef Round Steak (1kg)
$8.29 OMR 3.19
$12.14 Rp 218.9K
-31.71%
Apples (1kg)
$2.37 OMR 0.91
$3.84 Rp 69.3K
-38.28%
Banana (1kg)
$1.32 OMR 0.51
$1.56 Rp 28.1K
-15.38%
Oranges (1kg)
$1.06 OMR 0.41
$2.83 Rp 51.1K
-62.54%
Tomato (1kg)
$0.75 OMR 0.29
$2.33 Rp 41.9K
-67.81%
Potato (1kg)
$0.77 OMR 0.29
$1.91 Rp 34.5K
-59.69%
Onion (1kg)
$0.54 OMR 0.21
$2.20 Rp 39.7K
-75.45%
Lettuce (1 head)
$1.03 OMR 0.40
$1.01 Rp 18.3K
1.98%
Water (1.5 liter bottle)
$0.54 OMR 0.21
$0.78 Rp 14.0K
-30.77%
Cigarettes 20 Pack (Marlboro, Camel)
$6.36 OMR 2.45
$3.32 Rp 59.8K
91.57%
Wine (Bottle)
$15.81 OMR 6.09
$23.74 Rp 428.0K
-33.40%
Local Beer (0.5 liter bottle)
$4.32 OMR 1.66
$2.79 Rp 50.3K
54.84%
Imported Beer (0.33 liter bottle)
$7.90 OMR 3.04
$2.86 Rp 51.6K
176.22%
🚌 Getting Around
Sur
Ubud, Bali
Difference
One-way Ticket (Public Transport)
-
$0.27 Rp 4,848
-
Public Transport Monthly Pass (Regular Price)
-
$8.03 Rp 144.8K
-
Taxi Start (Normal Tariff)
$3.16 OMR 1.22
$0.46 Rp 8,230
586.96%
Taxi (Normal Tariff) (1km)
$0.80 OMR 0.31
$0.45 Rp 8,116
77.78%
Taxi 1hour Waiting (Normal Tariff)
$10.55 OMR 4.06
$6.10 Rp 109.9K
72.95%
Gasoline (1 liter)
$0.58 OMR 0.22
$0.79 Rp 14.3K
-26.58%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.3K OMR 8,953
$26.1K Rp 471.6M
-11.07%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.4K OMR 8,231
$32.1K Rp 579.2M
-33.44%
🧾 Monthly Utilities & Internet
Sur
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.8 OMR 30.73
$79.9 Rp 1.4M
-0.15%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$23.22 OMR 8.94
$4.06 Rp 73.3K
471.92%
Internet (50+ Mbps, Unlimited Data)
$70.3 OMR 27.05
$23.52 Rp 424.1K
198.68%
🎉 Sport & Entertainment
Sur
Ubud, Bali
Difference
Gym Membership (Monthly)
$86.1 OMR 33.13
$98.7 Rp 1.8M
-12.81%
Tennis Court (1 Hour on Weekend)
-
$6.63 Rp 119.6K
-
Cinema Ticket
$10.47 OMR 4.03
$4.15 Rp 74.8K
152.29%
🧸 Childcare & Education
Sur
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$195 OMR 75.0
$304 Rp 5.5M
-35.94%
International Primary School, 1 Child (Yearly)
$6,463 OMR 2,488
$6,613 Rp 119.3M
-2.26%
👕👟 Clothing & Footwear
Sur
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$51.0 OMR 19.63
$55.5 Rp 1.0M
-8.17%
Summer Dress (H&M, Zara, etc)
$39.75 OMR 15.30
$38.31 Rp 690.9K
3.76%
Sport Shoes (Adidas, Nike)
$78.1 OMR 30.05
$88.6 Rp 1.6M
-11.90%
Men's Leather Business Shoes
$87.6 OMR 33.73
$77.9 Rp 1.4M
12.51%
🏠 Accommodation & Living
Sur
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$258 OMR 99.2
$1,006 Rp 18.1M
-74.39%
1-bedroom Apartment, Outside City Center (Monthly)
$265 OMR 102
$675 Rp 12.2M
-60.74%
3-bedroom Apartment, City Center (Monthly)
$468 OMR 180
$3,442 Rp 62.1M
-86.41%
3-bedroom Apartment, Outside City Center (Monthly)
$391 OMR 150
$2,039 Rp 36.8M
-80.85%
Buy Apartment in City Center (m2)
$571 OMR 220
$2,841 Rp 51.2M
-79.92%
Buy Apartment Outside City Center (m2)
$522 OMR 201
$2,264 Rp 40.8M
-76.94%
💵 Salaries & Financials
Sur
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$2,659 OMR 1,024
$165 Rp 3.0M
1509.39%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.15
13.28
-61.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sur: June 2, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A central one-bedroom costs $258 in Sur versus $1,006 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1509% higher in Sur, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $26.00 in Sur versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $215 vs $302 – making Sur the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Sur vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Sur?
Yes – Ubud, Bali is pricier by about 28%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,658 per month in Sur and $2,129 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Sur, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Sur vs Ubud, Bali?
Monthly expenses with rent come to $1,105 in Sur and $1,419 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper kindergarten?
Kindergarten costs $195 per month in Sur and $304 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,500 a realistic budget for Sur or Ubud, Bali?
A $1,500 monthly budget goes further in Sur, where all-in costs run around $1,105, than in Ubud, Bali at $1,419. In Sur it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Is Sur or Ubud, Bali more family-friendly?
Families tend to lean toward Sur – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Sur or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Sur. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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