Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Stip

For one person, living is cheaper in Stip: $809 a month against $1,349 in Ubud, Bali, rent and utilities included – about $6,500 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
39

Cost of Living Index in Stip
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Stip Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Stip

🇲🇰 North Macedonia

$809

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Stip

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Stip actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $809 in Stip, rent included.

Ubud, Bali $1,349
Stip $809

A couple spends around $2,305 per month in Ubud, Bali vs $1,210 in Stip, rent included.

Ubud, Bali $2,305
Stip $1,210

A family of three spends $3,261 per month in Ubud, Bali vs $1,611 in Stip, rent included.

Ubud, Bali $3,261
Stip $1,611

Ubud, Bali costs about 67% more than Stip, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$7.45 MKD 410

-55.44%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 648.1K

$23.08 MKD 1,270

54.42%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$6.30 MKD 347

-12.22%

Cappuccino

$2.72 Rp 49.4K

$1.81 MKD 99.3

50.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$1.43 MKD 78.7

18.88%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.07 MKD 58.8

-28.97%

Local Beer (0.5 liter draught)

$2.65 Rp 48.3K

$1.84 MKD 101

44.02%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.7K

$2.75 MKD 151

59.27%

Milk (1 liter)

$1.49 Rp 27.1K

$1.27 MKD 70.1

17.32%

White Bread (500g)

$2.28 Rp 41.4K

$0.74 MKD 40.87

208.11%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.11 MKD 61.1

7.21%

Eggs

$2.04 Rp 37.0K

$2.52 MKD 139

-19.05%

Local Cheese (1kg)

$17.70 Rp 321.9K

$7.96 MKD 438

122.36%

Chicken Fillets (1kg)

$3.96 Rp 72.1K

$7.26 MKD 399

-45.45%

Beef Round Steak (1kg)

$12.19 Rp 221.7K

$7.21 MKD 397

69.07%

Apples (1kg)

$3.66 Rp 66.5K

$0.90 MKD 49.31

306.67%

Banana (1kg)

$1.52 Rp 27.6K

$1.45 MKD 79.6

4.83%

Oranges (1kg)

$2.23 Rp 40.5K

$1.32 MKD 72.7

68.94%

Tomato (1kg)

$1.97 Rp 35.9K

$1.60 MKD 87.8

23.12%

Potato (1kg)

$1.85 Rp 33.6K

$0.88 MKD 48.68

110.23%

Onion (1kg)

$2.42 Rp 44.1K

$0.80 MKD 43.97

202.50%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.56 MKD 30.98

76.79%

Water (1.5 liter bottle)

$0.51 Rp 9,336

$0.42 MKD 23.11

21.43%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$3.25 MKD 179

-31.69%

Wine (Bottle)

$22.24 Rp 404.4K

$7.42 MKD 409

199.73%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$1.03 MKD 56.8

119.42%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$1.49 MKD 81.9

99.33%

One-way Ticket (Public Transport)

$0.25 Rp 4,564

$0.67 MKD 36.88

-62.69%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.3K

$23.98 MKD 1,319

-67.39%

Taxi Start (Normal Tariff)

$0.44 Rp 7,992

$1.08 MKD 59.3

-59.26%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,821

$0.58 MKD 31.74

-25.86%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.4K

$5.54 MKD 305

-2.35%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.53 MKD 84.2

-46.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.5M

$33.1K MKD 1.8M

-28.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.3M

$26.0K MKD 1.4M

22.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$158 MKD 8,680

-49.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$8.95 MKD 492

-27.93%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.8K

$16.29 MKD 896

14.06%

Gym Membership (Monthly)

$49.48 Rp 899.8K

$27.01 MKD 1,486

83.19%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.9K

$17.36 MKD 955

1.67%

Cinema Ticket

$4.27 Rp 77.7K

$6.50 MKD 358

-34.31%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$357 MKD 19.6K

37.51%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.2M

$5,645 MKD 310.6K

0.51%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.7K

$35.74 MKD 1,966

24.90%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.6K

$30.66 MKD 1,687

13.99%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$101 MKD 5,556

-20.88%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$113 MKD 6,203

-29.55%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.5M

$201 MKD 11.1K

459.18%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$127 MKD 6,989

428.65%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$331 MKD 18.2K

976.80%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$201 MKD 11.0K

758.05%

Buy Apartment in City Center (m2)

$2,732 Rp 49.7M

$1,210 MKD 66.6K

125.77%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$976 MKD 53.7K

133.92%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$463 MKD 25.5K

-64.65%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.23

225.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Stip: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Stip

$127 15.7% 81.1% $544

Groceries & Markets

Ubud, Bali

$288 21.4%

Stip

$177 21.9% 38.5% $111

Eating Out

Ubud, Bali

$108 8%

Stip

$125 15.4% 16% $17

Clothing & Footwear

Ubud, Bali

$108 8%

Stip

$126 15.6% 17.2% $19

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Stip

$183 22.6% 75.8% $79

Sport & Entertainment

Ubud, Bali

$58 4.3%

Stip

$40 5% 31.1% $18

Getting Around

Ubud, Bali

$11 0.9%

Stip

$31 3.8% 168% $19

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $201 in Stip. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Stip are about 2.8 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36 in Ubud, Bali versus $23 in Stip. Monthly groceries follow the same trend: $288 vs $177 – making Stip the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇲🇰 Stip

🕒 Local time

12:02 12:02 PM

05:02 5:02 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

65,000

💱 Currency

Indonesian Rupiah IDR Rp

North Macedonian Denar MKD ден

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

100 MKD = 1.82 USD

100 MKD = 1.63 EUR

Exchange rates and currency converter

MKD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,183 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,242 IDR (100,000 IDR = 4.94 EUR).

North Macedonian Denar exchange rates as of October 29, 2026: 1 USD = 55.02 MKD (100 MKD = 1.82 USD). 1 EUR = 61.25 MKD (100 MKD = 1.63 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Stip 10,890 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Stip

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Stip: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 67%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,214 in Stip. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Stip, especially for central apartments: a one-bedroom in the center costs $201 there versus $1,125 in Ubud, Bali.

A mid-range dinner for two costs $36 in Ubud, Bali and $23 in Stip. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $809 in Stip. That makes Stip about 40% cheaper.

A $1,000 monthly budget goes further in Stip, where all-in costs run around $809, than in Ubud, Bali at $1,349. In Stip it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Stip – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.