Last update: Oct 2026

Cost of Living Comparison Between Stip and Ubud, Bali

For one person, living is cheaper in Stip: $809 a month against $1,349 in Ubud, Bali, rent and utilities included – about $6,500 less a year. Rent and utilities account for most of the difference.

39

Cost of Living Index in Stip
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Stip Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Stip

🇲🇰 North Macedonia

$809

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Stip and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Stip and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $809 per month in Stip vs $1,349 in Ubud, Bali, rent included.

Stip $809
Ubud, Bali $1,349

A couple spends around $1,210 per month in Stip vs $2,305 in Ubud, Bali, rent included.

Stip $1,210
Ubud, Bali $2,305

A family of three spends $1,611 per month in Stip vs $3,261 in Ubud, Bali, rent included.

Stip $1,611
Ubud, Bali $3,261

Stip is about 40% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$7.45 MKD 410

$3.32 Rp 60.4K

124.40%

Three-Course Dinner for Two, Mid-Range

$23.08 MKD 1,270

$35.64 Rp 648.1K

-35.24%

Fast Food Meal (McDonalds, etc)

$6.30 MKD 347

$5.53 Rp 100.6K

13.92%

Cappuccino

$1.81 MKD 99.3

$2.72 Rp 49.4K

-33.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.43 MKD 78.7

$1.70 Rp 30.9K

-15.88%

Water (0.33 liter bottle)

$1.07 MKD 58.8

$0.76 Rp 13.8K

40.79%

Local Beer (0.5 liter draught)

$1.84 MKD 101

$2.65 Rp 48.3K

-30.57%

Imported Beer (0.33 liter bottle)

$2.75 MKD 151

$4.38 Rp 79.7K

-37.21%

Milk (1 liter)

$1.27 MKD 70.1

$1.49 Rp 27.1K

-14.77%

White Bread (500g)

$0.74 MKD 40.87

$2.28 Rp 41.4K

-67.54%

Rice (white) (1kg)

$1.11 MKD 61.1

$1.19 Rp 21.6K

-6.72%

Eggs

$2.52 MKD 139

$2.04 Rp 37.0K

23.53%

Local Cheese (1kg)

$7.96 MKD 438

$17.70 Rp 321.9K

-55.03%

Chicken Fillets (1kg)

$7.26 MKD 399

$3.96 Rp 72.1K

83.33%

Beef Round Steak (1kg)

$7.21 MKD 397

$12.19 Rp 221.7K

-40.85%

Apples (1kg)

$0.90 MKD 49.31

$3.66 Rp 66.5K

-75.41%

Banana (1kg)

$1.45 MKD 79.6

$1.52 Rp 27.6K

-4.61%

Oranges (1kg)

$1.32 MKD 72.7

$2.23 Rp 40.5K

-40.81%

Tomato (1kg)

$1.60 MKD 87.8

$1.97 Rp 35.9K

-18.78%

Potato (1kg)

$0.88 MKD 48.68

$1.85 Rp 33.6K

-52.43%

Onion (1kg)

$0.80 MKD 43.97

$2.42 Rp 44.1K

-66.94%

Lettuce (1 head)

$0.56 MKD 30.98

$0.99 Rp 18.0K

-43.43%

Water (1.5 liter bottle)

$0.42 MKD 23.11

$0.51 Rp 9,336

-17.65%

Cigarettes 20 Pack (Marlboro, Camel)

$3.25 MKD 179

$2.22 Rp 40.4K

46.40%

Wine (Bottle)

$7.42 MKD 409

$22.24 Rp 404.4K

-66.64%

Local Beer (0.5 liter bottle)

$1.03 MKD 56.8

$2.26 Rp 41.1K

-54.42%

Imported Beer (0.33 liter bottle)

$1.49 MKD 81.9

$2.97 Rp 54.0K

-49.83%

One-way Ticket (Public Transport)

$0.67 MKD 36.88

$0.25 Rp 4,564

168.00%

Public Transport Monthly Pass (Regular Price)

$23.98 MKD 1,319

$7.82 Rp 142.3K

206.65%

Taxi Start (Normal Tariff)

$1.08 MKD 59.3

$0.44 Rp 7,992

145.45%

Taxi (Normal Tariff) (1km)

$0.58 MKD 31.74

$0.43 Rp 7,821

34.88%

Taxi 1hour Waiting (Normal Tariff)

$5.54 MKD 305

$5.41 Rp 98.4K

2.40%

Gasoline (1 liter)

$1.53 MKD 84.2

$0.82 Rp 15.0K

86.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.1K MKD 1.8M

$23.8K Rp 433.5M

38.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K MKD 1.4M

$31.7K Rp 577.3M

-18.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$158 MKD 8,680

$79.1 Rp 1.4M

99.56%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.95 MKD 492

$6.45 Rp 117.2K

38.76%

Internet (50+ Mbps, Unlimited Data)

$16.29 MKD 896

$18.58 Rp 337.8K

-12.33%

Gym Membership (Monthly)

$27.01 MKD 1,486

$49.48 Rp 899.8K

-45.41%

Tennis Court (1 Hour on Weekend)

$17.36 MKD 955

$17.65 Rp 320.9K

-1.64%

Cinema Ticket

$6.50 MKD 358

$4.27 Rp 77.7K

52.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$357 MKD 19.6K

$491 Rp 8.9M

-27.28%

International Primary School, 1 Child (Yearly)

$5,645 MKD 310.6K

$5,674 Rp 103.2M

-0.51%

Jeans (Levis 501 Or Similar)

$35.74 MKD 1,966

$44.64 Rp 811.7K

-19.94%

Summer Dress (H&M, Zara, etc)

$30.66 MKD 1,687

$34.95 Rp 635.6K

-12.27%

Sport Shoes (Adidas, Nike)

$101 MKD 5,556

$79.9 Rp 1.5M

26.40%

Men's Leather Business Shoes

$113 MKD 6,203

$79.4 Rp 1.4M

41.94%

1-bedroom Apartment, City Center (Monthly)

$201 MKD 11.1K

$1,125 Rp 20.5M

-82.12%

1-bedroom Apartment, Outside City Center (Monthly)

$127 MKD 6,989

$671 Rp 12.2M

-81.08%

3-bedroom Apartment, City Center (Monthly)

$331 MKD 18.2K

$3,565 Rp 64.8M

-90.71%

3-bedroom Apartment, Outside City Center (Monthly)

$201 MKD 11.0K

$1,723 Rp 31.3M

-88.35%

Buy Apartment in City Center (m2)

$1,210 MKD 66.6K

$2,732 Rp 49.7M

-55.71%

Buy Apartment Outside City Center (m2)

$976 MKD 53.7K

$2,284 Rp 41.5M

-57.25%

Average Monthly Net Salary (After Tax)

$463 MKD 25.5K

$164 Rp 3.0M

182.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.23

13.78

-69.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Stip: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Stip

$183 22.6%

Ubud, Bali

$104 7.7% 43.1% $79

Groceries & Markets

Stip

$177 21.9%

Ubud, Bali

$288 21.4% 62.5% $111

Accommodation & Living

Stip

$127 15.7%

Ubud, Bali

$672 49.8% 429% $544

Clothing & Footwear

Stip

$126 15.6%

Ubud, Bali

$108 8% 14.7% $19

Eating Out

Stip

$125 15.4%

Ubud, Bali

$108 8% 13.8% $17

Sport & Entertainment

Stip

$40 5%

Ubud, Bali

$58 4.3% 45% $18

Getting Around

Stip

$31 3.8%

Ubud, Bali

$11 0.9% 62.7% $19

Cost Breakdown

A central one-bedroom costs $201 in Stip versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Stip are about 2.8 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $23 in Stip versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $177 vs $288 – making Stip the more affordable choice for daily food spending.

Good to know

🇲🇰 Stip

🇮🇩 Ubud, Bali

🕒 Local time

03:51 3:51 AM

10:51 10:51 AM

7 h ahead of Stip

🌤 Weather

👥 Population

65,000

74,800

💱 Currency

North Macedonian Denar MKD ден

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 MKD = 1.82 USD

100 MKD = 1.63 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to MKD – North Macedonian Denar Converter

🇺🇸 United States Dollar ($)

🇲🇰 North Macedonian Denar (ден)

North Macedonian Denar exchange rates as of October 29, 2026: 1 USD = 55.02 MKD (100 MKD = 1.82 USD). 1 EUR = 61.25 MKD (100 MKD = 1.63 EUR).

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,183 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,242 IDR (100,000 IDR = 4.94 EUR).

USD to MKD in detail →

On the map

Lowest

Highest

Between locations

Stip Ubud, Bali 10,890 km ≈ 14 h nonstop flight

From you

Stip
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Stip vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 67%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $1,214 per month in Stip and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Stip, especially for central apartments: a one-bedroom in the center costs $201 there versus $1,125 in Ubud, Bali.

A mid-range dinner for two costs $23 in Stip and $36 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $809 in Stip and $1,349 in Ubud, Bali. That makes Stip about 40% cheaper.

A $1,000 monthly budget goes further in Stip, where all-in costs run around $809, than in Ubud, Bali at $1,349. In Stip it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Stip – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.