Cost of Living Comparison Between Stip and Ubud, Bali Cost of Living Comparison Between Stip and Ubud, Bali

Monthly Cost of Living

A single person spends $853 per month in Stip vs $1,378 in Ubud, Bali, rent included.

A couple spends around $1,260 per month in Stip vs $2,327 in Ubud, Bali, rent included.

A family of three spends $1,667 per month in Stip vs $3,275 in Ubud, Bali, rent included.

Stip is about 38% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Stip sits 38% below the global median, while Ubud, Bali is 0% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$7.53 MKD 398

$3.33 Rp 58.7K

126.13%

Three-Course Dinner for Two, Mid-Range

$23.64 MKD 1,249

$35.82 Rp 630.7K

-34.00%

Fast Food Meal (McDonalds, etc)

$6.78 MKD 358

$5.63 Rp 99.1K

20.43%

Cappuccino

$1.86 MKD 98.2

$2.82 Rp 49.7K

-34.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.55 MKD 82.0

$1.75 Rp 30.8K

-11.43%

Water (0.33 liter bottle)

$1.16 MKD 61.4

$0.80 Rp 14.0K

45.00%

Local Beer (0.5 liter draught)

$1.84 MKD 97.4

$3.04 Rp 53.6K

-39.47%

Imported Beer (0.33 liter bottle)

$2.92 MKD 154

$4.30 Rp 75.7K

-32.09%

Milk (1 liter)

$1.27 MKD 67.2

$1.61 Rp 28.3K

-21.12%

White Bread (500g)

$0.82 MKD 43.07

$2.27 Rp 39.9K

-63.88%

Rice (white) (1kg)

$1.16 MKD 61.5

$1.17 Rp 20.6K

-0.85%

Eggs

$2.59 MKD 137

$2.17 Rp 38.2K

19.35%

Local Cheese (1kg)

$8.69 MKD 459

$17.63 Rp 310.5K

-50.71%

Chicken Fillets (1kg)

$7.52 MKD 397

$4.05 Rp 71.4K

85.68%

Beef Round Steak (1kg)

$7.69 MKD 406

$12.18 Rp 214.5K

-36.86%

Apples (1kg)

$0.93 MKD 49.25

$3.62 Rp 63.7K

-74.31%

Banana (1kg)

$1.43 MKD 75.3

$1.64 Rp 28.8K

-12.80%

Oranges (1kg)

$1.39 MKD 73.5

$2.31 Rp 40.6K

-39.83%

Tomato (1kg)

$1.72 MKD 90.8

$1.96 Rp 34.5K

-12.24%

Potato (1kg)

$0.93 MKD 48.93

$1.84 Rp 32.5K

-49.46%

Onion (1kg)

$0.89 MKD 46.77

$2.37 Rp 41.7K

-62.45%

Lettuce (1 head)

$0.59 MKD 31.21

$1.05 Rp 18.5K

-43.81%

Water (1.5 liter bottle)

$0.42 MKD 22.08

$0.54 Rp 9,560

-22.22%

Cigarettes 20 Pack (Marlboro, Camel)

$3.26 MKD 172

$2.30 Rp 40.6K

41.74%

Wine (Bottle)

$7.61 MKD 402

$23.08 Rp 406.4K

-67.03%

Local Beer (0.5 liter bottle)

$1.09 MKD 57.4

$2.34 Rp 41.2K

-53.42%

Imported Beer (0.33 liter bottle)

$1.53 MKD 81.0

$3.07 Rp 54.0K

-50.16%

One-way Ticket (Public Transport)

$0.65 MKD 34.21

$0.25 Rp 4,365

160.00%

Public Transport Monthly Pass (Regular Price)

$22.86 MKD 1,208

$9.42 Rp 165.9K

142.68%

Taxi Start (Normal Tariff)

$1.14 MKD 60.3

$0.49 Rp 8,631

132.65%

Taxi (Normal Tariff) (1km)

$0.68 MKD 35.94

$0.47 Rp 8,349

44.68%

Taxi 1hour Waiting (Normal Tariff)

$5.79 MKD 306

$5.60 Rp 98.6K

3.39%

Gasoline (1 liter)

$1.52 MKD 80.5

$0.81 Rp 14.2K

87.65%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.7K MKD 1.9M

$25.0K Rp 440.3M

46.61%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.1K MKD 1.5M

$31.1K Rp 547.0M

-9.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$165 MKD 8,691

$82.7 Rp 1.5M

98.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.36 MKD 495

$6.49 Rp 114.2K

44.22%

Internet (50+ Mbps, Unlimited Data)

$17.13 MKD 905

$18.79 Rp 330.8K

-8.83%

Gym Membership (Monthly)

$28.13 MKD 1,486

$55.2 Rp 972.6K

-49.08%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

Cinema Ticket

$6.64 MKD 351

$4.30 Rp 75.7K

54.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$381 MKD 20.1K

$494 Rp 8.7M

-22.86%

International Primary School, 1 Child (Yearly)

$5,594 MKD 295.6K

$5,917 Rp 104.2M

-5.45%

Jeans (Levis 501 Or Similar)

$38.16 MKD 2,016

$46.28 Rp 814.8K

-17.55%

Summer Dress (H&M, Zara, etc)

$31.71 MKD 1,675

$36.44 Rp 641.6K

-12.98%

Sport Shoes (Adidas, Nike)

$108 MKD 5,689

$80.7 Rp 1.4M

33.43%

Men's Leather Business Shoes

$114 MKD 6,022

$78.8 Rp 1.4M

44.67%

1-bedroom Apartment, City Center (Monthly)

$209 MKD 11.0K

$1,114 Rp 19.6M

-81.28%

1-bedroom Apartment, Outside City Center (Monthly)

$131 MKD 6,901

$693 Rp 12.2M

-81.16%

3-bedroom Apartment, City Center (Monthly)

$341 MKD 18.0K

$3,639 Rp 64.1M

-90.63%

3-bedroom Apartment, Outside City Center (Monthly)

$204 MKD 10.8K

$1,712 Rp 30.1M

-88.06%

Buy Apartment in City Center (m2)

$1,246 MKD 65.9K

$2,761 Rp 48.6M

-54.85%

Buy Apartment Outside City Center (m2)

$1,000 MKD 52.8K

$2,293 Rp 40.4M

-56.38%

Average Monthly Net Salary (After Tax)

$472 MKD 24.9K

$167 Rp 2.9M

182.49%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.25

13.78

-69.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Stip: September 5, 2026

Last update for Ubud, Bali: September 6, 2026

Cost Breakdown

A central one-bedroom costs $209 in Stip versus $1,114 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 182% higher in Stip, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $24.00 in Stip versus $36.00 in Ubud, Bali. Monthly groceries follow the same trend: $186 vs $294 – making Stip the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Stip vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 62%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $1,279 per month in Stip and $2,067 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Stip, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $24.00 in Stip and $36.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $853 in Stip and $1,378 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,500 monthly budget goes further in Stip, where all-in costs run around $853, than in Ubud, Bali at $1,378. In Stip it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Stip – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Stip. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.