Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Starogard Gdanski

For one person, living is cheaper in Starogard Gdanski: $1,122 a month against $1,331 in Ubud, Bali, rent and utilities included – about $2,500 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
53

Cost of Living Index in Starogard Gdanski
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Starogard Gdanski Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Starogard Gdanski

🇵🇱 Poland

$1,122

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Starogard Gdanski

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Starogard Gdanski actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $1,122 in Starogard Gdanski.

Ubud, Bali $1,331
Starogard Gdanski $1,122

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $1,674 in Starogard Gdanski.

Ubud, Bali $2,255
Starogard Gdanski $1,674

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $2,225 in Starogard Gdanski.

Ubud, Bali $3,180
Starogard Gdanski $2,225

Living in Ubud, Bali is roughly 19% more expensive than in Starogard Gdanski, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Ubud, Bali 2% lower, Starogard Gdanski 17% lower.

Meal at Budget Restaurant

$3.38 Rp 61.1K

$6.72 zł 26.60

-49.70%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 627.3K

$37.52 zł 149

-7.65%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 100.9K

$8.87 zł 35.13

-37.20%

Cappuccino

$2.62 Rp 47.4K

$3.31 zł 13.12

-20.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$2.12 zł 8.41

-27.36%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$1.65 zł 6.54

-61.21%

Local Beer (0.5 liter draught)

$2.67 Rp 48.3K

$2.99 zł 11.82

-10.70%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.2K

$3.48 zł 13.77

22.41%

Milk (1 liter)

$1.46 Rp 26.5K

$0.86 zł 3.39

69.77%

White Bread (500g)

$2.29 Rp 41.5K

$1.04 zł 4.11

120.19%

Rice (white) (1kg)

$1.11 Rp 20.0K

$1.15 zł 4.56

-3.48%

Eggs

$2.10 Rp 38.0K

$3.00 zł 11.89

-30.00%

Local Cheese (1kg)

$15.94 Rp 288.6K

$7.73 zł 30.60

106.21%

Chicken Fillets (1kg)

$3.88 Rp 70.3K

$5.51 zł 21.80

-29.58%

Beef Round Steak (1kg)

$11.40 Rp 206.4K

$10.23 zł 40.49

11.44%

Apples (1kg)

$3.55 Rp 64.3K

$0.76 zł 3.01

367.11%

Banana (1kg)

$1.54 Rp 27.8K

$0.99 zł 3.90

55.56%

Oranges (1kg)

$2.23 Rp 40.4K

$1.46 zł 5.79

52.74%

Tomato (1kg)

$1.97 Rp 35.7K

$1.95 zł 7.72

1.03%

Potato (1kg)

$1.86 Rp 33.6K

$0.54 zł 2.13

244.44%

Onion (1kg)

$2.42 Rp 43.8K

$1.09 zł 4.31

122.02%

Lettuce (1 head)

$1.02 Rp 18.6K

$1.17 zł 4.63

-12.82%

Water (1.5 liter bottle)

$0.52 Rp 9,456

$0.53 zł 2.09

-1.89%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.8K

$6.39 zł 25.32

-65.57%

Wine (Bottle)

$21.79 Rp 394.4K

$5.19 zł 20.55

319.85%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.1K

$0.88 zł 3.50

164.77%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

$1.07 zł 4.24

177.57%

One-way Ticket (Public Transport)

$0.25 Rp 4,533

$1.03 zł 4.09

-75.73%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.0K

$28.72 zł 114

-71.55%

Taxi Start (Normal Tariff)

$0.44 Rp 7,925

$2.06 zł 8.16

-78.64%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,472

$0.75 zł 2.97

-37.33%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.4K

$7.79 zł 30.86

-28.11%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.55 zł 6.14

-46.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 442.6M

$27.9K zł 110.3K

-12.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 573.8M

$25.6K zł 101.4K

23.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$133 zł 527

-41.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.2K

$10.20 zł 40.40

-39.80%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 342.4K

$15.80 zł 62.6

19.75%

Gym Membership (Monthly)

$51.0 Rp 923.1K

$31.65 zł 125

61.11%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 330.4K

$19.64 zł 77.8

-7.08%

Cinema Ticket

$4.38 Rp 79.3K

$7.06 zł 27.94

-37.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$249 zł 984

98.13%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.2M

$8,440 zł 33.4K

44.79%

Jeans (Levis 501 Or Similar)

$45.16 Rp 817.6K

$81.1 zł 321

-44.34%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 631.6K

$33.45 zł 132

4.30%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$74.4 zł 295

5.21%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$90.7 zł 359

-14.16%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

$562 zł 2,225

91.80%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.0M

$422 zł 1,670

57.65%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.5M

$778 zł 3,079

351.41%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.2M

$682 zł 2,702

144.88%

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

$1,657 zł 6,560

41.25%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.5M

$1,405 zł 5,562

59.21%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$1,366 zł 5,409

-87.82%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.21

121.90%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Starogard Gdanski: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Starogard Gdanski

$422 37.6% 36.6% $243

Groceries & Markets

Ubud, Bali

$279 21%

Starogard Gdanski

$174 15.5% 37.7% $105

Clothing & Footwear

Ubud, Bali

$106 8%

Starogard Gdanski

$126 11.2% 18.4% $20

Eating Out

Ubud, Bali

$106 8%

Starogard Gdanski

$157 14% 48.6% $51

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Starogard Gdanski

$159 14.2% 55.2% $57

Sport & Entertainment

Ubud, Bali

$60 4.5%

Starogard Gdanski

$46 4.1% 23.4% $14

Getting Around

Ubud, Bali

$12 0.9%

Starogard Gdanski

$39 3.5% 224% $27

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $562 in Starogard Gdanski. Housing cost is often the main lever when comparing two cities.

Starogard Gdanski pays about 8.2 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35 in Ubud, Bali vs $38 in Starogard Gdanski. Groceries flip the comparison at $279 vs $174, with Starogard Gdanski cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇵🇱 Starogard Gdanski

🕒 Local time

01:04 1:04 AM

18:04 6:04 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

47,037

💱 Currency

Indonesian Rupiah IDR Rp

Polish Złoty PLN zł

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.96 EUR

1 PLN = 0.253 USD

1 PLN = 0.227 EUR

Exchange rates and currency converter

PLN, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 7, 2026: 1 USD = 18,103 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,173 IDR (100,000 IDR = 4.96 EUR).

Polish Złoty exchange rates as of November 7, 2026: 1 USD = 3.96 PLN (1 PLN = 0.253 USD). 1 EUR = 4.41 PLN (1 PLN = 0.227 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Starogard Gdanski 11,210 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Starogard Gdanski

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Starogard Gdanski: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,331 in Ubud, Bali and $1,122 in Starogard Gdanski, so Starogard Gdanski is about 16% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 88% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,078 in Ubud, Bali versus $562 in Starogard Gdanski. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 61% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35 versus $38 in Starogard Gdanski. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $2,000 a month, though Starogard Gdanski gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Starogard Gdanski are both considered safe, so it’s unlikely to be the deciding factor between them.