Last update: Oct 2026

Cost of Living Comparison Between Starogard Gdanski and Ubud, Bali

For one person, living is cheaper in Starogard Gdanski: $1,122 a month against $1,331 in Ubud, Bali, rent and utilities included – about $2,500 less a year. Rent and utilities account for most of the difference.

53

Cost of Living Index in Starogard Gdanski
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Starogard Gdanski Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Starogard Gdanski

🇵🇱 Poland

$1,122

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Starogard Gdanski and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Starogard Gdanski and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,122 in Starogard Gdanski versus $1,331 in Ubud, Bali.

Starogard Gdanski $1,122
Ubud, Bali $1,331

Estimated couple costs with rent: $1,674 in Starogard Gdanski versus $2,255 in Ubud, Bali.

Starogard Gdanski $1,674
Ubud, Bali $2,255

Monthly costs for a family of three with rent: $2,225 in Starogard Gdanski versus $3,180 in Ubud, Bali.

Starogard Gdanski $2,225
Ubud, Bali $3,180

Living in Starogard Gdanski costs roughly 16% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Starogard Gdanski 17% lower, Ubud, Bali 2% lower.

Meal at Budget Restaurant

$6.72 zł 26.41

$3.38 Rp 61.1K

98.82%

Three-Course Dinner for Two, Mid-Range

$37.52 zł 148

$34.65 Rp 627.3K

8.28%

Fast Food Meal (McDonalds, etc)

$8.87 zł 34.89

$5.57 Rp 100.9K

59.25%

Cappuccino

$3.31 zł 13.03

$2.62 Rp 47.4K

26.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 zł 8.35

$1.54 Rp 27.9K

37.66%

Water (0.33 liter bottle)

$1.65 zł 6.49

$0.64 Rp 11.6K

157.81%

Local Beer (0.5 liter draught)

$2.99 zł 11.74

$2.67 Rp 48.3K

11.99%

Imported Beer (0.33 liter bottle)

$3.48 zł 13.68

$4.26 Rp 77.2K

-18.31%

Milk (1 liter)

$0.86 zł 3.37

$1.46 Rp 26.5K

-41.10%

White Bread (500g)

$1.04 zł 4.08

$2.29 Rp 41.5K

-54.59%

Rice (white) (1kg)

$1.15 zł 4.53

$1.11 Rp 20.0K

3.60%

Eggs

$3.00 zł 11.81

$2.10 Rp 38.0K

42.86%

Local Cheese (1kg)

$7.73 zł 30.39

$15.94 Rp 288.6K

-51.51%

Chicken Fillets (1kg)

$5.51 zł 21.65

$3.88 Rp 70.3K

42.01%

Beef Round Steak (1kg)

$10.23 zł 40.21

$11.40 Rp 206.4K

-10.26%

Apples (1kg)

$0.76 zł 2.99

$3.55 Rp 64.3K

-78.59%

Banana (1kg)

$0.99 zł 3.88

$1.54 Rp 27.8K

-35.71%

Oranges (1kg)

$1.46 zł 5.75

$2.23 Rp 40.4K

-34.53%

Tomato (1kg)

$1.95 zł 7.67

$1.97 Rp 35.7K

-1.02%

Potato (1kg)

$0.54 zł 2.12

$1.86 Rp 33.6K

-70.97%

Onion (1kg)

$1.09 zł 4.28

$2.42 Rp 43.8K

-54.96%

Lettuce (1 head)

$1.17 zł 4.59

$1.02 Rp 18.6K

14.71%

Water (1.5 liter bottle)

$0.53 zł 2.08

$0.52 Rp 9,456

1.92%

Cigarettes 20 Pack (Marlboro, Camel)

$6.39 zł 25.15

$2.20 Rp 39.8K

190.45%

Wine (Bottle)

$5.19 zł 20.41

$21.79 Rp 394.4K

-76.18%

Local Beer (0.5 liter bottle)

$0.88 zł 3.48

$2.33 Rp 42.1K

-62.23%

Imported Beer (0.33 liter bottle)

$1.07 zł 4.21

$2.97 Rp 53.8K

-63.97%

One-way Ticket (Public Transport)

$1.03 zł 4.06

$0.25 Rp 4,533

312.00%

Public Transport Monthly Pass (Regular Price)

$28.72 zł 113

$8.17 Rp 148.0K

251.53%

Taxi Start (Normal Tariff)

$2.06 zł 8.10

$0.44 Rp 7,925

368.18%

Taxi (Normal Tariff) (1km)

$0.75 zł 2.95

$0.47 Rp 8,472

59.57%

Taxi 1hour Waiting (Normal Tariff)

$7.79 zł 30.64

$5.60 Rp 101.4K

39.11%

Gasoline (1 liter)

$1.55 zł 6.10

$0.83 Rp 15.0K

86.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.9K zł 109.5K

$24.4K Rp 442.6M

13.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.6K zł 100.7K

$31.7K Rp 573.8M

-19.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$133 zł 524

$77.5 Rp 1.4M

71.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.20 zł 40.13

$6.14 Rp 111.2K

66.12%

Internet (50+ Mbps, Unlimited Data)

$15.80 zł 62.1

$18.92 Rp 342.4K

-16.49%

Gym Membership (Monthly)

$31.65 zł 124

$51.0 Rp 923.1K

-37.93%

Tennis Court (1 Hour on Weekend)

$19.64 zł 77.2

$18.25 Rp 330.4K

7.62%

Cinema Ticket

$7.06 zł 27.75

$4.38 Rp 79.3K

61.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$249 zł 977

$492 Rp 8.9M

-49.53%

International Primary School, 1 Child (Yearly)

$8,440 zł 33.2K

$12.2K Rp 221.2M

-30.94%

Jeans (Levis 501 Or Similar)

$81.1 zł 319

$45.16 Rp 817.6K

79.67%

Summer Dress (H&M, Zara, etc)

$33.45 zł 132

$34.89 Rp 631.6K

-4.13%

Sport Shoes (Adidas, Nike)

$74.4 zł 293

$78.3 Rp 1.4M

-4.95%

Men's Leather Business Shoes

$90.7 zł 357

$77.9 Rp 1.4M

16.50%

1-bedroom Apartment, City Center (Monthly)

$562 zł 2,209

$1,078 Rp 19.5M

-47.86%

1-bedroom Apartment, Outside City Center (Monthly)

$422 zł 1,659

$665 Rp 12.0M

-36.57%

3-bedroom Apartment, City Center (Monthly)

$778 zł 3,058

$3,510 Rp 63.5M

-77.85%

3-bedroom Apartment, Outside City Center (Monthly)

$682 zł 2,683

$1,671 Rp 30.2M

-59.16%

Buy Apartment in City Center (m2)

$1,657 zł 6,515

$2,340 Rp 42.4M

-29.20%

Buy Apartment Outside City Center (m2)

$1,405 zł 5,524

$2,236 Rp 40.5M

-37.19%

Average Monthly Net Salary (After Tax)

$1,366 zł 5,372

$166 Rp 3.0M

721.23%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.21

13.78

-54.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Starogard Gdanski: October 31, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Starogard Gdanski

$422 37.6%

Ubud, Bali

$665 50% 57.7% $243

Groceries & Markets

Starogard Gdanski

$174 15.5%

Ubud, Bali

$279 21% 60.6% $105

Monthly Utilities & Internet

Starogard Gdanski

$159 14.2%

Ubud, Bali

$103 7.7% 35.6% $57

Eating Out

Starogard Gdanski

$157 14%

Ubud, Bali

$106 8% 32.7% $51

Clothing & Footwear

Starogard Gdanski

$126 11.2%

Ubud, Bali

$106 8% 15.6% $20

Sport & Entertainment

Starogard Gdanski

$46 4.1%

Ubud, Bali

$60 4.5% 30.6% $14

Getting Around

Starogard Gdanski

$39 3.5%

Ubud, Bali

$12 0.9% 69.1% $27

Cost Breakdown

A one-bedroom apartment in the center runs $562 in Starogard Gdanski and $1,078 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Starogard Gdanski pays about 8.2 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $38 in Starogard Gdanski vs $35 in Ubud, Bali. Groceries flip the comparison at $174 vs $279, with Starogard Gdanski cheaper for home cooking.

Good to know

🇵🇱 Starogard Gdanski

🇮🇩 Ubud, Bali

🕒 Local time

23:33 11:33 PM

06:33 6:33 AM

7 h ahead of Starogard Gdanski

🌤 Weather

👥 Population

47,037

74,800

💱 Currency

Polish Złoty PLN zł

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 PLN = 0.254 USD

1 PLN = 0.228 EUR

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of November 6, 2026: 1 USD = 3.93 PLN (1 PLN = 0.254 USD). 1 EUR = 4.4 PLN (1 PLN = 0.228 EUR).

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,103 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,231 IDR (100,000 IDR = 4.94 EUR).

USD to PLN in detail →

On the map

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Between locations

Starogard Gdanski Ubud, Bali 11,210 km ≈ 15 h nonstop flight

From you

Starogard Gdanski
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Starogard Gdanski vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,122 in Starogard Gdanski and $1,331 in Ubud, Bali, so Starogard Gdanski is about 16% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay in Starogard Gdanski is about 8.2 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $562 in Starogard Gdanski versus $1,078 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 61% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35 versus $38 in Starogard Gdanski. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $2,000 a month, though Starogard Gdanski gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Starogard Gdanski and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.